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ChesapeakePORTLOCK TERRACE4016 3rd Street St✓ Source: REIN MLS #10647232 · record updated Sep 10, 2026 · synced every 2 min · your inquiry is never resold
4016 3rd Street ST, CHESAPEAKE VA 23324 - Main photo
4016 3rd Street ST, CHESAPEAKE VA 23324 - Photo 2
4016 3rd Street ST, CHESAPEAKE VA 23324 - Photo 3
4016 3rd Street ST, CHESAPEAKE VA 23324 - Photo 4
4016 3rd Street ST, CHESAPEAKE VA 23324 - Photo 5
4beds
3baths
1,996sqft
38days on market

4016 3rd Street St, Chesapeake, VA 23324

ActiveResidential · built 2014 · PORTLOCK TERRACE

Facts & features

Type

Residential

Year built

2014

Price / sqft

$195

HOA

None

Taxes

$3,659/yr

County

Chesapeake VA

MLS #

10647232

Interior

Bedrooms
4
Full baths
3
Approx. sqft
1,996
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, Foyer, PBR with Bath, Pantry, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Security Sys, Satellite Dish, Water Softener

Construction & exterior

Style
Colonial, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Picket,Wood Fence

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Ownership
Fee Simple
Garage
No
Parking
4 Space, Multi Car, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome home to this spacious and beautifully maintained 4 bedroom, 3-bath residence offering nearly 2,000 square feet of comfortable living space. Built in 2014, this modern home combines style, functionality, and convenience in one desirable package. Highlights You'll Love:• 4 generously sized bedrooms• 3 full bathrooms• Open and inviting floor plan perfect for entertaining• Cozy fireplace for relaxing evenings• Modern construction with contemporary finishes• Spacious kitchen and living areas• Private backyard with room for gatherings and outdoor enjoyment• Convenient parking and low-maintenance lot• Easy access to shopping, dining, schools, military installations, and major highways Whether you're looking for more space or a move-in-ready home in Chesapeake, this property offers the comfort and convenience you've been searching for. Not to mention this beautiful home has solar panels!!! Request a tour today!!!

Listing courtesy of Brandon Martin · Iron Valley Real Est Norfolk · REIN MLS #10647232

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 2014, this four-bedroom, three-bath home in Chesapeake delivers nearly 2,000 square feet of thoughtfully arranged space just six minutes from Norfolk Naval Shipyard — a rare combination of modern construction and unbeatable proximity to two major installations.

Read the full overview ↓

Why this home stands out

What sets 4016 3rd Street apart is the pairing of a 2014 build — meaning a decade of modern systems, energy standards, and finishes — with a location that puts two military installations inside a six-minute drive. Four bedrooms and three full baths across 1,996 square feet gives every household member genuine room to spread out, and the South Norfolk edge of Chesapeake keeps daily errands and green space within easy walking distance.

PORTLOCK TERRACE and the Chesapeake real estate market

The 23324 zip code sits at the northern edge of Chesapeake, in the South Norfolk corridor — a compact, walkable pocket where longtime residents and newer families share block after block of modest, well-kept streets. The area has a genuine neighborhood feel: people know their neighbors, front porches get used, and the scale of everything keeps life from feeling rushed. Chesapeake itself is one of the largest cities by land area in Virginia, but this corner of it feels more like a close-knit community than a sprawling suburb. City services, parks, and recreation infrastructure are all present without the congestion that comes with denser urban cores. Families comparing homes for sale in Chesapeake often find that the 23324 zip code offers a compelling mix of accessibility and community character that newer master-planned developments simply can't replicate.

