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WilliamsburgTHE SETTLEMENT AT POWHATAN CREEK5040 Winding Crk #4e✓ Source: REIN MLS #10651616 · record updated Sep 8, 2026 · synced every 2 min · your inquiry is never resold
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Main photo
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 2
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 3
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 4
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
1,456sqft
8days on market

5040 Winding Crk #4e, Williamsburg, VA 23188

ActiveResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$247

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10651616

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,456
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0510
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Located in a gated community just minutes from Colonial Williamsburg, this home offers low-maintenance living with amenities that include indoor and outdoor pools. The Dunmore floor plan features first-floor living with a spacious primary suite, an open-concept kitchen with modern finishes, and a light-filled great room that opens to a private rear patio. The kitchen combines style and functionality with ample workspace and storage. A second main-level bedroom provides flexible space for a home office, sitting room, or additional use. The thoughtfully designed layout, community amenities, and convenient location make this home a must-see. Schedule your tour today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651616

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5040 Winding Creek #4E is a brand-new 2026-built townhome-style condo in Williamsburg, Virginia, offering three bedrooms, two and a half baths, and 1,456 square feet of thoughtfully designed living space — with Camp Peary and Naval Weapons Station Yorktown both within a short commute.

Read the full overview ↓

Why this home stands out

What sets this address apart is simple: new construction in 2026 means you're the first person to call it home. No deferred maintenance, no dated finishes to work around — just a clean slate with modern layouts across 1,456 square feet. The half-bath on the main level, three true bedrooms upstairs, and a location inside the 23188 zip code make this a genuinely practical choice among Williamsburg homes for sale.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg occupies a rare sweet spot in Hampton Roads — small enough to feel like a real community, connected enough to reach major employers and military installations without a grueling commute. The area around 5040 Winding Creek sits in the western corridor of James City County, where residential streets give way to wooded greenways and the pace slows down just enough to feel intentional. Neighbors here tend to be a mix of young professionals, military families, and long-timers who discovered Williamsburg decades ago and never left. The city itself carries genuine history — Colonial Williamsburg, the College of William & Mary, and Busch Gardens all call this zip code home — but day-to-day life is refreshingly low-key. Families comparing homes for sale in Williamsburg often land here because the combination of newer construction, manageable density, and proximity to Route 60 and I-64 checks more boxes than almost anywhere else in the region.

What's nearby

Daily errands and downtime are both easy from Winding Creek. Powhatan Bar & Grill is just half a mile away when you want a sit-down dinner without a drive. Five Forks Cafe, under a mile out, covers both breakfast coffee and a casual lunch. China Wok and a Starbucks round out the options within a mile, so morning routines stay flexible. MaxFit 24 Gym at 0.9 miles means you can squeeze in a workout before the day starts. When you need to decompress outdoors, Greensprings Interpretive Trail — 0.8 miles from the door — offers wooded walking paths that feel a world away from the suburbs.

For different buyers

For military families relocating

Camp Peary is 18 minutes out and Naval Weapons Station Yorktown is roughly 24 — both manageable for daily commutes, and both within ranges where a VA loan makes strong financial sense for eligible buyers. New 2026 construction means no surprise repair bills during a tour cycle, and the three-bedroom layout gives a family room to breathe without overextending on square footage.

For first-time buyers

If you're weighing homes for sale in 23188 and wondering where to start, a 2026-built condo like this one removes a lot of the uncertainty that comes with older inventory. The systems are new, the finishes are current, and 1,456 square feet across three bedrooms gives you real flexibility — a home office, a guest room, or a nursery — without the upkeep load of a detached single-family home.

More buyer questions

How far is 5040 Winding Creek #4E from Camp Peary?

Camp Peary is approximately 18 minutes from this address under typical traffic conditions. Naval Weapons Station Yorktown adds another six minutes or so at roughly 24 minutes out.

What school zone does 5040 Winding Creek #4E fall in?

Buyers comparing homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School will want to confirm current zoning directly with James City County Schools, as boundaries can be redrawn — but this address has historically been associated with that attendance area.

Is 5040 Winding Creek #4E part of an HOA?

Yes, the property is part of a condominium association. HOA membership is standard for this property type and covers common area maintenance and exterior upkeep — confirm current dues and what's included with your agent.

What is the flood zone status for this address?

Flood zone information for 5040 Winding Creek #4E is displayed in the FloodRisk tile on this page — review that section for the current FEMA designation and any insurance implications.

When was 5040 Winding Creek #4E built?

This unit was built in 2026, making it brand-new construction and among the most recently completed residential properties in the immediate area.

Tom and Dariya Milan at LPT Realty know this corner of Williamsburg well — reach out to schedule a walkthrough or get honest answers about the neighborhood before you decide.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$305K – $415K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$444K

Median sale · 12 mo

$230

Sold $/sq ft

21d

Days on market

9

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

Williamsburg homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,140/mo

Principal & interest

$1,868

Property tax

$167

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$279,000$370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1709 Duntrune GLN · 0.9 mi · 1,419 sqft$279,000 sold 2026-02
164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02
1201 Braemar CRK · 0.7 mi · 1,300 sqft$333,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$359,990

Price / Sq Ft

$247

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 1, 2026$359,990
Currently listed$359,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5040 Winding Crk #4e in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5040 Winding Crk #4e in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5040 Winding Crk #4e have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5040 Winding Crk #4e built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651616

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5040 Winding Crk #4e, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5040 Winding Crk #4e, Williamsburg, Virginia 23188 · MLS #10651616 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.