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ChesapeakeMIDDLE OAKS406 Middle Oaks Dr✓ Source: REIN MLS #10648248 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
406 Middle Oaks DR, CHESAPEAKE VA 23322 - Main photo
406 Middle Oaks DR, CHESAPEAKE VA 23322 - Photo 2
406 Middle Oaks DR, CHESAPEAKE VA 23322 - Photo 3
406 Middle Oaks DR, CHESAPEAKE VA 23322 - Photo 4
406 Middle Oaks DR, CHESAPEAKE VA 23322 - Photo 5
2beds
2.1baths
1,249sqft
38days on market

406 Middle Oaks Dr, Chesapeake, VA 23322

Under ContractResidential · built 1986 · MIDDLE OAKS

Facts & features

Type

Residential

Year built

1986

Price / sqft

$241

HOA

None

Taxes

$2,588/yr

County

Chesapeake VA

MLS #

10648248

Interior

Bedrooms
2
Full baths
2
Half baths
1
Approx. sqft
1,249
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
Total rooms
4
Other rooms
Attic, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Range, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Main Floor Laundry

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Masonry,Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0500
Subdivision
MIDDLE OAKS
Zoning
RTH1
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SETTLE
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to your move-in ready townhome in the desirable Great Bridge Area. This well-maintained home offers a functional layout, sought after schools, NO HOA fees, new HVAC in 2025 and all new carpeting. Enjoy the spacious living room with a wood-burning fireplace to spend cozy evenings, or step outside to your fully fenced, private backyard with a storage area and firepit. Primary Bedroom with en suite is great for relaxing. Located with convenient access to shopping, dining, and everyday amenities, this home will not disappoint. Make this your first stop! Some photos are virtually staged to better visualize the space.

Listing courtesy of Stacie Messenger · Swell Realty Co · REIN MLS #10648248

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

406 Middle Oaks Drive is a two-bedroom, two-and-a-half-bath townhome-style residence in Chesapeake's 23322 zip code, built in 1986 and offering 1,249 square feet of comfortable living just minutes from everyday essentials and two military installations.

Read the full overview ↓

Why this home stands out

What sets 406 Middle Oaks Drive apart is its rare combination of walkable convenience and green-space access in a quiet Chesapeake corridor. Three parks sit within a mile, a half-dozen dining spots are practically at your doorstep, and both a Walmart Neighborhood Market and a Food Lion are reachable without hitting a single traffic light. For a sub-1,300-square-foot home, the layout punches above its weight with two full baths plus a half-bath — a detail that matters on busy mornings.

MIDDLE OAKS and the Chesapeake real estate market

Middle Oaks Drive sits in the Great Bridge area of Chesapeake, one of the city's most established and livable corridors. The streets here have a settled, mature feel — tree-lined blocks, well-kept yards, and neighbors who tend to stay for years. Chesapeake itself is Virginia's second-largest city by land area, and the Great Bridge section captures what people love most about it: suburban calm without rural isolation. You're close enough to Norfolk and Virginia Beach to enjoy their amenities, yet far enough to feel genuinely removed from urban congestion. The 23322 zip code has long drawn buyers who want space, stability, and access — and homes for sale in Chesapeake at this price point in this zip don't stay unnoticed for long. City services are reliable, the road network fans out efficiently toward I-64 and the Chesapeake Expressway, and the overall quality of life here is quietly high.

What's nearby

Daily life is easy at 406 Middle Oaks Drive. Local's and Yu-Mi Sushi are both within three-tenths of a mile for weeknight dinners, and Yianni's Neighborhood Pizzeria and Family Restaurant is just a short walk beyond that. Coffee is covered by a Starbucks at 0.4 miles or a Dunkin' at 0.6 — and if you want something more memorable, Kitty Kingdom Cat Café is under a mile away. Groceries come from Walmart Neighborhood Market at 0.4 miles or Food Lion at 0.8. For fitness, Orangetheory Fitness, Burn Boot Camp, and FITNESS 19 are all within a mile. Kevin Houston Park at Cedarwood, Cedar Crossing Park, and Cheshire Forest Park round out the outdoor options nearby.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly eight minutes from the front door, and Norfolk Naval Shipyard is about seventeen — making 406 Middle Oaks Drive a practical choice for service members at either installation. A VA loan can stretch the value of a property like this considerably, and the low-maintenance footprint means fewer headaches during deployments or PCS transitions.

For first-time buyers

At 1,249 square feet with two bedrooms and two-and-a-half baths, 406 Middle Oaks Drive offers a manageable entry point into Chesapeake homeownership without sacrificing the features that matter. Walkable groceries, restaurants within a quarter mile, and three nearby parks mean you're buying into a lifestyle, not just a floor plan — a strong foundation for a first home.

More buyer questions

How far is 406 Middle Oaks Drive from USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is approximately eight minutes from 406 Middle Oaks Drive under normal traffic conditions. It's one of the closer military installations to this address in the region.

How far is 406 Middle Oaks Drive from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is about seventeen minutes from 406 Middle Oaks Drive, making it a reasonable commute for shipyard personnel who prefer living in Chesapeake.

Is 406 Middle Oaks Drive in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Review that section for the most accurate designation.

What school zone does 406 Middle Oaks Drive fall in?

Families comparing homes for sale zoned for Great Bridge High School and homes for sale zoned for Great Bridge Primary School will find that 406 Middle Oaks Drive falls within those attendance zones — confirm current boundaries with Chesapeake Public Schools directly, as zones can be redrawn.

Does 406 Middle Oaks Drive have an HOA?

HOA status for this property should be verified through current public records or a title search, as community governance structures can change over time. Your agent can pull the most current documentation.

Curious whether 406 Middle Oaks Drive fits your life? Tom and Dariya Milan can walk you through every detail — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$255K – $350K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Cedar Lakes

Cedar Lakes is a residential community in the Great Bridge area of Chesapeake, located off Cedar Road near its intersection with Battlefield Boulevard.

$304K

Median sale · 12 mo

$201

Sold $/sq ft

20d

Days on market

2

For sale now

$150K

HH income

98%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Cedar Lakes
Map of Cedar Lakes with neighborhood boundaryNeighborhood

houses for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,865/mo

Principal & interest

$1,562

Property tax

$216

Home insurance

$88

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $256,200

City assessment record · taxes $2,588/yr

Land share of assessed value

45% — $115,000

Improvements $141,200 · assessor record ✓

Price context — similar nearby homes

$270,000$373,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

340 Middle Oaks DR · 0.1 mi · 1,238 sqft$302,000 sold 2026-05
418 Middle Oaks DR · 0 mi · 1,278 sqft$270,000 sold 2026-01
424 Faire CHSE · 0.1 mi · 1,301 sqft$321,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$301,000

Price / Sq Ft

$241

Annual Taxes

$2,588

Monthly Tax

$216

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 8, 2026$301,000
Currently listed$301,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$256,200

Land

$115,000

Improvement

$141,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 406 Middle Oaks Dr in a good school zone?+
The assigned zones on the listing record are Great Bridge Primary, Great Bridge Middle (VaHome School Score 9/10), Great Bridge (VaHome School Score 7.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 406 Middle Oaks Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 406 Middle Oaks Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 406 Middle Oaks Dr built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Stacie Messenger · Swell Realty Co · REIN MLS #10648248

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

406 Middle Oaks Dr, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

406 Middle Oaks Dr, Chesapeake, Virginia 23322 · MLS #10648248 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.