88 days on market
$389,990
431 Tributary Ln
Carrollton, Virginia 23314
MLS# 10615662 · SOUTH HARBOR · Isle of Wight County VA
Updated Apr 13, 2026 · Source: REIN MLS
Est. payment
$2,381/mo
Edit below
Price / sq ft
$277
1,410 sq ft
Days on market
88
HOA
None
Year built
2026
0 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
1,410
Garage
Yes
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Alberti Ranch is designed for easy living - say goodbye to stairs! This end homesite beautiful ranch-style home features 3 bedrooms and 2 full bathrooms, including a larg…
Listed by Jenny Lovell · BHHS RW Towne Realty
VaHome Team property overview
431 Tributary Lane is a brand-new 3-bedroom, 2-bath home in Carrollton's South Harbor community, offering 1,410 square feet of thoughtfully designed living space built in 2026 — with groceries, dining, and a gym all within a half-mile.
Read full property overview ↓Show less ↑
Why this home stands out
New construction in 2026 means everything — roof, systems, appliances, finishes — is fresh from day one. South Harbor sits in Isle of Wight County, which gives you a quieter suburban pace without sacrificing convenience. Two military installations are under 25 minutes away, and a walkable cluster of shops and restaurants practically starts at your front door. That combination of new build quality, county living, and commute-friendly location is genuinely hard to find in this pocket of Hampton Roads.
SOUTH HARBOR and the Carrollton real estate market
South Harbor is a residential community in Carrollton, Virginia, tucked inside Isle of Wight County on the western shore of the James River. Carrollton occupies a unique position in Hampton Roads — it's suburban without feeling sprawling, and rural without feeling remote. The surrounding area draws buyers who want elbow room and a slower pace; if you've been searching for farmettes for sale in Virginia, you'll understand the appeal of Isle of Wight County's wider lots and open skies. South Harbor itself has a tidy, planned feel with newer homes and well-kept streetscapes. Carrollton sits along Route 17, which connects you north toward Newport News and south toward Smithfield and beyond. The James River Bridge is a short drive away, opening up the entire Peninsula. Isle of Wight County is known for lower density and a strong sense of community — it's the kind of place where neighbors wave and traffic jams are rare.
What's nearby
Daily errands barely require a car from 431 Tributary Lane. Publix Super Market at Bartlett Station is 0.4 miles away, and Food Lion is just 0.5 miles out — two solid grocery options within a five-minute walk. When you'd rather sit down, Napoli É Ristorante Italiano and La Parilla Mexican Grill are both 0.3 miles away and cover Italian and Mexican cravings respectively. Tropical Smoothie Cafe is also 0.3 miles out for a quick breakfast or post-workout drink. For your morning coffee run, you've got a 7-Eleven at 0.4 miles and Royal Farms at 0.5 miles. Anytime Fitness is 0.3 miles away — close enough that skipping leg day becomes a conscious choice.
For different buyers
For military families relocating
NSA Northwest Annex is about 18 minutes from 431 Tributary Lane, and NSA Hampton Roads is roughly 21 minutes out — both well within a comfortable daily commute. Isle of Wight County is outside the densest parts of Hampton Roads, which means your BAH can stretch further here than it might closer to base. A VA loan on a 2026 new construction home is a particularly clean transaction — no deferred maintenance, no negotiating over repairs.
For families upgrading
Three bedrooms and two full baths in a 2026 build means you're starting with a blank slate — no one else's renovation decisions to undo, no aging systems to budget around. The South Harbor neighborhood in Carrollton has a settled, family-friendly feel, and Isle of Wight County's lower density means more breathing room than you'd get in denser parts of Hampton Roads. Grocery stores, a gym, and several restaurants are all within half a mile, so the practical side of daily life stays simple.
Frequently asked questions
How far is 431 Tributary Lane from NSA Northwest Annex?
NSA Northwest Annex is approximately 18 minutes from 431 Tributary Lane under typical traffic conditions. That makes it one of the closer base commutes available from South Harbor in Carrollton.
What county is 431 Tributary Lane in?
431 Tributary Lane is in Isle of Wight County, Virginia — not the City of Chesapeake or Suffolk, even though it borders those jurisdictions. Isle of Wight County has its own tax structure and services.
Is 431 Tributary Lane in a flood zone?
Flood zone designation for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA map classification and any relevant details.
What year was 431 Tributary Lane built?
This home was built in 2026, making it new construction. All major systems, finishes, and structural components are brand new.
Are there grocery stores near 431 Tributary Lane in Carrollton?
Yes — Publix Super Market at Bartlett Station is 0.4 miles away and Food Lion is 0.5 miles out, giving you two full-service grocery options within easy walking or driving distance.
Want to walk through 431 Tributary Lane or talk through what a 2026 build in South Harbor could mean for your move? Tom and Dariya Milan at LPT Realty are ready to help.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
431 TRIBUTARY LN, Carrollton
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
1,410
Stories
1
Fireplaces
0
Flooring
Carpet, Laminate/LVP
Heating
Nat Gas
Cooling
Central Air
Laundry
Interior Features
Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Sale & Tax History
List Price
$389,990
Price / Sq Ft
$277
Annual Taxes
$2,925
Monthly Tax
$244
HOA
None
Tax Rate (effective)
0.75%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Feb 10, 2026 | $389,990 | — |
| Currently listed | — | $389,990 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 8, 2026.
Total Assessed
$70,000
Land
$70,000
Improvement
N/A
Parcel ID: 34U-01-103 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,381/moPrincipal & interest
$2,024
Property tax
$244
Home insurance
$114
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by BHHS RW Towne Realty · MLS# 10615662
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$389,990
431 TRIBUTARY LN, CARROLLTON VA 23314
Carrollton, Virginia 23314
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