Skip to main content
VaHome.com
✓ Source: REIN MLS #10647229 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold
655 Mill Creek PW, CHESAPEAKE VA 23323 - Main photo
3beds
2.2baths
2,120sqft
52days on market

655 Mill Creek Pw, Chesapeake, VA 23323

SoldResidential · built 2015 · CULPEPPER LANDING

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

Don't miss the chance to visit this beautiful well kept 3 bedroom townhome that offers a water view. This end unit shows like new with a first floor room that could be used as an office space or game room along with half bath. The main floor has a spacious open concept with a balcony off of the kitchen area. This townhome is apart of a fantastic community that offers great amenities, including a Clubhouse with an exercise room, Community Pool, Playgrounds, a Dog Park, Walking Trails, and Common Area Maintenance. HOA fees are due quarterly. This home won't disappoint. Seller willing to offer up to 3% CCA with full price offer.

Listing courtesy of Lance Ricks · Shaffer Realty LLC · REIN MLS #10647229

Facts & features

Type

Residential

Year built

2015

Price / sqft

$180

HOA fee

$190/mo

Taxes

$4,026/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10647229

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$190/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
2
Approx. sqft
2,120
Stories
3
Flooring
Carpet, Wood
Total rooms
8
Other rooms
Attic, Balcony, Breakfast Area, PBR with Bath, Office/Study, Pantry, Spare Room, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Pond

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CULPEPPER LANDING
Zoning
PUD
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Chesapeake waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, 2.2-bath home built in 2015 on Mill Creek Parkway in Chesapeake. Open layout with 2,120 square feet across a single-family floor plan. Close to parks and about 15 minutes from USCG Finance Center Chesapeake. Homes for sale in 23323 offer solid value in this growing area.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23323, homes for sale zoned for Deep Creek High School, and homes for sale zoned for Deep Creek Central Elementary School. Nearby, look at Culpepper Landing homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 2015-built home sits on a quiet street with easy access to three neighborhood parks within a mile. The open floor plan and modern construction mean fewer surprises and less immediate maintenance. You'll find the commute to the coast guard facility straightforward, and Norfolk Naval Shipyard is also within reasonable drive time. It's the kind of property that appeals to buyers comparing Chesapeake homes for sale who want newer construction without the premium price.

CULPEPPER LANDING and the Chesapeake real estate market

Mill Creek Parkway runs through a residential neighborhood of single-family homes built over the last 15 years. The streets are tree-lined and quiet, with a mix of ranch and colonial styles. Chesapeake itself is Virginia's largest city by land area, stretching from the Elizabeth River to the North Carolina border. The city balances suburban calm with urban conveniences—shopping, dining, and services are never far away. Getting around is straightforward on a grid of main roads and local streets. The area draws people who want space and quiet but don't want to feel isolated. If you're exploring homes for sale in Chesapeake, you'll notice neighborhoods like this one offer newer construction and established tree cover at the same time.

What's nearby

Sawyers Mill Park sits less than a mile away, offering playgrounds and open fields. Olde Mill Run Park and Deep Creek Park are equally close, each within a short drive. These three parks give the neighborhood a strong outdoor focus—trails, sports facilities, and green space are woven into daily life here. Grocery stores, restaurants, and pharmacies are scattered throughout Chesapeake on the main commercial corridors. You're never more than a few minutes from everyday errands.

For different buyers

Base commute and VA loan notes

About 15 minutes to USCG Finance Center Chesapeake and 16 minutes to Norfolk Naval Shipyard. VA loan financing is widely available in this zip code and area. The 2015 construction means solid systems and minimal surprises. Commute times keep your off-duty hours free for family and rest.

Room to grow

Three bedrooms and 2.2 baths give you room to spread out. The 2,120-square-foot layout flows well for daily living and entertaining. A single-family home on its own lot means a yard for outdoor play and projects. Modern construction from 2015 means solid bones and up-to-date systems.

More buyer questions

How far is 655 Mill Creek Parkway from USCG Finance Center Chesapeake?

About 15 minutes by car. Norfolk Naval Shipyard is roughly 16 minutes away.

What parks are near this Chesapeake home?

Sawyers Mill Park, Olde Mill Run Park, and Deep Creek Park are all within a mile. Each offers playgrounds, trails, and open space.

Are there homes for sale zoned for Deep Creek High School and homes for sale zoned for Deep Creek Central Elementary School in this area?

Yes. This address falls within those zones, and you'll find other comparable homes for sale in 23323 nearby.

What year was this home built?

2015. The modern construction means updated systems and fewer structural surprises.

Is this a single-family home or a townhome?

Single-family residential. You own the land and have full outdoor space.

Ready to see 655 Mill Creek Parkway? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Chesapeake home.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Chesapeake$320K – $440K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Culpepper Landing

Culpepper Landing is a master-planned neighborhood in the Deep Creek part of Chesapeake. It sits just off Dominion Boulevard, which is U.S. Route 17.

$550K

Median sale · 12 mo

$209

Sold $/sq ft

26d

Days on market

6

For sale now

$115K

HH income

91.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Culpepper Landing →
Map of Culpepper Landing with neighborhood boundaryNeighborhood

Chesapeake homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

20min·11.5mi

NNSY

Navy

22min·13.6mi

USCG Portsmouth

Coast Guard

22min·13.4mi

NMCP

Navy

23min·13.9mi

J7 Suffolk

Joint

30min·18.3mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,429/mo

Principal & interest

$1,982

Property tax

$336

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$190

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

96% of $398,600

City assessment record · taxes $4,026/yr

Land share of assessed value

33% — $130,000

Improvements $268,600 · assessor record ✓

Price context — similar nearby homes

$434,900 – $560,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

615 Horse Camp LN · 0.2 mi · 2,254 sqft$527,500 sold 2026-03
3212 Sybilla ST · 0.2 mi · 2,293 sqft$560,000 sold 2026-04
417 Saddle CT · 0.7 mi · 2,100 sqft$455,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$382,000

Price / Sq Ft

$180

Annual Taxes

$4,026

Monthly Tax

$336

HOA fee

$190 / mo

Tax Rate (effective)

1.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 9, 2026$382,000—
Price increasedSep 30, 2026$382,000+$2,100
SoldSep 25, 2026$382,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$398,600

Land

$130,000

Improvement

$268,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 655 Mill Creek Pw in a good school zone?+
The assigned zones on the listing record are Deep Creek Central Elementary (VaHome School Score 6.9/10), Deep Creek Middle (VaHome School Score 4.9/10), Deep Creek (VaHome School Score 5.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 655 Mill Creek Pw in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 655 Mill Creek Pw?+
Sawyers Mill Park is about 0.6 miles away.
Is 655 Mill Creek Pw a waterfront property?+
Yes. The listing record shows: Pond.
Does 655 Mill Creek Pw have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 655 Mill Creek Pw built?+
It was built in 2015, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Lance Ricks · Shaffer Realty LLC · REIN MLS #10647229

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in ChesapeakeCall or text (757) 777-7577

655 Mill Creek Pw, Chesapeake, Virginia 23323 · MLS #10647229 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