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Chesapeake › EMERALD LAKES › 915 Shelter Rock Ln✓ Source: REIN MLS #10636961 · record updated Oct 12, 2026 · synced every 2 min · your inquiry is never resold
915 Shelter Rock LN, CHESAPEAKE VA 23322 - Main photo
915 Shelter Rock LN, CHESAPEAKE VA 23322 - Photo 2
915 Shelter Rock LN, CHESAPEAKE VA 23322 - Photo 3
915 Shelter Rock LN, CHESAPEAKE VA 23322 - Photo 4
915 Shelter Rock LN, CHESAPEAKE VA 23322 - Photo 5
5beds
4baths
3,647sqft
137days on market

915 Shelter Rock Ln, Chesapeake, VA 23322

Under ContractResidential · built 2004 · EMERALD LAKES

Facts & features

Type

Residential

Year built

2004

Price / sqft

$206

HOA

None

Taxes

$7,057/yr

County

Chesapeake VA

MLS #

10636961

Interior

Bedrooms
5
Full baths
4
Approx. sqft
3,647
Stories
2
Flooring
Carpet, Wood
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Breakfast Area, PBR with Bath, Pantry, Sun Room
Appliances
Dishwasher, Disposal, Microwave, Elec Range, Refrigerator
Equipment
Cable Hookup

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3200
Subdivision
EMERALD LAKES
Zoning
R12AS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Stunning all-brick home offering 5 bedrooms and 4 full bathrooms with a spacious open floor plan designed for comfortable living and entertaining. The large kitchen features abundant cabinetry, generous counter space, and seamless flow into the main living areas. Beautiful hardwood floors and an abundance of natural light create a warm and inviting atmosphere throughout the home. The expansive primary suite serves as a private retreat with a cozy fireplace and luxurious space to unwind. Come outside to the deck overlooking the fenced backyard, perfect for relaxing, entertaining, or enjoying outdoor activities.

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10636961

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

915 Shelter Rock Lane is a five-bedroom, four-bath home in Chesapeake, Virginia, built in 2004 and spanning 3,647 square feet. Two parks sit within a short walk. This is the kind of address that anchors homes for sale in 23322 with real space and a quiet residential feel.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23322, homes for sale zoned for Hickory High School, and homes for sale zoned for Butts Road Intermediate School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Butts Station homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

At 3,647 square feet, 915 Shelter Rock Lane gives you room that most homes in this size range simply don't offer. Five bedrooms means flexibility — a dedicated home office, a guest suite, or a hobby room are all on the table. Four full baths keep morning routines smooth. The 2004 build year puts you in a generation of construction that balances traditional layout with modern mechanical systems. Two parks are within a five-minute walk, and a farm market is just half a mile away.

EMERALD LAKES and the Chesapeake real estate market

Shelter Rock Lane sits in the 23322 zip code, one of Chesapeake's more established residential corridors in the Hickory area. Streets here are quiet and tree-lined, with single-family homes on generous lots. The pace is unhurried, and neighbors tend to stay a while. Etheridge Lakes Park and Emerald Lakes Park are both within a short walk, giving the area a genuine outdoor character. Chesapeake itself is Virginia's second-largest city by land area, which means you get suburban breathing room without sacrificing access. Interstate 664 and Route 17 connect you to the broader Hampton Roads region in minutes. Grocery runs, fitness studios, and daily errands are all close. Anyone comparing Chesapeake homes for sale will notice that the Hickory corridor offers a strong combination of lot size, square footage, and proximity to green space. The city's low population density and strong infrastructure make it a consistent draw for buyers who want space without sprawl.

What's nearby

Daily life is easy from Shelter Rock Lane. The 3W's Farm Market is just half a mile away — a local grocery option that beats a big-box run for everyday staples. Handsprings, Etc is 0.3 miles out, and CoreForge Pilates is half a mile away, so fitness options are genuinely close. Etheridge Lakes Park is a three-minute walk, and Emerald Lakes Park is just slightly farther at 0.4 miles. Both parks offer open space for walking, recreation, and getting outside without getting in a car. For broader shopping and dining, the Route 17 corridor is a short drive north.