What's nearby

Everyday errands are genuinely walkable from 4016 3rd Street. Mi Favorita Tienda Latina is just 0.1 miles away for quick grocery runs, and Taco Fiesta is right alongside it for a fast, satisfying meal. A Food Lion sits 0.7 miles out for a fuller shop. Poppy's Top Dog and Hardee's are both under a third of a mile for casual dining options. The Portlock Activity Center, operated by Chesapeake Parks and Recreation, is only 0.2 miles away — a real asset for families and fitness-minded residents. J. G. Parks & Son adds another green-space option at 0.6 miles. The Fox's Den Kung Fu and South Norfolk Martial Arts round out a surprisingly deep roster of fitness choices within a mile.

For different buyers

For military families relocating

Six minutes to Norfolk Naval Shipyard and six minutes to USCG Finance Center Chesapeake — 4016 3rd Street is about as well-positioned as a Chesapeake address gets for dual-military households or anyone whose schedule can't afford a long commute. A VA loan pairs naturally with a 2014-built home like this, where inspection surprises are far less common than with older stock.

For families upgrading

Four bedrooms and three full baths in a 2014 build means you're getting a home that was designed with modern family life in mind — no awkward layouts inherited from a 1970s floor plan. Add the Portlock Activity Center two-tenths of a mile away and the walkable neighborhood fabric, and families comparing homes for sale zoned for Oscar Smith High School or homes for sale zoned for Portlock Primary School will find this block worth a close look.

More buyer questions

How far is 4016 3rd Street from Norfolk Naval Shipyard?

The drive runs about six minutes under normal conditions, making this one of the closer residential addresses in Chesapeake to the shipyard's main gate. That kind of proximity is a genuine daily-life advantage for anyone reporting there regularly.

Is 4016 3rd Street in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Reviewing that tile before making any decisions is always a good idea in Hampton Roads.

What is the neighborhood like around 4016 3rd Street?

The South Norfolk section of Chesapeake has a tight-knit, residential character — modest block sizes, walkable streets, and a mix of long-established residents alongside newer households. The Portlock Activity Center and nearby parks add meaningful community infrastructure within easy walking distance.

Does 4016 3rd Street have an HOA?

This property does not carry an HOA, which means no monthly association fees or deed restrictions layered on top of standard city ordinances.

Where are the closest grocery stores to 4016 3rd Street?

Mi Favorita Tienda Latina is 0.1 miles away for everyday staples, and two Food Lion locations sit at 0.7 and 1.0 miles respectively — so a full grocery run is always close at hand.

Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well. Reach out to get your questions answered and arrange a walkthrough of 4016 3rd Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$330K – $450K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood known for its suburban charm, established residential character, and convenient location. It's ideal for buyers seeking a quality suburban community with the feel of a well-established neighborhood.

$385K

Median sale · 12 mo

$219

Sold $/sq ft

8d

Days on market

4

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon
Map of Avalon with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,441/mo

Principal & interest

$2,022

Property tax

$305

Home insurance

$114

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

108% of $362,300

City assessment record · taxes $3,659/yr

Land share of assessed value

28% — $100,000

Improvements $262,300 · assessor record ✓

Price context — similar nearby homes

$386,000$475,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1014 Mains Creek RD · 2.1 mi · 2,069 sqft$475,000 sold 2026-04
424 Rose Garden Ln · 2.2 mi · 2,160 sqft$474,000 sold 2026-07
959 Gabion WAY · 2.7 mi · 2,036 sqft$440,500 sold 2026-08

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$389,757

Price / Sq Ft

$195

Annual Taxes

$3,659

Monthly Tax

$305

HOA

None

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 3, 2026$389,757
Price reducedSep 10, 2026$389,757−$5,243
Currently listed$389,757

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

8% above assessment

Total Assessed

$362,300

Land

$100,000

Improvement

$262,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

38 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 4016 3rd Street St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 3.7/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4016 3rd Street St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4016 3rd Street St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4016 3rd Street St built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Brandon Martin · Iron Valley Real Est Norfolk · REIN MLS #10647232

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4016 3rd Street St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4016 3rd Street St, Chesapeake, Virginia 23324 · MLS #10647232 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.