54 days on market
$410,000
2560 N Independence Dr
Montross, Virginia 22520
MLS# 10625546 · ALL OTHERS VA AREA 51 · Westmoreland VA
Updated May 3, 2026 · Source: REIN MLS
Est. payment
$2,387/mo
Edit below
Price / sq ft
$139
2,940 sq ft
Days on market
54
HOA
None
Year built
2005
21 yrs old
Beds
4
Full Baths
3
Half Baths
0
Sq Ft
2,940
Garage
Yes
Schools
- ElementaryOther Elementary School—
- MiddleOther Middle School—
- HighOther High School—
Info provided by GreatSchools
About this home
Step into this beautiful 2940-sq. ft rancher in Montross, VA. Featuring a legally permitted ADU - for multi-gen living, guest or income potential! With fresh paint, updated flooring, and stylish new lighting, this home creates a bright, modern feel in every room. Enjoy the convenience of 4 beds & 3 full baths along with 2 kitchens, offering incredible flexibility for living and entertaining. Stainless steel applianc…
Listed by Traci Cardamone · Turn Key Real Estate LLC
VaHome Team property overview
2560 N Independence Drive is a four-bedroom, three-bath home in Montross, Virginia — nearly 3,000 square feet of living space built in 2005, sitting in the quiet, rural heart of Westmoreland County along the Northern Neck peninsula.
Read full property overview ↓Show less ↑
Why this home stands out
What sets this address apart is sheer space and seclusion in a region where both are genuinely easy to find. Nearly 2,940 square feet across a well-proportioned residential floor plan, built in 2005 when construction standards were solid, means you get a home that feels contemporary without the compromises of a cramped lot or a dense subdivision. The Northern Neck pace of life surrounds you here — unhurried, scenic, and refreshingly uncrowded.
ALL OTHERS VA AREA 51 and the Montross real estate market
Montross is the county seat of Westmoreland County, tucked along Virginia's Northern Neck — the long peninsula that stretches between the Potomac River to the north and the Rappahannock River to the south. Life here runs at a different rhythm than the Hampton Roads metro. You're trading traffic and density for open land, water views around every bend, and a genuine small-town community. N Independence Drive sits in a residential pocket that feels private without being remote from the essentials Montross offers. If you've ever searched for a house for sale obx or dreamed about a coastal-adjacent lifestyle without the Outer Banks price tag or tourist crowds, this stretch of Virginia delivers something surprisingly similar — tidal rivers, wooded lots, and wide-open sky. Westmoreland County has deep historical roots (George Washington's birthplace is just down the road), and the area draws buyers who want acreage-class living with reasonable access to Richmond, Fredericksburg, and the broader mid-Atlantic corridor.
What's nearby
Day-to-day needs are covered in Montross proper, where you'll find grocery options, pharmacies, and local dining within a short drive. The Westmoreland State Park on the Potomac River is a standout nearby destination — hiking, swimming, and waterfront access that residents genuinely use year-round. Colonial Beach, about 20 minutes north, adds waterfront restaurants and a marina to the mix. Fredericksburg sits roughly an hour northwest, giving you a full retail and dining corridor when you want it. The Rappahannock River is reachable within minutes for fishing, kayaking, and boating access that defines Northern Neck living.
For different buyers
For families upgrading
Nearly 2,940 square feet across four bedrooms and three full baths gives a growing family genuine room to spread out — separate spaces for work, play, and guests without anyone stepping on each other. Built in 2005, the bones are solid and the layout practical. Westmoreland County's quieter pace, combined with this much indoor space, makes 2560 N Independence Drive a serious contender for families ready to trade up from something smaller.
For buyers drawn to character
If you're drawn to the idea of obx homes for sale but want something with more land, less tourist traffic, and a deeper sense of place, the Northern Neck of Virginia deserves a hard look. Montross offers tidal rivers, historic landscapes, and a community that hasn't been overrun — and 2560 N Independence Drive puts you right in the middle of it, with nearly 3,000 square feet to make entirely your own.
Frequently asked questions
How far is 2560 N Independence Drive from Camp Peary?
Camp Peary is approximately 122 minutes from this address, making it a long commute for active-duty personnel assigned there. Buyers with ties to that installation would likely want to weigh the drive against the lifestyle tradeoffs of Northern Neck living.
What is the nearest town to 2560 N Independence Drive?
Montross, the Westmoreland County seat, is the nearest town and provides everyday essentials including grocery stores, pharmacies, and local services within a short drive of N Independence Drive.
Is 2560 N Independence Drive in a flood zone?
Flood zone designation for this property is addressed in the FloodRisk tile on this page, which pulls the current FEMA map data for the parcel.
What waterfront or outdoor recreation is near Montross, Virginia?
Westmoreland State Park on the Potomac River is one of the closest major outdoor destinations, offering trails, a swimming area, and direct river access. The Rappahannock River is also reachable within minutes for boating and fishing.
Does 2560 N Independence Drive have an HOA?
HOA status for this property should be confirmed through current disclosure documents; the neighborhood designation does not indicate a mandatory HOA association, but verification with the listing agent is always recommended.
Ready to see 2560 N Independence Drive in person? Tom and Dariya Milan at LPT Realty know the Northern Neck market well — reach out and let's set up a tour.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
2560 N Independence DR, Montross
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
4
Full Baths
3
Half Baths
0
Approx Sq Ft
2,940
Stories
2
Fireplaces
0
Flooring
Laminate/LVP, Vinyl, Wood
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Sale & Tax History
List Price
$410,000
Price / Sq Ft
$139
Annual Taxes
$1,686
Monthly Tax
$141
HOA
None
Tax Rate (effective)
0.41%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Mar 17, 2026 | $410,000 | — |
| Currently listed | — | $410,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,387/moPrincipal & interest
$2,127
Property tax
$141
Home insurance
$120
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Turn Key Real Estate LLC · MLS# 10625546
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$410,000
2560 N Independence DR, MONTROSS VA 22520
Montross, Virginia 22520
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