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Chesapeake › PORTLOCK TERRACE › 4009 1st St✓ Source: REIN MLS #10653176 · record updated Sep 20, 2026 · synced every 2 min · your inquiry is never resold
4009 1st ST, CHESAPEAKE VA 23324 - Main photo
4009 1st ST, CHESAPEAKE VA 23324 - Photo 2
4009 1st ST, CHESAPEAKE VA 23324 - Photo 3
4009 1st ST, CHESAPEAKE VA 23324 - Photo 4
4009 1st ST, CHESAPEAKE VA 23324 - Photo 5
4beds
3baths
1,972sqft
9days on market

4009 1st St, Chesapeake, VA 23324

Under ContractResidential · built 2007 · PORTLOCK TERRACE

Facts & features

Type

Residential

Year built

2007

Price / sqft

$190

HOA

None

Taxes

$3,654/yr

County

Chesapeake VA

MLS #

10653176

Interior

Bedrooms
4
Full baths
3
Approx. sqft
1,972
Stories
2
Flooring
Carpet, Laminate/LVP, Vinyl
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room, Workshop
Appliances
Dishwasher, Microwave, Elec Range, Refrigerator
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
115 X 40
Subdivision
PORTLOCK TERRACE
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
4 Space, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome home to this beautifully updated two-story home offering the perfect blend of comfort, style, and functionality. As you enter, you'll find a convenient first-floor bedroom and full bathroom, ideal for guests, multi-generational living, or a private home office. The heart of the home features an open-concept layout where the living room, dining area, and kitchen flow seamlessly together beneath soaring 9-foot ceilings with recessed lighting throughout, creating a bright and inviting space for everyday living and entertaining. The kitchen provides easy access to the fully fenced backyard, making outdoor gatherings a breeze. You'll also love the oversized shed/workshop, offering endless possibilities for storage, hobbies, or a dedicated workspace. Upstairs, you'll find two additional secondary bedrooms along with a spacious primary ensuite designed for comfort and privacy. Fresh paint and NEW flooring completed in 2026 give the home a modern, move-in-ready feel, while the NEWER HVAC system (2022) and NEW maintenance-free metal-wrapped roofing trim (2026) provide added peace of mind. Conveniently located near shopping, dining, schools, and major interstates, this home is ready for its next owner. Virtually staged. Schedule your private tour today!

Listing courtesy of Teilor Burnett · Own Real Estate LLC · REIN MLS #10653176

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four bedrooms, three baths, and nearly 2,000 square feet on a quiet Chesapeake street. Built in 2007 with solid bones and a layout that works. About six minutes to Norfolk Naval Shipyard. A straightforward home in an accessible location.

Read the full overview ↓

Why this home stands out

This 1972-square-foot home sits on a street where neighbors know each other and kids play outside. The four-bedroom, three-bath floor plan gives you real living space without the sprawl. You're close enough to walk to parks, shops, and quick meals. Homes for sale in Chesapeake at this price point and size don't linger long. The 2007 build means updated systems and fewer surprises.

PORTLOCK TERRACE and the Chesapeake real estate market

Fourth Street is a residential block where the pace is steady and the feel is grounded. Tree-lined streets and single-family homes define the area. You'll find J. G. Parks & Son just two blocks away, perfect for a quick outing with kids or a walk to clear your head. Chesapeake itself is Virginia's largest city by land area, blending suburban comfort with urban convenience. Getting around is straightforward—major roads connect you to shopping, dining, and employment centers without the highway gridlock. If you're comparing homes for sale in 23324, you're looking at a zip code that balances affordability with access. The city's parks system is robust, and the schools are solid. Norfolk Naval Shipyard is six minutes away, making this location practical for anyone with a commute in that direction.

What's nearby

Lunch and quick stops are close. Americas Greatest Wings Gyro & Pizza and Poppy's Top Dog are both under half a mile away. For groceries, Mi Favorita Tienda Latina and TIENDA LATINA LOS ANGELES sit at 0.6 miles. A 7-Eleven is just three-tenths of a mile if you need coffee or a quick errand. Fitness options include The Fox's Den Kung Fu and USA Boxing, both nearby. Three parks—J. G. Parks & Son, Chesapeake Parks and Recreation's Portlock Activity Center, and Midway Park and Field—offer outdoor space within a short drive or walk.

For different buyers

Base commute and VA loan notes

Norfolk Naval Shipyard is six minutes away by car. USCG Finance Center Chesapeake is seven minutes. VA loan financing is widely available in this zip code and price range. The home was built in 2007, so systems are reasonably current and inspections typically move fast. Four bedrooms give you flexibility for a home office or guest space.

Room to grow

Four bedrooms mean real separation—parents upstairs, kids down the hall, or a dedicated workspace. Three full baths cut morning conflicts. The 1972-square-foot layout doesn't feel cramped, and the lot gives you room to breathe. Storage is practical, and the floor plan flows naturally from living areas to the kitchen to the back of the home.

More buyer questions

How far is 4009 1st Street from Norfolk Naval Shipyard?

About six minutes by car. The commute is straightforward and avoids major traffic corridors.

What schools are nearby if I'm looking at homes for sale zoned for Oscar Smith High School or homes for sale zoned for Portlock Primary School?

The home is zoned for both schools. Contact the Chesapeake Schools office or visit their site for current boundary maps and school information.

Are there parks within walking distance?

Yes. J. G. Parks & Son is just two blocks away. Portlock Activity Center and Midway Park are also nearby.

What's the neighborhood like?

Fourth Street is a quiet, tree-lined residential block with single-family homes and a grounded community feel. It's the kind of street where neighbors know each other.

Can I use a VA loan to buy this home?

VA loan financing is common in this zip code and price range. Speak with a lender about your eligibility and the home's appraisal.

Ready to see 4009 1st Street? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Chesapeake home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$315K – $435K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood with suburban charm and a settled feel. It sits in a handy spot. It is a good fit for buyers who want a quality suburb that feels long settled.

$251K

Median sale · 12 mo

$195

Sold $/sq ft

8d

Days on market

2

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon →
Map of Avalon with neighborhood boundaryNeighborhood

houses for sale in Chesapeake →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,360/mo

Principal & interest

$1,946

Property tax

$305

Home insurance

$109

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

104% of $361,800

City assessment record · taxes $3,654/yr

Land share of assessed value

28% — $100,000

Improvements $261,800 · assessor record ✓

Price context — similar nearby homes

$365,000 – $474,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

424 Rose Garden Ln · 2.2 mi · 2,160 sqft$474,000 sold 2026-07
706 Albertine CT · 2.2 mi · 1,760 sqft$365,000 sold 2026-09
5268 Jones LN · 2.1 mi · 1,700 sqft$386,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$375,000

Price / Sq Ft

$190

Annual Taxes

$3,654

Monthly Tax

$305

HOA

None

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$375,000—
Currently listed—$375,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$361,800

Land

$100,000

Improvement

$261,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4009 1st St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 3.7/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4009 1st St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4009 1st St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4009 1st St built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Teilor Burnett · Own Real Estate LLC · REIN MLS #10653176

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4009 1st St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4009 1st St, Chesapeake, Virginia 23324 · MLS #10653176 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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