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✓ Source: REIN MLS #10637445 · record updated Jun 10, 2026 · synced every 2 min · your inquiry is never resold
104 W Main ST, ELIZABETHCITY NC 27909 - Main photo
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 2
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 3
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 4
104 W Main ST, ELIZABETHCITY NC 27909 - Photo 5
3,466sqft
8days on market

104 W Main St, Elizabeth City, NC 27909

ActiveCommercial/Industrial · ALL OTHERS AREA 216

About this home

Rare Mixed-Use Downtown Opportunity – Completely Turnkey! This unique mixed-use property presents a rare opportunity to own an iconic downtown commercial restaurant space complete with attached residential accommodations, established short-term rental income, and additional third-floor living or development potential. Located in the heart of downtown, this fully turnkey property features an established commercial restaurant on the main level with seating for 48 guests, offering strong visibility, charm, and operational flexibility. Designed for a seamless transition, the restaurant is positioned for an owner-operator, investor, or hospitality entrepreneur ready to step into an existing downtown destination. The second floor currently operates as a successful income-producing Airbnb, generating exceptional supplemental revenue while offering attractive live/work or investment flexibility. Adding even greater value, the third floor presents exciting opportunities for expanded living space, owner's quarters, luxury suite, creative studio, additional short-term rental accommodations, or future development potential. Combining commercial success, residential versatility, proven income streams, and expansion opportunity, this rare downtown property is a truly exceptional turnkey investment and lifestyle opportunity ready for its next chapter.

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10637445

Facts & features

Type

Commercial/Industrial

Price / sqft

$188

HOA

None

Taxes

$3,711/yr

County

Elizabeth City NC

MLS #

10637445

Interior

Approx. sqft
3,466

Construction & exterior

Subtype
Purchase
Foundation
Crawl
Construction
Frame
Roof
Asphalt Shingle
Exterior
Wood
Exterior features
Display Window, Door Sign, Inside Storage, Priv Restrms, Rear Entrance, Window Treatments

Utilities & systems

Cooling
Central Air
Utilities available
City Sewer, City Water, Electric, Gas

Lot, parking & ownership

Lot size
0.1640
Subdivision
ALL OTHERS AREA 216
Ownership
Fee Simple
Garage
No
Parking
Addl Parking, Off Street
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 104 W Main Street in Elizabeth City—a five-bedroom, two-bath home built in 1900 with 3,466 square feet of classic character. You're steps from downtown shops, restaurants, and parks. This is a home with history and bones worth preserving.

Read the full overview ↓

Why this home stands out

Built at the turn of the century, this residence carries the architectural bones and solid construction of its era. Five generous bedrooms and over 3,400 square feet give you room to work with—whether that's living space, storage, or future renovation potential. The location on Main Street puts you in the heart of Elizabeth City's walkable downtown, where daily life happens on foot.

ALL OTHERS AREA 216 and the Elizabeth City real estate market

Elizabeth City's downtown core is a working neighborhood with real character. Main Street itself is lined with local businesses, restaurants, and gathering spots—the kind of block where neighbors know each other. You'll find coffee shops, wine bars, and casual dining within steps of your front door. The Pasquotank River runs through town, and waterfront parks like Mariners' Wharf Park and Moth Boat Park are a short walk away. Elizabeth City sits in northeastern North Carolina, about 45 minutes south of the Virginia border. Getting around is straightforward: US Route 17 runs north-south through town, and Highway 158 heads east toward the Outer Banks. Norfolk, Virginia and its naval presence lie roughly 90 minutes north. The pace here is small-town steady, with a real sense of community and history woven into the streets.

What's nearby

Your front door opens onto a neighborhood packed with walkable options. Coffee lovers have The SweetEasy, The Kraken Coffeehouse, and Muddy Waters Coffeehouse all within a few blocks. Hungry? Elizabeth City Pizza Company and 2 Souls Wine & Bourbon Bar are steps away, with Colonial Cafe just around the corner. Groceries are easy—Dollar General is half a mile out, Food Lion Pharmacy at 0.8 miles. For fitness, REVITALIZE Fitness, Madhouse Dance Fit, and Galaxy Extreme Athletics are all nearby. Parks dot the neighborhood: Mariners' Wharf Park, Moth Boat Park, and Pool Street Park are each a short walk, offering green space and river views.

For different buyers

Base commute and VA loan notes

About 37 minutes to NSA Northwest Annex. VA loan financing is common in this market and works well for buyers looking to move decisively. Elizabeth City's downtown location means you can walk to shops and restaurants—no long commutes for daily life. Five bedrooms and solid square footage give you room to settle in.

Room to grow

Five bedrooms across 3,466 square feet give you genuine room to grow. The solid 1900s construction means a strong foundation for updates and improvements. Main Street's walkable downtown means kids can reach coffee shops, parks, and restaurants on foot. Multiple bathrooms and generous floor space support a multi-person household without cramping.

More buyer questions

How far is 104 W Main Street from NSA Northwest Annex?

About 37 minutes by car north toward Virginia. It's a reasonable commute for anyone working at the base.

What's within walking distance of this address?

You're steps from coffee shops, restaurants, wine bars, fitness studios, and parks. The entire downtown is walkable from your front door.

How many bedrooms and bathrooms does this home have?

Five bedrooms and 2.1 bathrooms across 3,466 square feet. Plenty of space for a multi-person household.

When was this house built?

Built in 1900, it carries the solid construction and character details of that era. The bones are strong and worth working with.

Is there grocery shopping nearby?

Yes. Dollar General is half a mile away, and Food Lion Pharmacy is 0.8 miles out. Both are quick drives.

Ready to explore 104 W Main Street in Elizabeth City? Reach out to learn more about this downtown home and what it offers.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$550K – $750K

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Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

35min·26.9mi

USCG Finance Ctr

Coast Guard

51min·40.2mi

J7 Suffolk

Joint

59min·44.5mi

NNSY

Navy

58min·46.5mi

Dam Neck

Navy

79min·52.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,872/mo

Principal & interest

$3,373

Property tax

$309

Home insurance

$190

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$422,000 – $560,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1115 Park DR · 1.4 mi · 3,994 sqft$422,000 sold 2026-04
201 Country Club DR · 2.5 mi · 3,585 sqft$531,489 sold 2026-08
203 Starboard CT · 2.4 mi · 3,087 sqft$560,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$188

Annual Taxes

$3,711

Monthly Tax

$309

HOA

None

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 2, 2026$650,000—
Currently listed—$650,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 104 W Main St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 104 W Main St?+
Yes — Galaxy Extreme Athletics is about 0.1 miles away, per the cached nearby-places record for this address.
Are there parks near 104 W Main St?+
Pool Street Park is about 0.1 miles away.
Where is the nearest grocery store to 104 W Main St?+
Dollar General is about 0.4 miles away. The closest dining on record is The Boathouse (0.2 mi).
Does 104 W Main St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10637445

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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104 W Main St, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 W Main St, Elizabeth City, North Carolina 27909 · MLS #10637445 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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