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WilliamsburgTHE SETTLEMENT AT POWHATAN CREEK5016 Winding Creek None #3a✓ Source: REIN MLS #10642365 · record updated Jul 21, 2026 · synced every 2 min · your inquiry is never resold
5016 Winding Creek NONE #3A, WILLIAMSBURG VA 23188 - Main photo
5016 Winding Creek NONE #3A, WILLIAMSBURG VA 23188 - Photo 2
5016 Winding Creek NONE #3A, WILLIAMSBURG VA 23188 - Photo 3
5016 Winding Creek NONE #3A, WILLIAMSBURG VA 23188 - Photo 4
5016 Winding Creek NONE #3A, WILLIAMSBURG VA 23188 - Photo 5
$409,990
$252 / sqft · est. $2,702/mo →
3beds
2.1baths
1,628sqft
20days on market

5016 Winding Creek None #3a, Williamsburg, VA 23188

ActiveResidential · built 2026 · THE SETTLEMENT AT POWHATAN CREEK

About this home

The listing, in the seller's words

Discover the Nassau Cove model home in Settlement at Powhatan Creek. This villa features a kitchen with a large island, open living and dining areas, a first-floor primary suite, two additional bedrooms on the second level, a finished basement, and extensive storage space. Model-home finishes and upgrades are included. Community amenities include a clubhouse, swimming pool, fitness center, and walking trails. Conveniently located in Williamsburg with access to shopping, dining, and major transportation routes.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10642365

VaHome team overview

Our read on this home

At a glance

A brand-new 2026-built townhome-style condo in Williamsburg, Virginia, offering three bedrooms, two and a half baths, and 1,628 square feet of thoughtfully laid-out living space — all within easy reach of Camp Peary and Naval Weapons Station Yorktown.

Read the full overview ↓

Why this home stands out

Built in 2026, Unit 3A at 5016 Winding Creek brings the rare advantage of new construction to a city better known for its colonial character. You get a fresh slate — no deferred maintenance, no aging systems, no one else's design choices baked in. Three bedrooms, two and a half baths, and 1,628 square feet give you real room to spread out, while the attached unit format keeps the footprint manageable and the lifestyle low-effort.

THE SETTLEMENT AT POWHATAN CREEK and the Williamsburg real estate market

Williamsburg occupies a unique corner of Hampton Roads — a small city with an outsized identity built around history, green space, and a genuinely walkable downtown corridor. The Winding Creek address puts you in the western reaches of the city, where newer residential development meets the quiet, tree-lined character that draws people to this part of Virginia in the first place. It's a city that tends to hold its value and its appeal across market cycles, partly because demand is steady and partly because the supply of buildable land is genuinely limited. Residents here enjoy proximity to Colonial Williamsburg, the College of William & Mary, and a restaurant and retail scene that punches above its weight for a city this size. The pace is calmer than Virginia Beach or Norfolk, but you're never far from a highway connection that puts the broader Hampton Roads metro within reach. For buyers weighing Williamsburg as a long-term home base, the combination of new construction quality and established city infrastructure is a compelling starting point.

What's nearby

Day-to-day errands are straightforward from Winding Creek. Grocery options, pharmacies, and everyday retail cluster along Richmond Road and Monticello Avenue, both within a short drive. For coffee, the Williamsburg area has a solid mix of local cafes and familiar regional spots. Merchants Square and the Arts District give you dining and weekend activity without a long commute. Outdoor options include Waller Mill Park, one of the larger municipal parks in the region, offering trails and water access just a few minutes away. When you need the interstate, US-60 and I-64 are close, making connections north toward Richmond or east toward Norfolk straightforward.

For different buyers

For military families relocating

Camp Peary sits roughly 18 minutes away, and Naval Weapons Station Yorktown is about 24 minutes out — both reasonable commutes for active-duty households. A VA loan can be a strong fit for a new-construction purchase like this one, and Williamsburg's stable market tends to work well for buyers who may be planning around a future PCS. The 2026 build year means you're starting the clock on a home with fully modern systems.

For first-time buyers

If you've been weighing whether new construction is within reach, Unit 3A is worth a close look. A 2026 build means you're not inheriting someone else's repair list — everything from the roof to the mechanicals is starting fresh. At 1,628 square feet across three bedrooms, there's real room to grow into, and the condo format keeps exterior maintenance off your plate while you find your footing as a homeowner.

More buyer questions

How far is 5016 Winding Creek #3A from Camp Peary?

Camp Peary is approximately 18 minutes from this address under normal traffic conditions, making it one of the more convenient commutes available for personnel assigned there.

How far is 5016 Winding Creek #3A from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is roughly 24 minutes away, a manageable daily drive for active-duty service members stationed at that installation.

Is 5016 Winding Creek #3A part of an HOA?

As a condo unit, 5016 Winding Creek #3A is subject to a condo association, which typically covers exterior maintenance and common area upkeep — confirm the specific scope and dues structure with your agent.

What is the flood risk at 5016 Winding Creek #3A?

Flood zone information for this address is displayed in the FloodRisk tile on this page — review that section for the current FEMA designation before making any decisions.

When was 5016 Winding Creek #3A built?

Unit 3A was built in 2026, making it a brand-new construction with modern materials, current building codes, and no prior ownership history.

Tom and Dariya Milan at LPT Realty know Williamsburg's new-construction market well — reach out to get your questions answered and schedule a walkthrough of Unit 3A.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$252

HOA fee

$288/mo

Taxes

$2,000/yr

County

James City County VA

Waterfront

Yes

MLS #

10642365

HOA association includes

ClubhouseExercise RmGated CommunityPoolTennis Cts

$288/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,628
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Breakfast Area, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer

Construction & exterior

Style
Craftsman, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0600
Subdivision
THE SETTLEMENT AT POWHATAN CREEK
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Off Street, Driveway Spc
Possession
AT CLOSING
Disclosures
Residential 55+ Community

See more Williamsburg new construction homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$399K

Median sale · 12 mo

$232

Sold $/sq ft

18d

Days on market

5

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek
Map of The Settlement at Powhatan Creek with neighborhood boundaryNeighborhood

see more Williamsburg homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,702/mo

Principal & interest

$2,127

Property tax

$167

Home insurance

$120

PMI

None

HOA

$288

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$329,000$440,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

164 Shoal CRK · 0.7 mi · 1,604 sqft$329,000 sold 2026-02
903 Braemar CRK · 0.6 mi · 1,750 sqft$400,000 sold 2026-05
4544 Wimbledon WAY · 0.9 mi · 1,569 sqft$370,000 sold 2026-01

Sale & Tax History

List Price

$409,990

Price / Sq Ft

$252

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$288 / mo

Tax Rate (effective)

0.49%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 1, 2026$409,990
Price reducedJul 21, 2026$409,990−$5,000
Currently listed$409,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

20 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 5016 Winding Creek None #3a in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (GreatSchools 6/10), Lois S Hornsby Middle School, Jamestown (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5016 Winding Creek None #3a in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5016 Winding Creek None #3a have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Tennis Cts.
When was 5016 Winding Creek None #3a built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10642365

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5016 Winding Creek None #3a, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5016 Winding Creek None #3a, Williamsburg, Virginia 23188 · MLS #10642365 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.