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ChesapeakeMILL CREEK3205 Holly Ridge Dr✓ Source: REIN MLS #10640543 · record updated Jul 2, 2026 · synced every 5 min · your inquiry is never resold
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Main photo
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 2
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 3
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 4
3205 Holly Ridge DR, CHESAPEAKE VA 23323 - Photo 5
$455,000
$206 / sqft · est. $2,827/mo →
4beds
2.1baths
2,214sqft
13days on market

3205 Holly Ridge Dr, Chesapeake, VA 23323

ActiveResidential · built 1990 · MILL CREEK

About this home

The listing, in the seller's words

Welcome home to this fantastic 2-story home tucked away in the back of Mill Creek! Major updates have already been completed, including new LVP flooring, solid surface flooring throughout, custom bathrooms, aluminum-wrapped fascia, a new HVAC coil (2025), and 14 replacement windows with a transferable lifetime warranty from Better View Windows. The spacious floor plan offers a formal dining room, large family room, and an oversized FROG great for a playroom, home office, media room, or guest space. Retreat to the generous primary suite featuring a walk-in closet and beautifully updated bath. Make sure to check behind the mirror in the walk in closet for hidden storage! With plenty of room to grow, stylish updates, and endless possibilities to make it your own, this home is ready for its next chapter!

Listing courtesy of Ashley Sutton Tullio · Sutton Tullio Realty LLC · REIN MLS #10640543

VaHome team overview

Our read on this home

At a glance

3205 Holly Ridge Drive is a four-bedroom, two-and-a-half-bath single-family home in Chesapeake, Virginia, built in 1990 and offering 1,938 square feet of living space on a residential lot — a solid, established home in a city known for its quiet, suburban character.

Read the full overview ↓

Why this home stands out

What sets 3205 Holly Ridge Drive apart is the combination of four true bedrooms and a dedicated half-bath on the main level — a layout that gives households real flexibility without sacrificing common living space. At just under 2,000 square feet, the floor plan is efficient without feeling cramped, and the 1990 build era means the bones are solid while leaving room for your own updates and personal touches.

MILL CREEK and the Chesapeake real estate market

Holly Ridge Drive sits in the western reaches of Chesapeake, a city that consistently ranks among the most livable in Virginia for good reason. This part of Chesapeake moves at a quieter pace — established streets, mature trees, and neighbors who tend to stay put. You're far enough from the noise of the waterfront corridors to enjoy genuine calm, yet close enough to major routes that getting anywhere in Hampton Roads doesn't feel like an expedition. The broader area around zip code 23323 is a mix of single-family neighborhoods that grew steadily through the late 1980s and 1990s, giving the whole corridor a cohesive, settled feel. Chesapeake itself is the second-largest city by land area in the United States, which means green space, low density, and room to breathe are built into the geography. Daily errands, dining, and recreation are all within a short drive, and the city's road network connects you to Norfolk, Portsmouth, and Suffolk without the congestion that plagues tighter urban cores.

What's nearby

Everyday conveniences cluster along the nearby corridors of Chesapeake — grocery stores, pharmacies, and casual dining are all within a few minutes by car. Western Branch and the surrounding commercial strips give you solid options for coffee runs, quick lunches, and weekend errands without backtracking. Parks and open recreation areas are woven through this part of the city, and the broader Great Dismal Swamp National Wildlife Refuge is a short drive south for anyone who wants serious outdoor space. Portsmouth's retail and dining scene is also easily reachable, adding another layer of options to your regular rotation.

For different buyers

For military families relocating

Both the USCG Finance Center Chesapeake and Norfolk Naval Shipyard are roughly 14 minutes away — a commute that keeps your mornings manageable and your evenings free. Four bedrooms give a growing military household the space to spread out, and a VA loan can make this kind of established Chesapeake home more accessible than many buyers expect. It's a practical, well-located base for a Hampton Roads assignment.

For families upgrading

Four bedrooms and two and a half baths mean everyone gets their own space — no more sharing a single bathroom during the morning rush. The 1,938-square-foot layout gives you room to grow without the upkeep demands of a sprawling estate, and the quiet, established streets of this Chesapeake neighborhood are exactly the kind of backdrop families tend to stay in for the long haul.

More buyer questions

How far is 3205 Holly Ridge Drive from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 14 minutes from 3205 Holly Ridge Drive under typical traffic conditions, making it one of the more convenient commutes available from this part of Chesapeake.

How far is 3205 Holly Ridge Drive from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 14 minutes away, a straightforward drive that keeps the workday commute short and predictable.

What is the square footage and layout of 3205 Holly Ridge Drive?

The home offers 1,938 square feet of living space across a four-bedroom, two-and-a-half-bath layout, built in 1990 as a single-family residential property.

Is 3205 Holly Ridge Drive in a flood zone?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Does 3205 Holly Ridge Drive have an HOA?

HOA status for this property is noted in the listing details above — if an association applies, any rules or community standards would be disclosed as part of the standard purchase process.

Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well — reach out to get your questions answered and take a closer look at 3205 Holly Ridge Drive.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1990

Price / sqft

$206

HOA

None

Taxes

$4,001/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10640543

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,827/mo

Principal & interest

$2,361

Property tax

$333

Home insurance

$133

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

115% of $396,100

City assessment record · taxes $4,001/yr

Land share of assessed value

38% — $150,000

Improvements $246,100 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$440,000$560,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3204 Meanley DR · 0.4 mi · 2,252 sqft$530,000 sold 2026-05
3245 Conservancy DR · 0.3 mi · 2,348 sqft$545,000 sold 2026-06
3212 Sybilla ST · 0.5 mi · 2,293 sqft$560,000 sold 2026-04

Sale & Tax History

List Price

$455,000

Price / Sq Ft

$206

Annual Taxes

$4,001

Monthly Tax

$333

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 19, 2026$455,000
Price reducedJul 2, 2026$455,000−$4,000
Currently listed$455,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

15% above assessment

Total Assessed

$396,100

Land

$150,000

Improvement

$246,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

13 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3205 Holly Ridge Dr in a good school zone?+
The assigned zones on the listing record are Deep Creek Central Elementary (GreatSchools 7/10), Deep Creek Middle (GreatSchools 5/10), Deep Creek (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3205 Holly Ridge Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3205 Holly Ridge Dr?+
Sawyers Mill Park is about 0.5 miles away.
Where is the nearest grocery store to 3205 Holly Ridge Dr?+
Food Lion is about 0.6 miles away. The closest dining on record is Waffle House (0.6 mi).
Does 3205 Holly Ridge Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3205 Holly Ridge Dr built?+
It was built in 1990, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ashley Sutton Tullio · Sutton Tullio Realty LLC · REIN MLS #10640543

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3205 Holly Ridge Dr, Chesapeake, Virginia 23323 · MLS #10640543 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.