✓ Source: REIN MLS #10647572 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold

514 Waters RD, CHESAPEAKE VA 23322 - Main photo

$539,000

5beds

3.1baths

2,378sqft

61days on market

514 Waters Rd, Chesapeake, VA 23322

SoldResidential · built 2008 · PLEASANT GROVE

About this home

Welcome home to this beautifully updated 5-bedroom home, where thoughtful upgrades and spacious living come together perfectly. The heart of the home is the stunning kitchen featuring quartzite countertops, a Sub-Zero refrigerator, butler's pantry, and an open layout overlooking the dining area and expansive family room—great for entertaining and everyday living. A first-floor bedroom with its own private en-suite bath offers the perfect space for guests or multi-generational living. Upstairs, retreat to the impressive primary suite with vaulted ceilings, a generous sitting area, and a walk-in closet. Convenient second-floor laundry includes a granite folding counter for added functionality. Enjoy abundant parking with a half-moon driveway plus additional gravel parking. Generator conveys as-is; sellers have never used it. 1.5% closing cost assistance with a full priced offer!

Listing courtesy of Ashley Sutton Tullio · Sutton Tullio Realty LLC · REIN MLS #10647572

Facts & features

Type

Residential

Year built

2008

Price / sqft

$227

HOA

None

Taxes

$4,542/yr

County

Chesapeake VA

MLS #

10647572

Interior

Bedrooms: 5
Full baths: 3
Half baths: 1
Approx. sqft: 2,378
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 3
First-floor bed & full bath: Yes
Total rooms: 8
Other rooms: 1st Floor BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment: Backup Generator, Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility: Level Flooring

Construction & exterior

Style: Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Stone,Vinyl
Pool: No Pool
Fencing: Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating: Electric, Heat Pump
Cooling: Central Air, Heat Pump
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.2600
Subdivision: PLEASANT GROVE
Zoning: R15S
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, 4 Space, Driveway Spc
Possession: CLOSING
Disclosures: Pet on Premises

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Five bedrooms and three full baths in a 2008-built home on Waters Road in Chesapeake. You're about nine minutes from USCG Finance Center Chesapeake and surrounded by grocery stores, restaurants, and parks. This is the kind of home that anchors Chesapeake homes for sale in established neighborhoods.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23322, homes for sale zoned for Grassfield High School, and homes for sale zoned for Cedar Road Elementary School. Nearby, look at Pleasant Grove homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

Built in 2008, this 2,378-square-foot home gives you real space to spread out. Five bedrooms mean room for an office, guest suite, or hobby space. The layout flows well for daily living, and you've got three full bathrooms plus a half bath. Proximity to USCG Finance Center Chesapeake keeps your commute short. If you're comparing homes for sale in Chesapeake, the location and bedroom count stand out here.

PLEASANT GROVE and the Chesapeake real estate market

Waters Road sits in a quiet, established part of Chesapeake where homes have room to breathe. The neighborhood is residential and tree-lined, with a mix of well-maintained properties. You're close enough to local shops and restaurants that errands are quick. Chesapeake itself is Virginia's largest city by area, blending suburban comfort with easy access to the water and major employers. Getting around is straightforward—Interstate 64 is nearby for longer trips, and local roads connect you to shopping, dining, and recreation. The city has grown thoughtfully, keeping green space and parks central to neighborhood life. Anyone comparing homes for sale in 23322 will notice how accessible this zip code is to both military bases and everyday conveniences.

What's nearby

Daily errands are a breeze here. Walmart Neighborhood Market and Food Lion are within walking distance for groceries. For a quick meal, Local's and Yu-Mi Sushi are just a few blocks away, and Yianni's Neighborhood Pizzeria rounds out your dinner options. Coffee runs? Starbucks is four blocks out. If fitness matters, Orangetheory Fitness is nearby, and Kevin Houston Park At Cedarwood offers open space for walking or playing. Cedar Crossing Park and Cheshire Forest Park add more outdoor options within a short drive.

For different buyers

Base commute and VA loan notes

About nine minutes to USCG Finance Center Chesapeake and seventeen minutes to Norfolk Naval Shipyard. VA loan financing is common in this zip code, and the five-bedroom layout means you can settle in without needing to upgrade soon. The 2008 build and established neighborhood reduce surprises and speed up your move-in timeline.

Room to grow

Five bedrooms give you the space you need to grow. Three full bathrooms plus a half bath mean mornings run smoothly. The 2,378-square-foot layout includes room for a home office or hobby space. A fenced yard provides outdoor room, and you're steps from Kevin Houston Park At Cedarwood for weekend play.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Chesapeake$455K – $620K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryCedar Road Elementary School
Up 0.4 from 2024–258.6/10
MiddleGreat Bridge Middle School
Unchanged from 2024–259/10
HighGrassfield High School
Up 0.3 from 2024–259.1/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Pleasant Grove

Pleasant Grove is one of southeast Chesapeake's fastest-growing areas. It sits along Mount Pleasant Road and Battlefield Boulevard, south of the Great Bridge area.

$545K

Median sale · 12 mo

$247

Sold $/sq ft

28d

Days on market

For sale now

$138K

HH income

84.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Pleasant Grove →

Neighborhood

Chesapeake houses for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

15min·5.7mi

NNSY

Navy

24min·13.2mi

USCG Portsmouth

Coast Guard

18min·11.7mi

NMCP

Navy

25min·13.5mi

NW Annex

Navy

21min·13.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,332/mo

Down payment20% · $107,800

Interest rate6.75%

Loan term30 years

Principal & interest

$2,797

Property tax

$379

Home insurance

$157

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

106% of $507,500

City assessment record · taxes $4,542/yr

Land share of assessed value

34% — $175,000

Improvements $332,500 · assessor record ✓

Price context — similar nearby homes

$450,000 – $625,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

301 Barcelona DR · 0.4 mi · 2,184 sqft$490,000 sold 2026-07

713 Norman WAY · 0.6 mi · 2,502 sqft$625,000 sold 2026-05

506 Whisper WALK · 0.6 mi · 2,155 sqft$450,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$539,000

Price / Sq Ft

$227

Annual Taxes

$4,542

Monthly Tax

$379

HOA

None

Tax Rate (effective)

0.84%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 9, 2026	$539,000	—
Price increased	Oct 8, 2026	$539,000	+$4,000
Sold	Oct 8, 2026	$539,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

6% above assessment

Total Assessed

$507,500

Land

$175,000

Improvement

$332,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 514 Waters Rd in a good school zone?+

The assigned zones on the listing record are Cedar Road Elementary (VaHome School Score 8.6/10), Great Bridge Middle (VaHome School Score 9/10), Grassfield (VaHome School Score 9.1/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 514 Waters Rd in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 514 Waters Rd have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 514 Waters Rd built?+

It was built in 2008, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Ashley Sutton Tullio · Sutton Tullio Realty LLC · REIN MLS #10647572

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Chesapeake Call or text (757) 777-7577

514 Waters Rd, Chesapeake, Virginia 23322 · MLS #10647572 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

514 Waters Rd, Chesapeake, VA 23322

About this home

Facts & features

Our read on this home

Why this home stands out

PLEASANT GROVE and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

How Far Is?

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Pleasant Grove

What's nearby

Location & Neighborhood

Military Commute

Payment Calculator

Estimate your monthly payment

Comparables

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

This one's sold — the next one doesn't have to be.

Flood Risk (FEMA)