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ChesapeakePROVIDENCE TERRACE2704 Fincham Ct✓ Source: REIN MLS #10620032 · record updated Jun 1, 2026 · synced every 2 min · your inquiry is never resold
2704 Fincham CT, CHESAPEAKE VA 23324 - Main photo
$330,000
$198 / sqft · est. $2,085/mo →
4beds
2baths
1,664sqft
95days on market

2704 Fincham Ct, Chesapeake, VA 23324

SoldResidential · built 1974 · PROVIDENCE TERRACE

About this home

The listing, in the seller's words

Charming ranch home that offers it all — nestled on a quiet cul-de-sac just north of Greenbrier, it features an open layout connecting the living, dining, and kitchen areas. Enjoy double driveway parking, a large backyard, and 4 bedrooms including a spacious primary suite with its own bath and walk-in closet. For added privacy, one bedroom is set apart from the others. Large windows fill the home with natural light, complemented by recessed lighting throughout. The garage includes an oversized storage room, while the kitchen boasts a bartop, abundant counter space, stainless steel appliances, and a large walk-in pantry. Recent updates include a 35-year impact-resistant roof and a 2019 HVAC system.

Listing courtesy of Brittany Smitherman · 1st Class Real Estate Elevate · REIN MLS #10620032

VaHome team overview

Our read on this home

At a glance

Meet 2704 Fincham Court — a four-bedroom, two-bath home on nearly a quarter-acre cul-de-sac lot in Chesapeake's Providence Terrace neighborhood. Built in 1974, this 1,664-square-foot single-family home puts two major military installations within a ten-minute drive.

Read the full overview ↓

Why this home stands out

What sets 2704 Fincham Court apart is the combination of lot size and location that's genuinely hard to find in this price corridor. A 0.237-acre lot on a quiet court street gives you real outdoor space — room for a garden, a fire pit, or just room to breathe — while keeping you less than ten minutes from both USCG Finance Center Chesapeake and Norfolk Naval Shipyard. That's a rare pairing in this part of Hampton Roads.

PROVIDENCE TERRACE and the Chesapeake real estate market

Providence Terrace is a well-established Chesapeake neighborhood with the kind of mature tree canopy and settled street grid that only comes with a few decades of roots. The homes here were mostly built in the 1970s, which means larger lots, deeper setbacks, and a sense of space that newer subdivisions often trade away for density. Fincham Court itself is a cul-de-sac, so through traffic is essentially zero — a detail that matters a lot if you have kids or pets. If you've been searching for houses for sale chesapeake virginia and keep finding yourself priced out of waterfront or frustrated by cookie-cutter construction, Providence Terrace offers a grounded alternative. Chesapeake as a city brings independent school jurisdiction, lower overall density compared to Norfolk or Virginia Beach, and a civic identity that residents tend to feel strongly about. The broader South Norfolk corridor connecting this neighborhood to the shipyard and the finance center is one of the more functionally convenient stretches in all of Hampton Roads.

What's nearby

Daily errands are genuinely walkable from Fincham Court. Food Lion sits just 0.4 miles away for full grocery runs, and La Mejor Tienda Latina — a well-stocked Latin grocery — is only 0.3 miles out. Dollar General fills in the quick-trip gaps at 0.4 miles. When it's time to eat, you have Captain J Seafood, Las Criollas Del Otoao, and The Black Pepper Cooking all within 0.3 miles, which is an unusually strong local dining cluster for a residential street. La Hacienda Panadería, Rosticeria, Y Mas rounds out the food options at 0.6 miles. Battlefield Business Park is also 0.6 miles away for any professional services needs.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is six minutes from your front door, and Norfolk Naval Shipyard is seven. For active-duty households, that kind of proximity directly affects daily quality of life — shorter commutes, more time at home, and a location that holds its appeal through PCS cycles. VA loan eligibility makes this four-bedroom layout even more accessible for qualifying service members and veterans.

For families upgrading

Four bedrooms and a 0.237-acre lot give growing families real room to spread out — both inside and in the yard. The cul-de-sac setting on Fincham Court means low traffic and a safer outdoor environment, while the established Providence Terrace neighborhood provides the kind of stability that matters when you're planting longer roots. If you're looking for sale chesapeake va with genuine lot size, this address delivers.

More buyer questions

How far is 2704 Fincham Court from USCG Finance Center Chesapeake?

USCG Finance Center Chesapeake is approximately six minutes by car from 2704 Fincham Court, making it one of the closest residential options to that installation in the area.

How far is 2704 Fincham Court from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is about seven minutes from Fincham Court, a commute that puts this address squarely in the practical daily-drive range for shipyard personnel.

Is 2704 Fincham Court in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant details.

What is the lot size at 2704 Fincham Court?

The lot measures 0.237 acres, which is meaningfully larger than many comparable homes in the surrounding area and sits on a low-traffic cul-de-sac court.

Does 2704 Fincham Court have an HOA?

Providence Terrace does not carry a mandatory HOA for this property, meaning there are no association dues or deed-restriction overlays from a homeowners association to account for.

Tom and Dariya Milan at LPT Realty know Providence Terrace and the broader Chesapeake market well — reach out to get your questions answered and schedule a walkthrough of 2704 Fincham Court.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1974

Price / sqft

$198

HOA

None

Taxes

$3,313/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10620032

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,664
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Porch, Utility Closet
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2370
Subdivision
PROVIDENCE TERRACE
Zoning
R10S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc, Street
Possession
CLOSING
Disclosures
Disclosure Statement, Short/Comp Sale

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Georgetown

Georgetown, also known as Georgetown Colony, is an established Chesapeake community in the Indian River area, located off Military Highway and Providence Road.

$286K

Median sale · 12 mo

$188

Sold $/sq ft

11d

Days on market

10

For sale now

$76K

HH income

64.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Georgetown
Map of Georgetown with neighborhood boundaryNeighborhood

Chesapeake real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,085/mo

Principal & interest

$1,712

Property tax

$276

Home insurance

$96

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

101% of $328,000

City assessment record · taxes $3,313/yr

Land share of assessed value

30% — $100,000

Improvements $228,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$185,000$350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2703 Mark ST · 0.2 mi · 1,504 sqft$350,000 sold 2026-04
404 Redbrick DR · 0.7 mi · 1,847 sqft$270,400 sold 2026-07
4109 5th ST · 1.2 mi · 1,620 sqft$274,500 sold 2026-04

Sale & Tax History

List Price

$330,000

Price / Sq Ft

$198

Annual Taxes

$3,313

Monthly Tax

$276

HOA

None

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 26, 2026$330,000
Price reducedJun 1, 2026$330,000−$15,000
SoldMay 27, 2026$330,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$328,000

Land

$100,000

Improvement

$228,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2704 Fincham Ct in a good school zone?+
The assigned zones on the listing record are Georgetown Primary (GreatSchools 3/10), Deep Creek Middle (GreatSchools 5/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2704 Fincham Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 2704 Fincham Ct?+
Battlefield Business Park is about 0.6 miles away.
Where is the nearest grocery store to 2704 Fincham Ct?+
la mejor tienda latina is about 0.3 miles away. The closest dining on record is The Black Pepper Cooking (0.3 mi).
Does 2704 Fincham Ct have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2704 Fincham Ct built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Brittany Smitherman · 1st Class Real Estate Elevate · REIN MLS #10620032

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

2704 Fincham Ct, Chesapeake, Virginia 23324 · MLS #10620032 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.