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Chesapeake › GEORGETOWN COLONY › 305 Providence Rd✓ Source: REIN MLS #10627689 · record updated Jun 26, 2026 · synced every 5 min · your inquiry is never resold
305 Providence RD, CHESAPEAKE VA 23325 - Main photo
305 Providence RD, CHESAPEAKE VA 23325 - Photo 2
305 Providence RD, CHESAPEAKE VA 23325 - Photo 3
305 Providence RD, CHESAPEAKE VA 23325 - Photo 4
305 Providence RD, CHESAPEAKE VA 23325 - Photo 5
$375,000
$185 / sqft · est. $2,337/mo →
4beds
2baths
2,029sqft
86days on market

305 Providence Rd, Chesapeake, VA 23325

ActiveResidential · built 1972 · GEORGETOWN COLONY

About this home

The listing, in the seller's words

Welcome to this charming 4 bedroom brick ranch located in Chesapeake's desirable Georgetown neighborhood. This home offers a spacious backyard, creating the perfect space for relaxing or entertaining family and friends. Inside you will find stylish updates including tile in secondary bathroom, ceiling fans, warm wood flooring, and a newer furnace (2020). Seller is offering $20,000.00 towards property improvement plus $5000.00 towards closing costs with full price offer. Don't miss this opportunity to show your clients this beautiful ranch style home, located in the heart of Georgetown. With a little TLC, this home presents a wonderful opportunity to truly make it your own. Conveniently located near schools, shopping, and dining, it's an ideal place to call home. Schedule your tour today!

Listing courtesy of Drucilla Griffin-Callaway · The James Allen Group · REIN MLS #10627689

VaHome team overview

Our read on this home

At a glance

305 Providence Road is a four-bedroom, two-bath home in Chesapeake, Virginia, built in 1972 and offering 2,029 square feet of living space. It sits minutes from Norfolk Naval Shipyard and a walkable cluster of groceries, restaurants, and fitness options.

Read the full overview ↓

Why this home stands out

What sets 305 Providence Road apart is its rare combination of generous square footage for a 1970s-era home and an almost unbeatable position relative to two major military installations. At just six minutes from both Norfolk Naval Shipyard and the USCG Finance Center, this address shortens the commute considerably — and the surrounding Chesapeake neighborhood delivers everyday convenience without the premium price tag of newer developments.

GEORGETOWN COLONY and the Chesapeake real estate market

305 Providence Road sits inside Chesapeake, Virginia — a sprawling independent city that consistently ranks among the most livable in the Hampton Roads region. The immediate area has a settled, established feel: mature trees line the streets, lots are generously sized compared to newer subdivisions, and neighbors tend to put down roots. Chesapeake blends suburban calm with genuine urban access, and this corner of the city is a strong example of that balance. If you've been searching for houses for sale in chesapeake va 23322, you already know that Chesapeake's zip codes can vary widely in character — this neighborhood leans practical and unpretentious, with real infrastructure around it. The Great Dismal Swamp National Wildlife Refuge is a short drive south for weekend hiking and wildlife watching, while the broader city offers parks, waterways, and a growing dining scene. City services are handled through Chesapeake's municipal government, which covers everything from road maintenance to utilities.

What's nearby

Daily errands are genuinely easy from 305 Providence Road. Food Lion and Dollar General are both within 0.8 miles for grocery runs, and La Mejor Tienda Latina — a well-stocked Latin grocery — is just 0.7 miles away. When you'd rather let someone else cook, Red Tent Cafe is a 0.4-mile walk, while The Black Pepper Cooking and Las Criollas Del Otoao are each 0.6 miles out. Wawa at 1.0 mile handles morning coffee and quick stops. For fitness, both the Greenbrier North YMCA Wellness & Racquetball Center and RheuFit are within 0.9 miles — solid options without a long drive.

For different buyers

For military families relocating

Six minutes to Norfolk Naval Shipyard and six minutes to the USCG Finance Center — that kind of commute is rare anywhere in Hampton Roads. For military families weighing a VA loan purchase, this address puts you close to work without sacrificing living space. Four bedrooms gives everyone room, and the established neighborhood means you're not waiting for the area to catch up around you.

For families upgrading

If your current home is feeling tight, 2,029 square feet across four bedrooms gives a growing family real breathing room. The 1972 build means solid construction on a mature lot, and the surrounding Chesapeake neighborhood has the kind of stability that makes long-term ownership feel secure. Groceries, restaurants, and a YMCA are all under a mile — the kind of infrastructure that makes a busy family schedule manageable.

More buyer questions

How far is 305 Providence Road from Norfolk Naval Shipyard?

The drive from 305 Providence Road to Norfolk Naval Shipyard is approximately six minutes under normal traffic conditions. That puts it among the closer residential options to the shipyard in the Chesapeake area.

What zip code and city jurisdiction does 305 Providence Road fall under?

The property is located in Chesapeake, Virginia 23325, an independent city with its own municipal government separate from surrounding counties.

How big is the home at 305 Providence Road?

The home offers 2,029 square feet of living space with four bedrooms and two bathrooms, built in 1972 on a residential lot in Chesapeake.

Is 305 Providence Road in a flood zone?

Flood zone designation for this property is detailed in the FloodRisk tile on this page — check that section for the current FEMA map classification and any insurance implications.

What grocery stores are closest to 305 Providence Road?

Food Lion and Dollar General are both within 0.8 miles, and La Mejor Tienda Latina — a Latin grocery — is 0.7 miles away, making routine shopping very convenient from this address.

Want to know more about 305 Providence Road or explore similar homes in Chesapeake? Tom and Dariya Milan at LPT Realty are ready to help — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1972

Price / sqft

$185

HOA

None

Taxes

$3,384/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10627689

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,337/mo

Principal & interest

$1,946

Property tax

$282

Home insurance

$109

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

112% of $335,000

City assessment record · taxes $3,384/yr

Land share of assessed value

37% — $125,000

Improvements $210,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$267,000 – $435,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2521 Dexter ST · 0.6 mi · 2,000 sqft$335,000 sold 2026-06
404 Redbrick DR · 0.2 mi · 1,847 sqft$270,400 sold 2026-07
357 Dexter ST E · 0.4 mi · 2,228 sqft$267,000 sold 2026-04

Sale & Tax History

List Price

$375,000

Price / Sq Ft

$185

Annual Taxes

$3,384

Monthly Tax

$282

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 1, 2026$375,000—
Currently listed—$375,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$335,000

Land

$125,000

Improvement

$210,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

86 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 305 Providence Rd in a good school zone?+
The assigned zones on the listing record are Georgetown Primary (GreatSchools 3/10), Indian River Middle (GreatSchools 3/10), Indian River (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 305 Providence Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 305 Providence Rd?+
Yes — Greenbrier North YMCA Wellness & Racquetball Center is about 0.9 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 305 Providence Rd?+
la mejor tienda latina is about 0.7 miles away. The closest dining on record is Red Tent Cafe (0.4 mi).
Does 305 Providence Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 305 Providence Rd built?+
It was built in 1972, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Drucilla Griffin-Callaway · The James Allen Group · REIN MLS #10627689

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

305 Providence Rd, Chesapeake, Virginia 23325 · MLS #10627689 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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