Welcome to this beautifully updated 4 Bedroom, 3 Bathroom detached home in the sought after Old Mill Landing community of Deep Creek in Chesapeake. This property offers rare privacy along with a serene water view that sets the perfect backdrop for everyday living. Inside, you'll find spacious, light-filled living areas, including two fireplaces adding warmth & charm. The updated kitchen with granite countertops & updated bathrooms blend modern convenience with timeless style. A versatile Florida room extends your living space year-round, opening to a large deck ideal for entertaining or simply enjoying the peaceful surroundings. The fenced yard is perfect for pets, gardening, or simply relaxing in your own space. Inside, the home offers generous bedrooms, refreshed bathrooms, & inviting living areas designed for comfort. All appliances convey! Custom plantation shutters throughout! This home blends privacy, charm, & convenience in one beautiful package!
Listing courtesy of Karen Powell · Iron Valley Real Estate HR · REIN MLS #10634973
Chapter · The Water
Life on the water
The waterfront is the reason this home exists. Its water record, straight from the listing: Tidal.
Frontage
Tidal ✓ VERIFIED
Source: REIN MLS listing record · waterfront features as listed
Facts & features
TypeResidential
Year built1985
Price / sqft$232
HOANone
Taxes$3,847/yr
CountyChesapeake VA
WaterfrontYes
MLS #10634973
Interior
Bedrooms
4
Full baths
3
Approx. sqft
1,959
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Balcony, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Porch, Sun Room, Utility Room, Workshop
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener
308 Cotton Mill CT is a four-bedroom, three-bath single-family home in Chesapeake, Virginia, built in 1985 and offering 1,959 square feet of living space. It sits on a quiet cul-de-sac street with two military installations reachable in roughly 13 to 14 minutes.
Cul-de-sac living is a genuine perk here — Cotton Mill CT dead-ends in a way that keeps through-traffic off the street entirely, giving the block a calmer, more neighborhood feel than most. Three full baths across a four-bedroom footprint is a practical advantage that households with multiple adults or older kids will notice immediately. The 1985 build era means solid construction without the cramped floor plans common to earlier decades.
OLD MILL LANDING and the Chesapeake real estate market
308 Cotton Mill CT sits in the western reaches of Chesapeake, Virginia — a city that consistently ranks among the safest and most livable in the mid-Atlantic. This corner of Chesapeake, zip code 23323, is a suburban pocket where cul-de-sac courts and tree-lined streets define the character. If you're exploring what's for sale chesapeake-wide, this area stands out for its access to both the outdoors and everyday conveniences without the congestion of more urban corridors. The surrounding streets are a mix of established single-family homes, many from the same 1980s development era, giving the area a cohesive, settled-in feel. Deep Creek is the broader community anchor here, with its canal history and water access adding a layer of local identity you won't find in newer master-planned neighborhoods. Chesapeake as a city offers its own school system, low crime rates relative to the region, and a government structure independent of Norfolk or Virginia Beach — meaning your tax dollars and civic decisions stay local.
What's nearby
Daily errands and quick stops are genuinely close. A 7-Eleven is just 0.8 miles out for coffee and convenience runs, and Red Robin is the same distance if you want a sit-down meal without driving far. Hardee's is under a mile for a fast breakfast option. For outdoor time, Olde Mill Run Park is 0.7 miles away — a solid neighborhood green space for walks or letting kids run. Deep Creek Lock Park at 0.8 miles connects to the area's canal history and offers a more scenic setting. The Observation Platform, less than a mile out, gives you a vantage point over the waterway that locals genuinely use.
For different buyers
Base commute and VA loan notes
Norfolk Naval Shipyard is about 13 minutes from 308 Cotton Mill CT, and USCG Base Portsmouth adds another option at 14 minutes. Both are close enough to make BAH work hard in this zip code. VA loan eligibility makes a four-bedroom, three-bath home in a quiet cul-de-sac court a realistic target for military households at a range of pay grades.
Room to grow
Four bedrooms and three full baths give a growing household genuine room to spread out — no sharing bathrooms between three kids and two adults. The cul-de-sac location means lower street traffic, which matters when younger children are outside. At 1,959 square feet, the layout is efficient without feeling tight, and the 1985 build era typically means larger rooms than what newer construction delivers at comparable square footage.
More buyer questions
How far is 308 Cotton Mill CT from Norfolk Naval Shipyard?
Norfolk Naval Shipyard is approximately 13 minutes from 308 Cotton Mill CT under normal traffic conditions. The route runs primarily along surface roads through the Deep Creek corridor, avoiding most highway congestion.
How far is 308 Cotton Mill CT from USCG Base Portsmouth?
USCG Base Portsmouth is about 14 minutes away, making it a practical commute for Coast Guard personnel stationed there. Both bases are reachable in roughly the same drive time, which is a real advantage for dual-military households.
What is the flood zone status for 308 Cotton Mill CT?
Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page. Given the proximity to Deep Creek waterways, reviewing that information before making decisions is recommended.
Is 308 Cotton Mill CT in an HOA community?
HOA status for this property should be confirmed through current disclosure documents, as community governance can change over time. Your agent can pull the most current information during the due diligence process.
What parks are near 308 Cotton Mill CT?
Olde Mill Run Park is 0.7 miles away, Deep Creek Lock Park is 0.8 miles, and the Observation Platform overlook is under a mile — all reachable in a short drive or even a bike ride from the cul-de-sac.
Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well. Reach out to get the full picture on 308 Cotton Mill CT and what it takes to make it yours.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Chesapeake$385K – $525K4+ beds
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Military Commute
Drive times to nearest bases
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510034
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 510034
High Risk
FEMA flood zone
AE (1% annual chance)
Base flood elevation
8 ft above sea level
Property elevation
6.9 ft above sea level
1.1 ft below BFE
USGS 3DEP digital elevation model
Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Zone AE typically means lenders require flood insurance. Factor it into the monthly numbers below.
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$2,814/mo
Principal & interest
$2,361
Property tax
$321
Home insurance
$133
PMI
None
HOA/Condo (paid separately)
None
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Price context: similar nearby homes$382,000 – $500,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
308 Cotton Mill Ctthis home
$455,000
4
3
1,959
$232
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 308 Cotton Mill Ct in a good school zone?
The assigned zones on the listing record are Deep Creek Elementary (VaHome School Score 6.1/10), Deep Creek Middle (VaHome School Score 4.9/10), Deep Creek (VaHome School Score 5.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 308 Cotton Mill Ct in a flood zone?
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 308 Cotton Mill Ct?
Olde Mill Run Park is about 0.7 miles away.
Is 308 Cotton Mill Ct a waterfront property?
Yes. The listing record shows: Tidal.
Does 308 Cotton Mill Ct have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 308 Cotton Mill Ct built?
It was built in 1985, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
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Listing courtesy of Karen Powell · Iron Valley Real Estate HR · REIN MLS #10634973
308 Cotton Mill Ct, Chesapeake, Virginia 23323 · MLS #10634973 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
