✓ Source: REIN MLS #10636961 · record updated Nov 12, 2026 · synced every 2 min · your inquiry is never resold

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3D aerial flyover

$750,000est. $4,698/mo all-in · adjust →

5beds

4baths

3,647sqft

$206per sqft

168days on market

915 Shelter Rock Ln, Chesapeake, VA 23322

Under ContractResidential · built 2004 · 0.32 acres · EMERALD LAKES · MLS #10636961

Price per sqft$206compare with nearby sales Schools

HickoryHigh8.7

HickoryMiddle9

Butts Road IntermediateElementary8.9

VaHome School Score Est. payment$4,698/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Flood

Low / moderate riskZone X

flood insurance not required Taxes$7,057/yrasking is 107% of assessment HOANoneno HOA fee on the MLS record Condo feeNAnot a condo

OverviewAbout this home

Stunning all-brick home offering 5 bedrooms and 4 full bathrooms with a spacious open floor plan designed for comfortable living and entertaining. The large kitchen features abundant cabinetry, generous counter space, and seamless flow into the main living areas. Beautiful hardwood floors and an abundance of natural light create a warm and inviting atmosphere throughout the home. The expansive primary suite serves as a private retreat with a cozy fireplace and luxurious space to unwind. Come outside to the deck overlooking the fenced backyard, perfect for relaxing, entertaining, or enjoying outdoor activities.

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10636961

Facts & features

TypeResidential

Year built2004

Price / sqft$206

HOANone

Taxes$7,057/yr

CountyChesapeake VA

MLS #10636961

Interior

Bedrooms: 5
Full baths: 4
Approx. sqft: 3,647
Stories: 2
Flooring: Carpet, Wood
First-floor bed & full bath: Yes
Total rooms: 10
Other rooms: 1st Floor BR, Attic, Breakfast Area, PBR with Bath, Pantry, Sun Room
Appliances: Dishwasher, Disposal, Microwave, Elec Range, Refrigerator
Equipment: Cable Hookup

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Brick
Pool: No Pool

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.3200
Subdivision: EMERALD LAKES
Zoning: R12AS
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 3+ Car
Possession: CLOSING
Disclosures: Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

915 Shelter Rock Lane is a five-bedroom, four-bath home in Chesapeake, Virginia, built in 2004 and spanning 3,647 square feet. Two parks sit within a short walk. This is the kind of address that anchors homes for sale in 23322 with real space and a quiet residential feel.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23322, homes for sale zoned for Hickory High School, and homes for sale zoned for Butts Road Intermediate School. Nearby, look at Etheridge Lakes homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

At 3,647 square feet, 915 Shelter Rock Lane gives you room that most homes in this size range simply don't offer. Five bedrooms means flexibility — a dedicated home office, a guest suite, or a hobby room are all on the table. Four full baths keep morning routines smooth. The 2004 build year puts you in a generation of construction that balances traditional layout with modern mechanical systems. Two parks are within a five-minute walk, and a farm market is just half a mile away.

EMERALD LAKES and the Chesapeake real estate market

Shelter Rock Lane sits in the 23322 zip code, one of Chesapeake's more established residential corridors in the Hickory area. Streets here are quiet and tree-lined, with single-family homes on generous lots. The pace is unhurried, and neighbors tend to stay a while. Etheridge Lakes Park and Emerald Lakes Park are both within a short walk, giving the area a genuine outdoor character. Chesapeake itself is Virginia's second-largest city by land area, which means you get suburban breathing room without sacrificing access. Interstate 664 and Route 17 connect you to the broader Hampton Roads region in minutes. Grocery runs, fitness studios, and daily errands are all close. Anyone comparing Chesapeake homes for sale will notice that the Hickory corridor offers a strong combination of lot size, square footage, and proximity to green space. The city's low population density and strong infrastructure make it a consistent draw for buyers who want space without sprawl.

What's nearby

Daily life is easy from Shelter Rock Lane. The 3W's Farm Market is just half a mile away — a local grocery option that beats a big-box run for everyday staples. Handsprings, Etc is 0.3 miles out, and CoreForge Pilates is half a mile away, so fitness options are genuinely close. Etheridge Lakes Park is a three-minute walk, and Emerald Lakes Park is just slightly farther at 0.4 miles. Both parks offer open space for walking, recreation, and getting outside without getting in a car. For broader shopping and dining, the Route 17 corridor is a short drive north.

