✓ Source: REIN MLS #10637872 · record updated Aug 18, 2026 · synced every 2 min · your inquiry is never resold

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3D aerial flyover

$629,500est. $4,022/mo all-in · adjust →

4beds

3.1baths

3,577sqft

$176per sqft

77days on market

820 Spruce Forest Ct, Chesapeake, VA 23322

Under ContractResidential · built 1991 · 1.19 acres · FOREST LAKES · MLS #10637872

Price per sqft$176compare with nearby sales Schools

GrassfieldHigh9.1

Great BridgeMiddle9

Cedar RoadElementary8.6

VaHome School Score Est. payment$4,022/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Flood

Low / moderate riskZone X

flood insurance not required Taxes$6,568/yrasking is 97% of assessment HOA$25/moForest Lakes Condo feeNAnot a condo

OverviewAbout this home

Don't miss this incredible opportunity in sought-after Great Bridge! This impressive 4-bedroom, 3.5-bath home boasts over 3,500 square feet of living space and sits on a beautifully sized lot of over an acre. The spacious deck and expansive backyard create a wonderful setting for entertaining family and friends. Enjoy the convenience of a 2-car attached garage, generous driveway parking, and multiple storage sheds. Ideally located close to shopping, restaurants, schools, and easy highway access. Come see everything this home has to offer! Call today to schedule your tour!

Listing courtesy of Jonathan Melvin · Benham Real Estate LLC · REIN MLS #10637872

Facts & features

TypeResidential

Year built1991

Price / sqft$176

HOA fee$25/mo

Taxes$6,568/yr

CountyChesapeake VA

MLS #10637872

Interior

Bedrooms: 4
Full baths: 3
Half baths: 1
Approx. sqft: 3,577
Stories: 3
Flooring: Carpet, Laminate/LVP
Total rooms: 7

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Brick
Pool: No Pool
Fencing: Back Fenced

Utilities & systems

Heating: Forced Hot Air
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 1.1910
Subdivision: FOREST LAKES
Zoning: R15S
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: CLOSING
Disclosures: Bank Repo, Exempt from Disclosure/Disclaimer, Govt Owned, Spec Warranty Deed

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four bedrooms, three full baths, and 3,577 square feet of living space in a 1991 home situated in Chesapeake. You'll find room to spread out on a well-established lot. This residence offers solid bones and layout for anyone exploring homes for sale in Chesapeake.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23322, homes for sale zoned for Grassfield High School, and homes for sale zoned for Cedar Road Elementary School. Nearby, look at Forest Lakes homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

The floor plan spans three levels with genuine separation between living zones. Four generous bedrooms mean flexible spaces for an office, guest room, or hobby area. Multiple bathrooms reduce morning conflicts and add convenience. The 1991 construction brings classic suburban design with modern updates possible. You're looking at a property with real depth—not just square footage, but usable rooms that work together.

FOREST LAKES and the Chesapeake real estate market

Spruce Forest Court sits in a quiet residential pocket of Chesapeake, where tree-lined streets and established homes create a settled, low-key feel. The neighborhood is predominantly single-family residences on spacious lots. Chesapeake itself is Virginia's largest city by area, blending suburban comfort with urban conveniences. Routes 13 and 64 connect you to Hampton Roads' job centers and the broader region in under 20 minutes. Daily errands—groceries, dining, retail—cluster within a few miles. The city offers parks, libraries, and recreational programs throughout its neighborhoods. If you're comparing homes for sale in 23322, you're choosing a zip code known for stable residential character and good schools. The commute to downtown Norfolk or Virginia Beach is straightforward via the interstates.

What's nearby

Shopping and dining options sit close by on nearby commercial corridors. Grocery stores, pharmacies, and casual restaurants are within a short drive. Chesapeake's parks system includes playgrounds and walking trails scattered across the city. A few coffee shops and casual spots anchor nearby shopping centers. The area is car-dependent, typical of suburban Chesapeake, but errands consolidate efficiently. You're never far from what you need on a daily basis.

For different buyers

Base commute and VA loan notes

About 11 minutes to USCG Finance Center Chesapeake and 17 minutes to NSA Northwest Annex. VA loan financing is widely available in this market and neighborhood. The four-bedroom layout and established lot work well for those managing a move with household goods and vehicles. Closing timelines are often faster here than in competitive urban markets.

Room to grow

Four separate bedrooms give you genuine flexibility—master suite, guest room, office, and hobby space all at once. Three full baths mean mornings run smoother. The lot is spacious enough for a swing set, garden, or play area. Storage is built into the home's age and size; you're not cramped for closets or garage space.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighGrassfield High School

9.1/10

MiddleGreat Bridge Middle School

9/10

ElementaryCedar Road Elementary School

8.6/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$535K – $725K4+ beds

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Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

17min·7.5mi

NW Annex

Navy

21min·12.8mi

NNSY

Navy

24min·14.9mi

USCG Portsmouth

Coast Guard

21min·13.4mi

NMCP

Navy

25min·15.3mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

16.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodForest Lakes

Forest Lakes is a neighborhood in the Great Bridge area of Chesapeake, Virginia. It is laid out around two lakes, one at the front and one at the back.

$683KMedian sale · 12 mo

$207Sold $/sq ft

23dDays on market

1For sale now

$148KHH income

94.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Forest Lakes →

Neighborhood

Chesapeake homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,997/mo

Down payment20% · $125,900

Interest rate6.75%

Loan term30 years

Principal & interest

$3,266

Property tax

$547

Home insurance

$184

PMI

None

HOA/Condo (paid separately)

$25

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment97% of $650,300City assessment record · taxes $6,568/yr

Land share of assessed value30% · $195,000Improvements $455,300 · assessor record ✓

Price context: similar nearby homes$650,000 – $850,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

1009 Vineyard CT · 0.3 mi · 3,666 sqft$775,000 sold 2026-06

1093 Washington DR · 0.1 mi · 3,213 sqft$715,000 sold 2026-07

808 Forest Lakes DR · 0.1 mi · 3,178 sqft$690,000 sold 2026-05

Own a home nearby? See what it is worth today: What's your Chesapeake home worth?

Sale & Tax History

List Price

$629,500

Price / Sq Ft

$176

Annual Taxes

$6,568

Monthly Tax

$547

HOA fee

$25 / mo

Tax Rate (effective)

1.04%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jun 2, 2026	$629,500	—
Price reduced	Aug 6, 2026	$629,500	−$30,000
Currently listed	—	$629,500	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$650,300

Land

$195,000

Improvement

$455,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
820 Spruce Forest Ctthis home	$629,500	4	3.1	3,577	$176
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 820 Spruce Forest Ct in a good school zone?

The assigned zones on the listing record are Cedar Road Elementary (VaHome School Score 8.6/10), Great Bridge Middle (VaHome School Score 9/10), Grassfield (VaHome School Score 9.1/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 820 Spruce Forest Ct in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 820 Spruce Forest Ct have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA.

When was 820 Spruce Forest Ct built?

It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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820 Spruce Forest Ct, Chesapeake, Virginia 23322 · MLS #10637872 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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820 Spruce Forest Ct, Chesapeake, VA 23322

OverviewAbout this home

Facts & features

Our read on this home

Why this home stands out

FOREST LAKES and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Schools · VaHome School ScoreAssigned schools

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Military Commute

Flood & environmentFlood risk (FEMA)

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Explore this neighborhoodForest Lakes

CostPayment calculator

Estimate your monthly payment

Value & historyComparables

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

CompareThis home next to what else is for sale nearby

Questions buyers ask

See it in person with Tom & Dariya

Flood Risk (FEMA)