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Chesapeake › PORTLOCK TERRACE › 4100 3rd St✓ Source: REIN MLS #10643372 · record updated Sep 16, 2026 · synced every 2 min · your inquiry is never resold
4100 3rd ST, CHESAPEAKE VA 23324 - Main photo
4beds
2.1baths
1,740sqft
38days on market

4100 3rd St, Chesapeake, VA 23324

SoldResidential · built 1920 · PORTLOCK TERRACE

Facts & features

Type

Residential

Year built

1920

Price / sqft

$218

HOA

None

Taxes

$1,755/yr

County

Chesapeake VA

MLS #

10643372

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,740
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Picket,Privacy

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
2 Space
Possession
AT CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to a home where everything has already been done for you. Completely reimagined from top to bottom, this stunning renovation greets you with a brand-new front porch, fresh curb appeal, and a new concrete driveway. Inside, an open-concept layout seamlessly connects the living room, dining area, and a designer kitchen featuring new cabinetry, granite countertops, stainless steel appliances, and a striking accent wall that immediately draws your attention. the beautifully remodeled bathrooms showcase illuminated mirrors, modern vanities, and stylish walk-in showers. Major improvements include a new roof, windows, siding, HVAC system, plumbing, electrical and more-offering peace of mind for years to come. The fully fenced backyard is ready for entertaining, while the professionally staged interior makes it easy to picture yourself calling this beautiful home your own.

Listing courtesy of Alexis Currie · Long & Foster Real Estate Inc. · REIN MLS #10643372

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 4100 3rd St — a four-bedroom, century-old home in Portlock Terrace, Chesapeake, that puts you six minutes from Norfolk Naval Shipyard, steps from neighborhood parks, and squarely in one of the city's most accessible zip codes for everyday living.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23324, homes for sale zoned for Oscar Smith High School, and homes for sale zoned for Portlock Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Avalon homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

Built in 1920, this 1,740-square-foot home carries the kind of bones that newer construction rarely replicates — thick walls, a defined floor plan across four bedrooms, and a lot that sits right in the heart of Portlock Terrace. Two and a half baths give the layout real daily-life functionality. For buyers who want character without sacrificing proximity to two major installations, this address is a rare find among Chesapeake homes for sale at this scale and vintage.

PORTLOCK TERRACE and the Chesapeake real estate market

Portlock Terrace is one of Chesapeake's established residential pockets — a grid-street neighborhood with mature trees, modest lot sizes, and a genuine sense of community that newer subdivisions spend decades trying to cultivate. The streets here are walkable, the neighbors tend to know each other, and the Portlock Activity Center anchors community programming just half a mile away. Chesapeake itself is the second-largest city by land area in the United States, which means you get suburban breathing room without sacrificing urban access. The 23324 zip code sits in the city's northern tier, keeping you close to the Elizabeth River corridor, the Norfolk border, and the network of highways that connect Hampton Roads. Families comparing homes for sale in Chesapeake consistently note how this part of the city balances affordability, infrastructure, and commute convenience — and 4100 3rd St sits right at that intersection.

What's nearby

Day-to-day errands are genuinely easy from this address. J. G. Parks & Son is just 0.2 miles away — a quick walk for some outdoor time — and Midway Park and Field is under a mile for larger open-space needs. The Portlock Activity Center at 0.5 miles adds structured recreation to the mix. Americas Greatest Wings Gyro & Pizza and Poppy's Top Dog are both within 0.4 miles for casual meals. Mi Favorita Tienda Latina and TIENDA LATINA LOS ANGELES, each about 0.6 miles out, stock a strong selection of Latin grocery staples. Fitness options are close too: The Fox's Den Kung Fu and USA Boxing are both 0.3 miles away, making it easy to stay active without a long drive.

For different buyers

For military families relocating

Norfolk Naval Shipyard is six minutes from the front door — one of the shortest commutes you'll find among homes for sale in 23324. The USCG Finance Center Chesapeake is equally close at six minutes. A VA loan can make this 1920-built four-bedroom work for a range of pay grades, and the neighborhood's stability means you're not starting over every PCS cycle.

For buyers drawn to character

Homes built in 1920 don't come along often, and when they do, they rarely offer four bedrooms and 1,740 square feet of livable space. The Portlock Terrace streetscape has the kind of architectural continuity that draws buyers who want a home with a story — thick construction, a real floor plan, and a neighborhood that's been here long enough to have genuine roots.

More buyer questions

How far is 4100 3rd St from Norfolk Naval Shipyard?

The drive is approximately six minutes under normal traffic conditions, making this one of the closer residential options to the shipyard in Chesapeake. That kind of proximity is a meaningful advantage for active-duty personnel and civilian employees alike.

What school zone does 4100 3rd St fall in?

Buyers comparing homes for sale zoned for Oscar Smith High School and homes for sale zoned for Portlock Primary School will want to verify current zoning directly with Chesapeake Public Schools, as attendance boundaries can change — but this address has historically fallen within those attendance zones.

Is 4100 3rd St in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data. Always review that information and consult your insurance agent before making a purchase decision.

What is the lot size and property type at 4100 3rd St?

The property sits on a 0.08-acre lot and is classified as residential single-family. The compact lot size is typical for Portlock Terrace's grid layout and keeps exterior maintenance manageable.

Does 4100 3rd St have a garage or basement?

The listing data for this 1920-built home does not indicate a garage or basement — details on structural features are best confirmed through current listing documents or a walkthrough with your agent.

Ready to see 4100 3rd St in person? Tom and Dariya Milan at LPT Realty know Portlock Terrace well — reach out to schedule a walkthrough and get your questions answered.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$320K – $440K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood known for its suburban charm, established residential character, and convenient location. It's ideal for buyers seeking a quality suburban community with the feel of a well-established neighborhood.

$375K

Median sale · 12 mo

$220

Sold $/sq ft

10d

Days on market

6

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon →
Map of Avalon with neighborhood boundaryNeighborhood

Chesapeake homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,228/mo

Principal & interest

$1,971

Property tax

$146

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

219% of $173,800

City assessment record · taxes $1,755/yr

Land share of assessed value

52% — $90,000

Improvements $83,800 · assessor record ✓

Price context — similar nearby homes

$300,000 – $406,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

5268 Jones LN · 2.1 mi · 1,700 sqft$386,000 sold 2026-03
706 Albertine CT · 2.2 mi · 1,760 sqft$365,000 sold 2026-09
708 Kirkwall CT · 2.4 mi · 1,740 sqft$406,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$379,900

Price / Sq Ft

$218

Annual Taxes

$1,755

Monthly Tax

$146

HOA

None

Tax Rate (effective)

0.46%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedAug 4, 2026$379,900−$10,000
ListedAug 9, 2026$379,900—
SoldSep 15, 2026$379,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

119% above assessment

Total Assessed

$173,800

Land

$90,000

Improvement

$83,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4100 3rd St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 3.7/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4100 3rd St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4100 3rd St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4100 3rd St built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Alexis Currie · Long & Foster Real Estate Inc. · REIN MLS #10643372

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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4100 3rd St, Chesapeake — photo

This one's sold — the next one doesn't have to be.

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4100 3rd St, Chesapeake, Virginia 23324 · MLS #10643372 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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