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ChesapeakeMILL CREEK3205 Holly Ridge Dr✓ Source: REIN MLS #10640543 · record updated Sep 7, 2026 · synced every 2 min · your inquiry is never resold
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Main photo
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 2
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 3
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 4
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 5
4beds
2.1baths
2,214sqft
79days on market

3205 Holly Ridge Dr, Chesapeake, VA 23323

Under ContractResidential · built 1990 · MILL CREEK

Facts & features

Type

Residential

Year built

1990

Price / sqft

$206

HOA

None

Taxes

$4,001/yr

County

Chesapeake VA

MLS #

10640543

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,214
Stories
2
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
7
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2500
Subdivision
MILL CREEK
Zoning
R10S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Back on market through no fault of the seller. Welcome home to this fantastic 2-story home tucked away in the back of Mill Creek! Major updates have already been completed, including new LVP flooring, solid surface flooring throughout, custom bathrooms, aluminum-wrapped fascia, a new HVAC coil (2025), and 14 replacement windows with a transferable lifetime warranty from Better View Windows. The spacious floor plan offers a formal dining room, large family room, and an oversized FROG great for a playroom, home office, media room, or guest space. Retreat to the generous primary suite featuring a walk-in closet and beautifully updated bath. Make sure to check behind the mirror in the walk in closet for hidden storage! With plenty of room to grow, stylish updates, and endless possibilities to make it your own, this home is ready for its next chapter!

Listing courtesy of Ashley Sutton Tullio · Sutton Tullio Realty LLC · REIN MLS #10640543

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A four-bedroom, 2.1-bath home built in 1990 in Chesapeake's 23323 zip code, 3205 Holly Ridge Drive offers 2,214 square feet of living space with two military installations reachable in 14 minutes and a neighborhood park just three-tenths of a mile away.

Read the full overview ↓

Why this home stands out

What sets 3205 Holly Ridge Drive apart is the combination of generous square footage — 2,214 feet across four bedrooms — and a location that quietly delivers on everyday convenience. Two parks are within walking distance, groceries are under a mile away, and both the USCG Finance Center Chesapeake and Norfolk Naval Shipyard sit a short 14-minute drive from the front door. Among Chesapeake homes for sale, this address checks a lot of practical boxes without asking you to compromise on space.

MILL CREEK and the Chesapeake real estate market

Holly Ridge Drive sits in the western reaches of Chesapeake, Virginia, a city that consistently ranks among the largest and most livable in the Commonwealth. This corner of the 23323 zip code has a settled, residential feel — the kind of street where neighbors know each other and the pace slows down the moment you turn off the main road. Mature trees line the area, and Sawyers Mill Park is just a three-minute walk from the front door, making it easy to build outdoor time into any day. Deep Creek Park adds another green space option less than a mile away. The broader Chesapeake landscape here blends suburban comfort with genuine access: you're close enough to Portsmouth and Norfolk for a quick commute, yet far enough removed to feel like you've actually left work behind. Families comparing homes for sale in Chesapeake often land in this zip code precisely because it delivers that balance — space, greenery, and connectivity — without requiring a long drive to reach any of it.

What's nearby

Day-to-day errands from 3205 Holly Ridge Drive are refreshingly short. Food Lion is 0.7 miles away for your weekly grocery run, and Dollar General is right behind it at 0.8 miles for quick fill-ins. When dinner is someone else's job, El Puente Mexican Grill and Waffle House are both 0.7 miles out, with Pizza Plus another option just 0.8 miles away. Morning coffee is covered by Starbucks Coffee Company and a 7-Eleven, both within 0.8 miles. Sawyers Mill Park is a genuine walkable amenity at just 0.3 miles, and Deep Creek Park rounds out the outdoor options at 0.6 miles — enough green space to make the neighborhood feel open even on the busiest days.

