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ChesapeakeMILL CREEK HARBOR2303 Fern Mill Ln✓ Source: REIN MLS #10637272 · record updated Jun 11, 2026 · synced every 5 min · your inquiry is never resold
2303 Fern Mill LN, CHESAPEAKE VA 23323 - Main photo
2303 Fern Mill LN, CHESAPEAKE VA 23323 - Photo 2
2303 Fern Mill LN, CHESAPEAKE VA 23323 - Photo 3
2303 Fern Mill LN, CHESAPEAKE VA 23323 - Photo 4
2303 Fern Mill LN, CHESAPEAKE VA 23323 - Photo 5
$725,000
$181 / sqft · est. $4,573/mo →
7beds
3baths
4,000sqft
7days on market

2303 Fern Mill Ln, Chesapeake, VA 23323

Under ContractResidential · built 2005 · MILL CREEK HARBOR

About this home

The listing, in the seller's words

THIS IS THE ONE. Welcome home to this stunning 7-bedroom, 3-bathroom residence in the highly sought-after Mill Creek Harbor community of Grassfield! EXPANSIVE apx. 4,000 sq ft of living space, this beautifully maintained home provides the sanctuary you've been looking for. Abundant natural light, a back sun room where you can look out at the massive backyard, adorned by the most beautiful willow tree. Backyard was designed with tree placement so you don't see neighbors & it truly feels like your own private oasis. It is serene. The thoughtfully designed floor plan features multiple living areas, a dedicated office/study, sunroom, MASSIVE finished room over the garage, and an in-law suite, creating endless possibilities for multigenerational living, remote work, entertaining, or simply spreading out in style. Soaring ceilings, natural light throughout, and an inviting fireplace add warmth and character through the entire home. The spacious primary suite offers a private retreat complete with updated bath w/ a jetted tub, double vanity, and walk-in closet that has professional built-ins making that closet a DREAM!! Just installed a $25K new HVAC system in August 2025 with a SEER rating of 17!! Almost half an acre, this property goes beyond the fence line (it's a very large lot) - This property provides plenty of room for outdoor gatherings, pets, play, or future backyard dreams. Located within the highly rated Grassfield school district and convenient to shopping, dining, military bases, and major commuter routes, this exceptional home delivers the space you need in the location you want. Don't miss this rare opportunity to own one of Grassfield's most spacious and versatile homes!

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10637272

VaHome team overview

Our read on this home

At a glance

Seven bedrooms and 4,000 square feet in Chesapeake give growing households serious room to breathe. Built in 2005, this single-family home sits within ten minutes of the USCG Finance Center and thirteen minutes of Norfolk Naval Shipyard — a rare combination of space and commute convenience.

Read the full overview ↓

Why this home stands out

Seven bedrooms under one roof is genuinely uncommon, and 2303 Fern Mill Lane delivers that footprint in a 2005-built single-family home that hits the sweet spot between modern construction and established neighborhood character. Whether you need dedicated home offices, a guest suite, a playroom, and still have bedrooms left over — or you simply want the flexibility to grow into the space — this address gives you options that most homes in this zip code cannot match.

MILL CREEK HARBOR and the Chesapeake real estate market

Fern Mill Lane sits in the western reaches of Chesapeake, a city that consistently ranks among the most livable in Virginia for its blend of suburban calm and genuine urban access. The surrounding area is quiet and residential, with tree-lined streets and a neighborhood rhythm that feels unhurried without feeling remote. Chesapeake itself spans a wide geography, and this corner of the 23323 zip code keeps you close to everyday conveniences while maintaining the breathing room that draws families here in the first place. For anyone browsing houses for sale in chesapeake va 23322, it's worth knowing that the adjacent zip codes share much of the same infrastructure, retail corridor, and commute patterns — so the lifestyle here translates well across the boundary. City services are handled through Chesapeake's municipal government, which covers everything from road maintenance to parks programming. The overall feel is solidly suburban: well-kept properties, manageable traffic, and a community that has grown steadily since the early 2000s without losing its residential identity.

