1 days on market
$899,000
521 Monroe Ave
Cape Charles, Virginia 23310
MLS# 10634730 · CAPE CHARLES · Northampton County VA
Updated May 13, 2026 · Source: REIN MLS
Est. payment
$5,421/mo
Edit below
Price / sq ft
$293
3,072 sq ft
Days on market
1
New listing
HOA
None
Year built
1920
106 yrs old
Beds
0
Full Baths
0
Half Baths
0
Sq Ft
3,072
Garage
N/A
Schools
- ElementaryKiptopeke Elementary—
- MiddleOther Middle School—
- HighNorthampton—
Info provided by GreatSchools
About this home
Rare turnkey duplex investment opportunity in the heart of historic Cape Charles. Fully renovated in 2020, this coastal property features two identical units, each offering 3 bedrooms, 2 full baths, spacious living areas, full kitchens with stainless appliances, dining areas, hardwood flooring, wall-to-wall carpet, attic storage, and in-unit washers & dryers. Both units include central HVAC with heat pumps, double-pa…
Listed by Steve Marable · Iron Valley Real Estate HR
VaHome Team property overview
521 Monroe Avenue is a 3,072-square-foot multi-family property built in 1920 in the heart of Cape Charles, Virginia — a small, walkable Chesapeake Bay town where historic architecture meets a thriving arts-and-food scene just steps from your door.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 521 Monroe Avenue apart is the rare combination of substantial 1920s-era square footage and a truly walkable downtown location in one of the Eastern Shore's most distinctive small towns. At over 3,000 square feet, this multi-family property offers meaningful space inside while putting Central Park, independent restaurants, specialty grocers, and coffee shops all within a quarter mile on foot.
About the Cape Charles real estate market
Cape Charles is the kind of town that makes you rethink the whole urban vs. suburban debate entirely. Incorporated in 1886 as a railroad terminus, it occupies the southern tip of Virginia's Eastern Shore peninsula and has spent the last two decades quietly reinventing itself into one of the region's most compelling small-town destinations. The historic district — where 521 Monroe Avenue sits — is a genuine walkable grid of tree-lined streets, Victorian and Colonial Revival homes, and locally owned storefronts. The town fronts the Chesapeake Bay to the west, giving it spectacular sunsets and a working waterfront feel. Northampton County surrounds the town, keeping the broader landscape rural and unhurried. Whether you're drawn here by the architecture, the food scene, the bay access, or simply the pace of life, Cape Charles rewards people who value place. It's small enough that neighbors know each other, and vibrant enough that there's always something worth stepping outside for.
What's nearby
Daily life at 521 Monroe Avenue is genuinely walkable. Central Park is just a tenth of a mile away — an easy stroll for morning coffee or an afternoon break. Speaking of coffee, Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all within three blocks. For meals, Coastal Baking Co., AJ's Bar & Grill, and Deadrise Italian Kitchen are all within a short walk. Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market cover specialty grocery needs at 0.2 and 0.4 miles respectively. Sky's The Limit Yoga Co. is 0.3 miles out, and Cape Charles Natural Area Preserve — a quiet coastal escape — sits less than a mile away.
For different buyers
For military families relocating
Joint Base Langley-Eustis runs about 46 minutes from 521 Monroe Avenue, making Cape Charles a realistic home base for service members who prefer a slower-paced, character-rich community over a suburban corridor. The Eastern Shore's lower cost of living and the town's walkable amenities make the commute a trade-off many military families find well worth it.
For buyers drawn to character
If you've been searching for something with real bones — a 1920s multi-family building with over 3,000 square feet in a historic downtown — 521 Monroe Avenue is the kind of property that's genuinely hard to find. Cape Charles has attracted buyers who care about architecture, community, and authenticity, and this address puts you right in the middle of all of it.
Frequently asked questions
How far is 521 Monroe Avenue from Joint Base Langley-Eustis?
The drive from 521 Monroe Avenue to Joint Base Langley-Eustis (Langley AFB) is approximately 46 minutes under normal traffic conditions, heading south on Route 13 and crossing the Hampton Roads Bridge-Tunnel.
What is the property type at 521 Monroe Avenue, Cape Charles?
521 Monroe Avenue is classified as a multi-family residential property, built in 1920, with approximately 3,072 square feet of total space in Cape Charles's historic downtown district.
Is 521 Monroe Avenue in a walkable area?
Yes — the property sits within easy walking distance of Central Park, multiple independent restaurants, specialty grocers, coffee shops, and a yoga studio, making it one of the more walkable addresses on Virginia's Eastern Shore.
Where is Cape Charles, Virginia located?
Cape Charles is located at the southern tip of Virginia's Eastern Shore peninsula, in Northampton County, fronting the Chesapeake Bay to the west and connected to Hampton Roads via the Chesapeake Bay Bridge-Tunnel.
Does the Cape Charles area have a flood risk concern for properties like 521 Monroe Avenue?
Given Cape Charles's coastal location on the Chesapeake Bay, flood zone status is an important consideration — check the FloodRisk tile on this page for the specific designation applicable to 521 Monroe Avenue.
Want to know more about 521 Monroe Avenue or Cape Charles real estate? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
521 Monroe AVE, Cape Charles
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
0
Full Baths
0
Half Baths
0
Approx Sq Ft
3,072
Stories
0
Fireplaces
0
Flooring
N/A
Heating
Cooling
Laundry
Interior Features
N/A
Sale & Tax History
List Price
$899,000
Price / Sq Ft
$293
Annual Taxes
$5,925
Monthly Tax
$494
HOA
None
Tax Rate (effective)
0.66%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 12, 2026 | $899,000 | — |
| Currently listed | — | $899,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$5,421/moPrincipal & interest
$4,665
Property tax
$494
Home insurance
$262
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Iron Valley Real Estate HR · MLS# 10634730
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$899,000
521 Monroe AVE, CAPECHARLES VA 23310
Cape Charles, Virginia 23310
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