✓ Source: REIN MLS #10655790 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold

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3D aerial flyover

$379,840est. $2,536/mo all-in · adjust →

3beds

3.1baths

1,451sqft

$262per sqft

0days on market

5039 Winding Crk #11f, Williamsburg, VA 23188

Under ContractResidential · built 2026 · 0.05 acres · THE SETTLEMENT AT POWHATAN CREEK · MLS #10655790

Price per sqft$262compare with nearby sales Schools

JamestownHigh8.6

Lois S. HornsbyMiddle7

Clara Byrd BakerElementary6.6

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$288/moThe Settlement at Powhatan Creek Est. payment$2,536/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Dunmore Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10655790

Facts & features

TypeResidential

Year built2026

Price / sqft$262

HOA fee$288/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10655790

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 3
Half baths: 1
Approx. sqft: 1,451
Stories: 2
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 5
Other rooms: 1st Floor Primary BR, Attic, PBR with Bath, Office/Study, Pantry, Porch
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Craftsman, Townhouse
Subtype: Attached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Fiber Cement
Pool: No Pool

Utilities & systems

Heating: Nat Gas, Programmable Thermostat
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.0510
Subdivision: THE SETTLEMENT AT POWHATAN CREEK
Zoning: PUD-R
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, 2 Space, Driveway Spc
Possession: CLOSING
Miscellaneous: Warranty Plan
Disclosures: Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5039 Winding Creek #11F is a brand-new, three-bedroom, three-and-a-half-bath townhome-style condo in Williamsburg, Virginia. Built in 2026, it delivers 1,451 square feet of fresh construction in the 23188 zip code. Powhatan Bar & Grill is half a mile away, and Greensprings Interpretive Trail is under a mile.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

New construction in an established Williamsburg corridor is a short list. Unit 11F at 5039 Winding Creek delivers three full baths plus a powder room across 1,451 square feet — a layout that gives everyone their own space without the sprawl of a large single-family footprint. The 2026 build year means fresh systems, modern finishes, and no deferred maintenance waiting around the corner. That combination is hard to find among Williamsburg homes for sale at any price point.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek sits in the western Williamsburg corridor, a stretch of James City County that balances quiet residential streets with quick access to Route 60 and the Colonial Williamsburg area. The housing mix here runs from established subdivisions to newer attached communities like this one. Streets are tree-lined, and the pace feels unhurried without feeling remote. Williamsburg itself punches well above its size. The city anchors one of Virginia's most visited historic districts, which means walkable restaurants, independent shops, and cultural venues are woven into everyday life. William & Mary anchors the east side of town and adds a college-town energy to the dining and arts scene. Getting around is straightforward — Interstate 64 is a short drive, connecting you to Richmond to the west and Hampton Roads to the east. Anyone comparing homes for sale in 23188 will notice that this zip code sits right where convenience and character overlap.

What's nearby

Daily errands and downtime are both covered close to home. Powhatan Bar & Grill is just half a mile away for a casual dinner out. Five Forks Cafe at 0.9 miles handles breakfast and coffee in one stop. China Wok is the same distance when you want a quick takeout night. Starbucks Coffee Company is one mile out for the morning commute routine. MaxFit 24 Gym at 0.9 miles keeps a workout schedule easy to maintain. Greensprings Interpretive Trail, also 0.8 miles away, offers wooded walking paths through a protected natural area — a genuine green escape without leaving the neighborhood.

For different buyers

Base commute and VA loan notes

Camp Peary is about 18 minutes from 5039 Winding Creek, and Naval Weapons Station Yorktown is roughly 24 minutes out. VA loan financing is common among buyers in this corridor, and new construction like this unit sidesteps the inspection surprises that older homes can carry. The 2026 build year means everything is under warranty from day one.

For first-time buyers

A 2026-built unit means no repair backlog and predictable costs in the early years of ownership. Three bedrooms and three-and-a-half baths give you room to use the space differently as life changes — home office, guest room, or flex space. The low-maintenance condo format keeps weekend chores light. For anyone exploring homes for sale in Williamsburg, new construction at this bedroom count is a strong entry point.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighJamestown High School

8.6/10

MiddleLois S. Hornsby Middle School

7/10

ElementaryClara Byrd Baker Elementary School

6.6/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$320K – $440K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

23min·12.7mi

NWS Yorktown

Navy

25min·15.6mi

JBLE Ft Eustis

Army

28min·19.4mi

JBLE Langley

Air Force

49min·35.8mi

NSA HR

Navy

75min·47.6mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

31 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodThe Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470KMedian sale · 12 mo

$233Sold $/sq ft

21dDays on market

12For sale now

$106KHH income

82.7%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →

Neighborhood

Williamsburg homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,248/mo

Down payment20% · $75,968

Interest rate6.75%

Loan term30 years

Principal & interest

$1,971

Property tax

$167

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$315,000 – $410,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

220 Bunker ARCH · 0.7 mi · 1,478 sqft$315,000 sold 2026-09

164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02

4544 Wimbledon WAY · 0.9 mi · 1,569 sqft$370,000 sold 2026-01

Own a home nearby? See what it is worth today: What's your Williamsburg home worth?

Sale & Tax History

List Price

$379,840

Price / Sq Ft

$262

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 30, 2026	$379,840	—
Currently listed	—	$379,840	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
5039 Winding Crk #11fthis home	$379,840	3	3.1	1,451	$262
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 5039 Winding Crk #11f in a good school zone?

The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5039 Winding Crk #11f in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 5039 Winding Crk #11f have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.

When was 5039 Winding Crk #11f built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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5039 Winding Crk #11f, Williamsburg, Virginia 23188 · MLS #10655790 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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