✓ Source: REIN MLS #10655505 · record updated Nov 2, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 16

3D aerial flyover

$379,990est. $2,537/mo all-in · adjust →

3beds

2.1baths

1,628sqft

$233per sqft

34days on market

5032 Winding Crk #4b, Williamsburg, VA 23188

ActiveResidential · built 2026 · 0.05 acres · THE SETTLEMENT AT POWHATAN CREEK · MLS #10655505

Price per sqft$233compare with nearby sales Schools

JamestownHigh8.6

Lois S. HornsbyMiddle7

Clara Byrd BakerElementary6.6

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$288/moThe Settlement at Powhatan Creek Est. payment$2,537/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Enjoy easy first-floor living in this 3-bedroom, 2.5-bath home. The open-concept layout features a spacious kitchen with a large center island overlooking the dining area and great room. The main-level primary suite includes a walk-in closet and private bath. Upstairs offers two additional bedrooms, a full bath, and extra storage space. A private patio extends the living area outdoors. Located in The Settlement at Powhatan Creek, this home includes lawn maintenance and access to community amenities. Schedule your tour today to explore the layout, features, and community amenities this home has to offer.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10655505

Facts & features

TypeResidential

Year built2026

Price / sqft$233

HOA fee$288/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10655505

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Half baths: 1
Approx. sqft: 1,628
Stories: 2
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup

Construction & exterior

Style: Craftsman, Townhouse
Subtype: Attached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Fiber Cement
Pool: No Pool

Utilities & systems

Heating: Nat Gas, Programmable Thermostat
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.0510
Subdivision: THE SETTLEMENT AT POWHATAN CREEK
Zoning: PUD-R
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, Covered, Off Street, Driveway Spc
Possession: CLOSING
Disclosures: Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5032 Winding Creek #4B is a new-construction townhome in Williamsburg, Virginia, offering three bedrooms, two and a half baths, and 1,628 square feet. The 2026 build means everything is fresh and under warranty. It sits in the 23188 zip code, close to trails, dining, and two military installations.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

New construction in an established Williamsburg corridor is genuinely rare. This 2026 townhome gives you modern finishes, current energy codes, and builder warranties without the wait of a custom build. Three bedrooms and 1,628 square feet spread across a smart layout. Camp Peary is about 18 minutes away, and Naval Weapons Station Yorktown is roughly 24. The Greensprings Interpretive Trail is less than a mile from your front door.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek sits in the heart of the 23188 zip code, one of Williamsburg's most accessible corridors. The streets here mix newer townhome communities with established single-family neighborhoods, giving the area a settled, lived-in feel even as new homes arrive. Mature trees line many of the surrounding roads, and the Greensprings Interpretive Trail nearby adds a genuine outdoor amenity just steps from daily life. Williamsburg itself carries a lot of history without feeling frozen in it. The city blends Colonial-era landmarks with a working, modern economy anchored by tourism, healthcare, and the College of William and Mary. Getting around is straightforward. Route 60 and Interstate 64 are both close, putting Richmond and Norfolk within comfortable driving range. Anyone comparing homes for sale in 23188 will notice that this zip code sits right in the middle of the region's best commute corridors. Williamsburg homes for sale at this price point and build year are worth a close look.

What's nearby

Daily errands and meals are easy from Winding Creek #4B. Powhatan Bar and Grill is just half a mile away for a casual dinner. Five Forks Cafe, under a mile out, covers both breakfast and coffee. China Wok is also about 0.9 miles if you want a quick weeknight option. Starbucks Coffee Company is a mile away for the morning routine. MaxFit 24 Gym sits at 0.9 miles, so skipping leg day has no good excuse. The Greensprings Interpretive Trail at 0.8 miles is a genuine highlight — a quiet, wooded path perfect for a midday reset.

For different buyers

Base commute and VA loan notes

Camp Peary is about 18 minutes from this address, and Naval Weapons Station Yorktown is roughly 24. VA loan financing is widely used in this part of Williamsburg, and a 2026 build typically moves through underwriting cleanly. The home is complete and ready, so there is no construction timeline to manage around PCS orders or reporting dates.

For first-time buyers

A 2026 build means you are not inheriting someone else's deferred maintenance. Systems, appliances, and finishes are all new and covered under builder warranties. Three bedrooms and 2.5 baths give you room to grow without overextending. Anyone exploring homes for sale in Williamsburg for the first time will appreciate knowing exactly what they are getting from day one.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighJamestown High School

8.6/10

MiddleLois S. Hornsby Middle School

7/10

ElementaryClara Byrd Baker Elementary School

6.6/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$320K – $440K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

23min·12.7mi

NWS Yorktown

Navy

25min·15.6mi

JBLE Ft Eustis

Army

28min·19.4mi

JBLE Langley

Air Force

49min·35.8mi

NSA HR

Navy

75min·47.6mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

30.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodThe Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470KMedian sale · 12 mo

$233Sold $/sq ft

21dDays on market

12For sale now

$106KHH income

82.7%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →

Neighborhood

houses for sale in Williamsburg →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,249/mo

Down payment20% · $75,998

Interest rate6.75%

Loan term30 years

Principal & interest

$1,972

Property tax

$167

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$344,000 – $494,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

217 Robertson ST · 1 mi · 1,730 sqft$435,000 sold 2026-04

125 Arena ST · 1.2 mi · 1,728 sqft$440,000 sold 2026-04

102 Arena ST · 1.2 mi · 1,771 sqft$434,500 sold 2026-09

Own a home nearby? See what it is worth today: What's your Williamsburg home worth?

Sale & Tax History

List Price

$379,990

Price / Sq Ft

$233

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 29, 2026	$379,990	—
Currently listed	—	$379,990	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

34 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
5032 Winding Crk #4bthis home	$379,990	3	2.1	1,628	$233
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 5032 Winding Crk #4b in a good school zone?

The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5032 Winding Crk #4b in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 5032 Winding Crk #4b have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.

When was 5032 Winding Crk #4b built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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5032 Winding Crk #4b, Williamsburg, Virginia 23188 · MLS #10655505 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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