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✓ Source: REIN MLS #10659441 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold
304 Mill Stream WAY, WILLIAMSBURG VA 23185 - Main photo
304 Mill Stream WAY, WILLIAMSBURG VA 23185 - Photo 2
304 Mill Stream WAY, WILLIAMSBURG VA 23185 - Photo 3
304 Mill Stream WAY, WILLIAMSBURG VA 23185 - Photo 4
304 Mill Stream WAY, WILLIAMSBURG VA 23185 - Photo 5
3beds
2baths
2,603sqft
0days on market

304 Mill Stream Way, Williamsburg, VA 23185

Coming SoonResidential · built 2003 · SETTLERS MILL

About this home

The perfect fit in Settlers Mill! Welcome home! A classic all-brick home offering easy one-level living in one of Williamsburg's most loved neighborhoods. A covered, columned front porch sets the tone, and inside, gleaming hardwood floors flow through a bright, open layout with high ceilings and beautiful trim work, filling this lovely home with natural light. Everything you need is on the main level. Unwind by the gas fireplace in your cozy living room or in the vaulted den. A formal dining room off the foyer is ready for holidays and dinner parties. The updated kitchen features rich wood cabinetry, granite countertops, a new convection microwave/convection oven, a brand-new refrigerator, a spacious pantry, and a sunny breakfast room overlooking the backyard. The primary suite is a true retreat with a tray ceiling, a large walk-in closet, and a spa-style bath with dual vanities, a soaking tub, and a separate glass shower. Two additional bedrooms, a full bath, and a laundry room complete the main floor. Need more space? The upstairs bonus room is spacious, ideal for a home office or hobbies, and the large walk-in attic offers plenty of storage. Outside, relax on the private deck or gather around the fire pit on the paver patio, all surrounded by mature landscaping. Settlers Mill offers a community pool, clubhouse, tennis, basketball, playgrounds, a picnic pavilion, and neighborhood social events, all in a central James City County location close to shopping, dining, and everything Williamsburg has to offer. See why this one is the perfect fit!

Listing courtesy of Will Goggins · Liz Moore & Associates LLC · REIN MLS #10659441

Facts & features

Type

Residential

Year built

2003

Price / sqft

$259

HOA fee

$87/mo

Taxes

$4,248/yr

County

James City County VA

MLS #

10659441

HOA association includes

ClubhousePlaygroundsPoolTennis CtsTrash Pickup

$87/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,603
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Breakfast Area, Fin. Rm Over Gar, Foyer, Pantry, Porch, Sun Room, Utility Closet
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Range, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Central Vac, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3500
Subdivision
SETTLERS MILL
Zoning
R1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car
Possession
AT CLOSE
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

304 Mill Stream Way is a 3-bedroom, 2-bath home in Williamsburg, Virginia, built in 2003 and offering 2,603 square feet of living space. It sits in the 23185 zip code, close to parks, eateries, and everyday errands. Camp Peary is about 17 minutes away.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23185, homes for sale zoned for Jamestown High School, and homes for sale zoned for Clara Byrd Baker Elementary School. Nearby, look at Kingswood homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

At 2,603 square feet, 304 Mill Stream Way gives you generous room without going overboard. The 2003 build means systems and finishes land in a sweet spot — past the early-ownership quirks, still well within modern standards. A restaurant and a pilates studio are steps from the front door. Powhatan Creek Park is less than half a mile away. That kind of walkable convenience is harder to find in Williamsburg than you might expect.

SETTLERS MILL and the Williamsburg real estate market

Mill Stream Way sits in the western reaches of Williamsburg, a city that wears its history lightly and its livability proudly. Streets here are quiet and tree-lined. Homes from the early 2000s share the area with a handful of local businesses right at the corner. The pace is unhurried, but you are never far from what you need. Williamsburg itself is compact and easy to navigate. Colonial Williamsburg and the College of William & Mary anchor the city's identity. The broader area pulls in visitors year-round, which keeps the restaurant and retail scene unusually strong for a city this size. Route 60 and Interstate 64 connect you to the Peninsula quickly. Anyone comparing Williamsburg homes for sale will notice how much green space the city preserves alongside its historic core. It is a place that feels genuinely livable, not just scenic.

