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ChesapeakeLOXLEY GARDENS2410 Payne Rd✓ Source: REIN MLS #10625523 · record updated Apr 20, 2026 · synced every 2 min · your inquiry is never resold
2410 Payne RD, CHESAPEAKE VA 23323 - Main photo
$175,000
$212 / sqft · est. $1,118/mo →
2beds
1baths
825sqft
2days on market

2410 Payne Rd, Chesapeake, VA 23323

SoldResidential · built 1953 · LOXLEY GARDENS

About this home

The listing, in the seller's words

Cute 2 Br, 1 bath with large fence yard and private wooded view! Priced below market due to needed repairs. Great opportunity for fix and rent. Features nice sized kitchen and great layout. Selling AS IS , Seller to make no repairs.

Listing courtesy of Susan Caruana · The Real Estate Group · REIN MLS #10625523

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1953

Price / sqft

$212

HOA

None

Taxes

$1,912/yr

County

Chesapeake VA

MLS #

10625523

Interior

Bedrooms
2
Full baths
1
Approx. sqft
825
Stories
1
Flooring
Carpet, Laminate/LVP, Vinyl
First-floor bed & full bath
Yes
Total rooms
4
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area
Interior features
Scuttle Access
Appliances
Dishwasher, Dryer Hookup, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup
Accessibility
Ramp

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Chain Link,Full

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
57 X 122 X 68 X 120
Subdivision
LOXLEY GARDENS
Zoning
R8S
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
SETTLE
Miscellaneous
Fixer Upper
Disclosures
Estate, Exempt from Disclosure/Disclaimer, Pet on Premises, Spec Warranty Deed

See more Chesapeake homes under $200K.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Camelot

Camelot is a residential neighborhood located in Chesapeake, Virginia, offering a quiet suburban setting with tree-lined streets and well-maintained single-family homes.

$345K

Median sale · 12 mo

$200

Sold $/sq ft

14d

Days on market

3

For sale now

$76K

HH income

76.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Camelot
Map of Camelot with neighborhood boundaryNeighborhood

browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,118/mo

Principal & interest

$908

Property tax

$159

Home insurance

$51

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

92% of $189,300

City assessment record · taxes $1,912/yr

Land share of assessed value

63% — $120,000

Improvements $69,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$155,000$275,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2402 Sunset DR · 0.1 mi · 825 sqft$275,000 sold 2026-03
2507 Sunset DR · 0.3 mi · 925 sqft$245,000 sold 2026-04
902 Bounds AVE · 0.4 mi · 925 sqft$267,900 sold 2026-02

Sale & Tax History

List Price

$175,000

Price / Sq Ft

$212

Annual Taxes

$1,912

Monthly Tax

$159

HOA

None

Tax Rate (effective)

1.09%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 3, 2026$175,000
SoldApr 17, 2026$175,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% below assessment

Total Assessed

$189,300

Land

$120,000

Improvement

$69,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2410 Payne Rd in a good school zone?+
The assigned zones on the listing record are G.A. Treakle Elementary (GreatSchools 8/10), Deep Creek Middle (GreatSchools 5/10), Deep Creek (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2410 Payne Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2410 Payne Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2410 Payne Rd built?+
It was built in 1953, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Susan Caruana · The Real Estate Group · REIN MLS #10625523

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

2410 Payne Rd, Chesapeake, Virginia 23323 · MLS #10625523 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.