154 days on market
$689,990
1130 Wharf Hill Dr
Smithfield, Virginia 23430
MLS# 10610959 · MALLORY POINTE · Isle of Wight County VA
Updated Apr 23, 2026 · Source: REIN MLS
Est. payment
$4,293/mo
Edit below
Price / sq ft
$255
2,701 sq ft
Days on market
154
HOA
None
Year built
2025
1 yrs old
Beds
4
Full Baths
3
Half Baths
0
Sq Ft
2,701
Garage
Yes
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
The Caldwell is a ranch-style home with four bedrooms, three full baths, a first-floor primary bedroom with two closets, a formal dining room, a spacious family room, and a kitchen with an island and pantry. This home also includes the second floor with a large loft, bedroom, full bathroom, and an unfinished walk-in attic space.
Listed by Melissa Queeney · BHHS RW Towne Realty
VaHome Team property overview
1130 Wharf Hill Drive is a brand-new 2025 construction home in Mallory Pointe, Smithfield, offering four bedrooms, three full baths, and 2,701 square feet on a 0.27-acre lot — with Joint Base Langley-Eustis just 24 minutes away.
Read full property overview ↓Show less ↑
Why this home stands out
Built in 2025, this home delivers everything that comes with new construction — fresh systems, modern finishes, and zero deferred maintenance — without the wait of a build-to-order timeline. The 0.27-acre lot gives you genuine outdoor space in a neighborhood setting, and the three full bathrooms mean no morning bottlenecks even with a full household. In a region where older inventory dominates, that combination is genuinely hard to find.
MALLORY POINTE and the Smithfield real estate market
Mallory Pointe sits in Smithfield, a small city in Isle of Wight County that consistently earns its reputation as one of Hampton Roads' most livable communities. The pace here is unhurried — tree-lined streets, a walkable historic downtown, and a waterfront along the Pagan River that gives the whole town a relaxed, small-city character. Smithfield is a world away from the congestion of Virginia Beach or Norfolk, yet it stays well-connected to the broader region via Route 10 and the James River Bridge. Shoppers browsing cottages for sale in Virginia sometimes overlook Smithfield, but those who discover it tend to stay. The city's downtown district hosts local restaurants, boutique shops, and seasonal events that build a real sense of community. Isle of Wight County government provides services, and the overall cost of living tracks noticeably lower than the oceanfront cities to the east.
What's nearby
Daily errands are easy from Wharf Hill Drive. Royal Farms is just 0.6 miles away for quick grocery runs and fuel, and a Dollar General sits 0.7 miles out for household staples. When you want to eat out, Q Daddy's Pitmaster BBQ is a local favorite less than a mile away, and Papa John's Pizza is under a mile for low-effort weeknight dinners. Fitness options are unusually concentrated here — Fit Body Boot Camp Smithfield, Sweat! Smithfield, and Raw Fitness Training Facility are all within a mile. Green space is equally close: Wellington Park is just 0.4 miles out, Beale Park is 0.7 miles, and Bill Laine park rounds out the options at under a mile.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is a 24-minute drive from 1130 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out. For active-duty households, that commute is genuinely manageable — and a VA loan can make this 2025-built home even more accessible. BAH rates for Isle of Wight County have historically supported purchases in this price range.
For families upgrading
Four bedrooms and three full baths give a growing family real room to spread out, and 2,701 square feet means dedicated space for work-from-home, guests, or a playroom without anyone feeling crowded. The 0.27-acre lot adds a proper backyard, and the 2025 build year means you're starting fresh — no aging roof, no outdated HVAC, just a home that's ready for the next chapter.
Frequently asked questions
How far is 1130 Wharf Hill Drive from Joint Base Langley-Eustis (Fort Eustis)?
The drive from Wharf Hill Drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under normal traffic conditions via Route 10 and the James River Bridge corridor. That's a comfortable daily commute by Hampton Roads standards.
What is the lot size and outdoor space like at 1130 Wharf Hill Drive?
The property sits on a 0.27-acre lot, which is a solid size for a neighborhood setting in Smithfield — enough room for a patio, garden, or play area without the maintenance burden of a large acreage parcel.
Is 1130 Wharf Hill Drive in a flood zone?
Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. Reviewing that section will give you the most accurate and up-to-date designation.
How old is the home at 1130 Wharf Hill Drive?
The home was built in 2025, making it brand-new construction. All major systems — HVAC, roof, plumbing, electrical — are at the very start of their service life.
Does Mallory Pointe have a homeowners association?
Mallory Pointe does have an HOA. For current fee amounts and community rules, your agent can pull the most recent HOA disclosure documents as part of any purchase transaction.
Ready to walk through 1130 Wharf Hill Drive? Tom and Dariya Milan at LPT Realty know Smithfield well — reach out and they'll set up a showing on your schedule.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
1130 Wharf Hill DR, Smithfield
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
4
Full Baths
3
Half Baths
0
Approx Sq Ft
2,701
Stories
2
Fireplaces
0
Flooring
Carpet, Ceramic, Laminate/LVP
Heating
Forced Hot Air,Nat Gas,Programmable Thermostat
Cooling
Central Air
Laundry
Interior Features
Fireplace Gas-natural, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Elec Range, Washer Hookup
Sale & Tax History
List Price
$689,990
Price / Sq Ft
$255
Annual Taxes
$6,141
Monthly Tax
$512
HOA
None
Tax Rate (effective)
0.89%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Dec 6, 2025 | $689,990 | — |
| Currently listed | — | $689,990 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 8, 2026.
Total Assessed
$172,700
Land
$125,000
Improvement
$47,700
Parcel ID: 22-01-033C · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$4,293/moPrincipal & interest
$3,580
Property tax
$512
Home insurance
$201
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by BHHS RW Towne Realty · MLS# 10610959
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$689,990
1130 Wharf Hill DR, SMITHFIELD VA 23430
Smithfield, Virginia 23430
Request InfoQuick Facts
Schedule a tour
In-person or videoClick a day to pick a time