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Chesapeake › NORFOLK HIGHLANDS › 3820 Mcneal Ave✓ Source: REIN MLS #10648733 · record updated Aug 21, 2026 · synced every 2 min · your inquiry is never resold
3820 McNeal AVE, CHESAPEAKE VA 23325 - Main photo
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 2
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 3
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 4
3820 McNeal AVE, CHESAPEAKE VA 23325 - Photo 5
$395,000
$216 / sqft · est. $2,410/mo →
3beds
2baths
1,826sqft
8days on market

3820 Mcneal Ave, Chesapeake, VA 23325

ActiveResidential · built 1964 · NORFOLK HIGHLANDS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, Marsh.

Frontage

Creek · Marsh ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1964

Price / sqft

$216

HOA

None

Taxes

$2,948/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10648733

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,826
Stories
1
Flooring
Carpet, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dryer Hookup, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl, Slab
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Partial
Waterfront
Creek,Marsh

Utilities & systems

Heating
Heat Pump W/A
Cooling
Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3720
Subdivision
NORFOLK HIGHLANDS
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

See more Chesapeake waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Discover the perfect blend of comfort, convenience in this charming brick ranch situated on a spacious lot. Updates for peace of mind, this home features a new roof and gutters (2021), an upgraded Bosch HVAC system (2020), and a new water heater (2024). Enjoy added efficiency with a professionally encapsulated crawl space complete with a dehumidifier (2020), while beautiful hardwood floors enhance the bedrooms and hallway. The cozy wood-burning fireplace is equipped with an electric heat insert, providing warmth and ambiance year-round. Relax in the inviting four-season room, where you'll enjoy picturesque views of the expansive backyard and tranquil Indian River setting. Additional features include generator hook up for added security & convenience. Easy access to the interstate, beaches, shopping, dining, and more, this well-maintained home offers the perfect combination of updates w/ timeless charm.

Listing courtesy of Luke Nicolaison · 1st Class Real Estate Flagship · REIN MLS #10648733

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

3820 McNeal Ave is a 3-bedroom, 2-bath, 1,826-square-foot home in Chesapeake, Virginia, built in 1964. It sits minutes from Norfolk Naval Shipyard and USCG Base Portsmouth, with parks, local eats, and everyday conveniences all within a mile.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23325, homes for sale zoned for Indian River High School, and homes for sale zoned for Norfolk Highlands Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Georgetown homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

What sets 3820 McNeal Ave apart is its combination of solid mid-century bones and an unbeatable position between two major military installations. At roughly seven minutes to both Norfolk Naval Shipyard and USCG Base Portsmouth, the commute math works out beautifully. The 1,826 square feet of living space gives you room to breathe without the upkeep of a sprawling property, and Plymouth Park is just a half-mile away when you need fresh air fast.

NORFOLK HIGHLANDS and the Chesapeake real estate market

McNeal Ave sits in a quiet residential pocket of Chesapeake, Virginia — one of the largest cities by land area on the East Coast and a place that consistently earns high marks for livability. This part of Chesapeake carries the relaxed, established character that comes with a neighborhood built out in the 1960s: mature trees, wide lots, and neighbors who have put down real roots. The surrounding streets feel genuinely residential rather than transient, and the area benefits from Chesapeake's reputation for well-maintained infrastructure and responsive city services. You're close enough to Norfolk and Portsmouth to access their amenities in minutes, yet the pace here is decidedly calmer. For anyone who wants proximity to Hampton Roads' core employment and military corridors without living in the middle of urban density, this corner of Chesapeake hits a satisfying balance.

What's nearby

Daily life is easy from McNeal Ave. Plymouth Park is a half-mile away for morning walks or weekend afternoons outside, and both Indian River Park North and Rokeby Center and Campostella Square Park are under a mile. Hungry? La Parada Street Food is just 0.6 miles away, and Billy's Burgers and Dogs is under a mile for a casual bite. Beasley's Farm handles grocery runs at 1.0 mile. McDonald's is close for a quick coffee stop, and a 7-Eleven is 0.8 miles out for those in-between moments. RheuFit gym rounds things out at 1.0 mile when you're ready to work up a sweat.

