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✓ Source: REIN MLS #10657160 · record updated Oct 29, 2026 · synced every 2 min · your inquiry is never resold
1306 Virginia AVE, CHESAPEAKE VA 23324 - Main photo
1306 Virginia AVE, CHESAPEAKE VA 23324 - Photo 2
1306 Virginia AVE, CHESAPEAKE VA 23324 - Photo 3
1306 Virginia AVE, CHESAPEAKE VA 23324 - Photo 4
1306 Virginia AVE, CHESAPEAKE VA 23324 - Photo 5
5beds
2.1baths
2,300sqft
21days on market

1306 Virginia Ave, Chesapeake, VA 23324

ActiveResidential · built 1960 · PORTLOCK TERRACE

About this home

Stunning 5-Bedroom Home with an Assumable 2.75% VA Loan! Beautifully remodeled from top to bottom, this 5 bedroom, 2.5 bath home features an open floor plan, updated kitchen with granite countertops, custom vaulted ceilings, sunroom, wood-burning fireplace, updated bathrooms, and tankless gas water heater. Rare financing opportunity! Qualified buyers may be able to assume the existing 2.75% VA mortgage with an approximate balance of $202,668. The estimated equity difference is $215,832 based on the $418,500 asking price. Cash or additional approved financing may be used to cover the difference. Allow 45+ days for lender approval and processing. Conveniently located in historic South Norfolk, near interstates, shopping, downtown, military bases, and shipyards. Beautiful updates, great location, and an opportunity you don't want to miss!

Listing courtesy of Rick Montrose · Keffer Realty · REIN MLS #10657160

Facts & features

Type

Residential

Year built

1960

Price / sqft

$178

HOA

None

Taxes

$3,750/yr

County

Chesapeake VA

MLS #

10657160

Interior

Bedrooms
5
Full baths
2
Half baths
1
Approx. sqft
2,300
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Office/Study, Sun Room, Utility Closet
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Jetted Tub

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl,Wood
Pool
No Pool
Fencing
Back Fenced,Partial,Wood Fence

Utilities & systems

Heating
Heat Pump, Programmable Thermostat
Cooling
Central Air, Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
65'X99'
Subdivision
PORTLOCK TERRACE
Zoning
R8S
Ownership
Fee Simple
Garage
No
Parking
4 Space
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1306 Virginia Avenue is a five-bedroom, 2.1-bath home in Chesapeake, Virginia, built in 1960 and offering 2,300 square feet of living space. Norfolk Naval Shipyard is about five minutes away. Groceries, parks, and restaurants are all within a short walk or drive.

Read the full overview ↓

Why this home stands out

Five bedrooms in a 2,300-square-foot layout is a rare find among Chesapeake homes for sale at this price tier. The 1960 build gives the home solid bones and a floor plan that spreads out across multiple rooms. Two full baths plus a half bath means morning routines stay manageable. Add a location that puts two major installations within six minutes, and this address checks a lot of boxes at once.

PORTLOCK TERRACE and the Chesapeake real estate market

Virginia Avenue sits in the South Norfolk corridor of Chesapeake — one of the region's older, established communities where mid-century homes line tree-shaded streets. The housing stock here runs toward brick ranches and two-story colonials from the 1950s and 1960s, giving the area a grounded, neighborhood feel. Streets are walkable, lots are generous, and neighbors tend to know each other. South Norfolk has its own distinct identity within Chesapeake, with a tight grid of residential blocks anchored by local businesses and green space. Chesapeake itself is Virginia's third-largest city by area, stretching from the Elizabeth River south to the North Carolina border. Getting around is straightforward — Interstate 464 and the Berkley Bridge connect you north into Norfolk in minutes. Downtown Norfolk, the waterfront, and the region's major employment hubs are all within a short drive. Anyone comparing homes for sale in Chesapeake will notice that this zip code sits unusually close to both Portsmouth and Norfolk, making it one of the more connected corners of the city.

