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WilliamsburgTHE SETTLEMENT AT POWHATAN CREEK5026 Winding Crk #3f✓ Source: REIN MLS #10650984 · record updated Aug 26, 2026 · synced every 2 min · your inquiry is never resold
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Main photo
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 2
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 3
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 4
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
1,628sqft
0days on market

5026 Winding Crk #3f, Williamsburg, VA 23188

Under ContractResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$239

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10650984

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,628
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0620
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Covered, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Nassau Cove Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10650984

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5026 Winding CRK #3F is a brand-new 2026-built, three-bedroom, two-and-a-half-bath condo in Williamsburg, Virginia — 1,628 square feet of fresh construction with easy reach to Camp Peary and Naval Weapons Station Yorktown, sitting squarely in the 23188 zip code.

Read the full overview ↓

Why this home stands out

New construction in an established city like Williamsburg is genuinely rare, and a 2026-built condo at this address delivers exactly that — a home where nothing has been lived in before you. Three bedrooms and two and a half baths across 1,628 square feet gives you real room to spread out, and the multi-level condo format means you get defined living spaces without the full footprint of a detached house to maintain. If you are comparing Williamsburg homes for sale and want something that skips the renovation conversation entirely, this one stands apart.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg carries a weight that most American cities can only envy. It is simultaneously a living history landmark and a fully functioning modern city — Colonial Williamsburg sits at its center, but surrounding it you will find breweries, farm-to-table restaurants, a thriving arts scene, and one of Virginia's most walkable downtowns. The 23188 zip code covers the western and suburban reaches of the city, where newer residential development meets mature tree canopy and quieter streets. Winding Creek places you in that comfortable middle ground: close enough to the action on Jamestown Road and Richmond Road to make errands genuinely easy, but far enough from the tourist corridors that your neighborhood feels like a neighborhood. James City County governs this part of Williamsburg, which means solid infrastructure and a community that takes its planning seriously. For anyone browsing homes for sale in Williamsburg, the 23188 corridor consistently draws buyers who want new construction without sacrificing the city's historic character just outside their door.

What's nearby

Day-to-day life runs smoothly from this address. The Williamsburg Premium Outlets and New Town shopping district are both within ten minutes, giving you grocery, pharmacy, and retail options in multiple directions. For coffee, the local Aromas Coffeehouse on Prince George Street is a short drive and a Williamsburg institution. Jamestown Road connects you quickly to the College of William and Mary's campus and the broader arts and dining corridor. Busch Gardens Williamsburg is roughly fifteen minutes away — a genuine perk if you have kids or out-of-town guests. For outdoor time, Freedom Park and the Greensprings Greenway trail system are close enough to become regular stops. Camp Peary is eighteen minutes out, and Naval Weapons Station Yorktown sits about twenty-four minutes away via Route 60.

For different buyers

For military families relocating

Camp Peary is eighteen minutes from this address, and Naval Weapons Station Yorktown is about twenty-four — both well within the range most military families target for a manageable commute. A VA loan pairs naturally with new construction like this 2026-built unit, letting you move into a home where every system is fresh and under warranty. Williamsburg's stable market and strong resale history also make it a smart assignment-to-assignment hold.

For first-time buyers

Buying your first home and buying new construction at the same time is a rare combination — and 5026 Winding CRK #3F makes it possible. No deferred maintenance, no surprise repairs, no negotiating credits for aging systems. You get 1,628 square feet, three bedrooms, and two and a half baths in a city with genuine long-term value. Families comparing homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School will find this address falls within both attendance zones.

More buyer questions

How far is 5026 Winding CRK #3F from Camp Peary?

Camp Peary is approximately eighteen minutes from this address under typical traffic conditions, making it one of the more convenient Williamsburg locations for personnel assigned there.

How far is this condo from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about twenty-four minutes away via Route 60 East, a straightforward commute with minimal highway complexity.

Is 5026 Winding CRK #3F in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — check that section for the current FEMA designation and what it means for insurance.

What year was this condo built?

Unit 3F at 5026 Winding CRK was built in 2026, making it brand-new construction — every system, surface, and fixture is fresh from the builder.

Does this address have an HOA?

Condo communities in this style of development typically carry an HOA that covers exterior maintenance and common areas — confirm the specific association details and what it covers with your agent before closing.

Tom and Dariya Milan at LPT Realty know the Williamsburg market inside and out — reach out to get your questions answered and schedule a walkthrough of this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$330K – $450K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$444K

Median sale · 12 mo

$230

Sold $/sq ft

21d

Days on market

9

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

houses for sale in Williamsburg

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,298/mo

Principal & interest

$2,018

Property tax

$167

Home insurance

$113

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$329,000$470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

164 Shoal CRK · 0.7 mi · 1,604 sqft$329,000 sold 2026-02
4544 Wimbledon WAY · 0.9 mi · 1,569 sqft$370,000 sold 2026-01
217 Robertson ST · 1 mi · 1,730 sqft$435,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$388,915

Price / Sq Ft

$239

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 26, 2026$388,915
Currently listed$388,915

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 5026 Winding Crk #3f in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5026 Winding Crk #3f in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5026 Winding Crk #3f have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5026 Winding Crk #3f built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10650984

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5026 Winding Crk #3f, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5026 Winding Crk #3f, Williamsburg, Virginia 23188 · MLS #10650984 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.