Skip to main content
VaHome.com
Chesapeake › PORTLOCK TERRACE › 4130 3rd St✓ Source: REIN MLS #10602786 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
4130 3rd ST, CHESAPEAKE VA 23324 - Main photo
4beds
3baths
2,000sqft
25days on market

4130 3rd St, Chesapeake, VA 23324

Under ContractResidential · built 2008 · PORTLOCK TERRACE

Facts & features

Type

Residential

Year built

2008

Price / sqft

$189

HOA

None

Taxes

$3,583/yr

County

Chesapeake VA

MLS #

10602786

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,000
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Pantry, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Partial,Wood Fence

Utilities & systems

Heating
Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Spacious 4-bedroom, 3-bath, move-in-ready home featuring an open floor plan, fresh paint throughout and new HVAC system. Conveniently located near 464, this well-maintained property was built in 2008 and has had only one owner. Enjoy granite countertops, large bedrooms with walk-in closets, plus a first-floor bedroom and full bath for guests or flexible living. Has assumable VA loan with 3.25% interest rate. Don't miss out—schedule your tour today!

Listing courtesy of Danita Dawson · Howard Hanna Real Estate Svcs. · REIN MLS #10602786

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

4130 3rd Street is a 4-bedroom, 3-bath home built in 2008 in Portlock Terrace, Chesapeake — a solid, relatively modern build in a tight-knit neighborhood with two military installations just six minutes away and everyday conveniences well within reach.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23324, homes for sale zoned for Oscar Smith High School, and homes for sale zoned for Portlock Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Crestwood homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

What sets 4130 3rd Street apart is the combination of a 2008 build date and 2,000 square feet across four bedrooms and three full baths — a layout that genuinely fits the way families live today. Portlock Terrace is an established neighborhood, and a home this size with this footprint, built in the 2000s rather than the mid-century, gives you modern bones without the premium zip code price tag that comes with newer construction elsewhere in Chesapeake.

PORTLOCK TERRACE and the Chesapeake real estate market

Portlock Terrace sits in the South Norfolk corridor of Chesapeake, Virginia — a city that consistently ranks among the largest by land area in the country and carries a distinct character: part working waterfront, part suburban calm, and fully its own thing. The neighborhood itself has a grounded, unpretentious feel. Streets are walkable, lots are real-sized, and neighbors tend to stick around. You're not in a master-planned development here — Portlock Terrace has the kind of organic, lived-in energy that newer subdivisions spend years trying to cultivate. Chesapeake homes for sale in this pocket tend to attract buyers who want proximity to Norfolk without paying Norfolk prices, and who value a community with actual roots. The city of Chesapeake wraps the neighborhood in solid infrastructure: good road access, parks, and recreation facilities that serve the area well.

What's nearby

Day-to-day life moves easily from 4130 3rd Street. J. G. Parks & Son is just 0.2 miles away — a quick walk for some fresh air — and the Chesapeake Parks and Recreation Portlock Activity Center is half a mile out for organized recreation and community programming. Midway Park and Field adds another green option at 0.7 miles. Grab a quick bite at Americas Greatest Wings Gyro & Pizza or Poppy's Top Dog, both within 0.4 miles. Mi Favorita Tienda Latina and TIENDA LATINA LOS ANGELES handle grocery runs at 0.6 miles, and the 7-Eleven at 0.3 miles covers the in-between moments. The Fox's Den Kung Fu and Usa Boxing are both 0.3 miles away for anyone who takes training seriously.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake and Norfolk Naval Shipyard are each about six minutes from the front door — a commute that's genuinely rare to find. For active-duty households weighing a VA loan, that drive time matters every single day. Four bedrooms and three full baths give the whole family room to spread out, and Portlock Terrace's community feel makes it easy to put down roots between assignments.

For families upgrading

Families comparing homes for sale zoned for Oscar Smith High School and homes for sale zoned for Portlock Primary School will find 4130 3rd Street worth a close look. Four bedrooms and three full baths across 2,000 square feet means everyone gets their own space — no more sharing bathrooms or converting a dining room into a makeshift office. The 2008 build date means the systems are modern, and the neighborhood has the stability that growing families tend to prioritize.

More buyer questions

How far is 4130 3rd Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately six minutes from 4130 3rd Street by car — one of the shortest commutes you'll find for a four-bedroom home in this part of Chesapeake.

How far is 4130 3rd Street from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is also about six minutes away, making this address a strong fit for Coast Guard personnel looking for a quick, low-stress commute.

What is the flood zone status for 4130 3rd Street?

Flood zone information for this address is detailed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant insurance considerations.

Is 4130 3rd Street in an HOA?

Portlock Terrace is not a master-planned HOA community, so buyers typically won't encounter the dues and restrictions that come with managed subdivisions — though it's always worth confirming current status during the purchase process.

Where can families browsing homes for sale in 23324 find parks and recreation near this address?

J. G. Parks & Son is a two-minute walk at 0.2 miles, and the Portlock Activity Center run by Chesapeake Parks and Recreation is half a mile away — solid options for families who want walkable green space and organized programming close to home.

Ready to see 4130 3rd Street in person? Tom and Dariya Milan at LPT Realty know Portlock Terrace well — reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$320K – $435K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Crestwood

Crestwood is an established residential neighborhood in Chesapeake, Virginia, set along Great Bridge Boulevard near the South Norfolk and Greenbrier areas.

$373K

Median sale · 12 mo

$209

Sold $/sq ft

13d

Days on market

4

For sale now

$63K

HH income

76.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Crestwood →
Map of Crestwood with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,370/mo

Principal & interest

$1,961

Property tax

$299

Home insurance

$110

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$365,000 – $474,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

424 Rose Garden Ln · 2.1 mi · 2,160 sqft$474,000 sold 2026-07
516 Cameo Terrace · 2.6 mi · 2,036 sqft$470,000 sold 2026-06
706 Albertine CT · 2.1 mi · 1,760 sqft$365,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$378,000

Price / Sq Ft

$189

Annual Taxes

$3,583

Monthly Tax

$299

HOA

None

Tax Rate (effective)

0.95%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 14, 2026$378,000—
Currently listed—$378,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4130 3rd St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 3.7/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4130 3rd St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 4130 3rd St?+
Yes — The Fox's Den Kung Fu is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 4130 3rd St?+
Chesapeake Parks and Recreation. The Portlock Activity Center is about 0.4 miles away.
Where is the nearest grocery store to 4130 3rd St?+
TIENDA LATINA LOS ANGELES is about 0.5 miles away. The closest dining on record is Americas Greatest Wings Gyro & Pizza (0.4 mi).
Does 4130 3rd St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4130 3rd St built?+
It was built in 2008, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danita Dawson · Howard Hanna Real Estate Svcs. · REIN MLS #10602786

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

4130 3rd St, Chesapeake, Virginia 23324 · MLS #10602786 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