2509 days on market
$402,000
405 S Church Street
Smithfield, Virginia 23430
MLS# 10266950 · ALL OTHERS AREA 64 · Isle of Wight County VA
Updated Mar 24, 2026 · Source: REIN MLS
Est. payment
$2,385/mo
Edit below
Price / sq ft
$409
982 sq ft
Days on market
2509
HOA
None
Year built
1950
76 yrs old
Beds
2
Full Baths
1
Half Baths
1
Sq Ft
982
Garage
No
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
DEEP DEEP WATER!!! Beautiful waterfront views out to the Pagan River and conveniently located next to Smithfield Station! The value is in the land!! The possibilities are endless! Property is being sold as-is/where-is.
Listed by Greg Garrett · Garrett Realty Partners
VaHome Team property overview
405 S Church Street is a 1950-built, 2-bedroom, 1.1-bath home in the heart of historic Smithfield, Virginia — just steps from the Pagan River waterfront, local dining, and Windsor Castle Park, all within a compact 982 square feet.
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Why this home stands out
What sets 405 S Church Street apart is pure location. You're a two-minute walk from Smithfield's most celebrated restaurants and a half-mile stroll from Windsor Castle Park's riverfront trails. For a home this size, the surrounding walkable amenity density is genuinely rare in Isle of Wight County — a combination that's hard to replicate anywhere else in the region.
ALL OTHERS AREA 64 and the Smithfield real estate market
Smithfield, Virginia carries a character that most Hampton Roads towns can only aspire to. Known for its brick-lined streets, 18th-century architecture, and the Pagan River waterfront, this is a town where history and everyday life overlap in the best way. Church Street sits right in the middle of it — close enough to downtown that you can walk to dinner, yet residential enough to feel like home. Isle of Wight County governs the area, bringing lower property tax rates than many neighboring jurisdictions. Smithfield draws buyers who want something genuinely distinctive, and that reputation extends well beyond Hampton Roads — visitors searching for obx homes for sale often discover Smithfield as a compelling alternative, offering historic charm with far less coastal traffic. The town's small-business culture, active waterfront, and strong community identity make it one of the most talked-about small cities in coastal Virginia.
What's nearby
Daily life at 405 S Church Street is remarkably walkable. Windsor Park North is essentially at your doorstep, and Windsor Castle Park — with its Pagan River trails and open green space — is just a half mile away. Smithfield Station and Smithfield restaurant are both within 0.1 miles for dining. Wharf Hill Brewing Company is a short 0.4-mile walk, and coffee is covered by Cure Coffeehouse and The Nelms House LLC nearby. The Main Gourmet and Hamtown Mercantile handle grocery runs at 0.5 miles. The Luter Family YMCA is under a mile for fitness, and the Isle of Wight County Veterans Memorial is a meaningful 0.4-mile walk from the front door.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes from 405 S Church Street, and NSA Northwest Annex is roughly 29 minutes out — both well within practical commute range. If you're using a VA loan, Smithfield's price points and Isle of Wight County's tax structure can work strongly in your favor. BAH for the area typically aligns well with ownership costs in this market.
For buyers drawn to character
If you've been searching for a home with genuine soul — a 1950-built structure on a historic street in one of Virginia's most architecturally intact small towns — 405 S Church Street deserves a close look. Church Street itself is the kind of address that tells a story. Walkable, rooted, and surrounded by independent businesses rather than chain sprawl, this is the urban and suburban balance that's increasingly hard to find.
Frequently asked questions
How far is 405 S Church Street from Joint Base Langley-Eustis (Fort Eustis)?
The drive from 405 S Church Street to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under typical conditions, making it a manageable daily commute for service members stationed there.
What is the flood risk at 405 S Church Street, Smithfield, VA?
Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which reflects current FEMA map data for Isle of Wight County.
What parks are walkable from 405 S Church Street?
Windsor Park North is essentially adjacent to the property, Windsor Castle Park is about a half mile away along the Pagan River, and the Isle of Wight County Veterans Memorial is a 0.4-mile walk — all accessible on foot without a car.
Is 405 S Church Street in an HOA?
This property is listed without an HOA, meaning no association dues or community rule overlays apply — just Isle of Wight County regulations.
Where is 405 S Church Street relative to downtown Smithfield?
The address sits directly within Smithfield's historic core, placing you within a short walk of the waterfront, Church Street dining, and the town's main commercial district.
Want to know more about 405 S Church Street or explore comparable homes in Smithfield? Tom and Dariya Milan at LPT Realty are ready to walk you through it.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
405 S Church Street, Smithfield
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
2
Full Baths
1
Half Baths
1
Approx Sq Ft
982
Stories
2
Fireplaces
0
Flooring
Other
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
None
Sale & Tax History
List Price
$402,000
Price / Sq Ft
$409
Annual Taxes
$2,188
Monthly Tax
$182
HOA
None
Tax Rate (effective)
0.54%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Jun 26, 2019 | $402,000 | — |
| Currently listed | — | $402,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$289,400
Land
$190,000
Improvement
$99,400
Parcel ID: 21A-01-424 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,385/moPrincipal & interest
$2,086
Property tax
$182
Home insurance
$117
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Garrett Realty Partners · MLS# 10266950
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$402,000
405 S Church Street, Smithfield VA 23430
Smithfield, Virginia 23430
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