Williamsburg › THE SETTLEMENT AT POWHATAN CREEK › 3648 S Square✓ Source: REIN MLS #10645759 · record updated Jul 24, 2026 · synced every 2 min · your inquiry is never resold

3648 S Square NONE, WILLIAMSBURG VA 23188 - Main photo

3648 S Square NONE, WILLIAMSBURG VA 23188 - Photo 2

3648 S Square NONE, WILLIAMSBURG VA 23188 - Photo 3

3648 S Square NONE, WILLIAMSBURG VA 23188 - Photo 4

3648 S Square NONE, WILLIAMSBURG VA 23188 - Photo 5

$635,000

$244 / sqft · est. $3,831/mo →

3beds

3baths

2,600sqft

0days on market

3648 S Square, Williamsburg, VA 23188

Name: 3648 S Square NONE, Williamsburg, Virginia 23188
Brand: Liz Moore & Associates LLC
Price: 635000 USD
Availability: InStock

New ListingResidential · built 2012 · THE SETTLEMENT AT POWHATAN CREEK

About this home

The listing, in the seller's words

Gracefully set on a quiet street in sought-after The Settlement at Powhatan Creek, 3648 South Square blends classic charm with modern ease. Sunlight pours through generous windows, framing warm gathering spaces where friends linger and everyday moments feel special. At the heart of the home, an updated chef's kitchen—with granite counters, stainless steel appliances, and a generous island—flows to a casual dining nook and an inviting family room anchored by a cozy focal wall. The primary retreat offers calm and privacy, complete with a walk-in closet and spa-inspired bath. Secondary bedrooms are spacious and flexible—ideal for guests or a dedicated office. Partially finished basement offers even more living space and abundant storage! Second floor has yet even more space to use as a craft room, office or 4th bedroom. Whole house generator, water detection system & radon remediation system. Step onto the screened porch which backs to the woods for a peaceful start to the day with coffee and birdsong! Amenities abound here and shopping, dining and entertainment are minutes away! Welcome Home!

Listing courtesy of Rebekah Brewster · Liz Moore & Associates LLC · REIN MLS #10645759

Schools

ElementaryClara Byrd Baker Elementary School
6/10
MiddleLois S. Hornsby Middle School
6/10
HighJamestown High School
7/10

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2012

Price / sqft

$244

HOA fee

$314/mo

Taxes

$440/yr

County

James City County VA

Waterfront

Yes

MLS #

10645759

HOA association includes

ClubhouseExercise RmGated CommunityPoolSecurityTennis CtsTrash Pickup

$314/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 3
Approx. sqft: 2,600
Stories: 3
Flooring: Carpet, Ceramic, Wood
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 8
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Office/Study, Pantry
Appliances: Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment: Ceiling Fan, Gar Door Opener, Generator Hookup, Security Sys

Construction & exterior

Style: Transitional
Subtype: Detached
Foundation: Basement
Roof: Asphalt Shingle,Composite
Exterior: Stone,Vinyl
Pool: No Pool
Waterfront: Not Waterfront

Utilities & systems

Heating: Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling: Central Air, Heat Pump
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1200
Subdivision: THE SETTLEMENT AT POWHATAN CREEK
Zoning: PUD-R
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Driveway Spc, Street
Possession: CLOSING
Disclosures: Residential 55+ Community, Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

The Settlement at Powhatan Creek

The Settlement at Powhatan Creek is a gated, legally age-qualified 55+ active-adult community (HOPA) in James City County, just south of Monticello Avenue, near the waters of Powhatan Creek and the Greensprings Greenway trail system.

$399K

Median sale · 12 mo

$232

Sold $/sq ft

18d

Days on market

For sale now

$106K

HH income

82.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore The Settlement at Powhatan Creek →

Neighborhood

houses for sale in Williamsburg →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,831/mo

Down payment20% · $127,000

Interest rate6.75%

Loan term30 years

Principal & interest

$3,295

Property tax

$37

Home insurance

$185

PMI

None

HOA

$314

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$475,000 – $656,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

206 Lakewood DR · 1.4 mi · 2,537 sqft$656,000 sold 2026-06

3704 Captain Wynne DR · 1.4 mi · 2,624 sqft$585,000 sold 2026-06

134 Lakewood DR · 1.7 mi · 2,560 sqft$538,000 sold 2026-02

Sale & Tax History

List Price

$635,000

Price / Sq Ft

$244

Annual Taxes

$440

Monthly Tax

$37

HOA fee

$314 / mo

Tax Rate (effective)

0.07%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jul 24, 2026	$635,000	—
Currently listed	—	$635,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3648 S Square in a good school zone?+

The assigned zones on the listing record are Clara Byrd Baker Elementary (GreatSchools 6/10), Lois S Hornsby Middle School, Jamestown (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 3648 S Square in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 3648 S Square have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Pool, Security, Tennis Cts, Trash Pickup.

When was 3648 S Square built?+

It was built in 2012, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Rebekah Brewster · Liz Moore & Associates LLC · REIN MLS #10645759

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Name

Phone (optional)

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3648 S Square, Williamsburg, Virginia 23188 · MLS #10645759 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