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Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 5020 Winding Crk #3c✓ Source: REIN MLS #10651635 · record updated Oct 5, 2026 · synced every 2 min · your inquiry is never resold
5020 Winding CRK #3C, WILLIAMSBURG VA 23188 - Main photo
5020 Winding CRK #3C, WILLIAMSBURG VA 23188 - Photo 2
5020 Winding CRK #3C, WILLIAMSBURG VA 23188 - Photo 3
5020 Winding CRK #3C, WILLIAMSBURG VA 23188 - Photo 4
5020 Winding CRK #3C, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
1,628sqft
35days on market

5020 Winding Crk #3c, Williamsburg, VA 23188

ActiveResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$233

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10651635

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,628
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0500
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Covered, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Experience low-maintenance living in this attached villa featuring 3 bedrooms, 2.5 baths, and a 1-car garage. The open-concept floor plan offers a spacious kitchen with a large center island, generous counter space, and seamless access to the dining area and great room. The main-level primary suite includes a walk-in closet and an en-suite bath with dual vanities. Upstairs, you'll find two additional bedrooms, a full bath, and ample storage space. A private patio extends the living area outdoors. Located in Nassau Cove with access to community amenities, this thoughtfully designed home offers a functional and flexible layout. Schedule your tour today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651635

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 5020 Winding Creek #3C, a brand-new three-bedroom, two-bath condo in Williamsburg. Built in 2026, this 1,628-square-foot home offers modern finishes and low-maintenance living. You're about 18 minutes from Camp Peary and close to dining, coffee, and recreation.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Browse every listing among homes for sale in Williamsburg — updated from the REIN MLS every few minutes. Nearby, look at The Settlement at Powhatan Creek homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

This is a new construction townhome-style condo with contemporary design and efficient layout. Three bedrooms and 2.1 baths give you room to spread out without excess space to maintain. The open floor plan and fresh finishes mean no surprises—everything is exactly as built. You'll appreciate the newer appliances, modern systems, and the peace of mind that comes with a brand-new home.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Winding Creek is a residential community in Williamsburg with tree-lined streets and a mix of newer homes. The neighborhood sits in the heart of the Colonial Capital, where history and modern life coexist. Daily life is easy here: grocery stores, restaurants, and parks are all within a short drive. Williamsburg offers a strong sense of place—walkable downtown areas, cultural attractions, and outdoor recreation. The city is centrally located on the Virginia Peninsula, making commutes to Naval Weapons Station Yorktown and other employers straightforward. Anyone comparing homes for sale in 23188 will find this address offers new construction quality at a solid value. Williamsburg homes for sale span many styles and eras, but newer builds like this one eliminate renovation guesswork.

What's nearby

You're steps from Greensprings Interpretive Trail, a scenic park perfect for walking and nature observation. Dining options abound: Powhatan Bar & Grill is half a mile away, while Five Forks Cafe and China Wok sit under a mile out. Coffee runs are quick—Starbucks Coffee Company and 7-Eleven are both about a mile away. MaxFit 24 Gym is less than a mile for fitness routines. Everything you need for daily life clusters within easy reach.

For different buyers

Base commute and VA loan notes

Camp Peary is about 18 minutes away, and Naval Weapons Station Yorktown sits roughly 24 minutes out. VA loan financing is available for this property, a significant advantage for eligible buyers. New construction means no immediate repairs and predictable move-in timelines. The straightforward floor plan and modern systems reduce surprises during the transition.

Room to grow

Three bedrooms and 2.1 baths give you room to grow without paying for space you don't use. The efficient layout means lower utility costs and easier upkeep than older homes. New construction removes inspection surprises and major repair risk—everything is under warranty. Modern systems and fresh finishes eliminate renovation guesswork and unexpected expenses.

More buyer questions

How far is 5020 Winding Creek from Camp Peary?

About 18 minutes by car. Naval Weapons Station Yorktown is roughly 24 minutes away.

What year was this home built?

This is new construction, completed in 2026. Everything is modern and under builder warranty.

Are there restaurants and coffee shops nearby?

Yes. Powhatan Bar & Grill is half a mile away, Five Forks Cafe and China Wok are under a mile out, and Starbucks and 7-Eleven are about a mile away.

Is there a park or gym close by?

Greensprings Interpretive Trail is less than a mile away for outdoor recreation. MaxFit 24 Gym is also under a mile.

What schools are nearby?

This address is zoned for homes for sale zoned for Clara Byrd Baker Elementary School and homes for sale zoned for Jamestown High School.

Ready to tour 5020 Winding Creek #3C? Contact Tom & Dariya Milan today to schedule your showing and explore this new Williamsburg home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Williamsburg$320K – $440K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

30.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, age-qualified 55+ community. It runs under HOPA. The site is in James City County, just south of Monticello Avenue.

$470K

Median sale · 12 mo

$233

Sold $/sq ft

21d

Days on market

13

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

see more Williamsburg homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,249/mo

Principal & interest

$1,972

Property tax

$167

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

$288

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$295,000 – $470,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

164 Shoal CRK · 0.7 mi · 1,604 sqft$329,000 sold 2026-02
282 Shoal Creek · 0.8 mi · 1,745 sqft$295,000 sold 2026-09
220 Bunker ARCH · 0.7 mi · 1,478 sqft$315,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$379,990

Price / Sq Ft

$233

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 1, 2026$379,990—
Currently listed—$379,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

35 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5020 Winding Crk #3c in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Lois S Hornsby Middle School, Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5020 Winding Crk #3c in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5020 Winding Crk #3c have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5020 Winding Crk #3c built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651635

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5020 Winding Crk #3c, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5020 Winding Crk #3c, Williamsburg, Virginia 23188 · MLS #10651635 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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