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ChesapeakeNORFOLK HIGHLANDS3820 Mcneal Ave✓ Source: REIN MLS #10648733 · record updated Sep 21, 2026 · synced every 2 min · your inquiry is never resold
3820 McNeal AVE, CHESAPEAKE VA 23325 - Main photo
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 2
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 3
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 4
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 5
3beds
2baths
1,826sqft
40days on market

3820 Mcneal Ave, Chesapeake, VA 23325

ActiveResidential · built 1964 · NORFOLK HIGHLANDS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Marsh.

Frontage

Creek · Marsh ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1964

Price / sqft

$209

HOA

None

Taxes

$2,948/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10648733

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,826
Stories
1
Flooring
Carpet, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dryer Hookup, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl, Slab
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Partial
Waterfront
Creek,Marsh

Utilities & systems

Heating
Heat Pump W/A
Cooling
Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3720
Subdivision
NORFOLK HIGHLANDS
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

See more Chesapeake waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Discover the perfect blend of comfort, convenience in this charming brick ranch situated on a spacious lot. Updates for peace of mind, this home features a new roof and gutters (2021), an upgraded Bosch HVAC system (2020), and a new water heater (2024). Enjoy added efficiency with a professionally encapsulated crawl space complete with a dehumidifier (2020), while beautiful hardwood floors enhance the bedrooms and hallway. The cozy wood-burning fireplace is equipped with an electric heat insert, providing warmth and ambiance year-round. Relax in the inviting four-season room, where you'll enjoy picturesque views of the expansive backyard and tranquil Indian River setting. Additional features include generator hook up for added security & convenience. Easy access to the interstate, beaches, shopping, dining, and more, this well-maintained home offers the perfect combination of updates w/ timeless charm.

Listing courtesy of Luke Nicolaison · 1st Class Real Estate Flagship · REIN MLS #10648733

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3820 McNeal Ave is a 3-bedroom, 2-bath, 1,826-square-foot home built in 1964 in Chesapeake, Virginia. Sitting seven minutes from Norfolk Naval Shipyard and USCG Base Portsmouth, it puts daily errands, green space, and quick commutes within easy reach.

Read the full overview ↓

Why this home stands out

What sets 3820 McNeal Ave apart is its combination of solid mid-century bones and a location that genuinely works. At 1,826 square feet across three bedrooms and two baths, there's real room to spread out. The 1964 construction era means established lot character and mature surroundings — and with two major installations each just seven minutes away, the commute math is hard to beat among Chesapeake homes for sale at this size.

NORFOLK HIGHLANDS and the Chesapeake real estate market

Chesapeake is one of the largest cities by land area on the East Coast, and the 23325 zip code sits in its northern corridor — a pocket that feels genuinely residential while staying tightly connected to the broader Hampton Roads metro. Streets here are lined with homes from the 1950s and 1960s, giving the area a settled, neighborhood-first character that newer subdivisions rarely replicate. Neighbors tend to stay, and the blocks reflect that stability. The city of Chesapeake itself offers a full range of services, parks, and infrastructure without the congestion of its larger neighbors across the city line. Whether you're commuting north toward Norfolk or staying local, the location threads the needle between accessibility and calm. Families comparing homes for sale in Chesapeake often find that this northern section delivers the shortest drive times to the region's major employment hubs while still feeling like a place where kids ride bikes and people know each other's names.

What's nearby

Day-to-day life is well-served from McNeal Ave. Plymouth Park is just half a mile away — an easy walk for an afternoon outside — and both Indian River Park North and Rokeby Center and Campostella Square Park are under a mile for more green space options. When hunger hits, La Parada Street Food is six-tenths of a mile away, and Billy's Burgers and Dogs is under a mile for something casual. Beasley's Farm handles grocery runs at one mile out. RheuFit gym is also right at the one-mile mark for anyone keeping up with a fitness routine. Quick-stop needs are covered by a 7-Eleven less than a mile away, with a McDonald's close behind.

