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Chesapeake › SILVERWOOD OAKS › 3208 Clover Rd E✓ Source: REIN MLS #10636592 · record updated Sep 1, 2026 · synced every 2 min · your inquiry is never resold
3208 Clover RD E, CHESAPEAKE VA 23321 - Main photo
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 2
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 3
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 4
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 5
2beds
1.1baths
1,020sqft
74days on market

3208 Clover Rd E, Chesapeake, VA 23321

Under ContractResidential · built 1984 · SILVERWOOD OAKS

Facts & features

Type

Residential

Year built

1984

Price / sqft

$198

HOA

None

Taxes

$1,979/yr

County

Chesapeake VA

MLS #

10636592

Interior

Bedrooms
2
Full baths
1
Half baths
1
Approx. sqft
1,020
Stories
2
Flooring
Concrete, Vinyl
Total rooms
4
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Accessibility
Stepless Entrance

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Shingle,Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SILVERWOOD OAKS
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
RECORD
Miscellaneous
Fixer Upper
Disclosures
Bank Repo, Exempt from Disclosure/Disclaimer, Govt Owned, Spec Warranty Deed

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Investor special with serious upside potential! This spacious property at 3208 Clover Street in Chesapeake offers a great opportunity to customize a home to their taste. Featuring a functional layout and solid potential, this property sits on a generously sized lot with room to enhance curb appeal and value. Conveniently located near shopping, dining, schools, and major interstates for an easy commute. Whether you're looking for your next renovation project, rental investment, or affordable home with equity potential, this property is full of possibilities. Property sold as-is. HUD Case# 544-329603 IN (Insured). Seller makes no representations or warranties as to property condition. HUD Homes are Sold "As-Is". If built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon buyer request. 3D True Immersive Virtual Tour available. Check it out today! Property sold As-Is.

Listing courtesy of Susan Jenkins · Better Homes & Gdns Ntv Am Grp · REIN MLS #10636592

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A two-bedroom, one-and-a-half-bath home in Chesapeake's Western Branch corridor, built in 1984 and spanning 1,020 square feet. Walk to a park, a bakery, and the YMCA — and reach NSA Northwest Annex in under ten minutes.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

What sets 3208 Clover Road East apart is its genuinely walkable pocket of Western Branch: a YMCA two-tenths of a mile away, a neighborhood park three-tenths, and a bakery right around the corner. For a sub-1,100-square-foot home, the surrounding infrastructure punches well above its weight — and two military installations sit within a twelve-minute drive.

SILVERWOOD OAKS and the Chesapeake real estate market

Western Branch is one of Chesapeake's most established residential corridors, and Clover Road East sits comfortably inside it. The streets here are lined with mature trees, and the pace feels deliberately unhurried — neighbors wave, kids ride bikes, and the sidewalks actually get used. Chesapeake as a city earns its reputation for space and livability: lower density than Virginia Beach to the east, a strong parks system, and a city government that has consistently invested in western-side infrastructure. The 23321 zip code in particular draws buyers who want suburban breathing room without sacrificing access — you're minutes from Interstate 664, which opens up the entire Hampton Roads region. If you're comparing homes for sale in Chesapeake, Western Branch is the kind of area that tends to hold its value because the bones of the neighborhood — tree canopy, lot sizes, proximity to services — were built to last.

What's nearby

Daily errands barely require a car. Food Lion covers the weekly grocery run at just 0.4 miles out, and Lovin' Oven Bakery is a three-tenths-of-a-mile walk for a proper morning pastry. The 7-Eleven nearby handles quick stops, and Number One Chinese Restaurant is under half a mile for a low-effort dinner. For fitness, Taylor Bend Family YMCA at 0.2 miles is one of the closest amenities to the front door — hard to beat for consistency. Kelli's Dance Explosion is half a mile away for younger family members. Crossings at Western Branch Park at 0.3 miles and Dunedin Park at 0.7 miles give you two green-space options within easy reach.

For different buyers

For military families relocating

NSA Northwest Annex is nine minutes away, and Naval Medical Center Portsmouth is twelve — making 3208 Clover Road East a practical choice for active-duty households who want a short commute without living directly on the base fence line. A VA loan fits this property type cleanly, and the Western Branch neighborhood has a long history of welcoming military families cycling through Hampton Roads.

For first-time buyers

At 1,020 square feet with two bedrooms and a half bath, this home is sized right for a first purchase — manageable to maintain, easy to understand, and located in a neighborhood where the surrounding amenities do a lot of the heavy lifting. Families comparing homes for sale zoned for Western Branch Primary School and homes for sale zoned for Western Branch High School will find this address falls within that attendance zone.

More buyer questions

How far is 3208 Clover Road East from NSA Northwest Annex?

NSA Northwest Annex is approximately nine minutes by car from 3208 Clover Road East, making it one of the closer residential options to that installation in the Western Branch area.

How far is 3208 Clover Road East from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about twelve minutes away by car, a commute that's comfortable for medical staff or active-duty personnel assigned there.

What zip code is 3208 Clover Road East in?

The property is in zip code 23321, a well-established Chesapeake zip that covers much of the Western Branch corridor — among homes for sale in 23321, this address sits close to parks, groceries, and a YMCA.

Is 3208 Clover Road East in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data — check there for the most accurate designation.

Are there parks near 3208 Clover Road East?

Yes — Crossings at Western Branch Park is 0.3 miles away and Dunedin Park is 0.7 miles, giving you two accessible green spaces within a short walk or quick drive.

Tom and Dariya Milan at LPT Realty know Western Branch well — reach out to get the full picture on 3208 Clover Road East and what Chesapeake homes for sale in this corridor typically look like.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$170K – $235K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a residential neighborhood in Chesapeake, Virginia, characterized by tree-lined streets and a mix of single-family homes. The area reflects the broader suburban character of Chesapeake while maintaining its own distinct identity.

$400K

Median sale · 12 mo

$203

Sold $/sq ft

33d

Days on market

51

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →
Map of Western Branch with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,272/mo

Principal & interest

$1,048

Property tax

$165

Home insurance

$59

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

103% of $195,900

City assessment record · taxes $1,979/yr

Land share of assessed value

43% — $85,000

Improvements $110,900 · assessor record ✓

Price context — similar nearby homes

$140,000 – $305,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3204 Clover RD E · 0 mi · 1,020 sqft$224,000 sold 2026-09
3325 CLOVER MEADOWS DR · 0.2 mi · 960 sqft$169,000 sold 2026-08
3606 Clover Meadows DR · 0.3 mi · 960 sqft$160,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$202,000

Price / Sq Ft

$198

Annual Taxes

$1,979

Monthly Tax

$165

HOA

None

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 19, 2026$202,000—
Currently listed—$202,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$195,900

Land

$85,000

Improvement

$110,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3208 Clover Rd E in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3208 Clover Rd E in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3208 Clover Rd E?+
Yes — Taylor Bend Family YMCA is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 3208 Clover Rd E?+
Dunedin Park is about 0.4 miles away.
Where is the nearest grocery store to 3208 Clover Rd E?+
Food Lion is about 0.8 miles away. The closest dining on record is Lovin' Oven Bakery (0.2 mi).
Does 3208 Clover Rd E have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3208 Clover Rd E built?+
It was built in 1984, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Susan Jenkins · Better Homes & Gdns Ntv Am Grp · REIN MLS #10636592

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3208 Clover Rd E, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3208 Clover Rd E, Chesapeake, Virginia 23321 · MLS #10636592 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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