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Chesapeake › LOCHAVEN ESTATES › 963 Speight Lyons Loop✓ Source: REIN MLS #10645295 · record updated Aug 1, 2026 · synced every 2 min · your inquiry is never resold
963 Speight Lyons LOOP, CHESAPEAKE VA 23322 - Main photo
963 Speight Lyons LOOP, CHESAPEAKE VA 23322 - Photo 2
963 Speight Lyons LOOP, CHESAPEAKE VA 23322 - Photo 3
963 Speight Lyons LOOP, CHESAPEAKE VA 23322 - Photo 4
963 Speight Lyons LOOP, CHESAPEAKE VA 23322 - Photo 5
$540,000
$203 / sqft · est. $3,388/mo →
4beds
2.1baths
2,657sqft
13days on market

963 Speight Lyons Loop, Chesapeake, VA 23322

ActiveResidential · built 2003 · LOCHAVEN ESTATES

About this home

The listing, in the seller's words

Located in the highly sought-after Grassfield High School district, this home offers an incredible opportunity to make a home of your own in one of Chesapeake's most desirable areas. Inside features a spacious, functional floor plan boasting nearly 2700 square feet of living space. The living areas are generous with comfortable bedrooms and plenty of room to personalize. Head outside to the home's standout feature -- an expansive backyard and large deck with endless possibilities for entertaining or creating a private outdoor retreat. Conveniently located near shopping, dining, parks, and major interstates!

Listing courtesy of Gregory Chaplain · The Real Estate Group · REIN MLS #10645295

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

963 Speight Lyons Loop is a four-bedroom, 2.5-bath home in Chesapeake, Virginia, offering 2,657 square feet of living space built in 2003. Grocery stores, parks, and fitness studios are all within half a mile, and two military installations are a short commute away.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of interior scale and everyday convenience. At 2,657 square feet, the floor plan gives four bedrooms and two and a half baths room to breathe — enough space for a home office, a guest room, and still have a dedicated primary suite. The 2003 build year puts it in that sweet spot where construction quality is solid and layouts reflect how people actually live, without the quirks of older homes.

LOCHAVEN ESTATES and the Chesapeake real estate market

Chesapeake consistently ranks among the most livable cities in Hampton Roads, and the area around Speight Lyons Loop reflects exactly why. This part of southern Chesapeake sits in a well-established residential corridor where single-family homes line quiet streets and daily errands rarely require a highway. The surrounding community has a settled, suburban character — mature tree canopy, sidewalks connecting subdivisions, and a pace that feels genuinely unhurried. Cedar Crossing Park is close enough to walk to, and the broader Cedarwood area has that familiar Hampton Roads mix of military families, long-term residents, and young households all sharing the same zip code. Chesapeake's reputation for lower crime rates and strong city services makes it a consistent draw for buyers relocating from other parts of Virginia and beyond. The 23322 zip code in particular sits in a pocket of the city that feels removed from congestion while staying tightly connected to everything you actually need.

What's nearby

Daily life runs smoothly from this address. Groceries are practically around the corner — ALDI, Food Lion, and Grocery Outlet are all within 0.6 miles, so a quick after-work run never turns into a long errand. Hardee's, McDonald's, and Burrito Perdido cover fast and casual dining within 0.3 miles. For morning coffee, Dunkin' is 0.4 miles out and 7-Eleven is even closer. Fitness options are strong too: FITNESS 19 is 0.4 miles away and Orangetheory Fitness is just 0.6 miles. Cedar Crossing Park and Kevin Houston Park at Cedarwood both sit under half a mile from the front door.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is roughly seven minutes away, and Norfolk Naval Shipyard is about fifteen — both well within a comfortable commute window. A VA loan can make financing a home this size straightforward, and the four-bedroom layout handles PCS moves and growing families with room to spare. Chesapeake's stability and proximity to multiple installations make it a practical long-term base.

For families upgrading

If you've outgrown your current space, 2,657 square feet across four bedrooms and two and a half baths gives everyone room to spread out. The 2003 build means the floor plan was designed with modern family life in mind — open enough for connection, with enough separation for homework, hobbies, and quiet. Two parks within half a mile add outdoor space you don't have to maintain yourself.

More buyer questions

How far is 963 Speight Lyons Loop from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 15 minutes from this address under typical traffic conditions, making it one of the more convenient Chesapeake locations for shipyard personnel.

How far is 963 Speight Lyons Loop from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 7 minutes away, which puts it among the closest residential options to that installation in the area.

What grocery stores are near 963 Speight Lyons Loop?

ALDI and Food Lion are both within 0.4 miles, and Grocery Outlet is 0.6 miles away — three solid options all within a short drive or even a walkable distance depending on your comfort level.

Is 963 Speight Lyons Loop in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the 23322 zip code.

Are there parks near 963 Speight Lyons Loop?

Yes — Cedar Crossing Park is 0.4 miles away and Kevin Houston Park at Cedarwood is 0.5 miles, both reachable on foot or by a very short drive.

Want to see 963 Speight Lyons Loop in person? Tom and Dariya Milan at LPT Realty know this part of Chesapeake well — reach out and they'll set it up.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2003

Price / sqft

$203

HOA

None

Taxes

$5,147/yr

County

Chesapeake VA

MLS #

10645295

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,657
Stories
2
Flooring
Carpet, Vinyl, Wood
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Attic Fan, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3100
Subdivision
LOCHAVEN ESTATES
Zoning
R10S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Las Gaviotas

Las Gaviotas is an established community in the Great Bridge area of Chesapeake, Virginia, set off Cedar Road in the 23322 ZIP code.

$580K

Median sale · 12 mo

$228

Sold $/sq ft

10d

Days on market

3

For sale now

$98K

HH income

88.6%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Las Gaviotas →
Map of Las Gaviotas with neighborhood boundaryNeighborhood

Chesapeake houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,388/mo

Principal & interest

$2,802

Property tax

$429

Home insurance

$158

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

106% of $509,600

City assessment record · taxes $5,147/yr

Land share of assessed value

31% — $160,000

Improvements $349,600 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$485,000 – $625,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1002 Midway DR · 2.1 mi · 2,654 sqft$545,000 sold 2026-08
960 Forest Lakes DR · 2 mi · 2,593 sqft$620,000 sold 2026-03
920 Keeling DR · 2.2 mi · 2,838 sqft$625,000 sold 2026-06

Sale & Tax History

List Price

$540,000

Price / Sq Ft

$203

Annual Taxes

$5,147

Monthly Tax

$429

HOA

None

Tax Rate (effective)

0.95%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 22, 2026$540,000—
Currently listed—$540,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

6% above assessment

Total Assessed

$509,600

Land

$160,000

Improvement

$349,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

13 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 963 Speight Lyons Loop in a good school zone?+
The assigned zones on the listing record are Cedar Road Elementary (VaHome School Score 8.2/10), Hugo A. Owens Middle (VaHome School Score 7.8/10), Grassfield (VaHome School Score 8.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 963 Speight Lyons Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 963 Speight Lyons Loop have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 963 Speight Lyons Loop built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Gregory Chaplain · The Real Estate Group · REIN MLS #10645295

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

963 Speight Lyons Loop, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

963 Speight Lyons Loop, Chesapeake, Virginia 23322 · MLS #10645295 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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