For different buyers

Base commute and VA loan notes

USCG Finance Center Chesapeake is about 11 minutes away, and NSA Northwest Annex is roughly 17 minutes out. VA loan financing is widely used in this part of Chesapeake, and the five-bedroom layout means no compromises on space from day one. The 2004 build year keeps major systems relatively current, which matters when a quick, confident purchase is the goal.

For buyers drawn to character

Five bedrooms and four full baths in a 2004-built home give you a canvas that's hard to find among homes for sale in Chesapeake at this size. The layout supports multiple uses — dedicated workspace, guest accommodations, or a creative studio. Two walkable parks and a farm market around the corner add everyday texture that newer subdivisions often lack.

More buyer questions

How far is 915 Shelter Rock Lane from USCG Finance Center Chesapeake?

The drive is about 11 minutes under normal traffic conditions. NSA Northwest Annex is roughly 17 minutes away.

What parks are near 915 Shelter Rock Lane?

Etheridge Lakes Park is 0.3 miles away and Emerald Lakes Park is 0.4 miles — both are walkable from the front door.

Is 915 Shelter Rock Lane in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Check that section for the current FEMA designation.

What school zone does 915 Shelter Rock Lane fall in?

Buyers comparing homes for sale zoned for Hickory High School or homes for sale zoned for Butts Road Intermediate School will want to confirm current zoning with Chesapeake Public Schools directly, as boundaries can change.

Does 915 Shelter Rock Lane have an HOA?

HOA status for this address should be confirmed through current listing documents or the seller's disclosure. Ask your agent for the most up-to-date information.

Want to see 915 Shelter Rock Lane in person? Tom and Dariya Milan are ready to walk you through every room. Reach out to schedule a visit.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$635K – $865K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Butts Station

Butts Station is an area near Greenbrier in northeastern Chesapeake. It runs along Butts Station Road toward Kempsville Road, in ZIP 23320. The name comes from a historic rail stop on the line to Norfolk.

$326K

Median sale · 12 mo

$216

Sold $/sq ft

18d

Days on market

1

For sale now

$132K

HH income

86.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Butts Station →
Map of Butts Station with neighborhood boundaryNeighborhood

Chesapeake real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,698/mo

Principal & interest

$3,892

Property tax

$588

Home insurance

$219

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

107% of $698,700

City assessment record · taxes $7,057/yr

Land share of assessed value

26% — $185,000

Improvements $513,700 · assessor record ✓

Price context — similar nearby homes

$685,000 – $905,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

605 Oxbow CT · 0.1 mi · 3,755 sqft$905,000 sold 2026-07
604 Stoneleigh CT · 0.2 mi · 3,942 sqft$860,000 sold 2026-06
1225 WOODSTREAM CT · 0.5 mi · 3,500 sqft$719,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$750,000

Price / Sq Ft

$206

Annual Taxes

$7,057

Monthly Tax

$588

HOA

None

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 28, 2026$750,000—
Price reducedJul 17, 2026$750,000−$50,000
Currently listed—$750,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$698,700

Land

$185,000

Improvement

$513,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 915 Shelter Rock Ln in a good school zone?+
The assigned zones on the listing record are Butts Road Intermediate (VaHome School Score 8.9/10), Hickory Middle (VaHome School Score 9/10), Hickory (VaHome School Score 8.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 915 Shelter Rock Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 915 Shelter Rock Ln?+
Yes — CoreForge Pilates is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 915 Shelter Rock Ln?+
Emerald Lakes Park is about 0.2 miles away.
Where is the nearest grocery store to 915 Shelter Rock Ln?+
3W's Farm Market is about 0.5 miles away.
Does 915 Shelter Rock Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 915 Shelter Rock Ln built?+
It was built in 2004, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10636961

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

915 Shelter Rock Ln, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

915 Shelter Rock Ln, Chesapeake, Virginia 23322 · MLS #10636961 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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