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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5045 Winding Crk✓ Source: REIN MLS #10647175 · record updated Aug 12, 2026 · synced every 2 min · your inquiry is never resold
5045 Winding CRK, WILLIAMSBURG VA 23188 - Main photo
3beds
3.1baths
1,450sqft
9days on market

5045 Winding Crk, Williamsburg, VA 23188

Off MarketResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$241

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10647175

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
1,450
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Office/Study, Pantry
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0125
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Enjoy low-maintenance living in The Dunmore, featuring a first-floor owner's suite, gourmet kitchen, open-concept design, and flexible guest spaces. Located in a premier 55+ Williamsburg community with resort-style amenities, just minutes from downtown Williamsburg, shopping, dining, and historic attractions.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10647175

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5045 Winding Creek is a brand-new 2026-built townhome in Williamsburg, Virginia — three bedrooms, three and a half baths, and 1,450 square feet of thoughtfully designed living space. If you're exploring new construction homes Williamsburg VA has to offer, this address deserves a close look.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Browse every listing among homes for sale in Williamsburg — updated from the REIN MLS every few minutes. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

Built in 2026, this property gives you everything that comes with new construction: modern finishes, current building codes, and none of the deferred-maintenance surprises that older homes can carry. At 1,450 square feet across three bedrooms and three and a half baths, the layout is efficient without feeling cramped. You get the full package of a newly built home in a city that balances colonial history with genuine everyday livability.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg sits at the crossroads of history and modern convenience in the Virginia Peninsula, and the area around 5045 Winding Creek reflects that balance well. The surrounding streets have a quiet, suburban rhythm — newer residential development mixed with mature tree cover — giving the neighborhood a settled feel even as new homes Williamsburg VA buyers are discovering continue to arrive. James City County governs this address, which means you're tapping into one of the stronger jurisdictions on the Peninsula for infrastructure and services. Downtown Williamsburg, Colonial Williamsburg, and the College of William & Mary are all within a short drive, so culture, dining, and community events are never far. Busch Gardens Williamsburg and Water Country USA sit just a few miles east, making weekend plans easy. The broader Williamsburg corridor along Route 60 and Interstate 64 keeps you connected to Newport News, Hampton, and beyond without making every errand feel like a road trip.

What's nearby

Daily life is genuinely easy from this address. Powhatan Bar & Grill is just half a mile away — a solid option when you want a sit-down meal without much effort. Five Forks Cafe, under a mile out, covers both coffee and casual dining in one stop, and China Wok is at the same distance for a quick weeknight dinner. Starbucks is a mile away when you need something familiar on the way out the door. MaxFit 24 Gym at 0.9 miles makes it simple to keep a consistent workout routine. For a change of pace, Greensprings Interpretive Trail is 0.8 miles away — a peaceful wooded path that's great for morning walks or afternoon decompression.

For different buyers

For military families relocating

Camp Peary is 19 minutes away, and Naval Weapons Station Yorktown is a 24-minute drive — both well within a practical daily commute. A VA loan pairs naturally with new construction, letting eligible buyers use their hard-earned benefit on a home with zero prior wear. Williamsburg's central Peninsula location also keeps multiple installations accessible without locking you into one base's immediate footprint.

For first-time buyers

Buying new construction homes in Williamsburg VA as your first home removes one of the biggest first-timer worries: unknown repair history. Everything here is 2026-built, so systems, finishes, and structure are all starting from zero. Three and a half baths across three bedrooms gives you flexibility — a home office, a guest room, or room to grow — without the complexity of a large floor plan to maintain.

More buyer questions

How far is 5045 Winding Creek from Camp Peary?

Camp Peary is approximately 19 minutes from this address under typical traffic conditions. That's a manageable daily commute by Peninsula standards.

How far is 5045 Winding Creek from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about 24 minutes away. The drive follows Route 60 east and stays on well-maintained roads the entire way.

What year was 5045 Winding Creek built?

The home was built in 2026, making it among the newest construction in the area. All major systems and finishes are brand new.

Is 5045 Winding Creek in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Check that section for the most accurate and up-to-date designation.

Does 5045 Winding Creek have an HOA?

HOA information for this property is included in the listing details section above. If you have specific questions about what the HOA covers, reach out directly and we can walk you through it.

Ready to see 5045 Winding Creek in person? Tom and Dariya Milan at LPT Realty know new construction homes Williamsburg VA buyers are moving on quickly — let's get you scheduled.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$295K – $405K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$444K

Median sale · 12 mo

$230

Sold $/sq ft

21d

Days on market

9

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

see more Williamsburg homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,085/mo

Principal & interest

$1,816

Property tax

$167

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$279,000 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1709 Duntrune GLN · 0.9 mi · 1,419 sqft$279,000 sold 2026-02
164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02
1201 Braemar CRK · 0.7 mi · 1,300 sqft$333,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$349,990

Price / Sq Ft

$241

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 3, 2026$349,990—
Currently listed—$349,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 5045 Winding Crk in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5045 Winding Crk in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5045 Winding Crk have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5045 Winding Crk built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10647175

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5045 Winding Crk, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5045 Winding Crk, Williamsburg, Virginia 23188 · MLS #10647175 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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