What's nearby

Daily errands are easy here. Super Mart and Food Lion are both about 0.4 miles away, and a second Food Lion is just 0.7 miles out. For dinner, China Ocean, Frank's Pizza, and 33rd Precinct are all within a half mile. South Norfolk Martial Arts is 0.3 miles away for anyone looking to stay active close to home. Franklin Field is 0.6 miles out, Captain Frederic E. Consolvo Jr. Park is 0.7 miles, and Lakeside Park rounds things out at 0.8 miles — three green spaces within easy reach for outdoor time.

For different buyers

Base commute and VA loan notes

Norfolk Naval Shipyard is about five minutes from this address, and USCG Base Portsmouth is six minutes out. That kind of commute is hard to beat in this region. A VA loan is a natural fit here, and the five-bedroom layout means there is room to set up a home office or a dedicated workout space without giving anything up.

Room to grow

Five bedrooms give you real flexibility — a primary suite, dedicated rooms for each occupant, and still space left over for a home office or hobby room. The 2.1-bath count keeps shared spaces from becoming a bottleneck. At 2,300 square feet, there is genuine room to spread out, and the lot provides outdoor space to go with it.

More buyer questions

How far is 1306 Virginia Avenue from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is about five minutes away by car. The route via Berkley Bridge is direct and avoids most of the region's heavier traffic corridors.

How far is 1306 Virginia Avenue from USCG Base Portsmouth?

USCG Base Portsmouth is approximately six minutes from this address. Both bases are reachable without getting on a highway.

What zip code is 1306 Virginia Avenue in?

The property is in zip code 23324. Buyers comparing homes for sale in 23324 will find this address sits near the northern edge of Chesapeake, close to the Portsmouth and Norfolk city lines.

What schools serve 1306 Virginia Avenue?

This address is in the Chesapeake City Public Schools district. Buyers researching homes for sale zoned for Oscar Smith High School and homes for sale zoned for Rena B. Wright Primary School will want to confirm current zoning directly with Chesapeake City Public Schools, as attendance boundaries can change.

Is 1306 Virginia Avenue in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Your agent can pull the current FEMA map panel for a definitive answer.

Want to see 1306 Virginia Avenue in person? Tom and Dariya Milan are ready to set up a tour and answer any questions you have about this address.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$345K – $475K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

14.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood with suburban charm and a settled feel. It sits in a handy spot. It is a good fit for buyers who want a quality suburb that feels long settled.

$260K

Median sale · 12 mo

$199

Sold $/sq ft

10d

Days on market

3

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon →
Map of Avalon with neighborhood boundaryNeighborhood

Chesapeake real estate →

Military Commute

Drive times to nearest bases

NNSY

Navy

12min·5.3mi

USCG Portsmouth

Coast Guard

10min·3.8mi

NMCP

Navy

14min·5.6mi

USCG Finance Ctr

Coast Guard

16min·5.9mi

Little Creek

Navy

27min·15.3mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,554/mo

Principal & interest

$2,122

Property tax

$313

Home insurance

$119

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

112% of $365,900

City assessment record · taxes $3,750/yr

Land share of assessed value

30% — $110,000

Improvements $255,900 · assessor record ✓

Price context — similar nearby homes

$347,000 – $445,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4317 Salt Marsh LN · 1.5 mi · 1,960 sqft$347,000 sold 2026-06
1008 Wadena RD · 1.7 mi · 2,013 sqft$385,000 sold 2026-03
1620 Great Bridge BLVD · 2.3 mi · 2,363 sqft$370,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$409,000

Price / Sq Ft

$178

Annual Taxes

$3,750

Monthly Tax

$313

HOA

None

Tax Rate (effective)

0.92%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 8, 2026$409,000—
Price reducedOct 29, 2026$409,000−$9,500
Currently listed—$409,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$365,900

Land

$110,000

Improvement

$255,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

21 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1306 Virginia Ave in a good school zone?+
The assigned zones on the listing record are Rena B. Wright Primary, Oscar Smith Middle (VaHome School Score 2.4/10), Oscar Smith (VaHome School Score 2.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1306 Virginia Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1306 Virginia Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1306 Virginia Ave built?+
It was built in 1960, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Rick Montrose · Keffer Realty · REIN MLS #10657160

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1306 Virginia Ave, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1306 Virginia Ave, Chesapeake, Virginia 23324 · MLS #10657160 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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