2509 days on market
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$481,000
403 S Church Street
Smithfield, Virginia 23430
MLS# 10266936 · ALL OTHERS AREA 64 · Isle of Wight County VA
Updated Mar 24, 2026 · Source: REIN MLS
Est. payment
$2,835/mo
Edit below
Price / sq ft
$490
982 sq ft
Days on market
2509
HOA
None
Year built
1950
76 yrs old
Beds
3
Full Baths
1
Half Baths
1
Sq Ft
982
Garage
No
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
DEEP WATER!!! Beautiful view of the Pagan River located next to Smithfield Station! The value is in the land! Property is being sold as-is/where is.
This 1950 detached home on South Church Street in Smithfield offers 982 square feet with three bedrooms and 1.1 baths at $481,000 ($490 per square foot). The property's primary value lies in its deep-water riverfront location along the Pagan River, adjacent to Smithfield Station. The home is being sold as-is and has been on the market for an extended period.
Summary generated by AI from public records and publicly available information.
Listed by Greg Garrett · Garrett Realty Partners
VaHome Team property overview
A compact 1950 single-family home on a quiet Smithfield street, steps from Windsor Park North and a short walk to the historic downtown waterfront. Three bedrooms, nearly 1,000 square feet, and a half-bath — all on a manageable 0.16-acre lot.
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Why this home stands out
What sets 403 S Church Street apart is its unbeatable walkability inside one of Hampton Roads' most distinctive small towns. Windsor Park North is literally at your doorstep, Windsor Castle Park is half a mile away, and the restaurants, coffee shops, and local markets that make Smithfield feel like a real community are all within a half-mile stroll. You get small-town character without giving up convenience.
ALL OTHERS AREA 64 and the Smithfield real estate market
Smithfield, Virginia sits in Isle of Wight County along the Pagan River, and it carries a sense of place that newer developments rarely replicate. The downtown corridor along Main Street and the waterfront is lined with 18th- and 19th-century architecture, locally owned shops, breweries, and restaurants — the kind of streetscape that draws people in and keeps them. S Church Street places you right inside that fabric, close enough to walk to dinner but on a residential block that stays genuinely quiet. For buyers comparing options across the region, it's worth noting that while new townhomes for sale are popping up throughout Hampton Roads, Smithfield's historic core offers something fundamentally different: established tree canopy, walkable blocks, and a community identity that took generations to build. Isle of Wight County governs the area, and Smithfield's small scale means neighbors tend to know each other. The town hosts seasonal festivals, farmers markets, and waterfront events that fill the calendar without overwhelming daily life.
What's nearby
Daily errands are easy from S Church Street. The Main Gourmet, Hamtown Mercantile, and Chili Hill Food Market are all within half a mile for grocery runs. Dinner options start just 0.1 miles away at Smithfield and Smithfield Station, with Wharf Hill Brewing Company another couple of blocks out at 0.3 miles. Morning coffee is covered by Cure Coffeehouse and Cafe Place, both 0.4 miles away, or The Nelms House LLC at 0.6 miles. For fitness, EnCore Pilates and Physical Therapy and Luter Family YMCA are both under a mile. Windsor Park North is right outside, and Windsor Castle Park and the Isle of Wight County Veterans Memorial are within a half-mile walk.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes away, and NSA Northwest Annex is roughly 29 minutes — both manageable commutes from Smithfield. A VA loan can make a home like this accessible with favorable terms, and BAH rates for the region are worth running against the numbers here. Smithfield's small-town pace and tight community feel tend to resonate strongly with military households looking for stability between assignments.
For first-time buyers
At 982 square feet on a 0.16-acre lot, 403 S Church Street is sized right for a first purchase — enough space to live comfortably without taking on more than you need. The 1950 build gives it real bones and character, and the walkable location means you're not dependent on a car for everyday life. It's a grounded, manageable entry into homeownership in a town that holds its value.
Frequently asked questions
How far is 403 S Church Street from Joint Base Langley-Eustis (Fort Eustis)?
The drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under normal traffic conditions. The route via Route 10 is straightforward and avoids most of the congestion that affects other Hampton Roads corridors.
What is the flood zone status for 403 S Church Street?
Flood zone information for this address is displayed in the FloodRisk tile on this page. It's worth reviewing before making any decisions, as parts of Smithfield near the Pagan River waterfront carry elevated flood designations.
Is there an HOA at 403 S Church Street?
This property is not part of a homeowners association, so there are no HOA rules or dues attached to the address.
What parks are walkable from 403 S Church Street?
Windsor Park North is essentially at the property line, Windsor Castle Park is about half a mile away, and the Isle of Wight County Veterans Memorial is 0.4 miles — all reachable on foot without crossing major roads.
What architectural style is 403 S Church Street?
The home was built in 1950 and reflects the modest, ground-level residential construction common to mid-century Smithfield — a single-story layout on a compact lot, consistent with the ranch-style houses for sale near me searches that often lead buyers to this part of Isle of Wight County.
Want to see how 403 S Church Street fits your plans? Tom and Dariya Milan at LPT Realty know Smithfield well — reach out and let's talk through it.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
403 S Church Street, Smithfield
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
1
Half Baths
1
Approx Sq Ft
982
Stories
2
Fireplaces
0
Flooring
Other
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
None
Sale & Tax History
List Price
$481,000
Price / Sq Ft
$490
Annual Taxes
$2,389
Monthly Tax
$199
HOA
None
Tax Rate (effective)
0.50%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Jun 26, 2019 | $481,000 | — |
| Currently listed | — | $481,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$335,500
Land
$210,000
Improvement
$125,500
Parcel ID: 21A-01-423 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,835/moPrincipal & interest
$2,496
Property tax
$199
Home insurance
$140
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Garrett Realty Partners · MLS# 10266936
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$481,000
403 S Church Street, Smithfield VA 23430
Smithfield, Virginia 23430
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