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ChesapeakeCOUNTRY ROADS940 Saddleback Trl✓ Source: REIN MLS #10642565 · record updated Jul 22, 2026 · synced every 2 min · your inquiry is never resold
940 Saddleback TRL, CHESAPEAKE VA 23322 - Main photo
940 Saddleback TRL, CHESAPEAKE VA 23322 - Photo 2
940 Saddleback TRL, CHESAPEAKE VA 23322 - Photo 3
940 Saddleback TRL, CHESAPEAKE VA 23322 - Photo 4
940 Saddleback TRL, CHESAPEAKE VA 23322 - Photo 5
$535,000
$292 / sqft · est. $3,292/mo →
4beds
2baths
1,831sqft
21days on market

940 Saddleback Trl, Chesapeake, VA 23322

ActiveResidential · built 1991 · COUNTRY ROADS

About this home

The listing, in the seller's words

Welcome to this charming brick-front ranch offering 3 bedrooms plus a spacious room over the garage that can serve as a fourth bedroom, home office, hobby room, or flexible living space. Situated on just under an acre, this property provides an expansive backyard with plenty of room to enjoy outdoor activities, gardening, or simply relaxing.Unwind on the inviting front porch or entertain on the large composite back deck overlooking the generous outdoor space. Inside, the open-concept kitchen and family room create a comfortable gathering area, while the formal living and dining rooms provide additional space for entertaining or everyday living. The attached garage is equipped with a mini-split system, offering year-round comfort and added versatility for a workshop, home gym, studio, or other uses. With its spacious layout, flexible living areas, and expansive lot, this home offers a wonderful blend of comfort, functionality, and outdoor enjoyment. 2024 Gutter shudder gutters, 2022 closed crawl dehumidification system/polly vapor barrier system. 2019 Trane a/c unit, upgraded w/trane clean air effects package w/reme halo bacteria eliminator & ac duct work. 2025 Landscape lighting.

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10642565

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1991

Price / sqft

$292

HOA

None

Taxes

$4,316/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10642565

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,831
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Decorative,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.9300
Subdivision
COUNTRY ROADS
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Cheshire Forest

Cheshire Forest is an established single-family neighborhood in the Great Bridge area of Chesapeake, VA, set along tree-lined streets in the 23322 ZIP code.

$628K

Median sale · 12 mo

$213

Sold $/sq ft

8d

Days on market

2

For sale now

$147K

HH income

92.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Cheshire Forest
Map of Cheshire Forest with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,292/mo

Principal & interest

$2,776

Property tax

$360

Home insurance

$156

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

125% of $427,300

City assessment record · taxes $4,316/yr

Land share of assessed value

44% — $190,000

Improvements $237,300 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$452,555$510,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

933 Saddleback Trail RD · 0.1 mi · 1,830 sqft$475,000 sold 2026-03
312 Gallenway TER · 0.5 mi · 1,800 sqft$470,000 sold 2026-06
929 Cantor ST · 1.1 mi · 1,811 sqft$510,000 sold 2026-05

Sale & Tax History

List Price

$535,000

Price / Sq Ft

$292

Annual Taxes

$4,316

Monthly Tax

$360

HOA

None

Tax Rate (effective)

0.81%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 1, 2026$535,000
Price reducedJul 17, 2026$535,000−$15,000
Currently listed$535,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

25% above assessment

Total Assessed

$427,300

Land

$190,000

Improvement

$237,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

21 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 940 Saddleback Trl in a good school zone?+
The assigned zones on the listing record are Great Bridge Primary, Great Bridge Middle (GreatSchools 7/10), Great Bridge (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 940 Saddleback Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 940 Saddleback Trl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 940 Saddleback Trl built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10642565

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

940 Saddleback Trl, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

940 Saddleback Trl, Chesapeake, Virginia 23322 · MLS #10642565 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.