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ChesapeakeLOXLEY GARDENS2410 Payne Rd✓ Source: REIN MLS #10648488 · record updated Sep 8, 2026 · synced every 2 min · your inquiry is never resold
2410 Payne RD, CHESAPEAKE VA 23323 - Main photo
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 2
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 3
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 4
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 5
2beds
2baths
825sqft
16days on market

2410 Payne Rd, Chesapeake, VA 23323

Under ContractResidential · built 1953 · LOXLEY GARDENS

Facts & features

Type

Residential

Year built

1953

Price / sqft

$355

HOA

None

Taxes

$1,912/yr

County

Chesapeake VA

MLS #

10648488

Interior

Bedrooms
2
Full baths
2
Approx. sqft
825
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Aluminum
Pool
No Pool
Fencing
Chain Link,Front Fenced,Partial

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LOXLEY GARDENS
Ownership
Fee Simple
Garage
No
Parking
2 Space, Driveway Spc, Street
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this charming, centrally located home where modern updates meet comfortable living! Step inside to discover a beautifully updated kitchen featuring elegant quartz countertops, soft-close cabinetry, and brand-new stainless-steel appliances. Gorgeous LVP flooring, recessed lighting, and fresh new paint throughout create a bright, modern, and inviting atmosphere. Nice-sized backyard is perfect for gardening, entertaining, family gatherings and weekend cookouts. Whether you're a first-time homebuyer, looking to downsize, or ready to stop renting and start building equity, this home is a wonderful opportunity to make homeownership a reality. Come and see this lovely home and make it yours today!

Listing courtesy of Maria Kidd · BHHS RW Towne Realty · REIN MLS #10648488

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A compact 1953-built two-bedroom, two-bath home on Payne Road in Chesapeake, Virginia — just eight minutes from Norfolk Naval Shipyard, with quick access to everyday essentials and two neighborhood parks within a mile. At 825 square feet, it's an efficient footprint in a well-connected corner of the 23323 zip code.

Read the full overview ↓

Why this home stands out

What sets 2410 Payne Road apart is its rare combination of military-base proximity and genuine neighborhood walkability for a home of this size. Two full baths in an 825-square-foot layout is a practical advantage you don't always find in homes of this era. Add a lively stretch of local restaurants within a quarter mile and three fitness options nearby, and daily life here requires far fewer car trips than you'd expect.

LOXLEY GARDENS and the Chesapeake real estate market

Payne Road sits in a quiet residential pocket of western Chesapeake — a city that consistently draws buyers who want the breathing room of a mid-size community without sacrificing access to Hampton Roads' major employment corridors. The streets here feel established and unhurried, with mature lots and a mix of long-time owners and newer arrivals. Chesapeake is the kind of city where you can be on a two-lane road lined with trees one moment and pulling into a well-stocked shopping center the next. Families comparing homes for sale in Chesapeake often land here once they realize how efficiently the 23323 zip code connects to both the Shipyard and the interstate. The broader Deep Creek area carries a working-waterfront character — practical, unpretentious, and genuinely community-minded — that's hard to replicate in newer, more uniform subdivisions across the region.

What's nearby

Everyday errands on Payne Road are refreshingly short. Surf and Turf Tacos LLC is just 0.2 miles away for a quick dinner, and Domino's Pizza and King Wok Chinese Restaurant are both within 0.3 miles. Grocery runs are easy with Mi Casita Tienda Latina, Deli Food Store Jose Y María, and Liliana's Latin Store all within 0.6 miles — a genuine concentration of Latin specialty products that's hard to find in most Chesapeake neighborhoods. The Creative Retreat Studio at 0.4 miles offers a more relaxed coffee stop. MatchBout gym is 0.4 miles out, with Planet Fitness a mile away. Brentwood Play Area and Camelot Park are both under a mile for weekend afternoons outdoors.

For different buyers

For military families relocating

Norfolk Naval Shipyard is eight minutes from your front door, and USCG Base Portsmouth is nine — that kind of dual-base proximity is a real scheduling advantage for households with two service members or a long commute rotation. A VA loan can make the math on a two-bath home in this zip code work well, and the neighborhood's established feel means you're not trading convenience for calm.

For first-time buyers

If you're weighing homes for sale in 23323 and want a manageable footprint without sacrificing two full baths, 2410 Payne Road is worth a close look. The 1953 build gives it solid bones, the neighborhood is walkable to food and fitness, and the short drive to two military bases keeps your options open — whether you work on base or simply want that commute corridor nearby.

More buyer questions

How far is 2410 Payne Road from Norfolk Naval Shipyard?

The drive runs about eight minutes under normal traffic conditions, making it one of the closer residential options to the Shipyard on the Chesapeake side of the water.

Is 2410 Payne Road in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance.

What school zone does 2410 Payne Road fall in?

Buyers comparing homes for sale zoned for Deep Creek High School and homes for sale zoned for G.A. Treakle Elementary School will find this address falls within those attendance zones — confirm current boundaries with Chesapeake Public Schools directly.

Does the neighborhood have an HOA?

This area of Payne Road does not carry a mandatory HOA, which means no monthly association dues or community rule overlays to factor into your budget.

Where are the nearest grocery stores to 2410 Payne Road?

Mi Casita Tienda Latina, Deli Food Store Jose Y María, and Liliana's Latin Store are all within 0.6 miles, offering a strong selection of Latin specialty products close to home.

Tom and Dariya Milan at LPT Realty know the Chesapeake homes for sale market inside and out — reach out to get a straight answer about this address and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$245K – $340K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Camelot

Camelot is a residential neighborhood located in Chesapeake, Virginia, offering a quiet suburban setting with tree-lined streets and well-maintained single-family homes.

$347K

Median sale · 12 mo

$200

Sold $/sq ft

14d

Days on market

16

For sale now

$76K

HH income

76.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Camelot
Map of Camelot with neighborhood boundaryNeighborhood

homes for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,762/mo

Principal & interest

$1,518

Property tax

$159

Home insurance

$85

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

155% of $189,300

City assessment record · taxes $1,912/yr

Land share of assessed value

63% — $120,000

Improvements $69,300 · assessor record ✓

Price context — similar nearby homes

$175,000$275,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2410 Payne RD · 0 mi · 825 sqft$175,000 sold 2026-04
2402 Sunset DR · 0.1 mi · 825 sqft$275,000 sold 2026-03
2505 Lofurno RD · 0.3 mi · 825 sqft$246,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$292,500

Price / Sq Ft

$355

Annual Taxes

$1,912

Monthly Tax

$159

HOA

None

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 23, 2026$292,500
Currently listed$292,500

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

55% above assessment

Total Assessed

$189,300

Land

$120,000

Improvement

$69,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 2410 Payne Rd in a good school zone?+
The assigned zones on the listing record are G.A. Treakle Elementary (VaHome School Score 6.3/10), Deep Creek Middle (VaHome School Score 4.9/10), Deep Creek (VaHome School Score 5.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2410 Payne Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2410 Payne Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2410 Payne Rd built?+
It was built in 1953, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Maria Kidd · BHHS RW Towne Realty · REIN MLS #10648488

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

2410 Payne Rd, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2410 Payne Rd, Chesapeake, Virginia 23323 · MLS #10648488 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.