For different buyers

Base commute and VA loan notes

USCG Finance Center Chesapeake is about 11 minutes away, and NSA Northwest Annex is roughly 17 minutes out. VA loan financing is widely used in this part of Chesapeake, and the five-bedroom layout means no compromises on space from day one. The 2004 build year keeps major systems relatively current, which matters when a quick, confident purchase is the goal.

For buyers drawn to character

Five bedrooms and four full baths in a 2004-built home give you a canvas that's hard to find among homes for sale in Chesapeake at this size. The layout supports multiple uses — dedicated workspace, guest accommodations, or a creative studio. Two walkable parks and a farm market around the corner add everyday texture that newer subdivisions often lack.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighHickory High School

8.7/10

MiddleHickory Middle School

9/10

ElementaryButts Road Intermediate School

8.9/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$635K – $865K5+ beds

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Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

13min·6.7mi

NW Annex

Navy

22min·13.6mi

NNSY

Navy

23min·15.4mi

USCG Portsmouth

Coast Guard

21min·13.9mi

NMCP

Navy

25min·15.8mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

21.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhoodEtheridge Lakes

Etheridge Lakes is a neighborhood in the Hickory/Great Bridge area of south Chesapeake, Virginia. It sits near Etheridge Road and is laced with small lakes.

$715KMedian sale · 12 mo

$229Sold $/sq ft

10dDays on market

9For sale now

$159KHH income

97.8%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Etheridge Lakes →

Neighborhood

Chesapeake real estate →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,698/mo

Down payment20% · $150,000

Interest rate6.75%

Loan term30 years

Principal & interest

$3,892

Property tax

$588

Home insurance

$219

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment107% of $698,700City assessment record · taxes $7,057/yr

Land share of assessed value26% · $185,000Improvements $513,700 · assessor record ✓

Price context: similar nearby homes$685,000 – $905,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

605 Oxbow CT · 0.1 mi · 3,755 sqft$905,000 sold 2026-07

604 Stoneleigh CT · 0.2 mi · 3,942 sqft$860,000 sold 2026-06

1225 WOODSTREAM CT · 0.5 mi · 3,500 sqft$719,000 sold 2026-08

Own a home nearby? See what it is worth today: What's your Chesapeake home worth?

Sale & Tax History

List Price

$750,000

Price / Sq Ft

$206

Annual Taxes

$7,057

Monthly Tax

$588

HOA

None

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	May 28, 2026	$750,000	—
Price reduced	Jul 17, 2026	$750,000	−$50,000
Currently listed	—	$750,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$698,700

Land

$185,000

Improvement

$513,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
915 Shelter Rock Lnthis home	$750,000	5	4	3,647	$206
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 915 Shelter Rock Ln in a good school zone?

The assigned zones on the listing record are Butts Road Intermediate (VaHome School Score 8.9/10), Hickory Middle (VaHome School Score 9/10), Hickory (VaHome School Score 8.7/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 915 Shelter Rock Ln in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 915 Shelter Rock Ln?

Yes — CoreForge Pilates is about 0.2 miles away, per the cached nearby-places record for this address.

Are there parks near 915 Shelter Rock Ln?

Emerald Lakes Park is about 0.2 miles away.

Where is the nearest grocery store to 915 Shelter Rock Ln?

3W's Farm Market is about 0.5 miles away.

Does 915 Shelter Rock Ln have an HOA?

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 915 Shelter Rock Ln built?

It was built in 2004, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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915 Shelter Rock Ln, Chesapeake, Virginia 23322 · MLS #10636961 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

915 Shelter Rock Ln, Chesapeake, VA 23322

OverviewAbout this home

Facts & features

Our read on this home

Why this home stands out

EMERALD LAKES and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

For buyers drawn to character

More buyer questions

Schools · VaHome School ScoreAssigned schools

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Military Commute

Flood & environmentFlood risk (FEMA)

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Military Aircraft Zone Information

Explore this neighborhoodEtheridge Lakes

CostPayment calculator

Estimate your monthly payment

Value & historyComparables

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

CompareThis home next to what else is for sale nearby

Questions buyers ask

See it in person with Tom & Dariya

Flood Risk (FEMA)