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WilliamsburgJAMES SHIRE SETTLEMENT8 Settlers Ln✓ Source: REIN MLS #10635448 · record updated Sep 1, 2026 · synced every 2 min · your inquiry is never resold
8 Settlers LN, WILLIAMSBURG VA 23188 - Main photo
8 Settlers LN, WILLIAMSBURG VA 23188 - Photo 2
8 Settlers LN, WILLIAMSBURG VA 23188 - Photo 3
8 Settlers LN, WILLIAMSBURG VA 23188 - Photo 4
8 Settlers LN, WILLIAMSBURG VA 23188 - Photo 5
$425,000
$250 / sqft · est. $2,534/mo →
4beds
2.1baths
1,700sqft
101days on market

8 Settlers Ln, Williamsburg, VA 23188

ActiveResidential · built 1971 · JAMES SHIRE SETTLEMENT

Facts & features

Type

Residential

Year built

1971

Price / sqft

$250

HOA

None

Taxes

$2,462/yr

County

James City County VA

MLS #

10635448

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,700
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Colonial, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Aluminum,Brick
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
JAMES SHIRE SETTLEMENT
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Bonus: 2.875% VA assumable loan for qualified VA buyers. Tucked away on a quiet cul-de-sac Lane in Williamsburg, this beautifully updated home offers charm, character, and exceptional outdoor space with NO HOA! NEW roof, fresh interior and exterior paint, gorgeous hardwood floors throughout most of the home, and elevated trim details create a warm, polished feel from the moment you arrive. The 2026 kitchen renovation features granite countertops, soft-close cabinetry, pantry storage, & all appliances-including washer & dryer-convey. The family room offers custom built-in shelving & cabinetry, while the oversized 2-car garage provides abundant storage & versatile space. Additional highlights include a new shed (2026), hot water heater (2023), encapsulated crawl space, and floored walk-around attic with standing-height storage. Enjoy the oversized fenced backyard with a park-like setting, plus a welcoming front porch spacious enough for seating, entertaining, or relaxing with your morning coffee while enjoying the peaceful surroundings.

Listing courtesy of Kim Seay · RE/MAX Capital · REIN MLS #10635448

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

8 Settlers Lane is a four-bedroom, two-and-a-half-bath home in Williamsburg, Virginia, built in 1971 with 1,700 square feet of living space. Everyday errands are a short walk away, two military installations are within a half-hour drive, and the 23188 zip code puts you close to everything Colonial Williamsburg has to offer.

Read the full overview ↓

Why this home stands out

What sets 8 Settlers Lane apart is the combination of a manageable footprint and a location that punches well above its size. Four bedrooms give growing households real flexibility, while the half-bath keeps morning routines from turning into a traffic jam. The 1971 construction era means solid bones and generous room proportions that newer tract builds rarely match — and the tight cluster of shops, restaurants, and a gym within a mile makes daily life genuinely convenient without a car.

JAMES SHIRE SETTLEMENT and the Williamsburg real estate market

Williamsburg is one of those rare places where history isn't a museum piece — it's woven into the streets you drive every day. The city sits at the center of the Historic Triangle, flanked by Jamestown and Yorktown, and that geography shapes everything from weekend plans to the general pace of life. The 23188 zip code covers a broad swath of James City County west of the city center, a mix of established neighborhoods, wooded lots, and the kind of quiet residential streets where neighbors actually know each other. Families comparing homes for sale in Williamsburg often note how the area balances small-city accessibility with genuine green space — you're close to Colonial Williamsburg's restaurants and events without being in the thick of tourist traffic. The broader Williamsburg market draws a diverse mix of buyers: military families, retirees, college staff from William & Mary, and professionals who commute to the Peninsula. That diversity keeps the community dynamic and the local economy stable across market cycles.

What's nearby

Groceries are a quick trip: Harris Teeter is 0.7 miles away, and a BP station covers fuel and last-minute essentials at 0.9 miles. Williamsburg Pottery, just 0.8 miles out, is far more than a pottery shop — it's a sprawling local landmark worth exploring on a slow afternoon. For dinner, ZENSHI Handcrafted Sushi and Heritage Grille are both 0.7 miles away, and Jersey Mike's Subs handles the easy weeknight call at 0.8 miles. Morning coffee is covered by Starbucks Coffee Company at 0.7 miles, with a 7-Eleven and McDonald's close behind. Train with Bernie gym sits just 0.6 miles away — the closest stop on the list.