For different buyers

For military families relocating

Service members assigned to the USCG Finance Center Chesapeake or Norfolk Naval Shipyard will appreciate the 14-minute commute from Holly Ridge Drive — short enough to matter at the end of a long duty day. A VA loan can make financing straightforward, and with four bedrooms and 2,214 square feet, there's room for the whole family to spread out between deployments and PCS transitions.

For families upgrading

Four bedrooms and more than 2,200 square feet give a growing family genuine room to breathe at 3205 Holly Ridge Drive. Sawyers Mill Park is a three-minute walk for after-school energy burns, and families comparing homes for sale zoned for Deep Creek High School and homes for sale zoned for Deep Creek Central Elementary School will find this address falls within that attendance zone. It's the kind of home that grows with you.

More buyer questions

How far is 3205 Holly Ridge Drive from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 14 minutes from 3205 Holly Ridge Drive under typical traffic conditions. The route is a straightforward drive through western Chesapeake into Portsmouth.

How far is 3205 Holly Ridge Drive from USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 14 minutes away, making it one of the closer military installations to this address in the region.

What parks are near 3205 Holly Ridge Drive?

Sawyers Mill Park is just 0.3 miles away — an easy walk — and Deep Creek Park is 0.6 miles from the front door, giving residents two accessible green spaces within the immediate neighborhood.

Is 3205 Holly Ridge Drive in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the 23323 zip code.

Where can I find grocery stores near homes for sale in 23323?

Food Lion is 0.7 miles from 3205 Holly Ridge Drive and Dollar General is 0.8 miles away, covering both full grocery runs and quick convenience stops without leaving the immediate area.

Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well. Reach out to get your questions answered and schedule a closer look at 3205 Holly Ridge Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$385K – $525K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Culpepper Landing

Culpepper Landing is a master-planned community in the Deep Creek section of Chesapeake, set just off Dominion Boulevard (U.S. Route 17) and framed by the historic Great Dismal Swamp Canal.

$558K

Median sale · 12 mo

$213

Sold $/sq ft

28d

Days on market

8

For sale now

$115K

HH income

91.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Culpepper Landing
Map of Culpepper Landing with neighborhood boundaryNeighborhood

homes for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,827/mo

Principal & interest

$2,361

Property tax

$333

Home insurance

$133

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

115% of $396,100

City assessment record · taxes $4,001/yr

Land share of assessed value

38% — $150,000

Improvements $246,100 · assessor record ✓

Price context — similar nearby homes

$440,000$560,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3212 Sybilla ST · 0.5 mi · 2,293 sqft$560,000 sold 2026-04
615 Horse Camp LN · 0.7 mi · 2,254 sqft$527,500 sold 2026-03
2813 Ridgeboard PL · 0.7 mi · 2,084 sqft$500,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$455,000

Price / Sq Ft

$206

Annual Taxes

$4,001

Monthly Tax

$333

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 20, 2026$455,000
Price reducedJul 2, 2026$455,000−$4,000
Currently listed$455,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

15% above assessment

Total Assessed

$396,100

Land

$150,000

Improvement

$246,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3205 Holly Ridge Dr in a good school zone?+
The assigned zones on the listing record are Deep Creek Central Elementary (VaHome School Score 7.8/10), Deep Creek Middle (VaHome School Score 4.9/10), Deep Creek (VaHome School Score 5.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3205 Holly Ridge Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3205 Holly Ridge Dr?+
Sawyers Mill Park is about 0.5 miles away.
Where is the nearest grocery store to 3205 Holly Ridge Dr?+
Food Lion is about 0.6 miles away. The closest dining on record is Waffle House (0.6 mi).
Does 3205 Holly Ridge Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3205 Holly Ridge Dr built?+
It was built in 1990, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ashley Sutton Tullio · Sutton Tullio Realty LLC · REIN MLS #10640543

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3205 Holly Ridge Dr, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3205 Holly Ridge Dr, Chesapeake, Virginia 23323 · MLS #10640543 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.