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Chesapeake › LOXLEY GARDENS › 2410 Payne Rd✓ Source: REIN MLS #10648488 · record updated Oct 8, 2026 · synced every 2 min · your inquiry is never resold
2410 Payne RD, CHESAPEAKE VA 23323 - Main photo
2beds
2baths
825sqft
16days on market

2410 Payne Rd, Chesapeake, VA 23323

SoldResidential · built 1953 · LOXLEY GARDENS

Facts & features

Type

Residential

Year built

1953

Price / sqft

$355

HOA

None

Taxes

$1,912/yr

County

Chesapeake VA

MLS #

10648488

Interior

Bedrooms
2
Full baths
2
Approx. sqft
825
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Aluminum
Pool
No Pool
Fencing
Chain Link,Front Fenced,Partial

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LOXLEY GARDENS
Ownership
Fee Simple
Garage
No
Parking
2 Space, Driveway Spc, Street
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this charming, centrally located home where modern updates meet comfortable living! Step inside to discover a beautifully updated kitchen featuring elegant quartz countertops, soft-close cabinetry, and brand-new stainless-steel appliances. Gorgeous LVP flooring, recessed lighting, and fresh new paint throughout create a bright, modern, and inviting atmosphere. Nice-sized backyard is perfect for gardening, entertaining, family gatherings and weekend cookouts. Whether you're a first-time homebuyer, looking to downsize, or ready to stop renting and start building equity, this home is a wonderful opportunity to make homeownership a reality. Come and see this lovely home and make it yours today!

Listing courtesy of Maria Kidd · BHHS RW Towne Realty · REIN MLS #10648488

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Two-bedroom, two-bath home built in 1953 on Payne Road in Chesapeake. Just eight minutes from Norfolk Naval Shipyard. About 825 square feet with classic mid-century character. Homes for sale in 23323 offer convenient access to shops, dining, and fitness options.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23323, homes for sale zoned for Deep Creek High School, and homes for sale zoned for G.A. Treakle Elementary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Camelot homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 1953 home sits on a quiet Chesapeake street with easy access to both Norfolk Naval Shipyard and USCG Base Portsmouth. The floor plan packs two bedrooms and two full baths into a compact 825 square feet—efficient and straightforward. You're close to Latin markets, casual restaurants, and gyms. The mid-century bones mean authentic period details. Whether you're comparing Chesapeake homes for sale or looking for a base-commute property, this address delivers.

LOXLEY GARDENS and the Chesapeake real estate market

Payne Road sits in a residential pocket of Chesapeake where neighbors keep to themselves and the streets stay quiet. The homes here reflect the area's 1950s roots—modest single-family properties with mature trees and established yards. You'll find a mix of working professionals and long-term residents who value the no-fuss, walkable-to-errands vibe. Chesapeake itself is Virginia's largest city by area, sprawling across the western edge of Hampton Roads. Getting around is straightforward: major routes like Indian River Road and Route 17 connect you to downtown Norfolk, Virginia Beach, and the broader region. If you are comparing homes for sale in Chesapeake, note that this zip code sits squarely between two major military installations. The shipyard commute is about eight minutes; USCG Base Portsmouth is nine. Anyone comparing homes for sale zoned for G.A. Treakle Elementary School or homes for sale zoned for Deep Creek High School will find this address falls within both attendance zones. Daily life here means quick trips to groceries, restaurants, and fitness without the sprawl feel of newer subdivisions.

What's nearby

Surf and Turf Tacos is just a two-minute walk—perfect for a quick lunch. Domino's and King Wok are equally close if you want delivery options. Mi Casita Tienda Latina, Deli Food Store Jose Y María, and Liliana's Latin Store sit within a half-mile, stocked with specialty groceries and prepared foods. Coffee and quick stops: 7-Eleven is three blocks away, and The Creative Retreat Studio is a four-minute walk. Fitness options include MatchBout gym (four minutes), Elite Cheer & Tumble (eight minutes), and Planet Fitness (one mile). Parks nearby: Brentwood Play Area and Camelot Park both sit under a mile away for outdoor time.

For different buyers

Base commute and VA loan notes

Eight minutes to Norfolk Naval Shipyard and nine minutes to USCG Base Portsmouth—both commutes sit well within the typical paygrade band for base-adjacent housing. VA loan financing is common in this zip code and at this price point. The home arrives with two full baths and straightforward systems. Quick commute means more time at home.

Room to grow

Two bedrooms and two full baths fit neatly into 825 square feet—a compact layout that maximizes usable space. The mid-century floor plan offers straightforward flow from room to room. Established neighborhood trees and quiet streets create a settled feel. A fenced yard and mature landscaping provide outdoor space without demanding extensive upkeep.

More buyer questions

How far is 2410 Payne Road from Norfolk Naval Shipyard?

About eight minutes by car. USCG Base Portsmouth is nine minutes away.

What are the zoned schools for this address?

This address falls within the attendance zones for homes for sale zoned for G.A. Treakle Elementary School and homes for sale zoned for Deep Creek High School.

Are there grocery stores nearby?

Yes—Mi Casita Tienda Latina, Deli Food Store Jose Y María, and Liliana's Latin Store are all within half a mile and specialize in Latin products and prepared foods.

What year was this home built?

The home was built in 1953 and retains mid-century character throughout.

Is there a gym or fitness option close by?

MatchBout gym is four minutes away, and Planet Fitness is about one mile down the road.

Ready to explore this Chesapeake property? Contact Tom & Dariya Milan at LPT Realty to schedule a tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$245K – $340K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Camelot

Camelot is a neighborhood in Chesapeake, Virginia. It offers a quiet suburban setting. You will find tree-lined streets and well-kept single-family homes.

$346K

Median sale · 12 mo

$199

Sold $/sq ft

13d

Days on market

12

For sale now

$76K

HH income

76.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Camelot →
Map of Camelot with neighborhood boundaryNeighborhood

homes for sale in Chesapeake →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,762/mo

Principal & interest

$1,518

Property tax

$159

Home insurance

$85

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

155% of $189,300

City assessment record · taxes $1,912/yr

Land share of assessed value

63% — $120,000

Improvements $69,300 · assessor record ✓

Price context — similar nearby homes

$175,000 – $275,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2410 Payne RD · 0 mi · 825 sqft$175,000 sold 2026-04
2402 Sunset DR · 0.1 mi · 825 sqft$275,000 sold 2026-03
2505 Lofurno RD · 0.3 mi · 825 sqft$246,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$292,500

Price / Sq Ft

$355

Annual Taxes

$1,912

Monthly Tax

$159

HOA

None

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 22, 2026$292,500—
SoldOct 7, 2026$292,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

55% above assessment

Total Assessed

$189,300

Land

$120,000

Improvement

$69,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 2410 Payne Rd in a good school zone?+
The assigned zones on the listing record are G.A. Treakle Elementary (VaHome School Score 7.3/10), Deep Creek Middle (VaHome School Score 4.9/10), Deep Creek (VaHome School Score 5.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2410 Payne Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2410 Payne Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2410 Payne Rd built?+
It was built in 1953, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Maria Kidd · BHHS RW Towne Realty · REIN MLS #10648488

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
2410 Payne Rd, Chesapeake — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in ChesapeakeCall or text (757) 777-7577

2410 Payne Rd, Chesapeake, Virginia 23323 · MLS #10648488 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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