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Chesapeake › SILVERWOOD OAKS › 3208 Clover Rd E✓ Source: REIN MLS #10636592 · record updated Jun 28, 2026 · synced every 5 min · your inquiry is never resold
3208 Clover RD E, CHESAPEAKE VA 23321 - Main photo
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 2
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 3
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 4
3208 Clover RD E, CHESAPEAKE VA 23321 - Photo 5
$202,000
$198 / sqft · est. $1,272/mo →
2beds
1.1baths
1,020sqft
9days on market

3208 Clover Rd E, Chesapeake, VA 23321

ActiveResidential · built 1984 · SILVERWOOD OAKS

About this home

The listing, in the seller's words

Investor special with serious upside potential! This spacious property at 3208 Clover Street in Chesapeake offers a great opportunity to customize a home to their taste. Featuring a functional layout and solid potential, this property sits on a generously sized lot with room to enhance curb appeal and value. Conveniently located near shopping, dining, schools, and major interstates for an easy commute. Whether you're looking for your next renovation project, rental investment, or affordable home with equity potential, this property is full of possibilities. Property sold as-is. HUD Case# 544-329603 IN (Insured). Seller makes no representations or warranties as to property condition. HUD Homes are Sold "As-Is". If built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer's closing costs, upon buyer request. 3D True Immersive Virtual Tour available. Check it out today! Property sold As-Is.

Listing courtesy of Susan Jenkins · Better Homes & Gdns Ntv Am Grp · REIN MLS #10636592

VaHome team overview

Our read on this home

At a glance

A two-bedroom, one-and-a-half-bath home in Chesapeake built in 1984, offering just over 1,000 square feet of comfortable living space with quick access to NSA Northwest Annex and Naval Medical Center Portsmouth — a practical, right-sized home in a well-connected corner of Hampton Roads.

Read the full overview ↓

Why this home stands out

At 1,020 square feet, 3208 Clover Road E keeps things efficient without feeling cramped. The half-bath adds everyday convenience that single-bath homes in this size range often lack. The 1984 build era typically means solid construction with mature landscaping on the lot — and the location puts two major military installations within a twelve-minute drive, which is genuinely hard to beat in this part of Chesapeake.

SILVERWOOD OAKS and the Chesapeake real estate market

Clover Road East sits in the western reaches of Chesapeake, Virginia — one of the largest cities by land area in the entire United States and a place that manages to feel both spacious and well-connected at the same time. This part of the city carries a quiet, established character: streets lined with mature trees, homes from the 1980s and early 1990s that have settled comfortably into their surroundings, and neighbors who tend to stick around. Chesapeake's western corridor benefits from easy access to Interstate 664, which links you north toward Norfolk and Newport News or south toward Suffolk without the congestion that plagues more urban corridors. Everyday errands are manageable, commutes to military installations are short, and the overall pace of life here leans relaxed without feeling remote. If you want a city that gives you room to breathe while keeping you close to everything Hampton Roads has to offer, this address delivers exactly that.

What's nearby

Daily life runs smoothly from this address. A handful of grocery and big-box options sit within a short drive along the Western Branch and Churchland corridors, and local dining spots — from casual breakfast joints to sit-down dinners — are easy to reach. Western Branch Regional Library is a quick trip for families who use it regularly. Hoffler Creek Wildlife Preserve offers walking trails and waterfront views for anyone who likes to get outside without driving far. The Western Branch area also connects naturally to the broader Hampton Roads trail and park network, making weekend mornings genuinely enjoyable.

For different buyers

For military families relocating

Nine minutes to NSA Northwest Annex and twelve to Naval Medical Center Portsmouth — that's the kind of commute that makes a real difference on early-morning muster days or late shifts at the medical center. A VA loan fits naturally here, and the right-sized floor plan means less house to manage during deployments. Chesapeake's western corridor is a proven landing spot for military households who want stability without overpaying for square footage they won't use.

For first-time buyers

If you're stepping into homeownership for the first time, 1,020 square feet is a manageable starting point — enough space to live comfortably, small enough to keep maintenance approachable. The half-bath is a quality-of-life upgrade that first-time buyers often overlook until they're sharing one full bath with a guest. Chesapeake's western side offers solid value compared to trendier zip codes, and the short drive to major employers and bases keeps your options open.

More buyer questions

How far is 3208 Clover Road E from NSA Northwest Annex?

The drive is approximately 9 minutes under normal traffic conditions, making it one of the closer residential options to the installation in this price range of Chesapeake.

How far is 3208 Clover Road E from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about 12 minutes away by car, a commute that works well for medical staff, corpsmen, and support personnel assigned there.

Is 3208 Clover Road E in a flood zone?

Flood zone information for this address is available in the FloodRisk tile on this page — we recommend reviewing it and discussing flood insurance options with your agent before making a decision.

What is the square footage of 3208 Clover Road E?

The home measures 1,020 square feet of living space, laid out across two bedrooms and one and a half baths — a compact but functional floor plan for the right buyer.

Does 3208 Clover Road E have an HOA?

HOA status for this property should be confirmed through current listing documents or directly with your agent, as community association details can change between ownership cycles.

Tom and Dariya Milan at LPT Realty know Chesapeake's western corridor well — reach out to get your questions answered and schedule a walkthrough of 3208 Clover Road E.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1984

Price / sqft

$198

HOA

None

Taxes

$1,979/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10636592

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,272/mo

Principal & interest

$1,048

Property tax

$165

Home insurance

$59

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

103% of $195,900

City assessment record · taxes $1,979/yr

Land share of assessed value

43% — $85,000

Improvements $110,900 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$140,000 – $310,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3606 Clover Meadows DR · 0.3 mi · 960 sqft$160,000 sold 2026-03
3502 Clover Meadows DR · 0.3 mi · 960 sqft$140,000 sold 2026-05
3301 Opoho CRES · 0.2 mi · 1,176 sqft$310,000 sold 2026-05

Sale & Tax History

List Price

$202,000

Price / Sq Ft

$198

Annual Taxes

$1,979

Monthly Tax

$165

HOA

None

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 19, 2026$202,000—
Currently listed—$202,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$195,900

Land

$85,000

Improvement

$110,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3208 Clover Rd E in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle, Western Branch. School attendance zones can change — always confirm enrollment with the local school division.
Is 3208 Clover Rd E in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3208 Clover Rd E?+
Yes — Taylor Bend Family YMCA is about 0.5 miles away, per the cached nearby-places record for this address.
Are there parks near 3208 Clover Rd E?+
Dunedin Park is about 0.4 miles away.
Where is the nearest grocery store to 3208 Clover Rd E?+
Food Lion is about 0.8 miles away. The closest dining on record is Lovin' Oven Bakery (0.2 mi).
Does 3208 Clover Rd E have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3208 Clover Rd E built?+
It was built in 1984, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Susan Jenkins · Better Homes & Gdns Ntv Am Grp · REIN MLS #10636592

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3208 Clover Rd E, Chesapeake, Virginia 23321 · MLS #10636592 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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