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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5028 Winding Crk #3g✓ Source: REIN MLS #10653727 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
5028 Winding CRK #3G, WILLIAMSBURG VA 23188 - Main photo
5028 Winding CRK #3G, WILLIAMSBURG VA 23188 - Photo 2
5028 Winding CRK #3G, WILLIAMSBURG VA 23188 - Photo 3
5028 Winding CRK #3G, WILLIAMSBURG VA 23188 - Photo 4
5028 Winding CRK #3G, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
1,628sqft
0days on market

5028 Winding Crk #3g, Williamsburg, VA 23188

Under ContractResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$234

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10653727

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,628
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0620
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Covered, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Nassau Cove Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10653727

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5028 Winding Creek #3G is a brand-new 2026-built townhome-style condo in Williamsburg, Virginia, offering three bedrooms, two and a half baths, and 1,628 square feet of thoughtfully laid-out living space — all within easy reach of two military installations and the heart of the Historic Triangle.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Browse every listing among homes for sale in Williamsburg — updated from the REIN MLS every few minutes. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're getting modern finishes, current building codes, and zero deferred maintenance from day one. The 3-bedroom, 2.5-bath layout gives you real separation between living and sleeping spaces, and at 1,628 square feet there's genuine room to spread out. For anyone weighing Williamsburg homes for sale, a freshly built unit at this address is a rare find in a market that leans heavily toward resale inventory.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg sits at the crossroads of Virginia history and everyday convenience — a city where colonial streetscapes and a major research university share zip codes with modern shopping corridors and well-maintained neighborhoods. The 23188 zip code covers the western and central portions of the city, a stretch that feels genuinely livable: not too dense, not too spread out. Winding Creek is tucked into a quiet residential pocket that still keeps you close to Route 60 and the broader network of roads connecting you to Richmond, Newport News, and the Peninsula. Neighbors here tend to be a mix of professionals, military families, and William & Mary affiliates who all appreciate the same thing — a calm address that doesn't sacrifice access. Families comparing homes for sale in Williamsburg consistently note that this part of the city delivers on both counts.

What's nearby

Daily errands and downtime are both covered close to home. Powhatan Bar & Grill is just half a mile away when you want a sit-down dinner without a long drive. Five Forks Cafe — pulling double duty as a coffee shop and casual restaurant — is under a mile, and Starbucks is right at the one-mile mark for your morning routine. China Wok rounds out the quick-meal options at 0.9 miles. MaxFit 24 Gym at 0.9 miles makes it easy to keep a consistent workout schedule. For time outdoors, Greensprings Interpretive Trail is 0.8 miles away — a genuine nature trail with history woven into the landscape.

For different buyers

For military families relocating

Camp Peary is 18 minutes away and Naval Weapons Station Yorktown is 24 minutes — both well within a practical daily commute. New construction means no surprise repair bills during a tour cycle, and VA loan eligibility makes this a particularly clean transaction for active-duty buyers. The layout handles a deployed schedule or a growing family equally well.

For first-time buyers

A 2026-built home removes the guesswork that comes with older resale properties — systems are new, warranties are fresh, and you're not inheriting someone else's deferred maintenance. At 1,628 square feet with three bedrooms and 2.5 baths, there's genuine space to grow into. Buyers exploring homes for sale in 23188 will find this address checks a lot of boxes for a first purchase.

More buyer questions

How far is 5028 Winding Creek #3G from Camp Peary?

Camp Peary is approximately 18 minutes from this address under normal traffic conditions. Naval Weapons Station Yorktown is about 24 minutes, making both installations a realistic daily commute.

What school zone does 5028 Winding Creek #3G fall in?

Buyers comparing homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School will want to verify current zoning directly with Williamsburg-James City County Schools, as attendance boundaries can be updated.

Is 5028 Winding Creek #3G part of an HOA?

As a condominium unit, this address is governed by a condo association. HOA membership is part of ownership — confirm current rules, dues structure, and included amenities with the association directly.

What is the flood zone status for this property?

Flood zone designation for 5028 Winding Creek #3G is displayed in the FloodRisk tile on this page — check there for the current FEMA map classification and any insurance implications.

When was 5028 Winding Creek #3G built?

This unit was built in 2026, making it a brand-new construction property with modern finishes, current energy codes, and manufacturer warranties still in place on major systems.

Tom and Dariya Milan are your local guides to Williamsburg real estate — reach out to schedule a walkthrough of 5028 Winding Creek #3G or to ask anything about the neighborhood, the commute, or the buying process.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$320K – $440K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$444K

Median sale · 12 mo

$230

Sold $/sq ft

21d

Days on market

9

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

Williamsburg homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,258/mo

Principal & interest

$1,980

Property tax

$167

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$329,000 – $470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

164 Shoal CRK · 0.7 mi · 1,604 sqft$329,000 sold 2026-02
4544 Wimbledon WAY · 0.9 mi · 1,569 sqft$370,000 sold 2026-01
217 Robertson ST · 1 mi · 1,730 sqft$435,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$381,600

Price / Sq Ft

$234

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.52%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 15, 2026$381,600—
Currently listed—$381,600—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 5028 Winding Crk #3g in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5028 Winding Crk #3g in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5028 Winding Crk #3g have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5028 Winding Crk #3g built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10653727

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5028 Winding Crk #3g, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5028 Winding Crk #3g, Williamsburg, Virginia 23188 · MLS #10653727 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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