For different buyers

For military families relocating

Seven minutes to Norfolk Naval Shipyard and the same to USCG Base Portsmouth — that kind of dual-base proximity is rare and genuinely valuable for military households managing shift schedules or split assignments. A VA loan can make ownership here straightforward, and the established neighborhood means you're buying into stability, not a work-in-progress community. There's a lot to like about this commute math.

For families upgrading

At 1,826 square feet with three bedrooms and two baths, 3820 McNeal Ave gives a growing family real breathing room without overextending. The 1964 construction means solid structure and mature outdoor space — the kind of setting where kids have room to roam. Families comparing homes for sale zoned for Indian River High School and homes for sale zoned for Norfolk Highlands Primary School will find this address worth a close look.

More buyer questions

How far is 3820 McNeal Ave from Norfolk Naval Shipyard?

The drive is approximately seven minutes under normal traffic conditions, making it one of the shorter commutes available among homes for sale in 23325. USCG Base Portsmouth is also about seven minutes away in the opposite direction.

What is the square footage and layout of 3820 McNeal Ave?

The home offers 1,826 square feet of living space with three bedrooms and two full bathrooms, built in 1964 as a single-family residential property.

Is 3820 McNeal Ave in a flood zone?

Flood zone designation for this address is covered in the FloodRisk tile on this page, which pulls current FEMA map data for the 23325 zip code.

What parks and green spaces are near 3820 McNeal Ave?

Plymouth Park is about half a mile away on foot, while Indian River Park North and Rokeby Center and Campostella Square Park are both under a mile — giving you multiple outdoor options without getting in the car.

Does the 23325 zip code have convenient access to grocery stores and restaurants?

Yes — Beasley's Farm is one mile from the address for grocery needs, and local dining options like La Parada Street Food and Billy's Burgers and Dogs are well under a mile away.

Want to see 3820 McNeal Ave in person or run the numbers on a VA loan? Tom and Dariya Milan at LPT Realty are ready to walk you through it — reach out today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$320K – $440K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Georgetown

Georgetown, also known as Georgetown Colony, is an established Chesapeake community in the Indian River area, located off Military Highway and Providence Road.

$300K

Median sale · 12 mo

$185

Sold $/sq ft

10d

Days on market

8

For sale now

$76K

HH income

64.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Georgetown
Map of Georgetown with neighborhood boundaryNeighborhood

browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,339/mo

Principal & interest

$1,982

Property tax

$246

Home insurance

$111

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

131% of $291,900

City assessment record · taxes $2,948/yr

Land share of assessed value

41% — $120,000

Improvements $171,900 · assessor record ✓

Price context — similar nearby homes

$400,000$430,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1340 Cypress Pl · 2.5 mi · 1,861 sqft$416,250 sold 2026-06
1361 Cypress PL · 2.5 mi · 1,750 sqft$430,000 sold 2026-07
1001 S Scarlet Oak CT · 2.6 mi · 1,722 sqft$415,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$382,000

Price / Sq Ft

$209

Annual Taxes

$2,948

Monthly Tax

$246

HOA

None

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 12, 2026$382,000
Price reducedSep 18, 2026$382,000−$13,000
Currently listed$382,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

31% above assessment

Total Assessed

$291,900

Land

$120,000

Improvement

$171,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

40 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3820 Mcneal Ave in a good school zone?+
The assigned zones on the listing record are Norfolk Highlands Primary (VaHome School Score 6.1/10), Indian River Middle (VaHome School Score 3.5/10), Indian River (VaHome School Score 4.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3820 Mcneal Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3820 Mcneal Ave a waterfront property?+
Yes. The listing record shows: Creek,Marsh.
Does 3820 Mcneal Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3820 Mcneal Ave built?+
It was built in 1964, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Luke Nicolaison · 1st Class Real Estate Flagship · REIN MLS #10648733

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3820 Mcneal Ave, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3820 Mcneal Ave, Chesapeake, Virginia 23325 · MLS #10648733 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.