Skip to main content
Elizabeth CityALL OTHERS AREA 216104 W Main St✓ Source: REIN MLS #10637449 · record updated Jun 10, 2026 · synced every 5 min · your inquiry is never resold
104 W Main ST, ELIZABETHCITY NC 27909 - Main photo
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 2
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 3
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 4
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 5
$650,000
$188 / sqft · est. $3,872/mo →
5beds
1.1baths
3,466sqft
8days on market

104 W Main St, Elizabeth City, NC 27909

ActiveResidential · built 1900 · ALL OTHERS AREA 216

About this home

The listing, in the seller's words

Rare Mixed-Use Downtown Opportunity – Completely Turnkey! This unique mixed-use property presents a rare opportunity to own an iconic downtown commercial restaurant space complete with attached residential accommodations, established short-term rental income, and additional third-floor living or development potential. Located in the heart of downtown, this fully turnkey property features an established commercial restaurant on the main level with seating for 48 guests, offering strong visibility, charm, and operational flexibility. Designed for a seamless transition, the restaurant is positioned for an owner-operator, investor, or hospitality entrepreneur ready to step into an existing downtown destination. The second floor currently operates as a successful income-producing Airbnb, generating exceptional supplemental revenue while offering attractive live/work or investment flexibility. Adding even greater value, the third floor presents exciting opportunities for expanded living space, owner's quarters, luxury suite, creative studio, additional short-term rental accommodations, or future development potential. Combining commercial success, residential versatility, proven income streams, and expansion opportunity, this rare downtown property is a truly exceptional turnkey investment and lifestyle opportunity ready for its next chapter.

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10637449

VaHome team overview

Our read on this home

At a glance

A five-bedroom, turn-of-the-century home on West Main Street in the heart of Elizabeth City, North Carolina — 3,466 square feet of historic character steps from the Pasquotank River waterfront, downtown dining, and a walkable neighborhood grid that rarely comes available.

Read the full overview ↓

Why this home stands out

Built in 1900, this 3,466-square-foot residence carries more than a century of architectural detail that newer construction simply cannot replicate. Five bedrooms give you genuine flexibility — home office, guest suite, hobby room — while the downtown Elizabeth City address means coffee, dinner, and the riverfront are all within a short walk. Properties of this scale and vintage in this location are genuinely rare.

ALL OTHERS AREA 216 and the Elizabeth City real estate market

West Main Street sits inside Elizabeth City's historic downtown core, a walkable grid of late-19th and early-20th century homes, locally owned storefronts, and a working waterfront along the Pasquotank River. Elizabeth City is the largest city in northeastern North Carolina and serves as the commercial and cultural hub of the Albemarle region. The city has earned a reputation as one of the most welcoming stops on the Intracoastal Waterway, and that same community spirit carries into everyday life on the ground. Neighbors here tend to know each other by name. The blocks around West Main Street blend residential and light commercial uses in a way that keeps things lively without feeling congested. Mariners' Wharf and the broader riverfront greenway are close enough to visit on a lunch break, and the density of independent restaurants and coffee shops downtown means you rarely need to drive for a good meal or a morning cup. If you're searching for homes in historic downtown Elizabeth City, this block delivers the full picture.

What's nearby

Step outside and daily life falls into place quickly. Muddy Waters Coffeehouse is essentially at your front door, with The SweetEasy and The Kraken Coffeehouse both within a few blocks. Dinner options are equally close — The Boathouse, Tooley's Tavern, and Colonial Cafe are all within two-tenths of a mile. Pool Street Park is a one-minute walk, and Veteran's Park and Mariners' Wharf Park are just down the road. For everyday errands, Dollar General is four-tenths of a mile away and Food Lion Pharmacy is under a mile. Galaxy Extreme Athletics and Madhouse Dance Fit are both within two-tenths of a mile when you want to stay active.

For different buyers

For families upgrading

Five bedrooms in a 3,466-square-foot historic home means everyone gets their own space — and then some. Whether you need room for a growing family, a dedicated workspace, or a guest suite for visiting relatives, this layout handles it. Add a walkable downtown address with parks, restaurants, and coffee shops steps away, and you have the kind of home a family can genuinely grow into over the long term.

For buyers drawn to character

If you've been passing on cookie-cutter new construction because it just doesn't have soul, 104 W Main Street is worth a serious look. Homes built in 1900 carry proportions, millwork, and a sense of permanence that modern builds rarely achieve. At 3,466 square feet across five bedrooms, there's plenty of room to restore, personalize, and make your own — all on one of Elizabeth City's most storied downtown streets.

More buyer questions

How far is 104 W Main Street from USCG Finance Center Chesapeake?

The drive from 104 W Main Street to USCG Finance Center Chesapeake is approximately 63 minutes under normal conditions, heading north through the Albemarle region into the Hampton Roads area.

What is the flood risk situation for 104 W Main Street, Elizabeth City?

Elizabeth City sits in a low-lying coastal region, so flood zone designation is an important factor to verify — check the dedicated FloodRisk tile on this page for the current FEMA zone information specific to this address.

Is 104 W Main Street part of an HOA?

Based on available property data, there is no HOA associated with this address, though you should confirm this detail during the due diligence period of any purchase.

How walkable is the West Main Street neighborhood in Elizabeth City?

Very walkable — coffee shops, restaurants, parks, and everyday errands are all within a quarter to three-quarters of a mile, making this one of the most pedestrian-friendly addresses in Elizabeth City.

What architectural style is the home at 104 W Main Street?

Built in 1900, the home reflects the late Victorian and early American vernacular residential styles common to northeastern North Carolina's historic downtown districts, characterized by generous square footage, high ceilings, and traditional detailing.

Want to see 104 W Main Street in person or get more details? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementarySheep-Harney Elementary
  • MiddleElizabeth City Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1900

Price / sqft

$188

HOA

None

Taxes

$3,711/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10637449

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,872/mo

Principal & interest

$3,373

Property tax

$309

Home insurance

$190

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$345,000$599,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1115 Park DR · 1.4 mi · 3,994 sqft$422,000 sold 2026-04
212 Reedy Creek DR · 2.1 mi · 2,801 sqft$516,900 sold 2026-05
108 Yawl ST · 2.4 mi · 2,858 sqft$469,900 sold 2026-02

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$188

Annual Taxes

$3,711

Monthly Tax

$309

HOA

None

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 2, 2026$650,000
Currently listed$650,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 104 W Main St in a good school zone?+
The assigned zones on the listing record are Sheep-Harney Elementary, Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 104 W Main St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 104 W Main St?+
Yes — Galaxy Extreme Athletics is about 0.1 miles away, per the cached nearby-places record for this address.
Are there parks near 104 W Main St?+
Pool Street Park is about 0.1 miles away.
Where is the nearest grocery store to 104 W Main St?+
Dollar General is about 0.4 miles away. The closest dining on record is The Boathouse (0.2 mi).
Does 104 W Main St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 104 W Main St built?+
It was built in 1900, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10637449

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

104 W Main St, Elizabeth City, North Carolina 27909 · MLS #10637449 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.