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✓ Source: REIN MLS #10649757 · record updated Aug 31, 2026 · synced every 2 min · your inquiry is never resold
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$199,900est. $1,245/mo all-in · adjust →
2beds
1.1baths
792sqft
$252per sqft
13days on market

1804 Portlock Rd, Chesapeake, VA 23324

ActiveResidential · built 1940 · 0.16 acres · PORTLOCK TERRACE · MLS #10649757

Price per sqft$252compare with nearby salesSchools
Oscar F. SmithHigh3.8
Oscar SmithMiddle2.4
Portlock PrimaryElementary—
VaHome School ScoreFlood
Low / moderate riskZone X
flood insurance not requiredHOANoneno HOA fee on the MLS recordEst. payment$1,245/moall-in · 20% down · 6.75% · adjustPrice since listing…checking price historyTaxes$1,789/yrasking is 113% of assessmentCondo feeNAnot a condo

OverviewAbout this home

Charming, move-in ready bungalow nestled on an large 60 x 120 lot! Inside, you will find beautiful original hardwood floors flowing throughout a bright and welcoming layout. The property also features jack & jill 1/2 bath, a detached 1-car garage and includes all appliances conveying as-is. Ideally located for an easy commute, you are just minutes from major expressways, Greenbriar area, downtown Norfolk, Portsmouth, premier shopping, great restaurants, multiple vibrant city parks, local shipyards, and military bases. (photos edited by AI)

Listing courtesy of Melody Cespedes · 1st Class Real Estate Flagship · REIN MLS #10649757

Facts & features

TypeResidential
Year built1940
Price / sqft$252
HOANone
Taxes$1,789/yr
CountyChesapeake VA
MLS #10649757

Interior

Bedrooms
2
Full baths
1
Half baths
1
Approx. sqft
792
Stories
1
Flooring
Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Bungalow
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Chain Link

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1600
Subdivision
PORTLOCK TERRACE
Zoning
R6
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Short/Comp Sale

See more Chesapeake homes under $200K.

Sources: REIN MLS record · city assessor

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23324, homes for sale zoned for Oscar Smith High School, and homes for sale zoned for Portlock Primary School. Nearby, look at Georgetown homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighOscar F. Smith High School
3.8/10
Down 0.2 from 2024–25
MiddleOscar Smith Middle School
2.4/10
Down 1.3 from 2024–25
ElementaryPortlock Primary SchoolPK–2 · SOL testing starts in grade 3
—

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$165K – $230K2+ beds

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Military Commute

Drive times to nearest bases

NNSY

Navy

15min·6.7mi

USCG Finance Ctr

Coast Guard

14min·5.1mi

USCG Portsmouth

Coast Guard

11min·5.2mi

NMCP

Navy

15min·7mi

Little Creek

Navy

29min·16.7mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

12.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodGeorgetown

Georgetown is also known as Georgetown Colony. It is a settled Chesapeake neighborhood in the Indian River area. The spot is off Military Highway and Providence Road.

$286KMedian sale · 12 mo
$193Sold $/sq ft
12dDays on market
8For sale now
$76KHH income
64.9%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Georgetown →
Map of Georgetown with neighborhood boundaryNeighborhood

Chesapeake VA homes for sale →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,245/mo

Principal & interest

$1,037

Property tax

$149

Home insurance

$58

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment113% of $177,100City assessment record · taxes $1,789/yr
Land share of assessed value56% · $100,000Improvements $77,100 · assessor record ✓
Price context: similar nearby homes$130,000 – $293,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
4100 3rd ST · 0.2 mi · 906 sqft$130,000 sold 2026-02
4111 Hamilton ST · 0.5 mi · 884 sqft$168,000 sold 2026-07
1025 Calloway AVE · 0.6 mi · 870 sqft$145,000 sold 2026-07

Own a home nearby? See what it is worth today: What's your Chesapeake home worth?

Sale & Tax History

List Price

$199,900

Price / Sq Ft

$252

Annual Taxes

$1,789

Monthly Tax

$149

HOA

None

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 18, 2026$199,900—
Currently listed—$199,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

13% above assessment

Total Assessed

$177,100

Land

$100,000

Improvement

$77,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

13 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
1804 Portlock Rdthis home$199,90021.1792$252
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 1804 Portlock Rd in a good school zone?
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 2.4/10), Oscar Smith (VaHome School Score 2.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1804 Portlock Rd in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1804 Portlock Rd have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1804 Portlock Rd built?
It was built in 1940, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

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1804 Portlock Rd, Chesapeake, Virginia 23324 · MLS #10649757 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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