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ChesapeakePORTLOCK TERRACE4100 3rd St✓ Source: REIN MLS #10643372 · record updated Jul 19, 2026 · synced every 2 min · your inquiry is never resold
4100 3rd ST, CHESAPEAKE VA 23324 - Main photo
4100 3rd ST, CHESAPEAKE VA 23324 - Photo 2
4100 3rd ST, CHESAPEAKE VA 23324 - Photo 3
4100 3rd ST, CHESAPEAKE VA 23324 - Photo 4
4100 3rd ST, CHESAPEAKE VA 23324 - Photo 5
$389,900
$224 / sqft · est. $2,283/mo →
4beds
2.1baths
1,740sqft
8days on market

4100 3rd St, Chesapeake, VA 23324

ActiveResidential · built 1920 · PORTLOCK TERRACE

About this home

The listing, in the seller's words

Welcome to a home where everything has already been done for you. Completely reimagined from top to bottom, this stunning renovation greets you with a brand-new front porch, fresh curb appeal, and a new concrete driveway. Inside, an open-concept layout seamlessly connects the living room, dining area, and a designer kitchen featuring new cabinetry, granite countertops, stainless steel appliances, and a striking accent wall that immediately draws your attention. the beautifully remodeled bathrooms showcase illuminated mirrors, modern vanities, and stylish walk-in showers. Major improvements include a new roof, windows, siding, HVAC system, plumbing, electrical and more-offering peace of mind for years to come. The fully fenced backyard is ready for entertaining, while the professionally staged interior makes it easy to picture yourself calling this beautiful home your own.

Listing courtesy of Alexis Currie · Long & Foster Real Estate Inc. · REIN MLS #10643372

VaHome team overview

Our read on this home

At a glance

A century-old four-bedroom home in Chesapeake's Portlock Terrace neighborhood, sitting just six minutes from Norfolk Naval Shipyard. With 1,740 square feet, 4 beds, 2.1 baths, and a lot that's easy to manage, this address blends historic character with everyday practicality.

Read the full overview ↓

Why this home stands out

Homes built in 1920 carry a kind of solidity you simply don't find in newer construction — thick walls, established lots, and architectural details that give a place genuine personality. At 4100 3rd Street, that century of character comes packaged with four bedrooms and two and a half baths across 1,740 square feet, all on a compact 0.08-acre lot that keeps weekend yard work short and weekends long.

PORTLOCK TERRACE and the Chesapeake real estate market

Portlock Terrace is one of Chesapeake's older, established residential pockets — a grid-street neighborhood where sidewalks connect neighbors and mature trees line the blocks. The area sits in the southern reaches of the city, close enough to Portsmouth and Norfolk to make cross-city commutes genuinely manageable, yet far enough from the bustle to feel like a real neighborhood rather than a pass-through corridor. Chesapeake itself is Virginia's second-largest city by land area, and Portlock Terrace sits in the tighter, more urban northern tier where everything feels a little closer together — coffee shops, corner stores, and parks within easy reach. The community has a lived-in, unpretentious character: neighbors who wave, streets with history, and a mix of long-timers and newcomers who appreciate a home with real bones. If you value authenticity over the cookie-cutter sameness of newer subdivisions, this corner of Chesapeake rewards a closer look.

What's nearby

Daily errands from 4100 3rd Street are genuinely low-effort. Grocery options, pharmacies, and fast-casual dining are all within a short drive along the nearby commercial corridors connecting Chesapeake to Portsmouth. Waterfront green space and public parks are accessible within the broader neighborhood, giving you outdoor options without a long haul. The Elizabeth River Trail system connects this part of the region to a wider network of paths popular with cyclists and walkers. Downtown Norfolk and its restaurants, venues, and waterfront are roughly 15 minutes away — close enough for a weeknight dinner, far enough to feel like a destination.

For different buyers

For military families relocating

Norfolk Naval Shipyard is six minutes from the front door — that's not a rounding error, that's a genuine quality-of-life advantage. Whether you're weighing BAH bands or just want to spend less time in traffic and more time at home, this address puts you as close to the Shipyard as almost anywhere in Chesapeake. A VA loan can make a century-old home like this one very accessible for eligible buyers.

For buyers drawn to character

If your idea of a great home includes plaster walls, original woodwork, and the kind of proportions that newer builds rarely replicate, 4100 3rd Street was built in 1920 and it shows — in the best way. Four bedrooms give you room to spread out, and the compact lot means your energy goes into the house, not the yard. Portlock Terrace has the established, unhurried feel that character-home buyers tend to seek out.

More buyer questions

How far is 4100 3rd Street from Norfolk Naval Shipyard?

The drive is approximately six minutes under normal traffic conditions, making this one of the closer residential addresses in Chesapeake to the Shipyard's main gate. That proximity is a meaningful daily-life advantage for anyone working on base.

What neighborhood is 4100 3rd Street in?

The property is located in Portlock Terrace, an established grid-street neighborhood in the northern tier of Chesapeake, Virginia. It's a walkable, mature community with easy access to both Portsmouth and Norfolk.

How old is the home at 4100 3rd Street?

The home was built in 1920, making it over a century old. Homes of this era in Portlock Terrace are known for solid construction and architectural details not commonly found in modern builds.

Is 4100 3rd Street in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your agent before making any decisions.

Does 4100 3rd Street have a garage or off-street parking?

Parking details for this property are best confirmed through the current listing data or a direct walkthrough, as configurations on century-old lots in Portlock Terrace vary. Your agent can clarify what's available on-site.

Tom and Dariya Milan at LPT Realty know Portlock Terrace and the neighborhoods around Norfolk Naval Shipyard well. Reach out to get the full picture on 4100 3rd Street.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1920

Price / sqft

$224

HOA

None

Taxes

$1,755/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10643372

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,740
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Picket,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
2 Space
Possession
AT CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood known for its suburban charm, established residential character, and convenient location. It's ideal for buyers seeking a quality suburban community with the feel of a well-established neighborhood.

$375K

Median sale · 12 mo

$217

Sold $/sq ft

6d

Days on market

4

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon
Map of Avalon with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,283/mo

Principal & interest

$2,023

Property tax

$146

Home insurance

$114

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

224% of $173,800

City assessment record · taxes $1,755/yr

Land share of assessed value

52% — $90,000

Improvements $83,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$380,000$406,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

5268 Jones LN · 2.1 mi · 1,700 sqft$386,000 sold 2026-03
708 Kirkwall CT · 2.4 mi · 1,740 sqft$406,000 sold 2026-05
1000 Revenge WAY · 2.6 mi · 1,720 sqft$388,000 sold 2026-04

Sale & Tax History

List Price

$389,900

Price / Sq Ft

$224

Annual Taxes

$1,755

Monthly Tax

$146

HOA

None

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 11, 2026$389,900
Currently listed$389,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

124% above assessment

Total Assessed

$173,800

Land

$90,000

Improvement

$83,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 4100 3rd St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (GreatSchools 7/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4100 3rd St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4100 3rd St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4100 3rd St built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Alexis Currie · Long & Foster Real Estate Inc. · REIN MLS #10643372

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4100 3rd St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4100 3rd St, Chesapeake, Virginia 23324 · MLS #10643372 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.