161 days on market
$439,900
324 Bank St
Waverly, Virginia 23890
MLS# 10605724 · SUSSEX · Sussex County VA
Updated Mar 20, 2026 · Source: REIN MLS
Est. payment
$2,561/mo
Edit below
Price / sq ft
$191
2,300 sq ft
Days on market
161
HOA
None
Year built
2025
1 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
2,300
Garage
Yes
Schools
- ElementaryEllen W. Chambliss Elementary—
- MiddleSussex Central Middle—
- HighSussex Central—
Info provided by GreatSchools
About this home
Elegant and spacious new home which will be ready late November or December 2025. Many upgrades which you will be proud to call yours! Call LA for more details
Listed by David Moose · Weichert Realtors-KBL Company
VaHome Team property overview
Meet 324 Bank Street — a brand-new 2026-built home on 3.45 private acres in Waverly, Virginia. Three bedrooms, two baths, and 2,300 square feet of thoughtfully designed space give you room to spread out in Sussex County's quiet countryside.
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Why this home stands out
What sets 324 Bank Street apart is the combination of new construction and genuine acreage. Most new builds in this region sit on tight lots, but here you get 3.45 acres — enough for a garden, a workshop, a fire pit, or simply the kind of breathing room that's genuinely hard to find. The 2026 construction means everything from the roof to the mechanicals is fresh, and the 2,300-square-foot layout delivers space without excess.
SUSSEX and the Waverly real estate market
Waverly is the county seat of Sussex County, a rural Virginia community that trades traffic and density for open land, slower pace, and a tight-knit small-town feel. Bank Street sits in a part of town where properties have room to breathe — 3.45 acres here isn't a luxury outlier, it's in keeping with the character of the area. While searches like houses for sale in woodstock va reflect how many buyers are hunting for that same combination of space and affordability in Virginia's countryside, Waverly delivers it with the added advantage of being in the Hampton Roads commuter orbit. The town itself has its own rhythm: local businesses, community parks, and a genuine sense of place that larger suburbs can't replicate. Sussex County is governed independently from the surrounding cities, which shapes everything from tax structure to land-use rules. For buyers who want acreage, new construction, and a community that still feels like a real town rather than a subdivision, Waverly checks boxes that are increasingly rare in this part of the state.
What's nearby
Daily life at 324 Bank Street is more convenient than the rural setting might suggest. Allen W. Gibson Jr. Community Park is just 0.2 miles away — an easy walk for an afternoon outside. Sussex County Young Men's Athletic Club (SCYMAC) Park is 0.4 miles out, and a soccer field is within 0.7 miles, making this a solid spot for active families. Quick errands are covered by Dollar General and Dollar Tree, both 0.4 miles away, with Waverly Mini Mart another short drive at 0.8 miles. For food, Hardee's, 7-Eleven, China Kitchen, and McDonald's are all within half a mile. Waverly Fitness is 0.4 miles away for your workout routine.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is roughly 58 minutes from 324 Bank Street, making this a viable home base for service members who prefer acreage and rural quiet over living close to the gate. New construction means no deferred maintenance surprises during deployments, and 3.45 acres gives families genuine outdoor space that base-adjacent neighborhoods rarely offer.
For families upgrading
If your current home feels like it's shrinking, 324 Bank Street offers a real reset. Three bedrooms, two full baths, 2,300 square feet, and 3.45 acres give every family member room to claim their own space — indoors and out. Built in 2026, there's nothing to fix or update before you settle in, and the parks within walking distance mean kids have places to go from day one.
Frequently asked questions
How far is 324 Bank Street from Joint Base Langley-Eustis?
The drive from 324 Bank Street to Joint Base Langley-Eustis (Fort Eustis) is approximately 58 minutes under normal traffic conditions. Service members assigned to Fort Eustis who prefer rural acreage over proximity to base often look at Sussex County for exactly this kind of trade-off.
What is the lot size at 324 Bank Street in Waverly?
The property sits on 3.45 acres, which is notably generous for a new-construction home in this price range and region. The acreage gives owners meaningful outdoor space for gardens, outbuildings, or simply open land.
Is 324 Bank Street part of an HOA?
Based on available property data, 324 Bank Street is not part of a homeowners association. That means no HOA restrictions on how you use your 3.45 acres and no additional HOA fees layered on top of your ownership costs.
What flood zone is 324 Bank Street in?
Flood zone information for 324 Bank Street is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for this specific parcel. We recommend reviewing that section and speaking with your insurance agent for the most accurate picture.
Where is Waverly, Virginia located relative to larger Hampton Roads cities?
Waverly sits in Sussex County, roughly 50 miles west of the Virginia Beach oceanfront and about 45 miles southwest of downtown Norfolk. It's within reasonable commuting distance of the broader Hampton Roads metro while offering a distinctly rural, small-town environment.
Want to walk the 3.45 acres or get a closer look at the 2026 construction? Tom and Dariya Milan at LPT Realty are ready to set that up — reach out today.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
324 Bank ST, Waverly
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
2,300
Stories
1
Fireplaces
0
Flooring
Carpet, Ceramic, Laminate/LVP
Heating
Heat Pump
Cooling
Heat Pump
Laundry
Interior Features
N/A
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$439,900
Price / Sq Ft
$191
Annual Taxes
$1,800
Monthly Tax
$150
HOA
None
Tax Rate (effective)
0.41%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Nov 29, 2025 | $439,900 | — |
| Currently listed | — | $439,900 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,561/moPrincipal & interest
$2,283
Property tax
$150
Home insurance
$128
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Weichert Realtors-KBL Company · MLS# 10605724
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$439,900
324 Bank ST, WAVERLY VA 23890
Waverly, Virginia 23890
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