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✓ Source: REIN MLS #10646498 · record updated Nov 13, 2026 · synced every 2 min · your inquiry is never resold
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$280,000
4beds
2.1baths
2,196sqft
$128per sqft
76days on market

1208 Bell Tower Arch, Chesapeake, VA 23324

SoldResidential · built 2002 · VARSITY MANOR · MLS #10646498

Price per sqft$128compare with nearby salesSchools
Oscar F. SmithHigh3.8
Oscar SmithMiddle2.4
Portlock PrimaryElementary—
VaHome School ScoreSold for$280,000closed Nov 12, 2026Flood
Low / moderate riskZone X
flood insurance not requiredTaxes$3,978/yrasking is 71% of assessmentHOANoneno HOA fee on the MLS recordCondo feeNAnot a condo

OverviewAbout this home

Buyer's bring your rehab loans for this fixer-upper with instant equity! Make this house your dream home with mostly cosmetic TLC. HVAC needs replacing.

Listing courtesy of Kenneth Bailey · CENTURY 21 Top Producers · REIN MLS #10646498

Facts & features

TypeResidential
Year built2002
Price / sqft$128
HOANone
Taxes$3,978/yr
CountyChesapeake VA
MLS #10646498

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,196
Stories
2
Flooring
Carpet, Ceramic, Vinyl
Total rooms
8
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry
Equipment
Attic Fan, Cable Hookup, Gar Door Opener, Security Sys, Water Softener

Construction & exterior

Style
Traditional, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Other

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
VARSITY MANOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, two-bath home in Chesapeake built in 2002. Just five minutes from Norfolk Naval Shipyard, with quick access to everyday shops and parks. Explore homes for sale in 23324 and find your next move.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23324, homes for sale zoned for Oscar Smith High School, and homes for sale zoned for Portlock Primary School. Nearby, look at Avalon homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 2,196-square-foot residence sits on a residential lot in a well-established neighborhood. The four-bedroom, two-bath layout gives you room to spread out. Built in 2002, the home has proven bones and a practical floor plan. You're minutes from Norfolk Naval Shipyard and USCG Base Portsmouth, making commutes straightforward. Local dining and grocery shopping are steps away, and recreation is nearby.

VARSITY MANOR and the Chesapeake real estate market

Bell Tower Arch sits in a residential pocket of Chesapeake where neighbors are close and everyday errands are quick. The streets here are lined with homes built over the past two decades, creating a stable, established feel. You'll find a mix of property types and lot sizes, all within easy reach of parks and recreation. Chesapeake itself is Virginia's largest city by land area, blending suburban neighborhoods with commercial corridors and waterfront access. Getting around is straightforward: major roads like Battlefield Boulevard and Military Highway connect you to shopping, dining, and employment centers. If you are comparing homes for sale in Chesapeake, note that this zip code offers solid proximity to both naval employment and everyday conveniences. Anyone comparing homes for sale zoned for Oscar Smith High School and homes for sale zoned for Portlock Primary School will find this address well-positioned for both.

What's nearby

Mi Favorita Tienda Latina and Food Lion are your closest grocery stops—one is just a tenth of a mile away. Taco Fiesta and Poppy's Top Dog sit within a short walk for quick meals. The Portlock Activity Center is two-tenths of a mile away, offering parks and recreation programming. J. G. Parks & Son is about half a mile out for additional outdoor space. Fitness options include The Fox's Den Kung Fu and South Norfolk Martial Arts, both under a mile away. A 7-Eleven sits nearby for coffee and convenience items.

For different buyers

Base commute and VA loan notes

Norfolk Naval Shipyard is five minutes away; USCG Base Portsmouth is six. This location cuts your commute significantly and supports VA loan financing, which is common in the area. The home's 2002 build and straightforward layout mean you can move in without major surprises or delays.

