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WilliamsburgTHE SETTLEMENT AT POWHATAN CREEK5022 Winding Creek None #3d✓ Source: REIN MLS #10649500 · record updated Aug 31, 2026 · synced every 2 min · your inquiry is never resold
5022 Winding Creek NONE #3D, WILLIAMSBURG VA 23188 - Main photo
5022 Winding Creek NONE #3D, WILLIAMSBURG VA 23188 - Photo 2
5022 Winding Creek NONE #3D, WILLIAMSBURG VA 23188 - Photo 3
5022 Winding Creek NONE #3D, WILLIAMSBURG VA 23188 - Photo 4
5022 Winding Creek NONE #3D, WILLIAMSBURG VA 23188 - Photo 5
$379,990
$233 / sqft · est. $2,537/mo →
3beds
2.1baths
1,628sqft
13days on market

5022 Winding Creek None #3d, Williamsburg, VA 23188

ActiveResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$233

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10649500

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,628
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0510
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Covered, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Experience low-maintenance living in this attached villa featuring 3 bedrooms, 2.5 baths, and a 1-car garage. The open-concept layout includes a spacious kitchen with a large center island overlooking the great room and dining area. The main-level primary suite features a walk-in closet and an en-suite bath with dual vanities. Upstairs offers two additional bedrooms, a full bath, and additional storage space. A private patio extends the living area outdoors. Located in Nassau Cove, this home provides access to community amenities and a thoughtfully designed floor plan that maximizes functionality and flexibility. Schedule your private tour today.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10649500

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

5022 Winding Creek #3D is a brand-new 2026-built townhome-style condo in Williamsburg, Virginia, offering three bedrooms, two and a half baths, and 1,628 square feet of thoughtfully laid-out living space — all within easy reach of two military installations and the heart of the Historic Triangle.

Read the full overview ↓

Why this home stands out

New construction finished in 2026 means you get the full benefit of modern construction standards, fresh systems, and a layout designed for how people actually live today — no deferred maintenance, no dated finishes to work around. The half-bath on the main level is a small detail that makes a big everyday difference, and the three upstairs bedrooms give everyone their own space. Among Williamsburg homes for sale, a brand-new unit at this price point is genuinely rare.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg sits at the crossroads of history and modern livability in a way few Virginia cities can match. The broader 23188 zip code covers the western and central reaches of James City County — a jurisdiction known for its well-maintained roads, strong county services, and proximity to Colonial Williamsburg, Busch Gardens, and the College of William & Mary. The Winding Creek address puts you in a quieter residential pocket that still connects quickly to Richmond Road and Route 60 corridors, so errands, dining, and commutes stay manageable. Families comparing homes for sale in Williamsburg often notice how the area balances suburban calm with genuine cultural depth — you can walk colonial history one afternoon and catch a concert at the Williamsburg Lodge the next. James City County's growth has been steady and deliberate, which keeps the neighborhood character stable without feeling stagnant.

What's nearby

Day-to-day convenience lands close to home here. Powhatan Bar & Grill is just half a mile away when you want a casual dinner without a drive, and Five Forks Cafe — under a mile out — covers both your morning coffee ritual and a relaxed lunch. China Wok at 0.9 miles rounds out the quick weeknight dinner rotation. Starbucks is a mile away for those mornings when only a proper espresso will do. MaxFit 24 Gym at 0.9 miles makes it easy to keep a consistent workout schedule, and Greensprings Interpretive Trail, also under a mile, is a genuine local gem for trail walks and weekend decompression.

For different buyers

For military families relocating

Camp Peary is 18 minutes away and Naval Weapons Station Yorktown is 24 minutes out, making 5022 Winding Creek #3D a practical choice for service members at either installation. New construction means no repair surprises during a PCS transition, and a VA loan pairs cleanly with a 2026-built property — no age-related appraisal complications to navigate.

For first-time buyers

A 2026-built condo with three bedrooms and 1,628 square feet gives first-time buyers more room than most entry-level options in the area. Everything is new — appliances, systems, finishes — so your energy and budget go toward building equity, not fixing someone else's deferred projects. Homes for sale in 23188 at this size and vintage don't come up often.

More buyer questions

How far is 5022 Winding Creek #3D from Camp Peary?

Camp Peary is approximately 18 minutes from this address under typical traffic conditions. Naval Weapons Station Yorktown is about 24 minutes away, making the condo a workable commute for personnel at either installation.

What year was 5022 Winding Creek #3D built?

The property was built in 2026, making it brand-new construction. All systems, finishes, and appliances reflect current building standards.

Is 5022 Winding Creek #3D part of an HOA?

As a condo unit, the property is governed by a condo association. Specific fee details and what the association covers should be confirmed with current governing documents.

What schools serve 5022 Winding Creek #3D?

Buyers comparing homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School will find this address falls within those attendance zones — confirm current boundaries with James City County Schools directly.

Does 5022 Winding Creek #3D have a flood zone designation?

Flood zone information for this address is displayed in the FloodRisk tile on this page. Review that section or consult FEMA's flood map service for the most current designation.

Tom and Dariya Milan at LPT Realty know the Williamsburg market inside and out — reach out to get your questions answered and schedule a walkthrough of 5022 Winding Creek #3D.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$320K – $440K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$444K

Median sale · 12 mo

$230

Sold $/sq ft

21d

Days on market

9

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

homes for sale in Williamsburg

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,249/mo

Principal & interest

$1,972

Property tax

$167

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$279,000$470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

164 Shoal CRK · 0.7 mi · 1,604 sqft$329,000 sold 2026-02
4544 Wimbledon WAY · 0.9 mi · 1,569 sqft$370,000 sold 2026-01
217 Robertson ST · 1 mi · 1,730 sqft$435,000 sold 2026-04

Sale & Tax History

List Price

$379,990

Price / Sq Ft

$233

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 18, 2026$379,990
Currently listed$379,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

13 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5022 Winding Creek None #3d in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 7.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5022 Winding Creek None #3d in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5022 Winding Creek None #3d have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5022 Winding Creek None #3d built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10649500

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5022 Winding Creek None #3d, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5022 Winding Creek None #3d, Williamsburg, Virginia 23188 · MLS #10649500 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.