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Chesapeake › ALL OTHERS AREA 33 › 3204 Clover Rd E✓ Source: REIN MLS #10644391 · record updated Jul 31, 2026 · synced every 2 min · your inquiry is never resold
3204 Clover RD E, CHESAPEAKE VA 23321 - Main photo
3204 Clover RD E, CHESAPEAKE VA 23321 - Photo 2
3204 Clover RD E, CHESAPEAKE VA 23321 - Photo 3
3204 Clover RD E, CHESAPEAKE VA 23321 - Photo 4
3204 Clover RD E, CHESAPEAKE VA 23321 - Photo 5
$224,000
$220 / sqft · est. $1,397/mo →
2beds
1.1baths
1,020sqft
15days on market

3204 Clover Rd E, Chesapeake, VA 23321

Under ContractResidential · built 1984 · ALL OTHERS AREA 33

About this home

The listing, in the seller's words

Welcome home to this well-maintained 2-bedroom, 1.5-bath townhome nestled in the highly desirable Western Branch area of Chesapeake! Offering a low-maintenance lifestyle with no HOA fees, this home is an excellent opportunity for first-time homebuyers, those looking to downsize, or savvy investors seeking to add a solid rental property to their portfolio. Inside, you'll find a galley style kitchen with stainless steel appliances, LVP flooring, ceramic tile, and updated bathrooms. The fenced backyard provides space to relax, entertain, or enjoy your morning coffee, plus a storage shed for added convenience. Conveniently located near shopping, dining, top-rated schools, military bases, and major highways, this move-in ready home offers comfort, value, and an unbeatable location. Don't miss your chance to make it yours!

Listing courtesy of Lisa Mayes · Redfin Corporation · REIN MLS #10644391

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

3204 Clover Rd E is a compact, low-maintenance two-bedroom home in Chesapeake, Virginia, built in 1984. At just over 1,000 square feet, it fits a streamlined lifestyle without sacrificing convenience — groceries, a bakery, a park, and a YMCA are all within half a mile.

Read the full overview ↓

Why this home stands out

What sets this address apart is the density of everyday conveniences packed into a tight radius. The Taylor Bend Family YMCA is a two-minute walk away. Crossings at Western Branch Park sits just 0.3 miles out. A bakery, a grocery store, and quick-bite options are all reachable on foot. For a smaller home, the surrounding infrastructure punches well above its square footage.

ALL OTHERS AREA 33 and the Chesapeake real estate market

3204 Clover Rd E sits in the Western Branch corridor of Chesapeake — one of the more quietly practical corners of a city that consistently ranks among Virginia's most livable. Chesapeake is the second-largest city by land area in the continental United States, which means it manages to feel suburban and spacious even as its Western Branch neighborhoods stay genuinely walkable and well-connected. The streets here are lined with mature trees, and the pace is decidedly residential — not sleepy, just unhurried. Western Branch has its own identity within Chesapeake: it's the kind of area where neighbors recognize each other, parks get actual use, and the commute to Portsmouth or Norfolk is a straight shot rather than a puzzle. The city itself offers strong infrastructure, low crime relative to its size, and a tax base that supports good public services — all without the congestion of Virginia Beach or the density of Norfolk.

What's nearby

Daily life runs smoothly from this address. Food Lion is 0.4 miles away for grocery runs, and Lovin' Oven Bakery is just 0.3 miles out when you want something fresh-baked on a Saturday morning. Number One Chinese Restaurant covers weeknight takeout at 0.4 miles. The Taylor Bend Family YMCA — a full-service facility — is practically at your doorstep at 0.2 miles, and Kelli's Dance Explosion is half a mile away for younger household members. Crossings at Western Branch Park is a short walk for outdoor time, with Dunedin Park adding another green-space option at 0.7 miles.

For different buyers

For military families relocating

NSA Northwest Annex is nine minutes from the front door, and Naval Medical Center Portsmouth is twelve. For a service member using a VA loan to buy their first or next home, this location threads the needle between two installations without a brutal commute to either. The smaller footprint also means lower carrying costs — practical when PCS orders have a way of reshuffling timelines.

For first-time buyers

If you're stepping into ownership for the first time, 1,020 square feet is a manageable starting point — enough space to live comfortably, not so much that maintenance feels overwhelming. The 1984 build means established construction in a settled neighborhood, and the walkable amenities mean you won't need a car for every errand. It's a solid first chapter.

More buyer questions

How far is 3204 Clover Rd E from NSA Northwest Annex?

NSA Northwest Annex is approximately nine minutes by car from this address, making it one of the closer residential options to that installation in the Western Branch area.

How far is 3204 Clover Rd E from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about twelve minutes away — a manageable daily commute that also keeps you well-positioned for the broader Portsmouth and Norfolk employment corridor.

What is the flood zone status for 3204 Clover Rd E?

Flood zone designation for this property is displayed in the FloodRisk tile on this page — check there for the current FEMA map data and any insurance implications.

Is there an HOA at 3204 Clover Rd E?

HOA status for this address should be confirmed through current public records or directly with the listing agent, as association boundaries and requirements can change over time.

What parks are near 3204 Clover Rd E?

Crossings at Western Branch Park is 0.3 miles away and walkable from the front door, and Dunedin Park adds another outdoor option at 0.7 miles — both are well within easy reach for regular use.

Want to see how 3204 Clover Rd E fits your situation? Tom and Dariya Milan at LPT Realty know this part of Chesapeake well — reach out and they'll walk you through it.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1984

Price / sqft

$220

HOA

None

Taxes

$2,036/yr

County

Chesapeake VA

MLS #

10644391

Interior

Bedrooms
2
Full baths
1
Half baths
1
Approx. sqft
1,020
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
4
Other rooms
Breakfast Area
Appliances
Dishwasher, Dryer Hookup, Microwave, Washer Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Forced Hot Air, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0400
Subdivision
ALL OTHERS AREA 33
Zoning
RTH1
Ownership
Fee Simple
Garage
No
Parking
2 Space, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a residential neighborhood in Chesapeake, Virginia, characterized by tree-lined streets and a mix of single-family homes. The area reflects the broader suburban character of Chesapeake while maintaining its own distinct identity.

$372K

Median sale · 12 mo

$205

Sold $/sq ft

32d

Days on market

38

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →
Map of Western Branch with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,397/mo

Principal & interest

$1,162

Property tax

$170

Home insurance

$65

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $191,600

City assessment record · taxes $2,036/yr

Land share of assessed value

44% — $85,000

Improvements $106,600 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$140,000 – $354,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3606 Clover Meadows DR · 0.3 mi · 960 sqft$160,000 sold 2026-03
100 Columbus AVE · 0.2 mi · 1,100 sqft$250,000 sold 2026-07
3502 Clover Meadows DR · 0.3 mi · 960 sqft$140,000 sold 2026-05

Sale & Tax History

List Price

$224,000

Price / Sq Ft

$220

Annual Taxes

$2,036

Monthly Tax

$170

HOA

None

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 20, 2026$224,000—
Currently listed—$224,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$191,600

Land

$85,000

Improvement

$106,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3204 Clover Rd E in a good school zone?+
The assigned zones on the listing record are Western Branch Intermediate (GreatSchools 4/10), Western Branch Middle, Western Branch. School attendance zones can change — always confirm enrollment with the local school division.
Is 3204 Clover Rd E in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3204 Clover Rd E have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3204 Clover Rd E built?+
It was built in 1984, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lisa Mayes · Redfin Corporation · REIN MLS #10644391

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3204 Clover Rd E, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3204 Clover Rd E, Chesapeake, Virginia 23321 · MLS #10644391 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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