What's nearby

Grocery runs are quick — Publix Super Market at Dominion Station is 0.9 miles out, and Walmart Supercenter is just a mile away, so you're rarely more than a few minutes from a full shop. When you want a fast meal, Popeyes Louisiana Kitchen, Chick-fil-A, and Ray's Pizza are all within 0.9 miles. For a morning pick-me-up, KENSLEY'S Açaí & Café at 1.0 mile offers something beyond the usual drive-through, though a 7-Eleven is also close if speed is the priority. Parkview Play Area is only 0.6 miles away — an easy walk or bike ride — and Bryant Farms Park is 0.8 miles out for weekend afternoons with the kids.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is a ten-minute drive, and Norfolk Naval Shipyard is reachable in thirteen — making 2303 Fern Mill Lane a practical choice for service members at either installation. A VA loan can stretch further when you're buying a seven-bedroom home, and with this much square footage, PCS moves become a little less stressful when everyone has their own space.

For families upgrading

If your current home has run out of room, seven bedrooms and 4,000 square feet is the kind of upgrade that solves the problem for a long time. Built in 2005, the home is modern enough to avoid the maintenance surprises of older construction, and the Chesapeake location keeps you connected to parks, groceries, and quick-serve dining without a long drive in any direction.

More buyer questions

How far is 2303 Fern Mill Lane from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 13 minutes from 2303 Fern Mill Lane under typical traffic conditions. The route is straightforward and avoids most of the congestion that affects longer Hampton Roads commutes.

How far is 2303 Fern Mill Lane from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 10 minutes away, making it one of the closest major installations to this address in the area.

What is the square footage and bedroom count at 2303 Fern Mill Lane?

The home offers 4,000 square feet of living space across seven bedrooms and three bathrooms — an unusually large footprint for a single-family home in this part of Chesapeake.

Is 2303 Fern Mill Lane in a flood zone?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Are there parks near 2303 Fern Mill Lane?

Yes — Parkview Play Area is 0.6 miles away and Bryant Farms Park is 0.8 miles out, both within easy reach for outdoor time without getting in the car.

Ready to walk through 2303 Fern Mill Lane? Tom and Dariya Milan at LPT Realty know this part of Chesapeake well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$181

HOA fee

$32/mo

Taxes

$6,807/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10637272

HOA association includes

Playgrounds

$32/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,573/mo

Principal & interest

$3,762

Property tax

$567

Home insurance

$211

PMI

None

HOA

$32

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

108% of $674,000

City assessment record · taxes $6,807/yr

Land share of assessed value

30% — $200,000

Improvements $474,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$272,650$850,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1908 Lancing Crest LN · 0.5 mi · 3,918 sqft$825,000 sold 2026-02
2226 Harton LN · 0.1 mi · 3,296 sqft$610,000 sold 2026-06
2064 CEDAR RD · 1.1 mi · 4,000 sqft$850,000 sold 2026-05

Sale & Tax History

List Price

$725,000

Price / Sq Ft

$181

Annual Taxes

$6,807

Monthly Tax

$567

HOA fee

$32 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 4, 2026$725,000
Currently listed$725,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% above assessment

Total Assessed

$674,000

Land

$200,000

Improvement

$474,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2303 Fern Mill Ln in a good school zone?+
The assigned zones on the listing record are Grassfield Elementary (GreatSchools 8/10), Hugo A. Owens Middle (GreatSchools 6/10), Grassfield (GreatSchools 8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2303 Fern Mill Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 2303 Fern Mill Ln?+
Parkview Play Area is about 0.6 miles away.
Where is the nearest grocery store to 2303 Fern Mill Ln?+
Publix Super Market at Dominion Station is about 0.9 miles away. The closest dining on record is Popeyes Louisiana Kitchen (0.8 mi).
Does 2303 Fern Mill Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 2303 Fern Mill Ln built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10637272

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

2303 Fern Mill Ln, Chesapeake, Virginia 23323 · MLS #10637272 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.