For different buyers

For military families relocating

Seven minutes to Norfolk Naval Shipyard and seven minutes to USCG Base Portsmouth — the commute from 3820 McNeal Ave is about as short as it gets in Hampton Roads. That kind of proximity means more time at home between duty days, and a VA loan can make owning here straightforward. Chesapeake's stability and established neighborhoods also make PCS transitions a little less stressful.

For first-time buyers

If you're stepping into homeownership for the first time, 3820 McNeal Ave offers a realistic entry point into Chesapeake — a city with strong long-term fundamentals. Three bedrooms and two full baths give you genuine flexibility, and the 1964 construction means the major structural work has already been done. Parks, food, and everyday errands are all within a mile, so you won't feel like you're sacrificing convenience.

More buyer questions

How far is 3820 McNeal Ave from Norfolk Naval Shipyard?

The drive is approximately 7 minutes under normal traffic conditions, making this one of the closer residential options to the shipyard in Chesapeake. That short commute is one of the address's most practical advantages.

How far is 3820 McNeal Ave from USCG Base Portsmouth?

USCG Base Portsmouth is also about 7 minutes away by car. The dual proximity to two major installations is relatively rare and adds real everyday value for service members stationed at either command.

What is the flood zone status for 3820 McNeal Ave?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. We recommend reviewing that section and discussing it with your lender or insurance agent.

Is there a homeowners association at 3820 McNeal Ave?

Based on available information, this property does not appear to be governed by a mandatory HOA, which means no association dues or community rule overlays to navigate.

What parks are near 3820 McNeal Ave?

Plymouth Park is the closest at just 0.5 miles, and both Indian River Park North and Rokeby Center and Campostella Square Park are within 0.7 miles — giving you multiple outdoor options within easy walking or biking distance.

Want to know more about 3820 McNeal Ave or explore comparable homes in Chesapeake? Tom and Dariya Milan are ready to walk you through every detail — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$335K – $455K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Georgetown

Georgetown, also known as Georgetown Colony, is an established Chesapeake community in the Indian River area, located off Military Highway and Providence Road.

$290K

Median sale · 12 mo

$186

Sold $/sq ft

10d

Days on market

9

For sale now

$76K

HH income

64.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Georgetown →
Map of Georgetown with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,410/mo

Principal & interest

$2,050

Property tax

$246

Home insurance

$115

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

135% of $291,900

City assessment record · taxes $2,948/yr

Land share of assessed value

41% — $120,000

Improvements $171,900 · assessor record ✓

Price context — similar nearby homes

$375,000 – $430,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1340 Cypress Pl · 2.5 mi · 1,861 sqft$416,250 sold 2026-06
1361 Cypress PL · 2.5 mi · 1,750 sqft$430,000 sold 2026-07
4158 Everett ST · 2.6 mi · 1,800 sqft$375,000 sold 2026-07

Sale & Tax History

List Price

$395,000

Price / Sq Ft

$216

Annual Taxes

$2,948

Monthly Tax

$246

HOA

None

Tax Rate (effective)

0.75%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 13, 2026$395,000—
Currently listed—$395,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

35% above assessment

Total Assessed

$291,900

Land

$120,000

Improvement

$171,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3820 Mcneal Ave in a good school zone?+
The assigned zones on the listing record are Norfolk Highlands Primary (VaHome School Score 6.1/10), Indian River Middle (VaHome School Score 3.5/10), Indian River (VaHome School Score 4.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3820 Mcneal Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3820 Mcneal Ave a waterfront property?+
Yes. The listing record shows: Creek,Marsh.
Does 3820 Mcneal Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3820 Mcneal Ave built?+
It was built in 1964, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Luke Nicolaison · 1st Class Real Estate Flagship · REIN MLS #10648733

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3820 Mcneal Ave, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3820 Mcneal Ave, Chesapeake, Virginia 23325 · MLS #10648733 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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