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Chesapeake › PORTLOCK TERRACE › 4114 Third St✓ Source: REIN MLS #10639609 · record updated Jul 3, 2026 · synced every 5 min · your inquiry is never resold
4114 Third ST, CHESAPEAKE VA 23324 - Main photo
4114 Third ST, CHESAPEAKE VA 23324 - Photo 2
4114 Third ST, CHESAPEAKE VA 23324 - Photo 3
4114 Third ST, CHESAPEAKE VA 23324 - Photo 4
4114 Third ST, CHESAPEAKE VA 23324 - Photo 5
$324,000
$190 / sqft · est. $2,054/mo →
3beds
2.1baths
1,704sqft
21days on market

4114 Third St, Chesapeake, VA 23324

ActiveResidential · built 2007 · PORTLOCK TERRACE

About this home

The listing, in the seller's words

Bring in your reasonable offer & work together to make this home your very own. Reasonable priced below assessed value. 2 story home with 3 bedroom, Primary suite, 2 1/2 bathroom and walk-in closet . . Sold as-is. Fenced in backyard . Convenient location closed to interstate . Sellers preferred quick closing.

Listing courtesy of Ade DeVega · World Class Realty & Prop Mgmt · REIN MLS #10639609

VaHome team overview

Our read on this home

At a glance

A 2007-built, three-bedroom, two-and-a-half-bath home in Chesapeake offering 1,704 square feet of comfortable living space just six minutes from Norfolk Naval Shipyard. Solid construction, a practical layout, and an unbeatable location make this address worth a close look.

Read the full overview ↓

Why this home stands out

Built in 2007, 4114 Third Street sits in a sweet spot — modern enough for efficient systems and contemporary finishes, yet established enough to feel like a real neighborhood rather than a freshly paved subdivision. At 1,704 square feet across three bedrooms and two and a half baths, the floor plan gives every household member room to breathe without the upkeep burden of an oversized home. The half-bath on the main level is a small detail that makes a big daily difference.

PORTLOCK TERRACE and the Chesapeake real estate market

Chesapeake is one of the largest cities by land area on the East Coast, and the 23324 zip code puts you in the older, more established western corridor — close to the action without being swallowed by it. This part of the city has a grounded, working-neighborhood feel: mature streets, neighbors who wave, and quick access to both downtown Norfolk and the broader Hampton Roads highway network. If you've been searching homes for sale in chesapeake va 23325, you already know this corridor rewards buyers who want proximity to major employers and military installations without sacrificing a genuine sense of community. Chesapeake as a whole continues to attract buyers who want Virginia's tax-friendly environment, no city income tax, and a lower cost of living compared to neighboring Norfolk — all without giving up urban convenience.

What's nearby

Daily errands are straightforward from 4114 Third Street. The Military Highway commercial corridor is just minutes away, putting grocery stores, pharmacies, and fast-casual dining well within reach. Downtown Norfolk's restaurants, waterfront, and cultural venues are a short drive across the city line. Greenbrier Mall and the broader retail hub along Greenbrier Parkway are accessible without a long haul on the interstate. For outdoor time, the Chesapeake city park system and the Elizabeth River Trail network offer green space and walking paths that don't require a weekend road trip.

For different buyers

For military families relocating

Six minutes to Norfolk Naval Shipyard and six minutes to USCG Finance Center Chesapeake — the commute math is hard to argue with. A VA loan can make ownership at this address very attainable, and the 2007 build year means fewer surprise maintenance calls during deployment. Three bedrooms give the family room to settle in, and the half-bath keeps morning routines running smoothly.

For first-time buyers

If you're exploring homes for sale chesapeake va 23320 and surrounding zip codes, 4114 Third Street deserves a spot on your shortlist. A 2007 construction date means you're starting with relatively modern bones — updated electrical, plumbing, and HVAC generations ahead of older stock. Three bedrooms and a dedicated half-bath offer genuine flexibility as your household grows, and Chesapeake's no-city-income-tax environment stretches your budget further than you might expect.

More buyer questions

How far is 4114 Third Street from Norfolk Naval Shipyard?

The drive is approximately six minutes under normal traffic conditions, making this one of the closer residential options to the Shipyard in Chesapeake. That short commute is a meaningful quality-of-life factor for sailors and civilian workers alike.

How far is 4114 Third Street from USCG Finance Center Chesapeake?

USCG Finance Center Chesapeake is also about six minutes away, so households with a member stationed there enjoy the same commute advantage as Shipyard personnel.

What is the square footage and layout of this home?

The home offers 1,704 square feet of living space across three bedrooms and two and a half bathrooms, with the half-bath conveniently located on the main level. The 2007 build year means the layout reflects more contemporary open-flow design sensibilities than older Chesapeake homes.

Is 4114 Third Street in a flood zone?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your insurance agent before making any decisions.

Does this home have an HOA?

HOA status for 4114 Third Street should be confirmed through current disclosure documents, as community governance can change over time. Your agent can pull the most up-to-date information during the due-diligence process.

Tom and Dariya Milan at LPT Realty know this Chesapeake corridor well. Reach out to get your questions answered and schedule a walkthrough of 4114 Third Street.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2007

Price / sqft

$190

HOA

None

Taxes

$3,338/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10639609

Association amenities

Other

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: Zone C · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,054/mo

Principal & interest

$1,681

Property tax

$278

Home insurance

$95

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

98% of $330,400

City assessment record · taxes $3,338/yr

Land share of assessed value

30% — $100,000

Improvements $230,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$375,000 – $435,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

5268 Jones LN · 2.1 mi · 1,700 sqft$386,000 sold 2026-03
555 Byron ST · 2 mi · 1,800 sqft$375,000 sold 2026-03
112 Cottonwood LN · 2.3 mi · 1,633 sqft$395,000 sold 2026-03

Sale & Tax History

List Price

$324,000

Price / Sq Ft

$190

Annual Taxes

$3,338

Monthly Tax

$278

HOA

None

Tax Rate (effective)

1.03%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 12, 2026$324,000—
Currently listed—$324,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$330,400

Land

$100,000

Improvement

$230,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

21 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 4114 Third St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (GreatSchools 7/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4114 Third St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 4114 Third St?+
Yes — The Fox's Den Kung Fu is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 4114 Third St?+
Chesapeake Parks and Recreation. The Portlock Activity Center is about 0.4 miles away.
Where is the nearest grocery store to 4114 Third St?+
Mi Favorita Tienda Latino Str is about 0.4 miles away. The closest dining on record is Americas Greatest Wings Gyro & Pizza (0.4 mi).
Does 4114 Third St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4114 Third St built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ade DeVega · World Class Realty & Prop Mgmt · REIN MLS #10639609

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

4114 Third St, Chesapeake, Virginia 23324 · MLS #10639609 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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