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Chesapeake › SOUTH NORFOLK › 1232 Stewart St✓ Source: REIN MLS #10643125 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
1232 Stewart ST, CHESAPEAKE VA 23324 - Main photo
1232 Stewart ST, CHESAPEAKE VA 23324 - Photo 2
1232 Stewart ST, CHESAPEAKE VA 23324 - Photo 3
1232 Stewart ST, CHESAPEAKE VA 23324 - Photo 4
1232 Stewart ST, CHESAPEAKE VA 23324 - Photo 5
$289,500
$244 / sqft · est. $1,747/mo →
3beds
2baths
1,188sqft
9days on market

1232 Stewart St, Chesapeake, VA 23324

ActiveResidential · built 1912 · SOUTH NORFOLK

About this home

The listing, in the seller's words

This charming 3 bedroom, 2 bathroom home is ready for you! Featuring first floor primary bedroom and full bathroom for easy one-level living. Including fresh paint throughout the home with new carpets and recently updated LVP flooring. Centrally located nearby to beaches, bases, school, and shopping. Schedule your showing today!

Listing courtesy of Ryan Forsberg · Swell Realty Co · REIN MLS #10643125

VaHome team overview

Our read on this home

At a glance

Meet 1232 Stewart Street — a three-bedroom, two-bath home in Chesapeake's historic South Norfolk neighborhood, built in 1912 and sitting just minutes from Norfolk Naval Shipyard and USCG Base Portsmouth. Classic bones, a compact footprint, and an unbeatable location make this address genuinely hard to beat.

Read the full overview ↓

Why this home stands out

What sets 1232 Stewart Street apart is simple: almost nothing in Hampton Roads puts you this close to two major installations at once. Norfolk Naval Shipyard and USCG Base Portsmouth are each a three-minute drive away, which means commute stress is essentially off the table. Layer on top of that a century-old home with the kind of solid craftsmanship that newer construction rarely replicates, and you have a combination that's legitimately rare at this size and scale.

SOUTH NORFOLK and the Chesapeake real estate market

South Norfolk is one of the most historically layered neighborhoods in all of Chesapeake — a tight-knit, walkable community that grew up alongside the shipyard economy in the early twentieth century and has been quietly revitalizing ever since. The streets here have character: mature trees, front porches, and neighbors who actually know each other's names. At 1232 Stewart Street, you're in the heart of it. The primary keyword for this page — South Norfolk Chesapeake homes — fits naturally here because this neighborhood genuinely occupies a unique space in the local market, offering urban connectivity with a small-town feel. Chesapeake as a city brings the infrastructure and services of a major Virginia municipality, while South Norfolk gives you the walkability and community identity that larger suburban subdivisions simply can't manufacture. It's an address with a sense of place.

What's nearby

Daily life is easy here. Grocery runs, coffee stops, and quick errands are all within a short drive or even a walkable distance depending on your tolerance for a stroll. The Elizabeth River is close, giving you access to waterfront parks and green space without a long commute. Downtown Portsmouth and its restaurants, breweries, and waterfront boardwalk are just across the bridge. Norfolk's arts and dining scene is equally accessible. For families who want outdoor time, the broader South Norfolk area connects to regional trails and parks that make weekends feel genuinely unhurried.

For different buyers

For military families relocating

Three minutes to Norfolk Naval Shipyard. Three minutes to USCG Base Portsmouth. For active-duty families, that kind of proximity is almost impossible to find, and it makes 1232 Stewart Street a natural fit for anyone using a VA loan to buy in the area. Short commutes mean more time at home, fewer miles on your vehicle, and a daily rhythm that actually works around a demanding service schedule.

For buyers drawn to character

Homes built in 1912 don't come with the shortcuts of modern construction — they come with thick plaster walls, old-growth lumber framing, and proportions that feel genuinely human-scaled. At 1,188 square feet, 1232 Stewart Street is compact by design, the kind of home where every room gets used and nothing feels wasted. If you're drawn to houses with a real story and a neighborhood that has earned its identity over more than a century, this address deserves a serious look.

More buyer questions

How far is 1232 Stewart Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately a three-minute drive from 1232 Stewart Street, making it one of the closest residential addresses to the base available in the area. The short commute is one of the most practical advantages of this location.

What neighborhood is 1232 Stewart Street in?

The property sits in South Norfolk, a historic neighborhood within the city of Chesapeake, Virginia. South Norfolk has its own distinct identity and community character that sets it apart from the broader Chesapeake suburban landscape.

How old is the home at 1232 Stewart Street?

The home was built in 1912, making it well over a century old. Homes of this era in South Norfolk were typically built with old-growth lumber and traditional craftsmanship that differs meaningfully from modern construction methods.

Is 1232 Stewart Street in a flood zone?

Flood zone designation for this property is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. It's always worth reviewing that information alongside your insurance agent before making a decision.

What is the lot size at 1232 Stewart Street?

The lot is 0.081 acres, which is a compact urban lot typical of the South Norfolk neighborhood's early-twentieth-century street grid. It's a manageable size that keeps yard maintenance low without sacrificing outdoor space entirely.

Curious whether 1232 Stewart Street fits your situation? Tom and Dariya Milan know South Norfolk well — reach out and get a straight answer.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1912

Price / sqft

$244

HOA

None

Taxes

$1,925/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10643125

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,188
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Appliances
Dishwasher, Dryer Hookup, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Metal
Exterior
Asbestos
Pool
No Pool
Fencing
Back Fenced,Chain Link
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0810
Subdivision
SOUTH NORFOLK
Zoning
RSFA1
Ownership
Fee Simple
Garage
No
Parking
Street
Possession
CLOSING
Disclosures
Disclosure Statement, Owner Agent

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

South Norfolk

South Norfolk is one of Chesapeake's oldest urban neighborhoods, a historic borough laid out along the Southern Branch of the Elizabeth River at the city's northern edge.

$320K

Median sale · 12 mo

$192

Sold $/sq ft

22d

Days on market

42

For sale now

$62K

HH income

60.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore South Norfolk →
Map of South Norfolk with neighborhood boundaryNeighborhood

Chesapeake houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,747/mo

Principal & interest

$1,502

Property tax

$160

Home insurance

$84

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

152% of $190,600

City assessment record · taxes $1,925/yr

Land share of assessed value

45% — $85,000

Improvements $105,600 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$237,000 – $320,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1109 Kay AVE · 1.5 mi · 1,102 sqft$295,000 sold 2026-07
3120 Joseph AVE · 1.6 mi · 1,264 sqft$280,000 sold 2026-07
2509 Lanier ST · 1.5 mi · 1,278 sqft$317,000 sold 2026-04

Sale & Tax History

List Price

$289,500

Price / Sq Ft

$244

Annual Taxes

$1,925

Monthly Tax

$160

HOA

None

Tax Rate (effective)

0.66%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 7, 2026$289,500—
Currently listed—$289,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

52% above assessment

Total Assessed

$190,600

Land

$85,000

Improvement

$105,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1232 Stewart St in a good school zone?+
The assigned zones on the listing record are Rena B. Wright Primary, Oscar Smith Middle (GreatSchools 7/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1232 Stewart St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1232 Stewart St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1232 Stewart St built?+
It was built in 1912, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ryan Forsberg · Swell Realty Co · REIN MLS #10643125

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1232 Stewart St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1232 Stewart St, Chesapeake, Virginia 23324 · MLS #10643125 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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