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Chesapeake › COUNTRY ROADS › 940 Saddleback Trail Rd✓ Source: REIN MLS #10648141 · record updated Sep 29, 2026 · synced every 2 min · your inquiry is never resold
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Main photo
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 2
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 3
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 4
940 Saddleback Trail RD, CHESAPEAKE VA 23322 - Photo 5
4beds
2baths
1,931sqft
49days on market

940 Saddleback Trail Rd, Chesapeake, VA 23322

Under ContractResidential · built 1991 · COUNTRY ROADS

Facts & features

Type

Residential

Year built

1991

Price / sqft

$259

HOA

None

Taxes

$4,316/yr

County

Chesapeake VA

MLS #

10648141

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,931
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Decorative,Privacy

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
COUNTRY ROADS
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to this charming brick-front ranch offering 3 bedrooms plus a spacious room over the garage that can serve as a fourth bedroom, home office, hobby room, or flexible living space. Situated on .93 acre lot, this property provides an expansive backyard with plenty of room to enjoy outdoor activities, gardening, or simple relaxing. Unwind on the inviting fromt porch or entertainonthe large composite back deck overlooking the generous outdoor space. Inside, the open-concept kitchen and family room create a comfortabler gathering area, while the formal living and dining rooms provide additional space for entertaining or everyday living,. The attached garage is equipped with a mini-split system, offering year-round comfort and added versatility for a workshop, home gym, studio, or other uses. Extended driveway allows for extra parking, with its spacious layout, flexible living areas, and expansive lot, this home offers a wonderful blend of comfort, functionality, and outdoor enjoyment.

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10648141

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This four-bedroom, two-bath home sits on a quiet Chesapeake street with easy access to military bases and local parks. Built in 1991, it offers 1,931 square feet of comfortable living space. You're about 10 minutes from USCG Finance Center Chesapeake, making it a solid fit for anyone comparing homes for sale in 23322.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23322, homes for sale zoned for Great Bridge High School, and homes for sale zoned for Great Bridge Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Hanbury homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

The layout gives you four bedrooms and two full baths across nearly 2,000 square feet—room to spread out without unnecessary space. A single-family design on its own lot means privacy and outdoor room for a yard. The 1991 build brings solid bones and a straightforward floor plan. Location-wise, you're positioned between two military installations and within walking distance of neighborhood parks. This is the kind of property that works hard without demanding constant attention.

COUNTRY ROADS and the Chesapeake real estate market

Saddleback Trail Road sits in a residential pocket of Chesapeake where tree-lined streets and modest-scale homes create a settled, low-key feel. The neighborhood is built out with single-family properties on individual lots—no dense clustering, just room to breathe. Stonegate Park is just a short walk away, and Cheshire Forest Park sits about a mile north. Chesapeake itself is Virginia's largest city by area, a sprawling blend of suburban neighborhoods, waterfront communities, and commercial corridors. Route 17 and Route 168 run through the city, connecting you to Norfolk, Virginia Beach, and points inland. Anyone comparing homes for sale in Chesapeake will notice the city's mix of older established neighborhoods and newer developments. Schools here serve the broader Great Bridge area. Getting around is straightforward—most errands are a quick drive, and the bases are even closer.

What's nearby

Stonegate Park is less than half a mile away, offering green space and recreational facilities for casual outings. Cheshire Forest Park sits about a mile north and provides additional trails and open air. Both parks anchor the neighborhood's outdoor character without requiring a long drive. Shopping, dining, and services cluster along the main corridors a few minutes away. You're close enough to reach them quickly but far enough to stay in a quiet residential zone.

For different buyers

Base commute and VA loan notes

USCG Finance Center Chesapeake is roughly 10 minutes away by car, and NSA Northwest Annex sits about 17 minutes out. VA loan financing is common in this price range and area. The home's straightforward layout and established neighborhood mean you can settle in without major renovation surprises. Quick commute, stable property, minimal surprises.

Room to grow

Four bedrooms give each person their own space or room for a home office. Two full baths handle morning routines without bottlenecks. The 1,931-square-foot floor plan is efficient—no wasted hallways, just livable rooms. A private lot means a yard for outdoor play or projects. Storage and layout work together to make daily life easier.

More buyer questions

How far is 940 Saddleback Trail Road from USCG Finance Center Chesapeake?

About 10 minutes by car, making it a short commute for anyone stationed there.

What parks are near this address?

Stonegate Park is less than half a mile away, and Cheshire Forest Park is about a mile north. Both offer trails and outdoor space.

Are there schools zoned for this address?

Yes, anyone comparing homes for sale zoned for Great Bridge High School or homes for sale zoned for Great Bridge Primary School should review the school assignment for this specific address with the district.

What year was this home built?

The home was built in 1991, giving it solid bones and a proven floor plan.

Is this a single-family home?

Yes, it's a single-family residential property on its own lot, offering privacy and outdoor space.

Ready to explore this Chesapeake home? Reach out to learn more about 940 Saddleback Trail Road and schedule a visit today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$420K – $575K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

14.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Hanbury

Hanbury is a settled pocket of Chesapeake. It centers on the Hanbury Road corridor in the Great Bridge area. The name covers related subdivisions like Hanbury Woods, Hanbury Manor, and Hanbury Farms.

$707K

Median sale · 12 mo

$243

Sold $/sq ft

11d

Days on market

3

For sale now

$131K

HH income

76.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Hanbury →
Map of Hanbury with neighborhood boundaryNeighborhood

houses for sale in Chesapeake →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,099/mo

Principal & interest

$2,594

Property tax

$360

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $427,300

City assessment record · taxes $4,316/yr

Land share of assessed value

44% — $190,000

Improvements $237,300 · assessor record ✓

Price context — similar nearby homes

$475,000 – $580,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

933 Saddleback Trail RD · 0.1 mi · 1,830 sqft$475,000 sold 2026-03
1205 Cutspring RD · 0.8 mi · 2,067 sqft$580,000 sold 2026-09
1105 Fairhaven RD · 0.5 mi · 2,267 sqft$520,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$499,900

Price / Sq Ft

$259

Annual Taxes

$4,316

Monthly Tax

$360

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 11, 2026$499,900—
Currently listed—$499,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$427,300

Land

$190,000

Improvement

$237,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 940 Saddleback Trail Rd in a good school zone?+
The assigned zones on the listing record are Great Bridge Primary, Great Bridge Middle (VaHome School Score 9/10), Great Bridge (VaHome School Score 7.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 940 Saddleback Trail Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 940 Saddleback Trail Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 940 Saddleback Trail Rd built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jobel Daugherty · Howard Hanna Real Estate Svcs. · REIN MLS #10648141

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

940 Saddleback Trail Rd, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

940 Saddleback Trail Rd, Chesapeake, Virginia 23322 · MLS #10648141 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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