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ChesapeakeWOODARDS MILL408 Mill Stone Rd✓ Source: REIN MLS #10629950 · record updated Jul 20, 2026 · synced every 2 min · your inquiry is never resold
408 Mill Stone RD, CHESAPEAKE VA 23322 - Main photo
$1,225,000
$245 / sqft · est. $7,707/mo →
5beds
3.1baths
5,000sqft
64days on market

408 Mill Stone Rd, Chesapeake, VA 23322

SoldResidential · built 1985 · WOODARDS MILL

About this home

The listing, in the seller's words

Stunning all-brick Colonial located in Chesapeake's desirable Woodards Mill neighborhood. This beautifully updated home shows like a model, featuring a newly renovated kitchen and bathrooms. Enjoy the sunroom with doors that open to seamlessly transform the space into an inviting outdoor retreat. Additional highlights include new landscaping, updated lighting, a security system, and over 3 acres of serene, private surroundings—truly a slice of paradise.

Listing courtesy of Kerry Summs · Select Realty Inc. · REIN MLS #10629950

VaHome team overview

Our read on this home

At a glance

408 Mill Stone Road is a five-bedroom, three-and-a-half-bath home in Chesapeake, Virginia, offering roughly 5,000 square feet of living space on a residential lot. Built in 1985, it delivers the kind of generous square footage that growing households and work-from-home lifestyles genuinely need.

Read the full overview ↓

Why this home stands out

Five bedrooms and 5,000 square feet is a combination that's harder to find than most buyers expect, especially in a single-family format with three full baths plus a half bath. The 1985 build era typically means solid construction, established lot maturity, and room configurations that prioritize livable space over open-plan minimalism — real rooms with real doors, which many households quietly prefer.

WOODARDS MILL and the Chesapeake real estate market

Mill Stone Road sits in the southern reaches of Chesapeake, Virginia — one of the largest cities by land area on the East Coast and a place that consistently draws buyers who want suburban breathing room without sacrificing access to the broader Hampton Roads metro. This part of Chesapeake leans residential and quiet, with tree-lined streets, mature landscaping, and neighbors who tend to stay put. The city's independent school system, low-density zoning philosophy, and proximity to natural amenities like the Great Dismal Swamp and the Chesapeake Bay watershed make it a perennial favorite among buyers researching chesapeake bay realty options across the region. Chesapeake also benefits from a relatively low crime profile compared to neighboring cities, and its road network — anchored by routes like I-64, the Chesapeake Expressway, and Military Highway — connects you to Virginia Beach, Norfolk, and the Outer Banks without locking you into dense urban traffic on a daily basis.

What's nearby

Daily errands are straightforward from Mill Stone Road. The Greenbrier corridor, one of Chesapeake's primary commercial spines, puts grocery anchors, pharmacies, and a wide range of dining within a short drive. Chesapeake Square Mall and the surrounding retail cluster add big-box and specialty shopping to the mix. For outdoor time, Northwest River Park offers paddling, camping, and trail access just a few miles south, and the Elizabeth River Trail system connects you to broader regional greenways. Commuters heading north reach downtown Norfolk or the waterfront in under 30 minutes on most days.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is roughly 12 minutes away, and Norfolk Naval Shipyard clocks in around 23 minutes — both well within the range most military families target when using a VA loan to put down roots in the area. Five bedrooms means space for a home office, a guest room for visiting family, and still room for the kids — a setup that holds up across multiple tours of duty without feeling cramped.

For families upgrading

If your current home has you doubling up bedrooms, converting dining rooms into offices, or negotiating hallway space, 408 Mill Stone Road is the kind of address that solves those problems at scale. Five bedrooms across 5,000 square feet means dedicated space for everyone — and then some. For families exploring chesapeake city real estate after outgrowing a starter home, this is the square footage tier where daily life genuinely gets easier.

More buyer questions

How far is 408 Mill Stone Road from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 23 minutes from 408 Mill Stone Road under typical traffic conditions, making it a manageable daily commute for shipyard personnel stationed or working there.

How far is 408 Mill Stone Road from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 12 minutes away, placing it among the closest major installations to this address in the Hampton Roads area.

What is the flood risk situation for this address?

Flood zone information for 408 Mill Stone Road is displayed in the dedicated FloodRisk tile on this page, which reflects the current FEMA designation for this specific parcel.

Is there an HOA associated with 408 Mill Stone Road?

HOA status can vary by subdivision and changes over time — the current listing details or a title search will confirm whether an active homeowners association governs this property.

What are the lot and structural highlights of a 1985-built home at this size?

Homes built in the mid-1980s in Chesapeake typically sit on established lots with mature trees and defined property lines, and at 5,000 square feet they generally feature distinct room layouts, substantial storage, and structural bones built to the construction standards of that era — which many buyers find more robust than later builder-grade construction.

Ready to walk through 408 Mill Stone Road in person? Tom and Dariya Milan know Chesapeake inside and out — reach out and let's get you scheduled.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1985

Price / sqft

$245

HOA

None

Taxes

$11,926/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10629950

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
5,000
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Rec Room, Spare Room, Sun Room, Utility Room, Workshop
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys, Water Softener

Construction & exterior

Style
Colonial, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Wood
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump W/A, Zoned
Cooling
Central Air, Heat Pump W/A, Zoned
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
3.0720
Subdivision
WOODARDS MILL
Zoning
A1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Berkshire neighborhood of Chesapeake. Chesapeake houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,707/mo

Principal & interest

$6,356

Property tax

$994

Home insurance

$357

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

104% of $1,180,800

City assessment record · taxes $11,926/yr

Land share of assessed value

21% — $250,000

Improvements $930,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$890,000$1,300,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

529 Fordsmere RD · 0.2 mi · 5,766 sqft$935,000 sold 2026-03
810 Brookside ARCH · 1 mi · 4,214 sqft$890,000 sold 2026-04
304 Jule DR · 1.1 mi · 4,319 sqft$1,100,000 sold 2026-06

Sale & Tax History

List Price

$1,225,000

Price / Sq Ft

$245

Annual Taxes

$11,926

Monthly Tax

$994

HOA

None

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 17, 2026$1,225,000
Price reducedJul 20, 2026$1,225,000−$70,000
SoldJul 20, 2026$1,225,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$1,180,800

Land

$250,000

Improvement

$930,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 408 Mill Stone Rd in a good school zone?+
The assigned zones on the listing record are Southeastern Elementary (GreatSchools 6/10), Hickory Middle (GreatSchools 9/10), Hickory (GreatSchools 9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 408 Mill Stone Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 408 Mill Stone Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 408 Mill Stone Rd built?+
It was built in 1985, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kerry Summs · Select Realty Inc. · REIN MLS #10629950

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

408 Mill Stone Rd, Chesapeake — photo

This one's sold — the next one doesn't have to be.

408 Mill Stone Rd, Chesapeake, Virginia 23322 · MLS #10629950 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.