Room to grow

Four bedrooms give each household member their own space. Two full baths plus a half bath reduce morning conflicts. The 2,196-square-foot floor plan spreads across a residential lot, offering room to grow without needing to relocate.

More buyer questions

How far is 1208 Bell Tower Arch from Norfolk Naval Shipyard?

About five minutes by car. USCG Base Portsmouth is six minutes away, making both bases very accessible from this address.

What grocery stores are near this home?

Mi Favorita Tienda Latina is just one-tenth of a mile away, and Food Lion is less than a mile out. Both are quick stops for everyday shopping.

Are there parks nearby for recreation?

Yes. The Portlock Activity Center is two-tenths of a mile away, and J. G. Parks & Son is about half a mile out. Both offer outdoor space and programming.

What restaurants and dining options are close by?

Taco Fiesta and Poppy's Top Dog are within a short walk. Hardee's is three-tenths of a mile away for additional quick-service options.

Does this home support VA loan financing?

Yes. VA loans are widely used in this area, especially given the proximity to Norfolk Naval Shipyard and other military employment centers.

Ready to explore 1208 Bell Tower Arch? Contact Tom & Dariya Milan today to schedule a tour and ask about current availability.

Summary generated by AI from public records and publicly available information.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighOscar F. Smith High School
3.8/10
Down 0.2 from 2024–25
MiddleOscar Smith Middle School
2.4/10
Down 1.3 from 2024–25
ElementaryPortlock Primary SchoolPK–2 · SOL testing starts in grade 3
—

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$235K – $325K4+ beds

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Military Commute

Drive times to nearest bases

NNSY

Navy

15min·6.2mi

USCG Portsmouth

Coast Guard

12min·3.8mi

USCG Finance Ctr

Coast Guard

13min·6.4mi

NMCP

Navy

16min·6.5mi

NS Norfolk

Navy

24min·20.2mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

12.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodAvalon

Avalon is a Chesapeake neighborhood with suburban charm and a settled feel. It sits in a handy spot. It is a good fit for buyers who want a quality suburb that feels long settled.

$267KMedian sale · 12 mo
$203Sold $/sq ft
8dDays on market
4For sale now
$78KHH income
70%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon →
Map of Avalon with neighborhood boundaryNeighborhood

Chesapeake real estate →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,866/mo

Principal & interest

$1,453

Property tax

$332

Home insurance

$82

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment71% of $393,900City assessment record · taxes $3,978/yr
Land share of assessed value28% · $110,000Improvements $283,900 · assessor record ✓
Price context: similar nearby homes$430,000 – $500,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
424 Rose Garden Ln · 2.7 mi · 2,160 sqft$474,000 sold 2026-07
1014 Mains Creek RD · 2.6 mi · 2,069 sqft$475,000 sold 2026-04
1009 Mathews DR · 3.2 mi · 2,199 sqft$500,000 sold 2026-05

Own a home nearby? See what it is worth today: What's your Chesapeake home worth?

Sale & Tax History

List Price

$280,000

Price / Sq Ft

$128

Annual Taxes

$3,978

Monthly Tax

$332

HOA

None

Tax Rate (effective)

1.42%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 29, 2026$280,000—
Price reducedNov 13, 2026$280,000−$45,000
SoldNov 12, 2026$280,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

29% below assessment

Total Assessed

$393,900

Land

$110,000

Improvement

$283,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
1208 Bell Tower Archthis home$280,00042.12,196$128
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 1208 Bell Tower Arch in a good school zone?
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 2.4/10), Oscar Smith (VaHome School Score 2.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1208 Bell Tower Arch in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1208 Bell Tower Arch have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1208 Bell Tower Arch built?
It was built in 2002, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

This home has soldThe next one doesn't have to be

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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Listing courtesy of Kenneth Bailey · CENTURY 21 Top Producers · REIN MLS #10646498

1208 Bell Tower Arch, Chesapeake, Virginia 23324 · MLS #10646498 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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