What's nearby

Daily errands are easy from Mill Stream Way. Harris Teeter is 0.8 miles away for full grocery runs. Carrot Tree Kitchens — a Williamsburg staple — is just 0.1 miles away for a meal or a morning coffee. Dizzy Izzy's by FoodaTude is 0.2 miles away when you want something different. Frothy Moon Brewhouse is 0.4 miles away for an evening out. Ghostwriter Pilates is essentially at your doorstep. Powhatan Creek Park and Blueway is 0.4 miles away for paddling and trail time. Veterans Monument Park is 0.6 miles away, and St Georges Park is about a mile out.

For different buyers

Base commute and VA loan notes

Camp Peary is about 17 minutes from 304 Mill Stream Way. Naval Weapons Station Yorktown is roughly 21 minutes in the other direction. VA loan financing is widely used in this part of the Peninsula. The 2003 build and 2,603 square feet mean you can move in without a renovation project on your plate.

Room to grow

Three bedrooms and 2,603 square feet give you real flexibility in how you use the space. A second full bath means no morning bottlenecks. Powhatan Creek Park and Blueway is 0.4 miles away for outdoor time without loading up the car. Buyers comparing homes for sale zoned for Jamestown High School and homes for sale zoned for Clara Byrd Baker Elementary School will find this address sits in that attendance zone.

More buyer questions

How far is 304 Mill Stream Way from Camp Peary?

Camp Peary is about 17 minutes from 304 Mill Stream Way by car. Naval Weapons Station Yorktown is roughly 21 minutes away.

What zip code is 304 Mill Stream Way in?

The address is in the 23185 zip code. Buyers browsing homes for sale in 23185 will find this property in the western part of Williamsburg.

Is 304 Mill Stream Way in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Check that section for the current FEMA designation.

What parks are near 304 Mill Stream Way?

Powhatan Creek Park and Blueway is 0.4 miles away and offers paddling and trail access. Veterans Monument Park is 0.6 miles away, and St Georges Park is about a mile out.

Does 304 Mill Stream Way have an HOA?

HOA status for this property is confirmed in the listing details section of this page. Check there for the most current information.

Tom and Dariya Milan at LPT Realty know this part of Williamsburg well. Reach out to get your questions answered and schedule a walkthrough.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$570K – $780K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

59.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

In the Kingswood neighborhood of Williamsburg. Williamsburg houses for sale →

Military Commute

Drive times to nearest bases

Camp Peary

DoD

17min·11.1mi

NWS Yorktown

Navy

19min·14.1mi

JBLE Ft Eustis

Army

23min·17.9mi

JBLE Langley

Air Force

42min·34.3mi

NSA HR

Navy

68min·57.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,053/mo

Principal & interest

$3,502

Property tax

$354

Home insurance

$197

PMI

None

HOA/Condo (paid separately)

$87

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$485,000 – $650,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

134 Lakewood DR · 0.3 mi · 2,560 sqft$538,000 sold 2026-02
4609 Taber PARK · 0.4 mi · 2,217 sqft$485,000 sold 2026-06
205 Neck O Land RD · 0.7 mi · 2,842 sqft$613,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$675,000

Price / Sq Ft

$259

Annual Taxes

$4,248

Monthly Tax

$354

HOA fee

$87 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 27, 2026$675,000—
Currently listed—$675,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 304 Mill Stream Way in a good school zone?+
The assigned zones on the listing record are Clara Byrd Baker Elementary (VaHome School Score 6.6/10), Berkeley Middle (VaHome School Score 7.2/10), Jamestown (VaHome School Score 8.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 304 Mill Stream Way in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 304 Mill Stream Way have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 304 Mill Stream Way built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Will Goggins · Liz Moore & Associates LLC · REIN MLS #10659441

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

304 Mill Stream Way, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

304 Mill Stream Way, Williamsburg, Virginia 23185 · MLS #10659441 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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