For different buyers

For military families relocating

Camp Peary is an 18-minute drive from 8 Settlers Lane, and Naval Weapons Station Yorktown is about 27 minutes out — both well within the range most military families target when using a VA loan to buy in the area. Four bedrooms handle PCS moves with kids in tow, and the established neighborhood means you're not starting from scratch on community every time orders bring you here.

For families upgrading

Four bedrooms and two and a half baths give a growing family the breathing room that smaller starter homes simply can't provide. Families comparing homes for sale zoned for Warhill High School and homes for sale zoned for J. Blaine Blayton Elementary School will find 8 Settlers Lane worth a close look — the square footage is right-sized to keep utility costs reasonable while still offering dedicated space for work, play, and guests.

More buyer questions

How far is 8 Settlers Lane from Camp Peary?

Camp Peary is approximately 18 minutes from 8 Settlers Lane under normal traffic conditions. Naval Weapons Station Yorktown is the next closest installation at roughly 27 minutes.

Is 8 Settlers Lane part of an HOA?

HOA status for this address should be confirmed through current disclosure documents, as community governance can change over time. Your agent can pull the most current information during the due-diligence period.

What is the flood zone status for 8 Settlers Lane?

Flood zone designation for this property is displayed in the FloodRisk tile on this page, which pulls from current FEMA mapping data. Always review that information alongside a lender's insurance requirements before making a decision.

Where are the closest grocery stores to 8 Settlers Lane?

Harris Teeter is the closest full-service grocery option at 0.7 miles, with a BP convenience stop at 0.9 miles for quick fill-ins. Williamsburg Pottery at 0.8 miles also carries a range of goods beyond its name suggests.

What are homes for sale in 23188 typically like compared to other Williamsburg zip codes?

The 23188 zip covers a wide range of James City County neighborhoods — from wooded residential streets to newer subdivisions — giving buyers a solid mix of lot sizes, architectural eras, and price points. It's one of the more versatile zip codes in the Williamsburg homes for sale market.

Tom and Dariya Milan at LPT Realty know this market inside and out. Reach out to get a straight-talk walkthrough of 8 Settlers Lane and what it means for your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$360K – $490K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Colonial Heritage

Colonial Heritage is a gated, legally age-qualified 55+ active-adult community set on roughly 1,500 acres in the Lightfoot area of James City County, just off Richmond Road (Route 60) northwest of Williamsburg.

$535K

Median sale · 12 mo

$199

Sold $/sq ft

39d

Days on market

23

For sale now

$113K

HH income

86.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Colonial Heritage
Map of Colonial Heritage with neighborhood boundaryNeighborhood

Williamsburg homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,534/mo

Principal & interest

$2,205

Property tax

$205

Home insurance

$124

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$275,000$666,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3824 War Hill GRN · 2 mi · 1,664 sqft$285,000 sold 2026-03
11 Spring NONE W · 1.7 mi · 1,552 sqft$275,000 sold 2026-05
59 Summer E · 1.7 mi · 1,506 sqft$283,000 sold 2026-06

Sale & Tax History

List Price

$425,000

Price / Sq Ft

$250

Annual Taxes

$2,462

Monthly Tax

$205

HOA

None

Tax Rate (effective)

0.58%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 23, 2026$425,000
Price reducedMay 31, 2026$425,000−$25,000
Currently listed$425,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

101 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 8 Settlers Ln in a good school zone?+
The assigned zones on the listing record are J Blaine Blayton Elementary, Lois S Hornsby Middle School, Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 8 Settlers Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 8 Settlers Ln?+
Yes — Train with Bernie is about 0.8 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 8 Settlers Ln?+
Harris Teeter is about 0.8 miles away. The closest dining on record is ZENSHI Handcrafted Sushi (0.8 mi).
Does 8 Settlers Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 8 Settlers Ln built?+
It was built in 1971, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kim Seay · RE/MAX Capital · REIN MLS #10635448

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

8 Settlers Ln, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

8 Settlers Ln, Williamsburg, Virginia 23188 · MLS #10635448 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.