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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5039 Winding Crk #11f✓ Source: REIN MLS #10655790 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold
5039 Winding CRK #11F, WILLIAMSBURG VA 23188 - Main photo
5039 Winding CRK #11F, WILLIAMSBURG VA 23188 - Photo 2
5039 Winding CRK #11F, WILLIAMSBURG VA 23188 - Photo 3
5039 Winding CRK #11F, WILLIAMSBURG VA 23188 - Photo 4
5039 Winding CRK #11F, WILLIAMSBURG VA 23188 - Photo 5
3beds
3.1baths
1,451sqft
0days on market

5039 Winding Crk #11f, Williamsburg, VA 23188

Under ContractResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$262

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10655790

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
1,451
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0510
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Dunmore Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10655790

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5039 Winding Creek #11F is a brand-new, three-bedroom, three-and-a-half-bath townhome-style condo in Williamsburg, Virginia. Built in 2026, it delivers 1,451 square feet of fresh construction in the 23188 zip code. Powhatan Bar & Grill is half a mile away, and Greensprings Interpretive Trail is under a mile.

Read the full overview ↓

Why this home stands out

New construction in an established Williamsburg corridor is a short list. Unit 11F at 5039 Winding Creek delivers three full baths plus a powder room across 1,451 square feet — a layout that gives everyone their own space without the sprawl of a large single-family footprint. The 2026 build year means fresh systems, modern finishes, and no deferred maintenance waiting around the corner. That combination is hard to find among Williamsburg homes for sale at any price point.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek sits in the western Williamsburg corridor, a stretch of James City County that balances quiet residential streets with quick access to Route 60 and the Colonial Williamsburg area. The housing mix here runs from established subdivisions to newer attached communities like this one. Streets are tree-lined, and the pace feels unhurried without feeling remote. Williamsburg itself punches well above its size. The city anchors one of Virginia's most visited historic districts, which means walkable restaurants, independent shops, and cultural venues are woven into everyday life. William & Mary anchors the east side of town and adds a college-town energy to the dining and arts scene. Getting around is straightforward — Interstate 64 is a short drive, connecting you to Richmond to the west and Hampton Roads to the east. Anyone comparing homes for sale in 23188 will notice that this zip code sits right where convenience and character overlap.

What's nearby

Daily errands and downtime are both covered close to home. Powhatan Bar & Grill is just half a mile away for a casual dinner out. Five Forks Cafe at 0.9 miles handles breakfast and coffee in one stop. China Wok is the same distance when you want a quick takeout night. Starbucks Coffee Company is one mile out for the morning commute routine. MaxFit 24 Gym at 0.9 miles keeps a workout schedule easy to maintain. Greensprings Interpretive Trail, also 0.8 miles away, offers wooded walking paths through a protected natural area — a genuine green escape without leaving the neighborhood.

For different buyers

Base commute and VA loan notes

Camp Peary is about 18 minutes from 5039 Winding Creek, and Naval Weapons Station Yorktown is roughly 24 minutes out. VA loan financing is common among buyers in this corridor, and new construction like this unit sidesteps the inspection surprises that older homes can carry. The 2026 build year means everything is under warranty from day one.

For first-time buyers

A 2026-built unit means no repair backlog and predictable costs in the early years of ownership. Three bedrooms and three-and-a-half baths give you room to use the space differently as life changes — home office, guest room, or flex space. The low-maintenance condo format keeps weekend chores light. For anyone exploring homes for sale in Williamsburg, new construction at this bedroom count is a strong entry point.

More buyer questions

How far is 5039 Winding Creek #11F from Camp Peary?

Camp Peary is about 18 minutes from this address under typical traffic conditions. Naval Weapons Station Yorktown is roughly 24 minutes east via Route 60 and I-64.

Is 5039 Winding Creek #11F part of an HOA?

Yes, the property is part of a condo association. HOA membership is included with ownership, though fee amounts are listed separately in the property details.

What is the flood zone status for 5039 Winding Creek #11F?

Flood zone information for this address is detailed in the FloodRisk tile on this page. Review that section for the current FEMA designation.

Where are the nearest grocery and retail options to 5039 Winding Creek?

The Route 60 corridor near New Town and Monticello Avenue puts major grocery chains and big-box retail within a few miles of the address.

Are there homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School in this area?

Yes — buyers comparing homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School will find that this James City County address falls within those school attendance zones. Confirm current boundaries with James City County Public Schools before making decisions based on zoning.

Tom and Dariya Milan at LPT Realty know this Williamsburg market well. Reach out to get the full picture on 5039 Winding Creek #11F and what new construction here means for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$320K – $440K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470K

Median sale · 12 mo

$233

Sold $/sq ft

21d

Days on market

12

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

Williamsburg homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,248/mo

Principal & interest

$1,971

Property tax

$167

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$279,000 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1709 Duntrune GLN · 0.9 mi · 1,419 sqft$279,000 sold 2026-02
1601 Braemar CRK · 0.8 mi · 1,390 sqft$340,000 sold 2026-09
164 Shoal CRK · 0.6 mi · 1,604 sqft$329,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$379,840

Price / Sq Ft

$262

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 30, 2026$379,840—
Currently listed—$379,840—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 5039 Winding Crk #11f in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5039 Winding Crk #11f in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5039 Winding Crk #11f have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5039 Winding Crk #11f built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10655790

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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5039 Winding Crk #11f, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5039 Winding Crk #11f, Williamsburg, Virginia 23188 · MLS #10655790 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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