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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5026 Winding Crk #3f✓ Source: REIN MLS #10650984 · record updated Aug 26, 2026 · synced every 2 min · your inquiry is never resold
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Main photo
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 2
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 3
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 4
5026 Winding CRK #3F, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
1,628sqft
0days on market

5026 Winding Crk #3f, Williamsburg, VA 23188

Under ContractResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$239

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10650984

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,628
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0620
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Covered, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Nassau Cove Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10650984

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 5026 Winding Creek #3F—a brand-new three-bedroom, two-bath condo in Williamsburg built in 2026. At 1,628 square feet, you get modern finishes and thoughtful layout. It's about 18 minutes to Camp Peary. Everything is current and ready to move into.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Browse every listing among homes for sale in Williamsburg — updated from the REIN MLS every few minutes. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

This is a new-construction condo with contemporary design and efficient floor plan. You'll find 1,628 square feet spread across three bedrooms and 2.1 baths—plenty of space without the upkeep of a single-family home. The 2026 build means everything is current: modern systems, updated appliances, and no surprises. New construction offers low-maintenance living with fresh finishes throughout.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek is a residential community in Williamsburg, Virginia, offering a quieter suburban feel while staying close to everyday conveniences. You're in the heart of Colonial Virginia's historic region, where modern neighborhoods blend with centuries of character. Williamsburg itself is a vibrant city with strong community ties, cultural attractions, and a stable local economy. Getting around is straightforward—major routes connect you to regional shopping, dining, and employment centers. The area is home to homes for sale in Williamsburg that serve a range of lifestyles and work situations. If you're comparing homes for sale in 23188, note that this zip code puts you near both Naval Weapons Station Yorktown and Camp Peary. The neighborhood supports different commute needs and living preferences.

What's nearby

Daily life is convenient here. Powhatan Bar & Grill sits just half a mile away for dinner out. Coffee and casual meals are within a mile: Five Forks Cafe, China Wok, Starbucks Coffee Company, and 7-Eleven all nearby. If fitness matters to you, MaxFit 24 Gym is 0.9 miles away. Nature lovers will appreciate Greensprings Interpretive Trail, a scenic park less than a mile from home. Everything you need for work, food, and recreation is a short drive.

For different buyers

Base commute and VA loan notes

Camp Peary is roughly 18 minutes away, and Naval Weapons Station Yorktown is about 24 minutes—both manageable commutes. New construction means no repairs or surprises. VA loan financing is common in this area. Three bedrooms and solid layout make this home practical for different household sizes.

Room to grow

Three bedrooms give you room to spread out, and 2.1 baths mean less morning conflict. The 1,628 square feet offers flexible space for a home office, guest room, or hobby area. New construction means no hidden repairs or renovation surprises. Modern systems and appliances keep maintenance simple.

More buyer questions

How far is 5026 Winding Creek from Camp Peary?

The commute is about 18 minutes, depending on traffic and your exact workplace location on base.

What makes a 2026 build different from an older home?

New construction means modern HVAC, plumbing, electrical, and appliances. You avoid the surprises and repairs that come with age.

Are there homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School in this area?

Yes, this address falls within those zones. Contact your agent for details on assignments and boundaries.

Is there anything to do within walking distance?

Greensprings Interpretive Trail is less than a mile away for outdoor recreation. Restaurants, coffee shops, and a gym are all within a short drive.

Does this condo have an HOA?

As a condo, the property includes HOA membership for community maintenance and amenities. Ask your agent for specific HOA details.

Ready to tour 5026 Winding Creek #3F? Contact Tom & Dariya Milan at LPT Realty to schedule your visit and learn more about this new Williamsburg home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$330K – $450K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

29.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470K

Median sale · 12 mo

$233

Sold $/sq ft

21d

Days on market

13

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

houses for sale in Williamsburg →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,298/mo

Principal & interest

$2,018

Property tax

$167

Home insurance

$113

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$295,000 – $470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

164 Shoal CRK · 0.7 mi · 1,604 sqft$329,000 sold 2026-02
282 Shoal Creek · 0.8 mi · 1,745 sqft$295,000 sold 2026-09
220 Bunker ARCH · 0.7 mi · 1,478 sqft$315,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$388,915

Price / Sq Ft

$239

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 26, 2026$388,915—
Currently listed—$388,915—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 5026 Winding Crk #3f in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5026 Winding Crk #3f in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5026 Winding Crk #3f have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5026 Winding Crk #3f built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10650984

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5026 Winding Crk #3f, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5026 Winding Crk #3f, Williamsburg, Virginia 23188 · MLS #10650984 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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