54 days on market
$300,000
1045 Simpson Ditch Rd
Elizabeth City, North Carolina 27909
MLS# 10626159 · ALL OTHERS AREA 215 · Pasquotank County NC
Updated 5 days ago · Source: REIN MLS
Est. payment
$1,745/mo
Edit below
Price / sq ft
$180
1,667 sq ft
Days on market
54
HOA
None
Year built
1983
43 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
1,667
Garage
No
Schools
- ElementaryCentral Elementary—
- MiddleRiver Road Middle—
- HighNortheastern—
Info provided by GreatSchools
About this home
Welcome to the brick beauty at 1045 Simpson Ditch Rd! Hardwood and LVP flooring guide you through this freshly painted home with a functional floor plan, offering 3 bedrooms and 2 full baths. The large primary bedroom features an en suite bathroom with a tile shower, double vanity, and a spacious walk-in closet. Bedroom two also offers a generous walk-in closet along with direct access to the deck. The second bathroo…
Listed by Samara Jones · Water Street Real Estate Group
VaHome Team property overview
A 3-bedroom, 2-bath ranch on more than half an acre in Elizabeth City's quiet All Others Area 215, built in 1983 and offering 1,667 square feet of single-story living with generous outdoor space and easy access to the Albemarle region's everyday essentials.
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Why this home stands out
What sets 1045 Simpson Ditch Road apart is the combination of a sizable 0.618-acre lot and a manageable single-story footprint — rare in this price tier of Pasquotank County. You get genuine breathing room between neighbors, space for a garden, a workshop, or simply a wide backyard, without the maintenance burden of a sprawling multi-story home. The 1983 construction means solid bones with decades of established landscaping already in place.
ALL OTHERS AREA 215 and the Elizabeth City real estate market
Elizabeth City sits along the Pasquotank River in northeastern North Carolina, earning its nickname 'The Harbor of Hospitality' through a genuinely walkable downtown, a thriving waterfront, and a community that punches well above its size in arts, dining, and local character. The All Others Area 215 designation covers a spread-out, semi-rural corridor where lots run large and traffic runs light — a sharp contrast to the dense subdivisions closer to the city core. Buyers who research va foreclosures in this region often land here because the area offers affordable acreage-class lots with quick routes into town. Elizabeth City proper is roughly a 10-to-15-minute drive, putting grocery stores, pharmacies, hardware stores, and the Pasquotank River waterfront all within easy reach. The broader Albemarle Sound region draws outdoor enthusiasts year-round, with fishing, kayaking, and wildlife refuges practically in the backyard. Pasquotank County governs this address, and there is no HOA.
What's nearby
Day-to-day errands stay straightforward from Simpson Ditch Road. Food Lion and Walmart Supercenter in Elizabeth City handle grocery runs in under 15 minutes. Sentara Albemarle Medical Center provides full hospital services roughly 10 miles away. For coffee, downtown Elizabeth City's local cafés along Ehringhaus Street are a short drive. Knobbs Creek Recreation Area and the Pasquotank River waterfront offer outdoor escapes close by. The Outer Banks — Kitty Hawk, Kill Devil Hills, and Nags Head — sit about 60 miles east, making weekend beach trips genuinely doable.
For different buyers
For military families relocating
USCG Finance Center Chesapeake is approximately 70 minutes north via US-17, making 1045 Simpson Ditch Road a realistic home base for Coast Guard personnel who prefer North Carolina living and lower property costs over Virginia-side options. The single-story layout and half-acre-plus lot translate well for families who move frequently and want low-maintenance outdoor space without sacrificing room to spread out.
For families upgrading
If you're moving up from a smaller home or a tighter lot, the 0.618-acre yard here changes daily life in tangible ways — room for kids to run, space for a playset or garden, and genuine separation from neighbors. The three-bedroom, two-bath layout covers the essentials cleanly, and the single-story design means everyone stays on one level, which simplifies everything from morning routines to keeping an eye on younger children.
Frequently asked questions
How far is 1045 Simpson Ditch Road from USCG Finance Center Chesapeake?
The drive is approximately 70 minutes heading north on US-17 through Elizabeth City and into Chesapeake, Virginia. Actual commute times can vary depending on traffic near the Virginia border.
What is the lot size at 1045 Simpson Ditch Road?
The lot measures 0.618 acres, giving you just over half an acre of outdoor space in a semi-rural setting with no HOA restrictions.
Is 1045 Simpson Ditch Road in a flood zone?
Flood zone status for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.
What county is 1045 Simpson Ditch Road in?
The property is located in Pasquotank County, North Carolina, which governs zoning, property taxes, and local services for this address.
How old is the home at 1045 Simpson Ditch Road?
The home was built in 1983, making it over 40 years old — an era of construction known for solid framing and straightforward single-story ranch layouts that are generally cost-effective to maintain.
Ready to walk the lot and see the layout in person? Tom and Dariya Milan at LPT Realty know this corner of Pasquotank County well — reach out and let's set something up.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
1045 Simpson Ditch RD, Elizabeth City
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
1,667
Stories
1
Fireplaces
0
Flooring
Laminate/LVP, Wood
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Microwave, Elec Range, Refrigerator
Sale & Tax History
List Price
$300,000
Price / Sq Ft
$180
Annual Taxes
$1,205
Monthly Tax
$100
HOA
None
Tax Rate (effective)
0.40%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Mar 26, 2026 | $300,000 | — |
| Currently listed | — | $300,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$1,745/moPrincipal & interest
$1,557
Property tax
$100
Home insurance
$88
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Water Street Real Estate Group · MLS# 10626159
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$300,000
1045 Simpson Ditch RD, ELIZABETHCITY NC 27909
Elizabeth City, North Carolina 27909
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