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ChesapeakeLOXLEY GARDENS2410 Payne Rd✓ Source: REIN MLS #10648488 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
2410 Payne RD, CHESAPEAKE VA 23323 - Main photo
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 2
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 3
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 4
2410 Payne RD, CHESAPEAKE VA 23323 - Photo 5
$292,500
$355 / sqft · est. $1,762/mo →
2beds
2baths
825sqft
0days on market

2410 Payne Rd, Chesapeake, VA 23323

ActiveResidential · built 1953 · LOXLEY GARDENS

Facts & features

Type

Residential

Year built

1953

Price / sqft

$355

HOA

None

Taxes

$1,912/yr

County

Chesapeake VA

MLS #

10648488

Interior

Bedrooms
2
Full baths
2
Approx. sqft
825
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Aluminum
Pool
No Pool
Fencing
Chain Link,Front Fenced,Partial

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LOXLEY GARDENS
Ownership
Fee Simple
Garage
No
Parking
2 Space, Driveway Spc, Street
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this charming, centrally located home where modern updates meet comfortable living! Step inside to discover a beautifully updated kitchen featuring elegant quartz countertops, soft-close cabinetry, and brand-new stainless-steel appliances. Gorgeous LVP flooring, recessed lighting, and fresh new paint throughout create a bright, modern, and inviting atmosphere. Nice-sized backyard is perfect for gardening, entertaining, family gatherings and weekend cookouts. Whether you're a first-time homebuyer, looking to downsize, or ready to stop renting and start building equity, this home is a wonderful opportunity to make homeownership a reality. Come and see this lovely home and make it yours today!

Listing courtesy of Maria Kidd · BHHS RW Towne Realty · REIN MLS #10648488

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A compact two-bedroom, two-bath home on Payne Road in Chesapeake, Virginia, built in 1953 and sitting at just 825 square feet — an efficient footprint with a location that puts two major military installations within ten minutes of your front door.

Read the full overview ↓

Why this home stands out

What sets 2410 Payne Road apart is its rare dual-base convenience: Norfolk Naval Shipyard is an eight-minute drive and USCG Base Portsmouth is nine minutes out. For a sub-900-square-foot home, that kind of proximity to two installations is genuinely hard to find in Chesapeake. The 1953 construction gives the property a mid-century bones that smaller, newer builds in the area simply can't replicate.

LOXLEY GARDENS and the Chesapeake real estate market

Payne Road sits in a quiet residential pocket of western Chesapeake — a city that consistently earns recognition as one of the most livable in Virginia. Chesapeake stretches across a broad swath of Hampton Roads, blending suburban calm with genuine urban access, and this corner of it has a grounded, working-neighborhood feel. Streets are low-traffic, lots are modest, and neighbors tend to put down roots. The surrounding area has a notably diverse character, reflected in the mix of local shops and eateries within a short walk. You're close enough to Portsmouth and Norfolk to tap into everything those cities offer, yet far enough removed to enjoy the quieter pace that draws so many families to Chesapeake in the first place. City services, utilities, and road infrastructure are all Chesapeake-managed, meaning you deal with one of the region's most financially stable municipal governments.

What's nearby

Daily errands and quick meals are well within reach of 2410 Payne Road. Surf and Turf Tacos LLC is just 0.2 miles away for a fast, flavorful bite, and Domino's Pizza and King Wok Chinese Restaurant are both under a third of a mile. Grocery runs are easy with Mi Casita Tienda Latina, Deli Food Store Jose Y María, and Liliana's Latin Store all within 0.6 miles — a strong selection of Latin specialty products right in the neighborhood. The Creative Retreat Studio at 0.4 miles offers a local alternative to the usual chain coffee stop. Fitness options include MatchBout at 0.4 miles and Planet Fitness at 1.0 mile. For outdoor time, Brentwood Play Area and Camelot Park are both under a mile.

For different buyers

For military families relocating

If you're attached to Norfolk Naval Shipyard or USCG Base Portsmouth, the commute math on 2410 Payne Road is hard to argue with — eight and nine minutes respectively. A VA loan can make ownership here straightforward, and the low-maintenance footprint means less time managing a property and more time with your family between deployments or duty rotations.

For first-time buyers

At 825 square feet with two bedrooms and two full baths, 2410 Payne Road is a practical first step into homeownership without the overwhelm of a large property to maintain. The 1953 construction means real walls and solid structure, and the walkable access to groceries, restaurants, and parks makes daily life feel easy from day one.

More buyer questions

How far is 2410 Payne Road from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately eight minutes by car from 2410 Payne Road, making it one of the closer residential options to the shipyard in the Chesapeake area.

How far is 2410 Payne Road from USCG Base Portsmouth?

USCG Base Portsmouth is about nine minutes away, giving service members attached to that installation a genuinely short daily commute from Payne Road.

What is the flood zone status for 2410 Payne Road?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance requirements.

Is there an HOA at 2410 Payne Road, Chesapeake?

Based on available information, this property does not appear to be subject to a homeowners association, though buyers should confirm during due diligence.

What are the nearest grocery stores to 2410 Payne Road?

Mi Casita Tienda Latina, Deli Food Store Jose Y María, and Liliana's Latin Store are all within 0.6 miles, offering convenient access to Latin specialty groceries just steps from the neighborhood.

Want to know more about 2410 Payne Road or explore comparable homes in Chesapeake? Tom and Dariya Milan at LPT Realty are ready to walk you through everything — reach out today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$245K – $340K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Camelot

Camelot is a residential neighborhood located in Chesapeake, Virginia, offering a quiet suburban setting with tree-lined streets and well-maintained single-family homes.

$348K

Median sale · 12 mo

$199

Sold $/sq ft

13d

Days on market

12

For sale now

$76K

HH income

76.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Camelot
Map of Camelot with neighborhood boundaryNeighborhood

homes for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,762/mo

Principal & interest

$1,518

Property tax

$159

Home insurance

$85

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

155% of $189,300

City assessment record · taxes $1,912/yr

Land share of assessed value

63% — $120,000

Improvements $69,300 · assessor record ✓

Price context — similar nearby homes

$175,000$275,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2410 Payne RD · 0 mi · 825 sqft$175,000 sold 2026-04
2402 Sunset DR · 0.1 mi · 825 sqft$275,000 sold 2026-03
2505 Lofurno RD · 0.3 mi · 825 sqft$246,000 sold 2026-07

Sale & Tax History

List Price

$292,500

Price / Sq Ft

$355

Annual Taxes

$1,912

Monthly Tax

$159

HOA

None

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 13, 2026$292,500
Currently listed$292,500

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

55% above assessment

Total Assessed

$189,300

Land

$120,000

Improvement

$69,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 2410 Payne Rd in a good school zone?+
The assigned zones on the listing record are G.A. Treakle Elementary (VaHome School Score 6.3/10), Deep Creek Middle (VaHome School Score 4.9/10), Deep Creek (VaHome School Score 5.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2410 Payne Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2410 Payne Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2410 Payne Rd built?+
It was built in 1953, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Maria Kidd · BHHS RW Towne Realty · REIN MLS #10648488

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

2410 Payne Rd, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2410 Payne Rd, Chesapeake, Virginia 23323 · MLS #10648488 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.