✓ Source: REIN MLS #10648763 · record updated Nov 9, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 41

3D aerial flyover

$359,990est. $2,428/mo all-in · adjust →

3beds

3baths

1,456sqft

$247per sqft

88days on market

5046 Winding Crk #5b, Williamsburg, VA 23188

ActiveResidential · built 2026 · 0.1 acres · THE SETTLEMENT AT POWHATAN CREEK · MLS #10648763

Price per sqft$247compare with nearby sales Schools

JamestownHigh8.6

Lois S. HornsbyMiddle7

Clara Byrd BakerElementary6.6

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$288/moThe Settlement at Powhatan Creek Est. payment$2,428/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Located in a gated community with indoor and outdoor pools, this home is minutes from central Williamsburg. The Dunmore floor plan offers low-maintenance living with a main-level primary bedroom suite, open-concept kitchen, and great room with access to a rear patio. The kitchen includes modern finishes and functional layout. A second first-floor bedroom provides flexible space for a guest room, office, or additional living area.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10648763

Facts & features

TypeResidential

Year built2026

Price / sqft$247

HOA fee$288/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10648763

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 3
Approx. sqft: 1,456
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 2
First-floor bed & full bath: Yes
Total rooms: 5
Other rooms: 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Office/Study, Pantry, Porch
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Craftsman, Townhouse
Subtype: Attached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Fiber Cement
Pool: No Pool

Utilities & systems

Heating: Nat Gas, Programmable Thermostat
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1000
Subdivision: THE SETTLEMENT AT POWHATAN CREEK
Zoning: PUD-R
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, 2 Space, Driveway Spc
Possession: CLOSING
Miscellaneous: Warranty Plan
Disclosures: Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 5046 Winding Creek #5B—a brand-new three-bedroom, three-bath townhome in Williamsburg with 1,456 square feet of modern living space. Built in 2026, this residence puts you minutes from Camp Peary and offers the comfort of a freshly constructed home ready for immediate occupancy.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

This townhome combines new construction quality with a thoughtful floor plan: three full bedrooms and three full baths in just over 1,450 square feet. You get contemporary finishes, efficient layout, and the peace of mind that comes with a brand-new build. The location balances proximity to military installations with easy access to Williamsburg's restaurants, shops, and outdoor recreation.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek is a residential community in Williamsburg, Virginia, offering a quiet setting with convenient access to everyday amenities. The neighborhood sits in the heart of the Historic Triangle, where colonial heritage meets modern convenience. Williamsburg is a vibrant city with a rich cultural identity, strong job markets, and a welcoming community feel. Daily life here includes proximity to dining, fitness, and parks—all within a short drive. If you are comparing homes for sale in Williamsburg, note that the 23188 zip code serves a diverse range of buyers seeking both stability and access to the region's attractions. The city's layout makes commuting straightforward: Camp Peary is about 19 minutes away, and Naval Weapons Station Yorktown is roughly 24 minutes. Shopping, dining, and entertainment options are woven throughout the city, making errands and outings easy to fit into your routine.

What's nearby

You're close to several dining options: Powhatan Bar & Grill sits just half a mile away, while Five Forks Cafe and China Wok are under a mile out. Coffee runs are quick—Five Forks Cafe, 7-Eleven, and Starbucks Coffee Company are all within a mile. MaxFit 24 Gym is 0.9 miles away if you're looking for a fitness routine. Greensprings Interpretive Trail, a local park, is 0.8 miles away and offers a natural escape for walking or enjoying the outdoors.

For different buyers

Base commute and VA loan notes

About 19 minutes to Camp Peary and 24 minutes to Naval Weapons Station Yorktown, this address supports an active commute to both installations. VA loan financing is common in this market. The new-construction status means minimal repairs or surprises, and the efficient layout works well for those balancing work and home life.

Room to grow

Three bedrooms and three full bathrooms give you room to spread out and grow. The 1,456-square-foot floor plan flows efficiently, with ample storage and a thoughtful layout. New construction means no surprises—everything is modern and built to last. You'll appreciate the flexibility this space offers as your needs evolve.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighJamestown High School

8.6/10

MiddleLois S. Hornsby Middle School

7/10

ElementaryClara Byrd Baker Elementary School

6.6/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$305K – $415K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

23min·12.7mi

NWS Yorktown

Navy

25min·15.6mi

JBLE Ft Eustis

Army

28min·19.4mi

JBLE Langley

Air Force

49min·35.8mi

NSA HR

Navy

75min·47.6mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

30.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodThe Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470KMedian sale · 12 mo

$233Sold $/sq ft

21dDays on market

12For sale now

$106KHH income

82.7%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →

Neighborhood

homes for sale in Williamsburg →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,140/mo

Down payment20% · $71,998

Interest rate6.75%

Loan term30 years

Principal & interest

$1,868

Property tax

$167

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$279,000 – $410,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

220 Bunker ARCH · 0.7 mi · 1,478 sqft$315,000 sold 2026-09

1709 Duntrune GLN · 0.9 mi · 1,419 sqft$279,000 sold 2026-02

164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02

Own a home nearby? See what it is worth today: What's your Williamsburg home worth?

Sale & Tax History

List Price

$359,990

Price / Sq Ft

$247

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 13, 2026	$359,990	—
Price increased	Aug 17, 2026	$359,990	+$10,000
Currently listed	—	$359,990	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

88 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
5046 Winding Crk #5bthis home	$359,990	3	3	1,456	$247
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 5046 Winding Crk #5b in a good school zone?

The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5046 Winding Crk #5b in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 5046 Winding Crk #5b have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.

When was 5046 Winding Crk #5b built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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5046 Winding Crk #5b, Williamsburg, Virginia 23188 · MLS #10648763 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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