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ChesapeakeCOUNTRY ROADS940 Saddleback Trail Rd✓ Source: REIN MLS #10648141 · record updated Aug 26, 2026 · synced every 2 min · your inquiry is never resold
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Main photo
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 2
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 3
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 4
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 5
4beds
2baths
1,931sqft
19days on market

940 Saddleback Trail Rd, Chesapeake, VA 23322

Under ContractResidential · built 1991 · COUNTRY ROADS

Facts & features

Type

Residential

Year built

1991

Price / sqft

$259

HOA

None

Taxes

$4,316/yr

County

Chesapeake VA

MLS #

10648141

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,931
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Decorative,Privacy

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
COUNTRY ROADS
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this charming brick-front ranch offering 3 bedrooms plus a spacious room over the garage that can serve as a fourth bedroom, home office, hobby room, or flexible living space. Situated on .93 acre lot, this property provides an expansive backyard with plenty of room to enjoy outdoor activities, gardening, or simple relaxing. Unwind on the inviting fromt porch or entertainonthe large composite back deck overlooking the generous outdoor space. Inside, the open-concept kitchen and family room create a comfortabler gathering area, while the formal living and dining rooms provide additional space for entertaining or everyday living,. The attached garage is equipped with a mini-split system, offering year-round comfort and added versatility for a workshop, home gym, studio, or other uses. Extended driveway allows for extra parking, with its spacious layout, flexible living areas, and expansive lot, this home offers a wonderful blend of comfort, functionality, and outdoor enjoyment.

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10648141

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

940 Saddleback Trail Road is a four-bedroom, two-bath single-family home in Chesapeake's 23322 zip code, offering 1,931 square feet of living space built in 1991. Two parks sit within a mile, and both USCG Finance Center Chesapeake and Norfolk Naval Shipyard are an easy commute away.

Read the full overview ↓

Why this home stands out

What sets 940 Saddleback Trail Road apart is its combination of generous square footage and immediate access to green space — Stonegate Park is literally steps away at 0.3 miles. The 1991 build puts it in a generation of homes with solid bones and traditional layouts that give you real rooms rather than open-plan compromises. Add a location that puts two military installations within a short drive, and this address checks a lot of boxes at once.

COUNTRY ROADS and the Chesapeake real estate market

Chesapeake is one of the largest cities by land area in the United States, and the 23322 corridor captures some of its most livable suburban character. The Great Bridge area — where Saddleback Trail Road sits — has a well-established, tree-lined feel with quiet residential streets that connect to a broader network of parks and trails. Neighbors here tend to put down roots; turnover is low, and the community has a settled, unhurried rhythm that's hard to find this close to a major metro. Chesapeake homes for sale in this zip code draw buyers who want suburban calm without sacrificing access to Norfolk, Virginia Beach, or the region's military infrastructure. Daily errands are manageable, the commute corridors are well-known, and the city's investment in parks and recreation shows up clearly in this part of town.

What's nearby

Stonegate Park, just 0.3 miles from the front door, is the kind of neighborhood green space you'll actually use — whether that's a morning walk, an afternoon with kids, or simply a reason to get outside on a weekday. Cheshire Forest Park at 1.0 mile extends those options further, giving you a second destination for trails and open air. For families comparing homes for sale in 23322, the proximity of two parks within a single mile is a genuine differentiator. Beyond the parks, the broader Great Bridge area offers grocery stores, pharmacies, and local dining within a short drive — the kind of everyday convenience that makes a neighborhood feel complete rather than just residential.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about ten minutes away, and Norfolk Naval Shipyard is roughly twenty — making 940 Saddleback Trail Road a practical landing spot for service members at either installation. A VA loan can make the path to ownership here straightforward, and the stable, low-turnover neighborhood is the kind of place military families often want to return to between assignments.

For families upgrading

Four bedrooms and nearly 2,000 square feet give a growing family genuine room to spread out, and the two parks within a mile mean outdoor time doesn't require a car trip. Families weighing homes for sale zoned for Great Bridge High School and homes for sale zoned for Great Bridge Primary School will find 940 Saddleback Trail Road sits squarely in that zone — a meaningful anchor when you're thinking about where to put down long-term roots.

More buyer questions

How far is 940 Saddleback Trail Road from USCG Finance Center Chesapeake?

The drive is approximately ten minutes under normal traffic conditions, making it one of the closer residential options to that installation in the Great Bridge area.

How far is 940 Saddleback Trail Road from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly a twenty-minute drive, a commute that many Chesapeake residents in the 23322 zip code make regularly via well-traveled corridors.

What parks are near 940 Saddleback Trail Road?

Stonegate Park is 0.3 miles away and Cheshire Forest Park is about 1.0 mile — both are accessible without getting on a major road, which is a real quality-of-life plus for this address.

Is 940 Saddleback Trail Road in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Does 940 Saddleback Trail Road have a garage?

Garage details for this property are best confirmed through the current listing data or a walkthrough — the 1991 build era commonly included attached garages in this style of Chesapeake home, but specifics should be verified directly.

Tom and Dariya Milan at LPT Realty know the Great Bridge market well — reach out to get your questions answered and schedule a look at 940 Saddleback Trail Road.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$420K – $575K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Hanbury

Hanbury is an established pocket of Chesapeake centered on the Hanbury Road corridor in the Great Bridge area.

$707K

Median sale · 12 mo

$243

Sold $/sq ft

11d

Days on market

1

For sale now

$131K

HH income

76.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Hanbury
Map of Hanbury with neighborhood boundaryNeighborhood

houses for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,099/mo

Principal & interest

$2,594

Property tax

$360

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $427,300

City assessment record · taxes $4,316/yr

Land share of assessed value

44% — $190,000

Improvements $237,300 · assessor record ✓

Price context — similar nearby homes

$475,000$538,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

933 Saddleback Trail RD · 0.1 mi · 1,830 sqft$475,000 sold 2026-03
1105 Fairhaven RD · 0.5 mi · 2,267 sqft$520,000 sold 2026-06
929 Cantor ST · 1.1 mi · 1,811 sqft$510,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$499,900

Price / Sq Ft

$259

Annual Taxes

$4,316

Monthly Tax

$360

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 7, 2026$499,900
Currently listed$499,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$427,300

Land

$190,000

Improvement

$237,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 940 Saddleback Trail Rd in a good school zone?+
The assigned zones on the listing record are Great Bridge Primary, Great Bridge Middle (VaHome School Score 9/10), Great Bridge (VaHome School Score 7.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 940 Saddleback Trail Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 940 Saddleback Trail Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 940 Saddleback Trail Rd built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10648141

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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940 Saddleback Trail Rd, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

940 Saddleback Trail Rd, Chesapeake, Virginia 23322 · MLS #10648141 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.