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ChesapeakeCOUNTRY ROADS940 Saddleback Trl✓ Source: REIN MLS #10642565 · record updated Aug 7, 2026 · synced every 2 min · your inquiry is never resold
940 Saddleback TRL, CHESAPEAKE VA 23322 - Main photo
$535,000
$292 / sqft · est. $3,292/mo →
4beds
2baths
1,831sqft
37days on market

940 Saddleback Trl, Chesapeake, VA 23322

Off MarketResidential · built 1991 · COUNTRY ROADS

Facts & features

Type

Residential

Year built

1991

Price / sqft

$292

HOA

None

Taxes

$4,316/yr

County

Chesapeake VA

MLS #

10642565

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,831
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Decorative,Privacy

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.9300
Subdivision
COUNTRY ROADS
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this charming brick-front ranch offering 3 bedrooms plus a spacious room over the garage that can serve as a fourth bedroom, home office, hobby room, or flexible living space. Situated on just under an acre, this property provides an expansive backyard with plenty of room to enjoy outdoor activities, gardening, or simply relaxing.Unwind on the inviting front porch or entertain on the large composite back deck overlooking the generous outdoor space. Inside, the open-concept kitchen and family room create a comfortable gathering area, while the formal living and dining rooms provide additional space for entertaining or everyday living. The attached garage is equipped with a mini-split system, offering year-round comfort and added versatility for a workshop, home gym, studio, or other uses. With its spacious layout, flexible living areas, and expansive lot, this home offers a wonderful blend of comfort, functionality, and outdoor enjoyment. 2024 Gutter shudder gutters, 2022 closed crawl dehumidification system/polly vapor barrier system. 2019 Trane a/c unit, upgraded w/trane clean air effects package w/reme halo bacteria eliminator & ac duct work. 2025 Landscape lighting.

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10642565

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

940 Saddleback Trail is a four-bedroom, two-bath single-family home in Chesapeake, Virginia, offering 1,831 square feet of living space built in 1991. With two parks within a mile and quick access to major military installations, this address fits a wide range of lifestyles.

Read the full overview ↓

Why this home stands out

What sets 940 Saddleback Trail apart is its combination of established 1990s construction — solid bones, mature landscaping, and a neighborhood that has had decades to settle into itself — paired with genuine proximity to green space. Stonegate Park is literally a short walk away, and the surrounding Chesapeake streets carry that unhurried, residential feel that newer developments often try to manufacture but rarely achieve.

COUNTRY ROADS and the Chesapeake real estate market

Saddleback Trail sits in a quiet residential pocket of southern Chesapeake, one of the largest cities by land area on the East Coast. Chesapeake has a reputation for spacious lots, lower density than neighboring Norfolk or Virginia Beach, and a strong sense of community that keeps longtime residents planted here for decades. The area around zip code 23322 leans suburban without feeling remote — you get breathing room and mature tree canopy on the streets, while still being a reasonable drive from the region's employment centers, waterways, and amenities. City services here fall under Chesapeake's jurisdiction, which consistently ranks among Virginia's better-managed localities. The neighborhood itself has the character of a place that was thoughtfully built out in the late 1980s and early 1990s and has aged well — sidewalks, established trees, and neighbors who tend to know each other. Whether you're drawn to Chesapeake for its schools, its parks, or simply the elbow room it affords, Saddleback Trail delivers a grounded, livable address inside one of Hampton Roads' most sought-after cities.

What's nearby

Step outside and Stonegate Park is just 0.3 miles away — close enough for a morning walk or an after-dinner stroll without getting in the car. Cheshire Forest Park, a mile out, gives you a larger green space option when you want more room to roam. Beyond the parks, the broader 23322 corridor puts everyday conveniences — grocery stores, pharmacies, and local dining — within a short drive along the major corridors feeding into this part of Chesapeake. The area is well-connected without feeling like a thoroughfare neighborhood.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is roughly ten minutes away, and Norfolk Naval Shipyard is about twenty — making 940 Saddleback Trail a practical home base for service members at either installation. A VA loan can make the path to ownership here straightforward, and the four-bedroom layout gives growing military families the space they actually need, not just the minimum.

For families upgrading

Four bedrooms and 1,831 square feet give a growing family real room to spread out — a dedicated bedroom for each child, space for a home office, or a proper guest room without anyone doubling up. The 1991 build means you're getting a home with established character and a lot size that newer construction in this price range rarely matches. Add two parks within a mile and you have a setup that genuinely supports family life day to day.

More buyer questions

How far is 940 Saddleback Trail from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 20 minutes from 940 Saddleback Trail under typical traffic conditions. The route connects easily via the major corridors linking southern Chesapeake to Portsmouth.

How far is 940 Saddleback Trail from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 10 minutes away, making it one of the closest major installations to this address in the region.

What parks are near 940 Saddleback Trail?

Stonegate Park is 0.3 miles away — an easy walk — and Cheshire Forest Park is approximately one mile out, offering a larger outdoor option for residents of the neighborhood.

Is 940 Saddleback Trail in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls the current FEMA designation for the property.

What is the square footage and layout of 940 Saddleback Trail?

The home offers 1,831 square feet of living space with four bedrooms and two full baths, built in 1991 as a single-family residential property.

Curious whether 940 Saddleback Trail is the right fit? Tom and Dariya Milan at LPT Realty know this part of Chesapeake well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Hanbury

Hanbury is an established pocket of Chesapeake centered on the Hanbury Road corridor in the Great Bridge area.

1

For sale now

$131K

HH income

76.5%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Hanbury
Map of Hanbury with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,292/mo

Principal & interest

$2,776

Property tax

$360

Home insurance

$156

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

125% of $427,300

City assessment record · taxes $4,316/yr

Land share of assessed value

44% — $190,000

Improvements $237,300 · assessor record ✓

Price context — similar nearby homes

$452,555$510,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

933 Saddleback Trail RD · 0.1 mi · 1,830 sqft$475,000 sold 2026-03
312 Gallenway TER · 0.5 mi · 1,800 sqft$470,000 sold 2026-06
929 Cantor ST · 1.1 mi · 1,811 sqft$510,000 sold 2026-05

Sale & Tax History

List Price

$535,000

Price / Sq Ft

$292

Annual Taxes

$4,316

Monthly Tax

$360

HOA

None

Tax Rate (effective)

0.81%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 1, 2026$535,000
Price reducedJul 17, 2026$535,000−$15,000
Currently listed$535,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

25% above assessment

Total Assessed

$427,300

Land

$190,000

Improvement

$237,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 940 Saddleback Trl in a good school zone?+
The assigned zones on the listing record are Great Bridge Primary, Great Bridge Middle (VaHome School Score 9/10), Great Bridge (VaHome School Score 7.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 940 Saddleback Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 940 Saddleback Trl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 940 Saddleback Trl built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10642565

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

940 Saddleback Trl, Chesapeake, Virginia 23322 · MLS #10642565 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.