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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5040 Winding Crk #4e✓ Source: REIN MLS #10651616 · record updated Sep 27, 2026 · synced every 2 min · your inquiry is never resold
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Main photo
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 2
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 3
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 4
5040 Winding CRK #4E, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
1,456sqft
27days on market

5040 Winding Crk #4e, Williamsburg, VA 23188

ActiveResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$247

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10651616

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,456
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0510
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Located in a gated community just minutes from Colonial Williamsburg, this home offers low-maintenance living with amenities that include indoor and outdoor pools. The Dunmore floor plan features first-floor living with a spacious primary suite, an open-concept kitchen with modern finishes, and a light-filled great room that opens to a private rear patio. The kitchen combines style and functionality with ample workspace and storage. A second main-level bedroom provides flexible space for a home office, sitting room, or additional use. The thoughtfully designed layout, community amenities, and convenient location make this home a must-see. Schedule your tour today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651616

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath condo in Williamsburg built in 2026 with modern finishes and an open floor plan. It features 1,456 square feet of contemporary construction. About 18 minutes to Camp Peary makes it convenient for base commuters.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Browse every listing among homes for sale in Williamsburg — updated from the REIN MLS every few minutes. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

This residence offers 1,456 square feet with three bedrooms and 2.1 baths, giving you flexibility for a home office, guest room, or hobby space. New construction means fewer surprises and lower maintenance concerns. You're in a growing community with easy access to dining, fitness, and outdoor recreation. The newer build date supports straightforward living without the upkeep of older homes.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek is a developing residential area in Williamsburg that balances suburban quiet with convenient access to local amenities. The neighborhood attracts buyers seeking newer construction and straightforward layouts. Williamsburg itself is a historic city with a modern edge—Colonial Williamsburg anchors the cultural scene, while Route 60 and I-64 connect you to the broader Peninsula. Daily life here means walkable errands and a blend of heritage and growth. If you're comparing homes for sale in Williamsburg, note that 23188 offers newer inventory and shorter commutes to military installations. The area draws commuters to Camp Peary and Naval Weapons Station Yorktown. Anyone comparing homes for sale in 23188 will find this community offers value and accessibility.

What's nearby

Powhatan Bar & Grill sits just half a mile away for casual dining. Five Forks Cafe and China Wok are both under a mile, giving you quick lunch options. Coffee runs are easy—Starbucks Coffee Company and 7-Eleven are each about a mile out. MaxFit 24 Gym is nearby if you want a fitness routine close to home. Greensprings Interpretive Trail, less than a mile away, offers walking paths and natural space for outdoor time.

For different buyers

Base commute and VA loan notes

About 18 minutes to Camp Peary and 24 minutes to Naval Weapons Station Yorktown. New construction qualifies for VA loan financing, and the 2026 build date means no repairs or surprises upon move-in. Three bedrooms and a practical layout support flexible living arrangements.

Room to grow

Three bedrooms let you claim a dedicated home office, guest room, or hobby space without compromise. Two full baths plus a half bath reduce morning bottlenecks. The open floor plan works for both daily living and entertaining. New construction eliminates hidden repairs that eat into your budget.

More buyer questions

How far is 5040 Winding Creek from Camp Peary?

About 18 minutes by car, making it a reasonable commute for base employees.

What is the drive time to Naval Weapons Station Yorktown?

Approximately 24 minutes, depending on traffic and your route from the property.

Does this property qualify for VA loan financing?

Yes. New construction built in 2026 is eligible for VA loans, and many lenders actively finance homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School in this zip code.

What restaurants are within walking distance?

Powhatan Bar & Grill is half a mile away, and Five Forks Cafe and China Wok are both under a mile, so you have quick dining options without a long drive.

Are there parks or trails nearby?

Greensprings Interpretive Trail is less than a mile away and offers walking paths and nature access.

Ready to explore this new Williamsburg home? Contact Tom & Dariya Milan to schedule a showing and learn more about your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$305K – $415K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

31.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470K

Median sale · 12 mo

$233

Sold $/sq ft

21d

Days on market

13

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

Williamsburg homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,140/mo

Principal & interest

$1,868

Property tax

$167

Home insurance

$105

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$279,000 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

220 Bunker ARCH · 0.7 mi · 1,478 sqft$315,000 sold 2026-09
1709 Duntrune GLN · 0.9 mi · 1,419 sqft$279,000 sold 2026-02
164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$359,990

Price / Sq Ft

$247

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 1, 2026$359,990—
Currently listed—$359,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

27 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5040 Winding Crk #4e in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5040 Winding Crk #4e in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5040 Winding Crk #4e have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5040 Winding Crk #4e built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651616

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5040 Winding Crk #4e, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5040 Winding Crk #4e, Williamsburg, Virginia 23188 · MLS #10651616 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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