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Elizabeth City › ALL OTHERS AREA 215 › 1027 Simpson Ditch Rd✓ Source: REIN MLS #10642043 · record updated Jul 20, 2026 · synced every 2 min · your inquiry is never resold
1027 Simpson Ditch RD, ELIZABETHCITY NC 27909 - Main photo
1027 Simpson Ditch RD, ELIZABETHCITY NC 27909 - Photo 2
1027 Simpson Ditch RD, ELIZABETHCITY NC 27909 - Photo 3
1027 Simpson Ditch RD, ELIZABETHCITY NC 27909 - Photo 4
1027 Simpson Ditch RD, ELIZABETHCITY NC 27909 - Photo 5
$338,000
$140 / sqft · est. $1,971/mo →
4beds
2baths
2,412sqft
7days on market

1027 Simpson Ditch Rd, Elizabeth City, NC 27909

Under ContractResidential · built 1989 · ALL OTHERS AREA 215

About this home

The listing, in the seller's words

Welcome home to this beautifully maintained ranch offering the perfect blend of comfort, updates, and convenience! Featuring 4 bedrooms, 2 full baths, and a large finished room over the garage (FROG), this home provides the flexible living space today's buyers are looking for. Recent improvements include a new roof (2026), new septic system (2026), new water heater (2025), complete HVAC ductwork replacement (2025), HVAC system (2019), and a mini-split system upstairs (2024). Enjoy a huge fenced backyard perfect for entertaining, pets, gardening, or relaxing outdoors. Conveniently located just minutes from Tanglewood Shopping Center, Walmart, Tractor Supply, downtown Elizabeth City, and the Coast Guard Base. Best of all, NO HOA! Move-in ready with major updates already completed, this is a home you won't want to miss.

Listing courtesy of Alexandra Allison · Atlantic Sothebys Int'l Realty · REIN MLS #10642043

VaHome team overview

Our read on this home

At a glance

A four-bedroom, two-bath home spanning 2,412 square feet in Elizabeth City, North Carolina, built in 1989 and set along Simpson Ditch Road — offering generous living space and a quieter pace of life just outside the Hampton Roads metro.

Read the full overview ↓

Why this home stands out

With over 2,400 square feet spread across four bedrooms and two full baths, 1027 Simpson Ditch Road gives you room to breathe without the density of a subdivision. The 1989 build hits a sweet spot — solid construction from an era known for generous floor plans and real materials — and the rural-edge setting along Simpson Ditch Road means elbow room that's genuinely hard to find at this size.

ALL OTHERS AREA 215 and the Elizabeth City real estate market

Elizabeth City sits in Pasquotank County in the northeastern corner of North Carolina, right where the Pasquotank River opens toward the Albemarle Sound. It's a small city with a distinct personality — part working waterfront, part college town, part agricultural community — and that mix gives it a character you don't find in cookie-cutter suburbs. Simpson Ditch Road sits on the outskirts, where the landscape opens up and neighbors aren't stacked on top of each other. If you've been searching for Elizabeth City NC homes with space and privacy, this corridor delivers. Downtown Elizabeth City is a short drive away, offering a walkable waterfront district, local restaurants, and community events along the Pasquotank River. The Outer Banks are roughly an hour south, making weekend beach trips a genuine part of life here. For daily needs, the city's commercial corridor along Hughes Boulevard keeps groceries, pharmacies, and big-box retailers within easy reach.

What's nearby

Everyday errands are straightforward from Simpson Ditch Road. Food Lion and Walmart Supercenter on Hughes Boulevard cover grocery runs without a long drive. Downtown Elizabeth City's waterfront is close enough for a weeknight dinner out — the Waterfront District has a growing lineup of local spots. Museum of the Albemarle is a short trip for a low-key afternoon. Moth Boat races and the annual Potato Festival give the calendar some local color. If you need a larger metro, Norfolk and the Hampton Roads area are roughly 50 miles north via US-17, making occasional trips manageable.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is approximately 70 minutes north via US-17 — a longer commute, but one some Coast Guard families trade for the lower cost of living and quieter lifestyle that Elizabeth City and Pasquotank County offer. The four-bedroom layout handles PCS moves well, with space for a home office or flex room when duty schedules shift.

For families upgrading

Four bedrooms and 2,412 square feet give a growing family real room to spread out — dedicated spaces for kids, guests, and a home office without anyone feeling crowded. The 1989 construction means established bones and a floor plan built for actual living, not just square footage on paper. Elizabeth City's pace makes it a genuinely comfortable place to put down roots.

More buyer questions

How far is 1027 Simpson Ditch Road from USCG Finance Center Chesapeake?

The drive is approximately 70 minutes north via US-17 into Chesapeake, Virginia — a commute that some service members offset with the quieter lifestyle and more rural setting that the Elizabeth City area provides.

What county is 1027 Simpson Ditch Road in?

The property is located in Pasquotank County, North Carolina, which includes Elizabeth City as its county seat and covers a mix of rural, waterfront, and small-city communities.

Is 1027 Simpson Ditch Road in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — worth reviewing given the Albemarle Sound region's low-lying geography.

How far is this home from the Outer Banks?

The northern Outer Banks — including Kitty Hawk and Kill Devil Hills — are roughly 50 to 60 miles southeast of Elizabeth City, typically about an hour's drive depending on traffic and the bridge crossing.

Does 1027 Simpson Ditch Road have a garage?

Garage details for this specific property are best confirmed through the current listing data or a showing — the property record and any available floor plan will have the most accurate structural information.

Tom and Dariya Milan at LPT Realty know this corner of North Carolina well. Reach out to get your questions answered and schedule a walkthrough of 1027 Simpson Ditch Road.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryPasquotank Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1989

Price / sqft

$140

HOA

None

Taxes

$1,425/yr

County

Pasquotank County NC

Waterfront

Yes

MLS #

10642043

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,412
Stories
1
Flooring
Carpet, Ceramic, Wood
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Spare Room, Utility Closet, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Water Softener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced,Full,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.6300
Subdivision
ALL OTHERS AREA 215
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,971/mo

Principal & interest

$1,754

Property tax

$119

Home insurance

$99

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$324,700 – $360,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 Rachel DR · 1.7 mi · 2,048 sqft$330,000 sold 2026-03
1307 London ST · 2.9 mi · 2,343 sqft$350,000 sold 2026-03
107 Harvey ST · 2.4 mi · 2,049 sqft$335,000 sold 2026-04

Sale & Tax History

List Price

$338,000

Price / Sq Ft

$140

Annual Taxes

$1,425

Monthly Tax

$119

HOA

None

Tax Rate (effective)

0.42%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 13, 2026$338,000—
Currently listed—$338,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1027 Simpson Ditch Rd in a good school zone?+
The assigned zones on the listing record are Pasquotank Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 1027 Simpson Ditch Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1027 Simpson Ditch Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1027 Simpson Ditch Rd built?+
It was built in 1989, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Alexandra Allison · Atlantic Sothebys Int'l Realty · REIN MLS #10642043

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1027 Simpson Ditch Rd, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1027 Simpson Ditch Rd, Elizabeth City, North Carolina 27909 · MLS #10642043 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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